Table 3-2. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin, Current Tenure, and Type of Financing: United States, 1991 (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |-------------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |-------------------------------|-------------------------------|-------------------------------|-------------------------------|--------------------------------| | |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |----------------------| |----------------------| |----------------------| |----------------------| |----------------------| Race and Hispanic origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|---------|----------|-----------| | | | | | | | | | | | | | | | | USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | Total....................| 69,543 | 29,461 | 42.4 | 53,249 | 17,583 | 33.0 | 2,810 | 1,616 | 57.5 | 13,484 | 10,262 | 76.1 | 36,010 | 23,994 | 66.6 | White..........................| 59,038 | 22,353 | 37.9 | 47,892 | 14,877 | 31.1 | 2,277 | 1,249 | 54.8 | 8,868 | 6,227 | 70.2 | 30,786 | 19,593 | 63.6 | Black..........................| 8,388 | 5,946 | 70.9 | 3,709 | 1,891 | 51.0 | 409 | 291 | 71.2 | 4,270 | 3,764 | 88.1 | 4,339 | 3,714 | 85.6 | Other races....................| 2,118 | 1,163 | 54.9 | 1,648 | 815 | 49.5 | 124 | 77 | 61.8 | 346 | 271 | 78.4 | 885 | 687 | 77.6 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 5,519 | 3,924 | 71.1 | 3,578 | 2,198 | 61.4 | 302 | 244 | 80.7 | 1,638 | 1,482 | 90.5 | 2,117 | 1,858 | 87.8 | Not of Hispanic origin1/.......| 64,024 | 25,537 | 39.9 | 49,671 | 15,385 | 31.0 | 2,508 | 1,372 | 54.7 | 11,846 | 8,780 | 74.1 | 33,894 | 22,137 | 65.3 | | | | | | | | | | | | | | | | | Current owners...........| 49,881 | 12,374 | 24.8 | 41,875 | 8,454 | 20.2 | 1,804 | 694 | 38.5 | 6,202 | 3,226 | 52.0 | 16,311 | 6,691 | 41.0 | White..........................| 44,492 | 10,153 | 22.8 | 38,319 | 7,374 | 19.2 | 1,546 | 593 | 38.4 | 4,626 | 2,186 | 47.2 | 14,538 | 5,613 | 38.6 | Black..........................| 4,074 | 1,798 | 44.1 | 2,459 | 757 | 30.8 | 199 | 89 | 44.8 | 1,417 | 952 | 67.2 | 1,458 | 904 | 62.0 | Other races....................| 1,316 | 423 | 32.2 | 1,097 | 323 | 29.5 | 59 | 12 | 20.4 | 159 | 88 | 55.2 | 314 | 174 | 55.5 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 2,482 | 1,039 | 41.9 | 1,922 | 672 | 35.0 | 121 | 65 | 53.6 | 438 | 302 | 68.9 | 557 | 332 | 59.6 | Not of Hispanic origin1/.......| 47,400 | 11,335 | 23.9 | 39,953 | 7,782 | 19.5 | 1,683 | 629 | 37.4 | 5,764 | 2,924 | 50.7 | 15,754 | 6,359 | 40.4 | | | | | | | | | | | | | | | | | Current renters..........| 19,662 | 17,087 | 86.9 | 11,373 | 9,129 | 80.3 | 1,007 | 922 | 91.6 | 7,282 | 7,036 | 96.6 | 19,699 | 17,304 | 87.8 | White..........................| 14,546 | 12,200 | 83.9 | 9,573 | 7,504 | 78.4 | 731 | 655 | 89.6 | 4,242 | 4,041 | 95.3 | 16,247 | 13,981 | 86.1 | Black..........................| 4,314 | 4,147 | 96.1 | 1,250 | 1,133 | 90.7 | 210 | 202 | 96.0 | 2,853 | 2,812 | 98.5 | 2,881 | 2,810 | 97.5 | Other races....................