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Housing Affordabilty
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Housing Affordability 1995
Table 3-2. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin, Current Tenure, and
Type of Financing: United States, 1995
(Numbers in 000's. Data may not add to total due to rounding.)
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| Families | |
|---------------------------------------------------------------------------------------------------------------------------| |
| | | Male householder, | Female householder, | |
| Total | Married-couple | no wife present | no husband present | Unrelated individuals |
|------------------------------|------------------------------|------------------------------|------------------------------|------------------------------|
| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl|
| |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area |
| |---------------------| |---------------------| |---------------------| |---------------------| |---------------------|
Race and Hispanic Origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent |
-------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | | | | | |
30-YEAR FINANCING | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Total....................| 72,895 | 32,396 | 44.4 | 54,753 | 18,739 | 34.2 | 3,207 | 2,054 | 64.1 | 14,935 | 11,603 | 77.7 | 37,911 | 24,913 | 65.7 |
White..........................| 61,068 | 24,212 | 39.6 | 48,821 | 15,708 | 32.2 | 2,544 | 1,517 | 59.6 | 9,703 | 6,987 | 72.0 | 32,454 | 20,707 | 63.8 |
White (not of Hispanic ori| 55,068 | 19,730 | 35.8 | 44,799 | 13,037 | 29.1 | 2,160 | 1,204 | 55.7 | 8,109 | 5,489 | 67.7 | 30,434 | 18,938 | 62.2 |
Black..........................| 9,053 | 6,566 | 72.5 | 3,860 | 2,023 | 52.4 | 443 | 352 | 79.5 | 4,749 | 4,191 | 88.2 | 4,579 | 3,528 | 77.0 |
Other races....................| 2,774 | 1,618 | 58.3 | 2,072 | 1,008 | 48.6 | 219 | 185 | 84.2 | 483 | 425 | 88.1 | 878 | 678 | 77.3 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 7,078 | 5,287 | 74.7 | 4,514 | 2,949 | 65.3 | 470 | 388 | 82.5 | 2,093 | 1,949 | 93.1 | 2,496 | 2,138 | 85.7 |
Not of Hispanic origin1/.......| 65,815 | 27,109 | 41.2 | 50,237 | 15,789 | 31.4 | 2,736 | 1,666 | 60.9 | 12,842 | 9,654 | 75.2 | 35,414 | 22,775 | 64.3 |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Current owners...........| 51,470 | 13,092 | 25.4 | 42,774 | 8,572 | 20.0 | 1,833 | 755 | 41.2 | 6,863 | 3,765 | 54.9 | 17,366 | 6,548 | 37.7 |
White..........................| 45,595 | 10,609 | 23.3 | 39,016 | 7,524 | 19.3 | 1,562 | 601 | 38.5 | 5,017 | 2,484 | 49.5 | 15,288 | 5,577 | 36.5 |
White (not of Hispanic ori| 42,829 | 9,254 | 21.6 | 36,820 | 6,583 | 17.9 | 1,417 | 516 | 36.4 | 4,592 | 2,155 | 46.9 | 14,683 | 5,206 | 35.5 |
Black..........................| 4,399 | 2,061 | 46.9 | 2,507 | 773 | 30.8 | 185 | 94 | 50.9 | 1,707 | 1,194 | 70.0 | 1,785 | 838 | 47.0 |
Other races....................| 1,477 | 421 | 28.5 | 1,251 | 275 | 22.0 | 86 | 60 | 69.0 | 139 | 87 | 62.6 | 293 | 133 | 45.3 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 3,188 | 1,524 | 47.8 | 2,483 | 1,027 | 41.4 | 156 | 85 | 54.1 | 549 | 412 | 75.1 | 768 | 429 | 55.8 |
