U.S. Department of Commerce

Wealth and Asset Ownership






Asset Ownership of Households: 1995

Table 1.  Median Value of Assets for Households, by Type of Asset Owned and Selected Characteristics: 1995
(In dollars.  Excludes group quarters.)

                                                             Interest                              Stocks                                     
                                                              earning       Other                     and   Equity in                         
                                                            assets at   interest-     Regular      mutual    business   Equity in   Equity in 
                                                            financial     earning    checking        fund          or       motor         Own 
                                              Net worth  institutions      assets    accounts      shares  profession    vehicles        home 
   Total                                         40,200         2,537      15,000         500       9,000       8,000       6,675      50,000 
                                                                                                                                              
RACE AND HISPANIC ORIGIN OF HOUSEHOLDER                                                                                                       
                                                                                                                                              
White                                            49,030         3,000      15,000         500       9,350       8,500       6,998      51,567 
Black                                             7,073           999         (B)         500       4,000       2,500       3,848      31,485 
Hispanic Origin                                   7,255         1,000         (B)         500       7,000       7,000       3,499      32,786 
                                                                                                                                              
AGE OF HOUSEHOLDER                                                                                                                            
                                                                                                                                              
Less than 35 years                                7,428         1,000       6,125         450       4,000       4,950       5,500      16,018 
35 to 44 years                                   31,691         1,900       5,000         500       5,000       7,500       6,936      36,741 
45 to 54 years                                   61,248         2,548      12,499         600       8,000      12,000       8,200      54,095 
55 to 64 years                                   91,330         4,900      21,998         500      10,000       7,000       8,648      70,000 
65 years and over                                92,399         9,249      25,000         628      21,000      10,000       5,699      70,000 
65 to 69 years                                  106,408         7,499      22,999         600      20,000       6,170       7,500      75,000 
70 to 74 years                                   97,414         7,499      24,999         600      20,300      15,000       6,225      70,000 
75 and over                                      81,600        10,800      26,199         650      24,000         (B)       4,025      65,000 
                                                                                                                                              
EDUCATION OF HOUSEHOLDER                                                                                                                      
                                                                                                                                              
Less than 12 years                               20,092         2,499      16,999         400       5,000       5,000       3,500      42,539 
High school:    4 years                          37,216         2,248      19,999         500       6,000       7,000       6,359      50,000 
College:        1 to 3 years                     33,850         2,000      13,999         500       7,319       8,500       6,675      45,200 
                4 or more years                  80,416         4,000      15,000         800      11,000      10,000       9,588      60,216 
                                                                                                                                              
TYPE OF HOUSEHOLD BY AGE                                                                                                                      
OF HOUSEHOLDER                                                                                                                                
                                                                                                                                              
Married-couple households                        64,694         3,000      14,999         559       8,200       9,500       8,998      51,691 
   Less than 35 years                            14,299         1,230       5,998         500       4,000       4,500       7,173      17,017 
   35 to 54 years                                63,107         2,499       9,999         600       5,500      10,000       9,373      48,213 
   55 to 64 years                               126,725         5,799      20,000         600      11,691      10,000      11,248      78,474 
   65 years and over                            138,249        10,000      24,999         850      21,370      11,500       8,825      78,976 
Male householder                                 16,346         2,000      10,000         510       9,000      10,000       4,348      40,000 
   Less than 35 years                             5,425         1,010       7,000         500       4,000       7,000       4,500      13,859 
   35 to 54 years                                22,150         2,000       4,249         500      10,000      12,500       4,025      35,249 
   55 to 64 years                                39,045         3,499         (B)         500       9,000         (B)       5,300      58,000 
   65 years and over                             67,697         8,000      20,000         800      22,000         (B)       3,998      60,000 
Female householder                               14,949         2,000      21,699         400      10,000         750       3,500      50,000 
  Less than 35 years                              2,580           550         (B)         300       4,000         (B)       3,448      15,361 
  35 to 54 years                                 11,233         1,200      10,000         400       6,000       1,000       4,025      32,508 
  55 to 64 years                                 44,400         2,800      49,999         420       7,900         (B)       4,448      58,000 
  65 years and over                              61,549         7,998      25,000         500      20,000         (B)       3,350      60,000 
                                                                                                                                              
LABOR FORCE ACTIVITY OF                                                                                                                       
HOUSEHOLDERS UNDER 65                                                                                                                         
YEARS                                                                                                                                         
                                                                                                                                              
   Total                                         28,470         2,000      10,000         500       6,000       8,000       6,900      42,464 
With labor force activity                        30,569         1,999      10,000         500       6,000       8,500       7,159      40,830 
   With job entire period                        33,848         2,000      10,000         500       6,000       9,000       7,442      41,161 
   With job part of period                        5,750         1,200         (B)         335      10,000       5,000       4,348      31,953 
   No job during period, spent time looking                                                                                                   
or on layoff                                      3,000         1,100         (B)         300         (B)         (B)       3,350      40,473 
No labor force activity                          11,298         2,500      19,000         300       7,900       2,500       4,848      58,000 
                                                                                                                                              
Monthly Household Income                                                                                                                      
Lowest quintile                                   5,000         1,499       6,145         249       6,120       4,000       3,000      40,000 
Second quintile                                  21,966         1,999      15,999         350       7,000       5,000       3,800      45,000 
Third quintile                                   35,949         2,000      14,999         500       7,464       5,000       6,198      49,000 
Fourth quintile                                  52,860         2,400      14,248         600       7,464       7,500       8,663      45,789 
Highest quintile                                116,232         5,000      16,349       1,000      11,000      15,000      12,975      65,061 
                                                                                                                                              
