U.S. Census Bureau
 Wealth and Asset Ownership




Asset Ownership of Households: 2000

Table 2.  Asset Ownership Rates for Households, by Selected Characteristics: 2000
(Excludes group quarters.)                              
Characteristics Number of households (thousands) Percent owning
Interest earning assets at financial institutions Other interest-
earning assets		 Regular checking accounts Stocks and mutual fund shares Own business or profession Motor vehicles Own home Rental property Other real estate Mortgages U.S. savings bonds IRA or Keogh accounts 401K & thrift savings plan Other assets1
                   
     Total 104,644 65 3.3 37.5 27.1 10.8 85.8 67.2 4.9 6.6 1 14.7 23.1 29.9 3.9
                   
RACE AND HISPANIC ORIGIN OF HOUSEHOLDER                    
                   
White 88,012 68.6 3.7 38.4 29.7 11.6 88.3 70.7 5.2 7.3 1.2 16.1 25.7 31.4 4.4
White Not of Hispanic Origin 79,562 71.1 4.1 39 31.9 12 89.2 73 5.4 7.8 1.3 17.3 27.5 32.9 4.6
Black 12,808 41.6 0.8 30 10.2 4.7 70.2 46.8 2.2 2.3 - 6.9 6.5 19.6 0.9
Hispanic Origin 9,264 44.6 0.4 32 9.2 8.1 77.5 47.8 3 2.6 0.3 3.9 8.1 17.4 2.2
Not of Hispanic Origin 95,380 67 3.5 38 28.9 11 86.6 69.1 5 7 1.1 15.7 24.6 31.1 4.1
                   
AGE OF HOUSEHOLDER                    
                   
Less than 35 years 22,362 55.7 0.5 39.5 18.4 7.7 85.5 42.2 1.6 2.3 0.1 10.3 12 30.4 1.8
35 to 44 years 24,717 64.6 1.8 37.7 26.9 14 88.8 67 4.1 5.6 0.5 17.1 20.7 41.1 3.1
45 to 54 years 21,347 67.6 2.9 42.1 31.3 14.7 89.5 74.5 5.8 7.7 0.7 17.8 28 40.5 3.9
55 to 64 years 14,139 67.7 4.8 37.7 32.3 13.5 87.8 78.8 7.9 11.1 1.6 15.8 33.9 30.5 5.2
65 years and over 22,079 70.5 7.1 30.6 29 4.8 78 78.4 6.1 8.1 2.5 12.7 25.4 6.3 6.2
65 to 69 years 5,634 69.1 6 32.5 29.8 7.5 84.9 81.3 6.7 9.9 2.5 16.1 33.7 12.1 6
70 to 74 years 5,710 70.4 6.7 32.4 29.9 6 83.3 80.7 7.2 9 2.3 13.7 33.4 7.2 7.2
75 and over 10,735 71.4 7.9 28.7 28.1 2.8 71.6 75.6 5.3 6.7 2.7 10.3 16.7 2.8 5.7
                   
EDUCATION OF HOUSEHOLDER                    
                   
No High School Diploma 17,570 42.8 0.7 27.3 6.9 5.5 71.1 56.1 2.3 2.8 0.6 4.3 6.7 8.4 1.8
High School Graduate Only 31,934 59.6 1.9 37.4 19.5 9.5 85.7 67.3 3.9 5.5 1 11.8 16.4 23.8 3.1
Some College, No Degree 18,526 66.7 3 40.5 27.3 11.2 88.7 65 4.8 6.9 1.1 15.5 22.9 32.1 3.5
Associate's Degree 11,086 72 2.3 42.4 29.9 11.1 91.8 70.7 5.1 8.1 0.9 18.1 24.6 38.8 4.1
Bachelor's Degree or Higher 25,527 82.6 7.5 40.4 49.3 15.7 91.4 74.9 7.7 9.6 1.3 23.3 42.3 46.8 6.5
                   
TYPE OF HOUSEHOLD BY AGE OF HOUSEHOLDER                    
                   
Married-couple households 56,700 73.4 4 38.8 33.2 15.1 94.1 81 6.6 8.6 1.1 19.9 29.2 37.5 4.5
Less than 35 years 10,992 63.8 0.6 40.2 22.3 11 94 61.8 2.2 3.2 0.2 14.2 15 37.1 2.2
35 to 54 years 28,057 74.5 2.9 40.8 34.6 18.2 94.7 83 6.3 8.1 0.7 22.8 28.7 47 3.9
55 to 64 years 8,484 76.7 6.1 38.5 40.1 17.7 94.4 88.9 10.4 13.9 1.6 19.9 40.9 36.5 6.1
65 years and over 9,166 78.5 9.3 31.3 35.7 8.1 92.4 90.4 9.6 11.5 3.2 17.7 36.8 9.4 7.4
Male householder 18,146 55.7 2 36.4 21.6 9.4 82.5 49.1 3.1 5.1 0.8 8.1 17.1 25.4 3.3
Less than 35 years 5,219 52.2 0.7 41.8 18.4 7.3 83.9 27.5 1.4 2.1 - 6.6 10.5 29 1.9
35 to 54 years 7,640 54.5 1.3 37.2 22.6 12.7 83.9 52.3 3.5 5.1 0.6 8.3 18.4 32.6 3.5
55 to 64 years 2,010 55.3 2.6 34.3 20.8 9.5 79.8 59.7 5.2 8.2 1.8 9.9 23.2 22.1 2.6
65 years and over 3,276 64.5 5.2 27.3 24.9 4.9 78.4 69.6 3.4 7.9 2 9 21 4.7 5.2
Female householder 29,798 54.6 2.7 35.6 19 3.5 72.1 52.1 2.6 3.7 1 8.8 15.2 18.3 3.2
Less than 35 years 6,152 44.1 0.2 36.2 11.5 2 71.7 19.7 0.8 1.1 0.1 6.6 8.1 19.5 1
35 to 54 years 10,366 51.4 1.3 38.6 18.3 5.2 78 49.9 2.2 3.3 0.2 9.7 15.7 30.1 2.3
55 to 64 years 3,644 53.8 3.1 37.7 20.4 5.8 76.8 65.8 3.4 6 1.6 9.3 23.5 21.1 4.3
65 years and over 9,637 65.1 5.6 31.1 24 1.6 64.2 69.9 3.8 5 2.1 9.1 15.9 3.9 5.3
                   
