Table 3a. Households Owning Interest-Earning Assets, by Selected Characteristics: 1991
(Excludes persons in group quarters. For meaning of symbols, see text)
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Percent owning interest-earning assets
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Held at financial institutions Other interest-earning assets
Characteristics _____________________________________________________________________________________________
Money Certi- Interest- U.S. Municipal
Number of Passbook market ficates earning Money Govern- and
households savings deposit of checking market ment corporate Other
(thousands) Total/1 Total/1 accounts accounts deposit account Total/1 funds securities bonds assets
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Total........................ 94,692 73.7 73.2 62.4 14.9 22.0 37.8 9.0 4.2 2.2 3.4 2.2
RACE AND HISPANIC ORIGIN OF
HOUSEHOLDER
White.......................... 81,409 77.3 76.6 64.9 16.3 24.2 40.9 10.0 4.7 2.5 3.9 2.4
Black.......................... 10,768 46.2 46.1 42.4 4.1 6.2 13.8 1.7 0.5 0.2 0.6 0.7
Hispanic origin/2.............. 6,407 53.4 53.3 48.3 4.4 8.2 19.8 1.7 0.8 0.2 0.3 0.6
AGE OF HOUSEHOLDER
Less than 35 years............. 25,031 67.1 66.8 58.7 7.4 9.6 32.0 3.7 2.0 0.4 0.7 1.0
35 to 44 years................. 21,514 75.5 75.0 67.3 13.5 15.7 37.6 7.4 4.1 1.2 2.4 1.6
45 to 54 years................. 14,934 74.6 74.1 66.1 16.7 20.9 37.9 11.2 5.7 2.7 3.9 2.9
55 to 64 years................. 12,575 74.5 73.9 62.1 18.9 27.4 40.4 11.2 4.7 2.4 4.9 2.8
65 years and over.............. 20,638 78.9 78.0 59.2 21.8 41.2 43.6 14.1 5.4 4.8 6.7 3.2
65 to 69 years............... 6,435 76.6 75.8 58.4 22.9 37.2 44.3 14.4 6.3 4.1 6.1 4.0
70 to 74 years............... 5,439 78.9 78.0 61.7 22.3 40.5 45.9 14.2 6.3 5.4 6.9 2.8
75 years and over............ 8,764 80.5 79.7 58.3 20.7 44.5 41.6 13.8 4.2 5.0 6.9 2.7
EDUCATION OF HOUSEHOLDER
Less than 12 years............. 22,243 55.0 54.8 45.4 8.5 17.9 22.6 3.5 1.1 0.9 0.9 1.2
High school: 4 years.......... 30,187 72.4 72.1 62.9 10.1 20.5 35.0 6.1 2.3 1.3 1.9 1.8
College: 1 to 3 years..... 21,202 78.8 78.3 67.9 14.7 20.8 41.4 8.1 3.5 2.0 3.3 1.9
4 or more years.. 21,059 90.3 89.1 74.2 29.0 29.8 54.5 19.9 10.7 4.9 8.5 3.9
TYPE OF HOUSEHOLD BY AGE OF
HOUSEHOLDER
Married-couple households...... 52,269 80.8 80.2 70.2 17.4 25.2 42.5 11.0 5.3 2.5 4.5 2.6
Less than 35 years........... 12,283 74.4 74.1 66.4 8.4 11.6 35.3 4.3 2.2 0.5 1.0 1.2
35 to 54 years............... 23,097 81.8 81.2 74.1 17.3 21.3 41.5 10.8 5.8 2.3 3.8 2.5
55 to 64 years............... 7,849 82.1 81.4 69.8 21.8 32.0 46.1 14.3 6.5 3.0 6.5 3.4
65 years and over............ 9,040 85.7 84.9 65.9 26.2 48.0 51.8 17.7 7.3 5.5 9.1 4.4
Male householder............... 15,261 68.7 68.1 56.0 12.4 14.7 34.9 6.7 3.2 1.2 2.0 1.4
Less than 35 years........... 5,721 69.1 68.6 58.6 8.1 8.7 35.0 4.7 3.1 0.6 0.5 0.9
35 to 54 years............... 5,400 69.4 68.8 58.0 13.2 13.5 35.7 6.3 3.4 0.9 1.8 1.8
55 to 64 years............... 1,514 59.4 58.6 45.2 13.7 15.8 27.7 5.9 2.2 1.9 2.0 1.0
65 years and over............ 2,627 71.8 71.2 52.6 19.5 29.5 36.8 12.1 3.8 2.9 5.8 2.1
Female householder............. 27,162 63.0 62.4 50.9 11.5 20.0 30.5 6.5 2.5 2.0 2.3 1.6
