U.S. Department of Commerce
 Housing Affordabilty


Housing Affordability 1995



Table 3-3A.  Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Age of Householder, Current Tenure, and

            Type of Financing:  United States, 1995



          (Numbers in 000's.  Data may not add to total due to rounding.)

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                               |                            Cannot afford modestly priced home in area  |

                               |------------------------------------------------------------------------|

                               |                    Race                              |                 |

                               |------------------------------------------------------|-----------------|

                               | White           |  Black           | Other           |      Hispanic   |

                               |                 |                  |  Race           |                 |

                               |-----------------|------------------|-----------------|-----------------|

                               |  Number| Percent|  Number | Percent|  Number|  Percen|  Number| Percent|

       Age of householder      |        |        |         |        |        |        |        |        |

-------------------------------|--------|--------|---------|--------|--------|--------|--------|--------|

USING CONVENTIONAL, FIXED-RATE,|        |        |         |        |        |        |        |        |

   30-YEAR FINANCING           |        |        |         |        |        |        |        |        |

                               |        |        |         |        |        |        |        |        |

      Total....................| 44,919 |        |  10,094 |        |  2,296 |        |  7,425 |        |

Under 25 years.................|  6,167 |   95.3 |   1,159 |   99.2 |    180 |  100.0 |    978 |   99.5 |

25 to 34 years.................| 14,201 |   72.2 |   2,935 |   88.2 |    735 |   82.2 |  2,557 |   91.4 |

35 to 44 years.................|  9,945 |   47.7 |   2,433 |   70.7 |    617 |   57.6 |  1,961 |   75.2 |

45 to 54 years.................|  5,752 |   36.1 |   1,592 |   70.0 |    365 |   52.6 |    904 |   64.5 |

55 to 64 years.................|  3,240 |   29.5 |     794 |   53.8 |    201 |   46.4 |    508 |   61.2 |

65 years or older..............|  5,613 |   28.6 |   1,181 |   60.8 |    197 |   52.1 |    517 |   54.3 |

      Median (years)...........|   37.1 |    (X) |    38.9 |    (X) |   38.8 |    (X) |   35.9 |    (X) |

                               |        |        |         |        |        |        |        |        |

      Current owners...........| 16,186 |        |   2,899 |        |    554 |        |  1,953 |        |

Under 25 years.................|  1,502 |   85.7 |     296 |   97.0 |     41 |  100.0 |    208 |   97.8 |

25 to 34 years.................|  4,368 |   49.3 |     571 |   64.1 |    161 |   62.7 |    538 |   73.0 |

35 to 44 years.................|  3,973 |   28.6 |     792 |   45.9 |    145 |   25.7 |    509 |   45.6 |

45 to 54 years.................|  2,562 |   21.0 |     471 |   42.3 |    116 |   27.2 |    310 |   40.0 |

55 to 64 years.................|  1,431 |   16.2 |     288 |   31.0 |     45 |   16.6 |    165 |   35.6 |

65 years or older..............|  2,349 |   15.3 |     483 |   39.5 |     46 |   21.9 |    223 |   34.3 |

      Median (years)...........|   40.6 |    (X) |    42.4 |    (X) |   40.2 |    (X) |   39.5 |    (X) |

                               |        |        |         |        |        |        |        |        |

      Current renters..........| 28,733 |        |   7,195 |        |  1,741 |        |  5,472 |        |

Under 25 years.................|  4,665 |   98.9 |     863 |  100.0 |    139 |  100.0 |    770 |  100.0 |

25 to 34 years.................|  9,833 |   91.0 |   2,365 |   97.0 |    574 |   90.0 |   2019 |   97.9 |

35 to 44 years.................|  5,972 |   85.8 |   1,642 |   95.5 |    472 |   93.5 |   1452 |   97.4 |

45 to 54 years.................|  3,190 |   85.0 |   1,121 |   96.5 |    249 |   93.1 |    595 |   94.7 |

55 to 64 years.................|  1,809 |   84.0 |     507 |   92.7 |    157 |   94.6 |    343 |   93.5 |

65 years or older..............|  3,264 |   76.8 |     698 |   96.8 |    151 |   90.1 |    294 |   97.8 |

      Median (years)...........|   34.9 |    (X) |    37.3 |    (X) |   38.4 |    (X) |   34.7 |    (X) |

                               |        |        |         |        |        |        |        |        |

                               |        |        |         |        |        |        |        |        |

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1  Persons of Hispanic origin may be of any race







Table 3-3A.  Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Age of Householder, Current Tenure, and

            Type of Financing:  United States, 1995 - Continued



          (Numbers in 000's.  Data may not add to total due to rounding.)