LABOR FORCE ACTIVITY OF HOUSEHOLDERS                    
UNDER 65 YEARS                    
                   
     Total 82,564 63.5 2.3 39.3 26.7 12.4 87.9 64.2 4.5 6.2 0.6 15.2 22.5 36.2 3.3
With labor force activity 70,175 66.1 2.2 40.5 27.6 13.7 90.1 65.2 4.5 6.3 0.6 15.9 23.1 39.5 3.3
With job entire period 62,781 68.3 2.3 40.9 28.8 14.8 91.1 68.2 4.7 6.6 0.6 16.7 24.1 41.4 3.4
With job part of period 6,735 49.1 0.9 38.3 18 5 82.7 39.4 2.7 4 0.5 9.2 15.1 24.4 2.4
No job during period,                    
spent time looking                    
or on layoff 660 26.9 0.8 24 10.2 2.9 69.2 39.1 1.3 4.5 - 11.5 12.3 13.6 1.9
No labor force activity 11,912 49.4 2.9 32.5 21.6 4.9 76.1 60.3 4.7 5.5 0.8 11.5 19.2 17.5 3.1
                   
Monthly Household Income                    
                   
Lowest quintile 20,937 39.2 1 28.8 9.2 5.9 63.4 46.2 1.6 2.9 0.7 4.4 8.6 4.7 2
Second quintile 20,937 56.4 2 35.3 17.6 7 85.4 59.3 3.1 4.7 0.8 8.6 16.1 14.3 2.7
Third quintile 20,913 66.6 3.1 39.6 24.4 10 91.5 66.4 4.1 6.2 1.1 13.7 20.6 28 4
Fourth quintile 20,935 76.3 3.2 42.2 32.8 12.5 94.1 77 5.6 7.7 1.3 19.4 27.6 44.3 4.9
Highest quintile 20,923 86.3 7 41.5 51.6 18.5 94.8 87.1 9.9 11.4 1.4 27.2 42.6 58.2 6
                   
Household Net Worth                    
                   
Negative or Zero 15,676 31.6 0.1 33.2 5.2 5.6 60.8 19.7 0.5 0.6 0.1 4.4 3.9 11.2 1.1
$1 to $4,999 9,607 38.4 - 36.6 3.3 2 78.6 12.8 0.1 0.2 - 3 2.2 9.8 0.7
$5,000 to $9,999 5,513 47.2 0.1 37.8 6.6 4.6 91.4 30.3 0.3 1.3 - 4.9 5.4 20.1 1.2
$10,000 to $24,999 8,819 56.9 0.2 40.3 12.4 6.2 88.6 58.8 0.7 1.9 0.2 7.7 9 28.1 1.6
$25,000 to $49,999 10,888 63.8 0.7 41.5 17.6 7.2 89.6 80 1.3 3.8 0.2 11.4 12.5 32.2 1.9
$50,000 to $99,999 14,721 71.7 1 38.7 21.9 9.6 91 90.2 3 4.8 0.8 14.6 17.7 32.9 3.1
$100,000 to $249,999 20,335 82.7 2.8 38.5 37.1 13.8 92.4 93.3 6 8.4 1.2 21.5 33.1 39.5 5.1
$250,000 to $499,999 10,605 89.4 8.1 36.8 61.5 18.3 94 95.7 12.6 15.9 2.5 27.9 53.4 43.7 8
$500,000 and over 8,467 93.4 20.3 34.5 77.8 29.4 94 95.1 21 24 4.9 31.8 69.8 47.2 13
                   
REGION                    
                   
Northeast 19,350 71.8 4.1 38.9 30.1 10.4 77.5 64.1 4.2 6.5 0.6 19.3 26.2 32.2 2.7
Midwest 25,209 70.3 3.3 38.3 30 11 87.4 72.5 4.6 7.7 0.9 18.3 26.4 33.8 4.6
South 36,732 57 2.8 33.9 23.1 10.3 86.9 69.3 4.5 6 1.1 11.5 17.9 26.2 3.2
West 22,284 65.7 3.4 41.2 28 11.7 89.3 60.7 6.4 6.3 1.4 11.5 25.1 29.5 5.2
                   
TENURE                    
                   
Owner 70,344 74.4 4.4 38.5 34.4 13.3 92 100 6.7 8.6 1.4 18.9 29.8 35.2 4.9
Renter 34,300 45.5 0.9 35.5 12.3 5.6 73.2 - 1.2 2.4 0.3 6.1 9.4 19.1 2
- Represents zero or rounds to zero
1 Includes mortgages held from sale of real estate, amount due from sale of business or property, and other financial assets.
Contact the Demographic Call Center Staff at 301-763-2422 or 1-866-758-1060 (toll free) or visit ask.census.gov for further information on Wealth and Asset Ownership Data.

Source: U.S. Census Bureau, Housing and Household Economic Statistics Division
Last Revised: January 28, 2005