Table 1-3. Affordability Status for a Median-Priced Home by Current Tenure: United States, Regions, Divisions and Inside/Outside Metropolitan Areas, 1991 (Numbers in 000's. Data may not add to total due to rounding.) --------------------------------------------------------------------------------------------------------------------------------------- | | | | | Total | Current owners | Current renters | |-------------------------------|-------------------------------|-------------------------------| | |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| | |priced home in area | |priced home in area | |priced home in area | | |---------------------| |---------------------| |---------------------| Region, division, area | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | --------------------------------------|---------|----------|----------|---------|----------|----------|---------|----------|----------| USING CONVENTIONAL, FIXED-RATE, | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | United States.........................| 105,553 | 63,101 | 59.8 | 66,192 | 27,033 | 40.8 | 39,361 | 36,067 | 91.6 | Northeast...........................| 21,081 | 12,730 | 60.4 | 12,860 | 5,085 | 39.5 | 8,221 | 7,646 | 93.0 | New England.......................| 5,008 | 3,044 | 60.8 | 3,149 | 1,271 | 40.4 | 1,859 | 1,773 | 95.4 | Middle Atlantic...................| 16,073 | 9,686 | 60.3 | 9,711 | 3,813 | 39.3 | 6,362 | 5,872 | 92.3 | Midwest.............................| 26,962 | 14,385 | 53.4 | 17,900 | 6,405 | 35.8 | 9,061 | 7,980 | 88.1 | East North Central................| 17,739 | 9,481 | 53.4 | 11,692 | 4,120 | 35.2 | 6,047 | 5,361 | 88.7 | West North Central................| 9,223 | 4,903 | 53.2 | 6,208 | 2,284 | 36.8 | 3,014 | 2,619 | 86.9 | South...............................| 35,243 | 20,990 | 59.6 | 22,818 | 9,652 | 42.3 | 12,424 | 11,338 | 91.3 | South Atlantic....................| 18,683 | 11,043 | 59.1 | 12,293 | 5,216 | 42.4 | 6,390 | 5,827 | 91.2 | East South Central................| 6,030 | 3,526 | 58.5 | 4,172 | 1,823 | 43.7 | 1,858 | 1,703 | 91.7 | West South Central................| 10,530 | 6,422 | 61.0 | 6,354 | 2,613 | 41.1 | 4,176 | 3,809 | 91.2 | West................................| 22,268 | 14,996 | 67.3 | 12,613 | 5,892 | 46.7 | 9,655 | 9,104 | 94.3 | Mountain..........................| 5,293 | 3,236 | 61.1 | 3,285 | 1,407 | 42.8 | 2,008 | 1,829 | 91.1 | Pacific...........................| 16,975 | 11,760 | 69.3 | 9,328 | 4,485 | 48.1 | 7,647 | 7,275 | 95.1 | | | | | | | | | | | Inside MAs............................| 82,409 | 50,603 | 61.4 | 49,811 | 20,617 | 41.4 | 32,598 | 29,985 | 92.0 | In Central Cities...................| 36,249 | 25,044 | 69.1 | 17,024 | 7,169 | 42.1 | 19,225 | 17,874 | 93.0 | In Suburbs..........................| 46,160 | 25,559 | 55.4 | 32,787 | 13,448 | 41.0 | 13,373 | 12,111 | 90.6 | Outside MAs.......................... | 23,145 | 12,499 | 54.0 | 16,382 | 6,416 | 39.2 | 6,764 | 6,083 | 89.9 | | | | | | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | United States.........................| 105,553 | 61,536 | 58.3 | 66,192 | 25,865 | 39.1 | 39,361 | 35,671 | 90.6 | Northeast...........................| 21,081 | 12,549 | 59.5 | 12,860 | 4,947 | 38.5 | 8,221 | 7,601 | 92.5 | New England.......................| 5,008 | 3,074 | 61.4 | 3,149 | 1,300 | 41.3 | 1,859 | 1,774 | 95.5 | Middle Atlantic...................| 16,073 | 9,475 | 58.9 | 9,711 | 3,648 | 37.6 | 6,362 | 5,827 | 91.6 | Midwest.............................| 26,962 | 13,853 | 51.4 | 17,900 | 6,021 | 33.6 | 9,061 | 7,832 | 86.4 | East North Central................| 17,739 | 9,161 | 51.6 | 11,692 | 3,894 | 33.3 | 6,047 | 5,267 | 87.1 | West North Central................| 9,223 | 4,692 | 50.9 | 6,208 | 2,126 | 34.3 | 3,014 | 2,565 | 85.1 | South...............................| 35,243 | 20,055 | 56.9 | 22,818 | 8,933 | 39.1 | 12,424 | 11,121 | 89.5 | South Atlantic....................| 18,683 | 10,536 | 56.4 | 12,293 | 4,796 | 39.0 | 6,390 | 5,740 | 89.8 | East South Central................| 6,030 | 3,404 | 56.5 | 4,172 | 1,736 | 41.6 | 1,858 | 1,667 | 89.8 | West South Central................| 10,530 | 6,114 | 58.1 | 6,354 | 2,401 | 37.8 | 4,176 | 3,714 | 88.9 | West................................| 22,268 | 15,079 | 67.7 | 12,613 | 5,963 | 47.3 | 9,655 | 9,116 | 94.4 | Mountain..........................| 5,293 | 3,109 | 58.7 | 3,285 | 1,314 | 40.0 | 2,008 | 1,795 | 89.4 | Pacific...........................| 16,975 | 11,970 | 70.5 | 9,328 | 4,649 | 49.8 | 7,647 | 7,321 | 95.7 | | | | | | | | | | | Inside MAs............................| 82,409 | 49,462 | 60.0 | 49,811 | 19,795 | 39.7 | 32,598 | 29,666 | 91.0 | In Central Cities...................| 36,249 | 24,601 | 67.9 | 17,024 | 6,885 | 40.4 | 19,225 | 17,716 | 92.1 | In Suburbs..........................| 46,160 | 24,861 | 53.9 | 32,787 | 12,910 | 39.4 | 13,373 | 11,950 | 89.4 | Outside MAs.......................... | 23,145 | 12,076 | 52.2 | 16,382 | 6,071 | 37.1 | 6,764 | 6,005 | 88.8 | | | | | | | | | | | ---------------------------------------------------------------------------------------------------------------------------------------