REGION                                                                                                                                        
                                                                                                                                              
Northeast                                        55,485         2,999      14,999         500       8,000       7,000       7,025      72,000 
Midwest                                          45,582         2,919      13,499         500       9,000      10,000       7,125      45,390 
South                                            31,698         2,499      15,000         500       9,300      10,000       6,696      39,027 
West                                             37,203         2,499      19,000         600       9,000       7,000       5,925      61,373 
                                                                                                                                              
TENURE                                                                                                                                        
                                                                                                                                              
Owner                                            84,952         3,700      15,999         600      10,000      10,000       8,522      50,000 
Renter                                            3,000         1,000      10,000         400       4,512       4,700       3,500         (B) 



Table 1.  Median Value of Assets for Households, by Type of Asset Owned and Selected Characteristics: 1995
(In dollars.  Excludes group quarters.)

                                                              Other                     IRA             
                                                 Rental        real        U.S.          or             
                                               property      estate     savings       KEOGH       Other 
                                                 equity      equity       bonds    accounts      assets 
   Total                                         34,250      22,000         700      15,000      29,100 
                                                                                                        
RACE AND HISPANIC ORIGIN OF HOUSEHOLDER                                                                 
                                                                                                        
White                                            38,000      23,000         775      15,000      29,100 
Black                                             4,000      18,000         400       5,000         (B) 
Hispanic Origin                                  13,000      23,000         400      10,000         (B) 
                                                                                                        
AGE OF HOUSEHOLDER                                                                                      
                                                                                                        
Less than 35 years                               10,000      12,000         350       5,300       5,000 
35 to 44 years                                   20,000      25,000         650      11,000      18,478 
45 to 54 years                                   39,000      26,000         800      16,000      26,212 
55 to 64 years                                   60,000      30,000       1,000      20,400      29,100 
65 years and over                                28,000      20,000       1,400      25,000      35,000 
65 to 69 years                                   28,000      20,000       1,400      29,931      54,000 
70 to 74 years                                   45,000      30,000       1,500      25,000      31,000 
75 and over                                      13,000      15,000       1,000      19,000      34,000 
                                                                                                        
EDUCATION OF HOUSEHOLDER                                                                                
                                                                                                        
Less than 12 years                                6,000      17,000         350      15,000         (B) 
High school:    4 years                          20,000      20,000         600      13,000      27,600 
College:        1 to 3 years                     45,000      20,000         600      12,000      25,000 
                4 or more years                  48,570      35,000       1,000      17,460      30,000 
                                                                                                        
TYPE OF HOUSEHOLD BY AGE                                                                                
OF HOUSEHOLDER                                                                                          
                                                                                                        
Married-couple households                        40,000      26,000         900      17,047      29,100 
   Less than 35 years                            19,000      15,000         400       7,000         (B) 
   35 to 54 years                                30,000      30,000         850      15,000      20,800 
   55 to 64 years                                62,250      35,000       1,050      25,000      29,100 
   65 years and over                             45,000      25,000       1,500      32,000      49,500 
Male householder                                 25,000      20,000         500      10,004      26,000 
   Less than 35 years                               (B)         (B)         200       5,000         (B) 
   35 to 54 years                                36,000      20,000         600      11,000         (B) 
   55 to 64 years                                   (B)         (B)         (B)      20,000         (B) 
   65 years and over                             15,000         (B)       2,000      20,000         (B) 
Female householder                               18,000      10,000         500       9,800      27,600 
  Less than 35 years                                (B)         (B)         300       3,600         (B) 
  35 to 54 years                                 17,000      20,000         400       8,800         (B) 
  55 to 64 years                                 38,000         (B)         800      12,000         (B) 
  65 years and over                              10,000      10,000       1,000      14,000      29,100 
                                                                                                        
LABOR FORCE ACTIVITY OF                                                                                 
HOUSEHOLDERS UNDER 65                                                                                   
YEARS                                                                                                   
                                                                                                        
   Total                                         35,000      25,000         600      12,600      25,000 
With labor force activity                        35,000      25,000         600      12,200      20,000 
   With job entire period                        33,000      25,000         600      12,257      21,998 
   With job part of period                          (B)      11,000         500      10,249         (B) 
   No job during period, spent time looking                                                             
or on layoff                                        (B)         (B)         (B)         (B)         (B) 
No labor force activity                          45,000      20,000         500      18,000         (B) 
                                                                                                        
Monthly Household Income                                                                                
Lowest quintile                                  17,900      12,000         300      12,000         (B) 
Second quintile                                  10,000      15,000         300      12,000      25,000 
Third quintile                                   29,964      16,000         500      13,000      28,600 
Fourth quintile                                  33,000      20,000         800      13,100      28,973 
Highest quintile                                 52,000      35,000       1,000      17,800      30,000 
                                                                                                        
REGION                                                                                                  
                                                                                                        
Northeast                                        25,000      30,000       1,000      15,000      29,100 
Midwest                                          25,000      20,000         675      13,400      27,600 
South                                            35,000      17,000         600      14,591      27,600 
West                                             60,000      35,000         700      15,500      29,100 
                                                                                                        
TENURE                                                                                                  
                                                                                                        
Owner                                            35,000      23,000         900      16,300      29,100 
Renter                                           20,000      20,000         350       7,000      14,593 



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Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: October 31, 2011