---------------------------------------------------------------------------------------------------------

                               |                            Cannot afford modestly priced home in area  |

                               |------------------------------------------------------------------------|

                               |                    Race                              |                 |

                               |------------------------------------------------------|-----------------|

                               | White           |  Black           | Other           |      Hispanic   |

                               |                 |                  |  Race           |                 |

                               |-----------------|------------------|-----------------|-----------------|

                               |  Number| Percent|  Number | Percent|  Number|  Percen|  Number| Percent|

       Age of householder      |        |        |         |        |        |        |        |        |

-------------------------------|--------|--------|---------|--------|--------|--------|--------|--------|

USING FHA, FIXED-RATE, 30-YEAR |        |        |         |        |        |        |        |        |

   FINANCING                   |        |        |         |        |        |        |        |        |

                               |        |        |         |        |        |        |        |        |

      Total....................| 43,021 |        |   9,893 |        |  2,234 |        |  7,274 |        |

Under 25 years.................|  6,071 |   93.9 |   1,159 |   99.2 |    180 |  100.0 |    978 |   99.5 |

25 to 34 years.................| 13,441 |   68.4 |   2,855 |   85.8 |    696 |   77.8 |  2,484 |   88.8 |

35 to 44 years.................|  9,271 |   44.5 |   2,343 |   68.1 |    597 |   55.8 |  1,910 |   73.2 |

45 to 54 years.................|  5,407 |   33.9 |   1,568 |   68.9 |    362 |   52.2 |    877 |   62.5 |

55 to 64 years.................|  3,172 |   28.9 |     779 |   52.8 |    201 |   46.4 |    503 |   60.6 |

65 years or older..............|  5,660 |   28.8 |   1,189 |   61.2 |    197 |   52.1 |    523 |   54.9 |

      Median (years)...........|   37.2 |    (X) |    39.0 |    (X) |   39.0 |    (X) |   35.9 |    (X) |

                               |        |        |         |        |        |        |        |        |

      Current owners...........| 14,893 |        |   2,802 |        |    534 |        |  1,837 |        |

Under 25 years.................|  1,459 |   83.2 |     296 |   97.0 |     41 |  100.0 |    208 |   97.8 |

25 to 34 years.................|  3,848 |   43.4 |     538 |   60.4 |    150 |   58.3 |    495 |   67.1 |

35 to 44 years.................|  3,502 |   25.2 |     743 |   43.1 |    137 |   24.1 |    463 |   41.5 |

45 to 54 years.................|  2,308 |   19.0 |     452 |   40.6 |    116 |   27.2 |    282 |   36.4 |

55 to 64 years.................|  1,381 |   15.6 |     282 |   30.3 |     45 |   16.6 |    160 |   34.5 |

65 years or older..............|  2,395 |   15.6 |     491 |   40.2 |     46 |   21.9 |    229 |   35.2 |

      Median (years)...........|   41.1 |    (X) |    42.6 |    (X) |   40.6 |    (X) |   39.7 |    (X) |

                               |        |        |         |        |        |        |        |        |

      Current renters..........| 28,129 |        |   7,091 |        |  1,699 |        |  5,437 |        |

Under 25 years.................|  4,613 |   97.8 |     863 |  100.0 |    139 |  100.0 |    770 |  100.0 |

25 to 34 years.................|  9,593 |   88.8 |   2,317 |   95.1 |    546 |   85.7 |   1990 |   96.5 |

35 to 44 years.................|  5,769 |   82.9 |   1,600 |   93.1 |    460 |   91.2 |   1446 |   97.0 |

45 to 54 years.................|  3,098 |   82.5 |   1,116 |   96.0 |    246 |   92.0 |    595 |   94.7 |

55 to 64 years.................|  1,791 |   83.2 |     497 |   90.9 |    157 |   94.6 |    343 |   93.5 |

65 years or older..............|  3,264 |   76.8 |     698 |   96.8 |    151 |   90.1 |    294 |   97.8 |

      Median (years)...........|   34.9 |    (X) |    37.3 |    (X) |   38.6 |    (X) |   34.8 |    (X) |

                               |        |        |         |        |        |        |        |        |

                               |        |        |         |        |        |        |        |        |

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1  Persons of Hispanic origin may be of any race

For assistance, please contact the Census Call Center at 1-800-923-8282 (toll free) or visit ask.census.gov for further information on Housing Affordability Data.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: September 30, 2011