| 802 | 740 | 92.2 | 551 | 492 | 89.4 | 65 | 65 | 99.4 | 186 | 183 | 98.3 | 571 | 513 | 89.8 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,037 | 2,885 | 95.0 | 1,656 | 1,526 | 92.1 | 181 | 179 | 98.8 | 1,200 | 1,180 | 98.3 | 1,559 | 1,526 | 97.8 | Not of Hispanic origin1/.......| 16,625 | 14,202 | 85.4 | 9,718 | 7,604 | 78.2 | 825 | 742 | 90.0 | 6,082 | 5,856 | 96.3 | 18,140 | 15,778 | 87.0 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1/ Persons of Hispanic origin may be of any race. | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | Total....................| 69,543 | 27,301 | 39.3 | 53,249 | 15,643 | 29.4 | 2,810 | 1,572 | 55.9 | 13,484 | 10,087 | 74.8 | 36,010 | 23,324 | 64.8 | White..........................| 59,038 | 20,451 | 34.6 | 47,892 | 13,144 | 27.4 | 2,277 | 1,216 | 53.4 | 8,868 | 6,091 | 68.7 | 30,786 | 18,985 | 61.7 | Black..........................| 8,388 | 5,736 | 68.4 | 3,709 | 1,733 | 46.7 | 409 | 279 | 68.2 | 4,270 | 3,725 | 87.2 | 4,339 | 3,673 | 84.6 | Other races....................| 2,118 | 1,113 | 52.6 | 1,648 | 766 | 46.5 | 124 | 77 | 61.8 | 346 | 271 | 78.4 | 885 | 667 | 75.3 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 5,519 | 3,789 | 68.7 | 3,578 | 2,070 | 57.9 | 302 | 244 | 80.7 | 1,638 | 1,475 | 90.0 | 2,117 | 1,838 | 86.8 | Not of Hispanic origin1/.......| 64,024 | 23,512 | 36.7 | 49,671 | 13,573 | 27.3 | 2,508 | 1,328 | 52.9 | 11,846 | 8,612 | 72.7 | 33,894 | 21,486 | 63.4 | | | | | | | | | | | | | | | | | Current owners...........| 49,881 | 10,781 | 21.6 | 41,875 | 7,019 | 16.8 | 1,804 | 663 | 36.8 | 6,202 | 3,099 | 50.0 | 16,311 | 6,440 | 39.5 | White..........................| 44,492 | 8,729 | 19.6 | 38,319 | 6,076 | 15.9 | 1,546 | 568 | 36.7 | 4,626 | 2,085 | 45.1 | 14,538 | 5,389 | 37.1 | Black..........................| 4,074 | 1,655 | 40.6 | 2,459 | 646 | 26.3 | 199 | 83 | 41.8 | 1,417 | 926 | 65.4 | 1,458 | 883 | 60.5 | Other races....................| 1,316 | 397 | 30.2 | 1,097 | 297 | 27.1 | 59 | 12 | 20.4 | 159 | 88 | 55.2 | 314 | 169 | 53.6 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 2,482 | 963 | 38.8 | 1,922 | 604 | 31.4 | 121 | 65 | 53.6 | 438 | 295 | 67.2 | 557 | 322 | 57.8 | Not of Hispanic origin1/.......| 47,400 | 9,818 | 20.7 | 39,953 | 6,415 | 16.1 | 1,683 | 598 | 35.6 | 5,764 | 2,805 | 48.7 | 15,754 | 6,118 | 38.8 | | | | | | | | | | | | | | | | | Current renters..........| 19,662 | 16,520 | 84.0 | 11,373 | 8,624 | 75.8 | 1,007 | 909 | 90.3 | 7,282 | 6,988 | 96.0 | 19,699 | 16,884 | 85.7 | White..........................| 14,546 | 11,723 | 80.6 | 9,573 | 7,068 | 73.8 | 731 | 648 | 88.6 | 4,242 | 4,006 | 94.4 | 16,247 | 13,596 | 83.7 | Black..........................| 4,314 | 4,081 | 94.6 | 1,250 | 1,087 | 86.9 | 210 | 196 | 93.2 | 2,853 | 2,798 | 98.1 | 2,881 | 2,790 | 96.8 | Other races....................| 802 | 716 | 89.3 | 551 | 469 | 85.1 | 65 | 65 | 99.4 | 186 | 183 | 98.3 | 571 | 498 | 87.3 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,037 | 2,826 | 93.0 | 1,656 | 1,466 | 88.6 | 181 | 179 | 98.8 | 1,200 | 1,180 | 98.3 | 1,559 | 1,516 | 97.2 | Not of Hispanic origin1/.......| 16,625 | 13,694 | 82.4 | 9,718 | 7,158 | 73.7 | 825 | 729 | 88.4 | 6,082 | 5,807 | 95.5 | 18,140 | 15,368 | 84.7 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1/ Persons of Hispanic origin may be of any race.