

Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services.
5241 Insurance Carriers
This industry group comprises establishments primarily engaged in
underwriting (assuming the risk, assigning premiums, and so forth)
annuities and insurance policies and investing premiums to build up a
portfolio of financial assets to be used against future claims. Direct
insurance carriers are establishments that are primarily engaged in
initially underwriting and assuming the risk of annuities and insurance
policies. Reinsurance carriers are establishments that are primarily
engaged in assuming all or part of the risk associated with an existing
insurance policy (or set of policies) originally underwritten by
another insurance carrier.
Industries are defined in terms of the type of risk being insured
against, such as death, loss of employment because of age or
disability, and property damage. Contributions and premiums are set on
the basis of actuarial calculations of probable payouts based on risk
factors from experience tables and expected investment returns on
reserves.
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524113 | 6321 | Accidental death and dismemberment insurance carriers, direct |
| 524113 | 6321 | Accidental death and dismemberment insurance underwriting, direct |
| 524113 | 6311 | Annuities underwriting |
| 524113 | 6311 | Cooperative life insurance organizations |
| 524113 | 6311 | Credit life insurance carriers, direct |
| 524113 | 6321 | Disability insurance carriers, direct |
| 524113 | 6321 | Disability insurance underwriting, direct |
| 524113 | 6311 | Fraternal life insurance organizations |
| 524113 | 6321 | Insurance carriers, disability, direct |
| 524113 | 6311 | Insurance carriers, life, direct |
| 524113 | 6321 | Insurance underwriting, disability, direct |
| 524113 | 6311 | Insurance underwriting, life, direct |
| 524113 | 6311 | Life insurance carriers, direct |
| 524113 | 6311 | Savings bank life insurance carriers, direct |
This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies . Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry.
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524114 | 6324 | Dental insurance carriers, direct |
| 524114 | 6324 | Group hospitalization plans without providing health care services |
| 524114 | 6321 | Health insurance carriers, direct |
| 524114 | 6324 | Hospital and medical service plans, direct, without providing health care services |
| 524114 | 6324 | Hospitalization insurance carriers, direct, without providing health care services |
| 524114 | 6321 | Insurance carriers, health, direct |
| 524114 | 6324 | Insurance underwriting, health and medical, direct |
| 524114 | 6324 | Medical insurance carriers, direct |
| 524114 | 6324 | Medical service plans without providing health care services |
This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies).
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524126 | 6331 | Agricultural (i.e., crop, livestock) insurance carriers, direct |
| 524126 | 6331 | Automobile insurance carriers, direct |
| 524126 | 6351 | Bonding, fidelity or surety insurance, direct |
| 524126 | 6331 | Burglary and theft insurance carriers, direct |
| 524126 | 6331 | Casualty insurance carriers, direct |
| 524126 | 6351 | Credit and other financial responsibility insurance carriers, direct |
| 524126 | 6331 | Crop insurance carrier, direct |
| 524126 | 6351 | Fidelity insurance carriers, direct |
| 524126 | 6331 | Fire insurance carriers, direct |
| 524126 | 6331 | Homeowners' insurance carriers, direct |
| 524126 | 6351 | Insurance carriers, fidelity, direct |
| 524126 | 6351 | Insurance carriers, property and casualty, direct |
| 524126 | 6351 | Insurance carriers, surety, direct |
| 524126 | 6351 | Insurance underwriting, property and casualty, direct |
| 524126 | 6351 | Liability insurance carriers, direct |
| 524126 | 6351 | Malpractice insurance carriers, direct |
| 524126 | 6331 | Marine insurance carriers, direct |
| 524126 | 6351 | Mortgage guaranty insurance carriers, direct |
| 524126 | 6331 | Plate glass insurance carriers, direct |
| 524126 | 6331 | Property and casualty insurance carriers, direct |
| 524126 | 6331 | Property damage insurance carriers, direct |
| 524126 | 6351 | Surety insurance carriers, direct |
This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property.
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524127 | 6361 | Guaranteeing titles |
| 524127 | 6361 | Insurance carriers, title, direct |
| 524127 | 6361 | Insurance underwriting, title, direct |
| 524127 | 6361 | Real estate title insurance carriers, direct |
| 524127 | 6361 | Title insurance carriers, real estate, direct |
This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies).
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524128 | 6399 | Bank deposit insurance carriers, direct |
| 524128 | 6399 | Burial insurance carriers, direct |
| 524128 | 6331 | Contact lens insurance, direct |
| 524128 | 6399 | Deposit or share insurance carriers, direct |
| 524128 | 6399 | Funeral insurance carriers, direct |
| 524128 | 6331 | Homeowners' warranty insurance carriers, direct |
| 524128 | 6399 | Pet health insurance carriers, direct |
| 524128 | 6399 | Product warranty insurance carriers, direct |
| 524128 | 6399 | Warranty insurance carriers (e.g., appliance, automobile, homeowners, product), direct |
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524130 | 6321 | Accidental and health reinsurance carriers |
| 524130 | 6311 | Life reinsurance carriers |
| 524130 | 6331 | Marine reinsurance carriers |
| 524130 | 6324 | Medical reinsurance carriers |
| 524130 | 6331 | Property and casualty reinsurance carriers |
| 524130 | 63M | Reinsurance carriers |
This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration.
52421 Insurance Agencies and Brokerages
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524210 | 6411 | Agencies, insurance |
| 524210 | 6411 | Brokerages, insurance |
| 524210 | 6411 | Brokers' offices, insurance |
| 524210 | 6411 | Insurance agencies |
| 524210 | 6411 | Insurance brokerages |
| 524210 | 6411 | Life insurance agencies |
This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages).
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524291 | 6411 | Claims adjusting, insurance |
| 524291 | 6411 | Insurance claims adjusting |
| 524291 | 6411 | Insurance claims investigation services |
| 524291 | 6411 | Insurance settlement offices |
This U.S. industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers, employee-benefit plans, and self-insurance funds.
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524292 | 6371 | Claims processing services, insurance, third-party |
| 524292 | 6371 | Employee benefit plans, third-party administrative processing services |
| 524292 | 6411 | Insurance claims processing services, third party |
| 524292 | 6371 | Insurance fund, third party administrative services (except claims adjusting only) |
| 524292 | 6371 | Insurance plan administrative services (except claims adjusting only), third-party |
| 524292 | 6371 | Pension fund, third party administrative services |
This U.S. industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance ratemaking services are included in this industry.
| Go to: | 1997 Economic Census | Bridge Between NAICS and SIC | NAICS Manual Table 1 |
| NAICS | SIC | Corresponding Index Entries |
|---|---|---|
| 524298 | 6411 | Insurance advisory services |
| 524298 | 6411 | Insurance coverage consulting services |
| 524298 | 6411 | Insurance investigation services (except claims investigation) |
| 524298 | 6411 | Insurance loss prevention services |
| 524298 | 6411 | Insurance rate making services |
| 524298 | 6411 | Insurance reporting services |
| 524298 | 6411 | Insurance underwriters laboratories and standards services |
| 524298 | 6411 | Medical cost evaluation services |
| 524298 | 6411 | Rate making services, insurance |