Not of Hispanic origin1/.......| 48,281 | 11,568 | 24.0 | 40,291 | 7,545 | 18.7 | 1,677 | 670 | 40.0 | 6,314 | 3,353 | 53.1 | 16,598 | 6,120 | 36.9 |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Current renters..........| 21,424 | 19,304 | 90.1 | 11,979 | 10,167 | 84.9 | 1,374 | 1,299 | 94.6 | 8,072 | 7,838 | 97.1 | 20,545 | 18,365 | 89.4 |
White..........................| 15,473 | 13,603 | 87.9 | 9,805 | 8,184 | 83.5 | 983 | 916 | 93.2 | 4,686 | 4,503 | 96.1 | 17,167 | 15,130 | 88.1 |
White (not of Hispanic ori| 12,239 | 10,476 | 85.6 | 7,979 | 6,455 | 80.9 | 743 | 687 | 92.5 | 3,517 | 3,334 | 94.8 | 15,751 | 13,732 | 87.2 |
Black..........................| 4,654 | 4,505 | 96.8 | 1,354 | 1,250 | 92.4 | 258 | 258 | 100.0 | 3,042 | 2,997 | 98.5 | 2,794 | 2,690 | 96.3 |
Other races....................| 1,297 | 1,196 | 92.2 | 820 | 733 | 89.3 | 133 | 125 | 94.1 | 344 | 339 | 98.4 | 584 | 545 | 93.3 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 3,890 | 3,763 | 96.7 | 2,031 | 1,922 | 94.6 | 314 | 303 | 96.6 | 1,544 | 1,537 | 99.5 | 1,728 | 1,709 | 98.9 |
Not of Hispanic origin1/.......| 17,534 | 15,542 | 88.6 | 9,947 | 8,245 | 82.9 | 1,060 | 996 | 94.0 | 6,528 | 6,301 | 96.5 | 18,817 | 16,655 | 88.5 |
| | | | | | | | | | | | | | | |
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1/ Persons of Hispanic origin may be of any race.
Table 3-2. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin, Current Tenure, and
Type of Financing: United States, 1995 - Continued
(Numbers in 000's. Data may not add to total due to rounding.)
-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
| Families | |
|---------------------------------------------------------------------------------------------------------------------------| |
| | | Male householder, | Female householder, | |
| Total | Married-couple | no wife present | no husband present | Unrelated individuals |
|------------------------------|------------------------------|------------------------------|------------------------------|------------------------------|
| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl| |Cannot afford modestl|
| |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area |
| |---------------------| |---------------------| |---------------------| |---------------------| |---------------------|
Race and Hispanic Origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent |
-------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|
| | | | | | | | | | | | | | | |
USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | |
FINANCING | | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Total....................| 72,895 | 30,703 | 42.1 | 54,753 | 17,190 | 31.4 | 3,207 | 2,015 | 62.8 | 14,935 | 11,499 | 77.0 | 37,911 | 24,445 | 64.5 |
White..........................| 61,068 | 22,723 | 37.2 | 48,821 | 14,318 | 29.3 | 2,544 | 1,481 | 58.2 | 9,703 | 6,923 | 71.3 | 32,454 | 20,298 | 62.5 |
White (not of Hispanic ori| 55,068 | 18,349 | 33.3 | 44,799 | 11,752 | 26.2 | 2,160 | 1,168 | 54.1 | 8,109 | 5,429 | 67.0 | 30,434 | 18,542 | 60.9 |