Less than 35 years........... 7,027 52.7 52.4 45.4 4.9 6.9 23.6 1.9 0.8 0.1 0.3 0.7
35 to 54 years............... 7,951 59.8 59.2 51.7 8.9 10.9 28.2 5.5 2.8 1.0 1.5 1.5
55 to 64 years............... 3,211 62.9 62.5 51.0 14.2 21.7 32.5 6.1 1.6 1.1 2.4 2.2
65 years and over............ 8,972 74.1 73.1 54.5 18.1 37.8 37.3 11.1 3.9 4.7 4.5 2.2
LABOR FORCE ACTIVITY OF
HOUSEHOLDERS UNDER 65 YEARS
Total........................ 74,053 72.3 71.8 63.3 13.0 16.7 36.2 7.6 3.8 1.4 2.5 1.9
With labor force activity...... 64,091 75.8 75.3 66.9 13.5 16.8 37.8 7.7 4.0 1.4 2.5 1.9
With job entire period....... 58,644 77.7 77.3 68.8 13.9 17.4 39.2 8.0 4.1 1.5 2.7 2.0
With job part of period...... 3,819 58.5 57.8 49.0 8.7 11.7 24.0 5.2 2.8 0.7 1.1 1.6
No job during period, spend
time looking or on layoff... 1,629 45.1 44.7 38.5 8.8 8.0 22.6 3.4 2.6 0.3 0.8 0.4
No labor force activity........ 9,962 50.1 49.7 40.3 10.0 15.9 25.9 6.5 2.9 1.5 2.6 1.6
MONTHLY HOUSEHOLD INCOME
Lowest quintile................ 18,977 43.6 43.2 33.5 6.0 12.5 17.6 2.3 0.8 0.7 0.6 0.6
Second quintile................ 18,912 66.2 65.8 53.8 10.8 20.9 30.1 5.1 2.1 1.6 1.3 1.2
Third quintile................. 18,969 78.1 77.4 66.1 12.6 21.2 37.4 7.5 3.3 2.0 2.5 2.0
Fourth quintile................ 18,928 86.7 86.2 76.3 16.3 23.6 45.2 8.8 3.9 1.8 3.3 2.1
Highest quintile............... 18,905 94.2 93.4 82.4 29.1 31.9 59.0 21.3 10.7 4.7 9.5 4.9
HOUSEHOLD NET WORTH
Negative or zero............... 11,376 35.8 35.6 31.1 1.1 2.1 15.1 0.9 0.3 0.0 0.1 0.5
$1 to $4,999................... 13,223 52.9 52.7 45.3 1.3 3.5 19.7 0.8 0.1 0.1 0.0 0.5
$5,000 to $9,999............... 6,183 70.6 70.2 63.2 4.4 7.9 28.8 3.1 1.5 0.2 0.3 1.2
$10,000 to $24,999............. 10,591 73.3 73.0 65.4 6.9 12.5 31.8 2.9 1.3 0.2 0.3 1.2
$25,000 to $49,999............. 11,603 76.9 76.4 66.8 11.2 17.0 35.1 4.4 1.8 0.8 0.9 1.4
$50,000 to $99,999............. 14,769 84.2 83.7 71.0 17.1 27.4 43.8 6.3 2.7 1.1 1.5 1.8
$100,000 to $249,999........... 16,838 92.9 91.8 77.3 27.3 41.9 54.7 15.9 7.2 3.8 5.3 3.2
$250,000 to $499,999........... 6,687 93.9 92.8 73.7 38.4 51.2 63.3 29.5 14.3 8.3 13.2 5.6
$500,000 and over.............. 3,420 97.7 96.1 74.4 53.8 54.1 69.7 50.0 26.2 15.9 31.7 10.6
REGION
Northeast...................... 19,007 78.9 78.4 68.3 19.6 26.4 40.7 9.7 5.0 2.3 3.8 2.1
Midwest........................ 24,376 77.2 76.6 65.4 15.7 24.4 39.9 9.8 4.4 2.8 3.2 2.2
South.......................... 32,049 65.6 65.1 53.8 12.1 19.7 32.4 6.9 3.1 1.4 2.8 1.9
West........................... 19,260 77.8 77.1 67.2 14.0 18.7 41.3 10.8 4.9 2.6 4.3 2.6
TENURE
Owner.......................... 61,283 82.2 81.5 69.5 19.5 28.0 44.5 11.9 5.5 2.9 4.9 2.7
Renter......................... 33,409 58.3 57.9 49.4 6.5 11.1 25.6 3.7 1.7 0.7 0.7 1.1
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1/Detail does not add to total because some households have more than one of the type of interest-earning assets specified.
2/Persons of Hispanic origin may be of any race.
Contact the Demographic Call Center Staff at 301-763-2422 or 1-866-758-1060 (toll free) or visit
ask.census.gov for further information on Wealth and Asset Ownership Data.
Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: January 28, 2005
