Table 1-4. Affordability Status for a Modestly Priced Home by Current Tenure: United States, Regions, Divisions and Inside/Outside Metropolitan Areas, 1991 (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------ | | | | | Total | Current owners | Current renters | |--------------------------------|--------------------------------|--------------------------------| | |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| | |priced home in area | |priced home in area | |priced home in area | | |----------------------| |----------------------| |----------------------| Region, division, area | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | --------------------------------------|---------|-----------|----------|---------|-----------|----------|---------|----------|-----------| USING CONVENTIONAL, FIXED-RATE, | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | | | | | United States.........................| 105,553 | 53,456 | 50.6 | 66,192 | 19,065 | 28.8 | 39,361 | 34,391 | 87.4 | Northeast...........................| 21,081 | 10,328 | 49.0 | 12,860 | 3,049 | 23.7 | 8,221 | 7,279 | 88.5 | New England.......................| 5,008 | 2,593 | 51.8 | 3,149 | 883 | 28.0 | 1,859 | 1,710 | 92.0 | Middle Atlantic...................| 16,073 | 7,735 | 48.1 | 9,711 | 2,166 | 22.3 | 6,362 | 5,569 | 87.5 | Midwest.............................| 26,962 | 12,433 | 46.1 | 17,900 | 4,890 | 27.3 | 9,061 | 7,543 | 83.2 | East North Central................| 17,739 | 8,278 | 46.7 | 11,692 | 3,156 | 27.0 | 6,047 | 5,121 | 84.7 | West North Central................| 9,223 | 4,156 | 45.1 | 6,208 | 1,734 | 27.9 | 3,014 | 2,422 | 80.3 | South...............................| 35,243 | 18,139 | 51.5 | 22,818 | 7,192 | 31.5 | 12,424 | 10,947 | 88.1 | South Atlantic....................| 18,683 | 9,506 | 50.9 | 12,293 | 3,862 | 31.4 | 6,390 | 5,644 | 88.3 | East South Central................| 6,030 | 3,014 | 50.0 | 4,172 | 1,355 | 32.5 | 1,858 | 1,659 | 89.3 | West South Central................| 10,530 | 5,619 | 53.4 | 6,354 | 1,975 | 31.1 | 4,176 | 3,644 | 87.3 | West................................| 22,268 | 12,555 | 56.4 | 12,613 | 3,934 | 31.2 | 9,655 | 8,622 | 89.3 | Mountain..........................| 5,293 | 2,847 | 53.8 | 3,285 | 1,075 | 32.7 | 2,008 | 1,772 | 88.2 | Pacific...........................| 16,975 | 9,709 | 57.2 | 9,328 | 2,859 | 30.6 | 7,647 | 6,850 | 89.6 | | | | | | | | | | | Inside MAs............................| 82,409 | 43,007 | 52.2 | 49,811 | 14,491 | 29.1 | 32,598 | 28,516 | 87.5 | In Central Cities...................| 36,249 | 22,228 | 61.3 | 17,024 | 5,188 | 30.5 | 19,225 | 17,040 | 88.6 | In Suburbs..........................| 46,160 | 20,779 | 45.0 | 32,787 | 9,302 | 28.4 | 13,373 | 11,477 | 85.8 | Outside MAs.......................... | 23,145 | 10,449 | 45.1 | 16,382 | 4,574 | 27.9 | 6,764 | 5,875 | 86.9 | | | | | | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | United States.........................| 105,553 | 50,625 | 48.0 | 66,192 | 17,221 | 26.0 | 39,361 | 33,404 | 84.9 | Northeast...........................| 21,081 | 10,009 | 47.5 | 12,860 | 2,890 | 22.5 | 8,221 | 7,118 | 86.6 | New England.......................| 5,008 | 2,545 | 50.8 | 3,149 | 841 | 26.7 | 1,859 | 1,704 | 91.7 | Middle Atlantic...................| 16,073 | 7,464 | 46.4 | 9,711 | 2,049 | 21.1 | 6,362 | 5,415 | 85.1 | Midwest.............................| 26,962 | 11,639 | 43.2 | 17,900 | 4,358 | 24.3 | 9,061 | 7,281 | 80.3 | East North Central................| 17,739 | 7,821 | 44.1 | 11,692 | 2,858 | 24.4 | 6,047 | 4,963 | 82.1 | West North Central................| 9,223 | 3,818 | 41.4 | 6,208 | 1,501 | 24.2 | 3,014 | 2,318 | 76.9 | South...............................| 35,243 | 16,871 | 47.9 | 22,818 | 6,337 | 27.8 | 12,424 | 10,534 | 84.8 | South Atlantic....................| 18,683 | 8,977 | 48.1 | 12,293 | 3,464 | 28.2 | 6,390 | 5,514 | 86.3 | East South Central................| 6,030 | 2,747 | 45.5 | 4,172 | 1,192 | 28.6 | 1,858 | 1,554 | 83.7 | West South Central................| 10,530 | 5,147 | 48.9 | 6,354 | 1,682 | 26.5 | 4,176 | 3,466 | 83.0 | West................................| 22,268 | 12,106 | 54.4 | 12,613 | 3,635 | 28.8 | 9,655 | 8,471 | 87.7 | Mountain..........................| 5,293 | 2,678 | 50.6 | 3,285 | 954 | 29.0 | 2,008 | 1,724 | 85.9 | Pacific...........................| 16,975 | 9,428 | 55.5 | 9,328 | 2,681 | 28.7 | 7,647 | 6,747 | 88.2 | | | | | | | | | | | Inside MAs............................| 82,409 | 40,811 | 49.5 | 49,811 | 13,060 | 26.2 | 32,598 | 27,750 | 85.1 | In Central Cities...................| 36,249 | 21,232 | 58.6 | 17,024 | 4,669 | 27.4 | 19,225 | 16,563 | 86.2 | In Suburbs..........................| 46,160 | 19,578 | 42.4 | 32,787 | 8,391 | 25.6 | 13,373 | 11,187 | 83.7 | Outside MAs.......................... | 23,145 | 9,815 | 42.4 | 16,382 | 4,161 | 25.4 | 6,764 | 5,654 | 83.6 | | | | | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------