Black..........................| 9,053 | 6,419 | 70.9 | 3,860 | 1,905 | 49.3 | 443 | 361 | 81.4 | 4,749 | 4,153 | 87.5 | 4,579 | 3,474 | 75.9 |
Other races....................| 2,774 | 1,561 | 56.3 | 2,072 | 967 | 46.7 | 219 | 173 | 78.8 | 483 | 422 | 87.4 | 878 | 672 | 76.6 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 7,078 | 5,142 | 72.6 | 4,514 | 2,815 | 62.4 | 470 | 388 | 82.5 | 2,093 | 1,938 | 92.6 | 2,496 | 2,133 | 85.4 |
Not of Hispanic origin1/.......| 65,816 | 25,562 | 38.8 | 50,238 | 14,375 | 28.6 | 2,736 | 1,627 | 59.4 | 12,842 | 9,561 | 74.4 | 35,414 | 22,312 | 63.0 |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Current owners...........| 51,470 | 11,833 | 23.0 | 42,774 | 7,387 | 17.3 | 1,833 | 743 | 40.5 | 6,863 | 3,703 | 54.0 | 17,366 | 6,396 | 36.8 |
White..........................| 45,595 | 9,466 | 20.8 | 39,016 | 6,441 | 16.5 | 1,562 | 580 | 37.2 | 5,017 | 2,445 | 48.7 | 15,288 | 5,426 | 35.5 |
White (not of Hispanic ori| 42,829 | 8,206 | 19.2 | 36,820 | 5,590 | 15.2 | 1,417 | 496 | 35.0 | 4,592 | 2,120 | 46.2 | 14,683 | 5,062 | 34.5 |
Black..........................| 4,399 | 1,965 | 44.7 | 2,507 | 691 | 27.6 | 185 | 103 | 55.4 | 1,707 | 1,172 | 68.7 | 1,785 | 837 | 46.9 |
Other races....................| 1,477 | 401 | 27.2 | 1,251 | 255 | 20.4 | 86 | 60 | 69.0 | 139 | 87 | 62.6 | 293 | 133 | 45.3 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 3,188 | 1,409 | 44.2 | 2,483 | 917 | 36.9 | 156 | 85 | 54.1 | 549 | 408 | 74.3 | 768 | 428 | 55.7 |
Not of Hispanic origin1/.......| 48,282 | 10,424 | 21.6 | 40,292 | 6,470 | 16.1 | 1,677 | 658 | 39.2 | 6,314 | 3,295 | 52.2 | 16,598 | 5,968 | 36.0 |
| | | | | | | | | | | | | | | |
| | | | | | | | | | | | | | | |
Current renters..........| 21,424 | 18,870 | 88.1 | 11,979 | 9,803 | 81.8 | 1,374 | 1,272 | 92.6 | 8,072 | 7,795 | 96.6 | 20,545 | 18,049 | 87.8 |
White..........................| 15,473 | 13,257 | 85.7 | 9,805 | 7,877 | 80.3 | 983 | 901 | 91.7 | 4,686 | 4,479 | 95.6 | 17,167 | 14,872 | 86.6 |
White (not of Hispanic ori| 12,239 | 10,144 | 82.9 | 7,979 | 6,162 | 77.2 | 743 | 672 | 90.4 | 3,517 | 3,310 | 94.1 | 15,751 | 13,480 | 85.6 |
Black..........................| 4,654 | 4,454 | 95.7 | 1,354 | 1,214 | 89.7 | 258 | 258 | 100.0 | 3,042 | 2,981 | 98.0 | 2,794 | 2,638 | 94.4 |
Other races....................| 1,297 | 1,160 | 89.4 | 820 | 712 | 86.8 | 133 | 113 | 85.1 | 344 | 335 | 97.5 | 584 | 539 | 92.3 |
| | | | | | | | | | | | | | | |
Hispanic origin1/..............| 3,890 | 3,732 | 95.9 | 2,031 | 1,899 | 93.5 | 314 | 303 | 96.6 | 1,544 | 1,530 | 99.1 | 1,728 | 1,705 | 98.6 |
Not of Hispanic origin1/.......| 17,534 | 15,138 | 86.3 | 9,947 | 7,905 | 79.5 | 1,060 | 969 | 91.4 | 6,528 | 6,265 | 96.0 | 18,817 | 16,344 | 86.9 |
| | | | | | | | | | | | | | | |
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1/ Persons of Hispanic origin may be of any race.
Contact the Demographic Call Center Staff at 301-763-2422 or 1-866-758-1060 (toll free) or visit
ask.census.gov for further information on Housing Affordability Data.
Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: January 28, 2005
