Table 3-3. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Age of Householder, Current Tenure, and Type of Financing: United States, 1991 - Continued (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |-------------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |-------------------------------|-------------------------------|-------------------------------|-------------------------------|--------------------------------| | |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |----------------------| |----------------------| |----------------------| |----------------------| |----------------------| Age of householder | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|---------|----------|-----------| USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | Total....................| 69,543 | 27,301 | 39.3 | 53,249 | 15,643 | 29.4 | 2,810 | 1,572 | 55.9 | 13,484 | 10,087 | 74.8 | 36,010 | 23,324 | 64.8 | Under 25 years.................| 3,693 | 3,343 | 90.5 | 1,739 | 1,432 | 82.4 | 176 | 161 | 91.3 | 1,777 | 1,750 | 98.5 | 4,124 | 3,880 | 94.1 | 25 to 34 years.................| 15,666 | 9,765 | 62.3 | 11,128 | 5,681 | 51.1 | 581 | 423 | 72.7 | 3,957 | 3,662 | 92.5 | 8,957 | 7,179 | 80.1 | 35 to 44 years.................| 17,748 | 6,834 | 38.5 | 13,594 | 3,893 | 28.6 | 802 | 468 | 58.4 | 3,353 | 2,473 | 73.7 | 5,509 | 3,655 | 66.3 | 45 to 54 years.................| 12,067 | 3,418 | 28.3 | 9,679 | 2,140 | 22.1 | 490 | 223 | 45.6 | 1,898 | 1,055 | 55.6 | 3,594 | 2,056 | 57.2 | 55 to 64 years.................| 9,403 | 2,032 | 21.6 | 7,891 | 1,284 | 16.3 | 352 | 154 | 43.8 | 1,160 | 594 | 51.2 | 3,595 | 1,973 | 54.9 | 65 years or older..............| 10,967 | 1,909 | 17.4 | 9,219 | 1,212 | 13.1 | 410 | 143 | 34.8 | 1,338 | 554 | 41.4 | 10,232 | 4,582 | 44.8 | Median (years)...........| 43.7 | 35.8 | (X) | 45.2 | 36.8 | (X) | 43.1 | 39.3 | (X) | 38.0 | 34.0 | (X) | 43.9 | 36.6 | (X) | | | | | | | | | | | | | | | | | Current owners...........| 49,881 | 10,781 | 21.6 | 41,875 | 7,019 | 16.8 | 1,804 | 663 | 36.8 | 6,202 | 3,099 | 50.0 | 16,311 | 6,440 | 39.5 | Under 25 years.................| 1,080 | 848 | 78.5 | 581 | 380 | 65.3 | 37 | 25 | 68.7 | 462 | 443 | 95.9 | 738 | 645 | 87.4 | 25 to 34 years.................| 8,224 | 3,292 | 40.0 | 6,741 | 2,198 | 32.6 | 316 | 170 | 53.8 | 1,168 | 924 | 79.1 | 2,520 | 1,559 | 61.9 | 35 to 44 years.................| 12,995 | 2,897 | 22.3 | 10,991 | 1,953 | 17.8 | 517 | 221 | 42.8 | 1,488 | 723 | 48.6 | 2,447 | 1,110 | 45.4 | 45 to 54 years.................| 9,902 | 1,714 | 17.3 | 8,339 | 1,174 | 14.1 | 354 | 110 | 31.2 | 1,209 | 430 | 35.6 | 1,907 | 682 | 35.8 | 55 to 64 years.................| 8,093 | 1,032 | 12.8 | 7,045 | 701 | 10.0 | 255 | 77 | 30.2 | 793 | 254 | 32.1 | 2,072 | 717 | 34.6 | 65 years or older..............| 9,587 | 998 | 10.4 | 8,179 | 612 | 7.5 | 325 | 60 | 18.3 | 1,083 | 326 | 30.1 | 6,629 | 1,727 | 26.1 | Median (years)...........| 47.7 | 39.3 | (X) | 48.1 | 39.8 | (X) | 45.9 | 41.2 | (X) | 44.9 | 37.5 | (X) | 57.6 | 44.2 | (X) | | | | | | | | | | | | | | | | | Current renters..........| 19,662 | 16,520 | 84.0 | 11,373 | 8,624 | 75.8 | 1,007 | 909 | 90.3 | 7,282 | 6,988 | 96.0 | 19,699 | 16,884 | 85.7 | Under 25 years.................| 2,613 | 2,495 | 95.5 | 1,158 | 1,053 | 90.9 | 140 | 136 | 97.2 | 1,315 | 1,307 | 99.4 | 3,386 | 3,235 | 95.5 | 25 to 34 years.................| 7,442 | 6,473 | 87.0 | 4,387 | 3,483 | 79.4 | 265 | 253 | 95.2 | 2,789 | 2,738 | 98.1 | 6,438 | 5,620 | 87.3 | 35 to 44 years.................| 4,753 | 3,937 | 82.8 | 2,603 | 1,940 | 74.5 | 285 | 247 | 86.7 | 1,865 | 1,750 | 93.8 | 3,062 | 2,544 | 83.1 | 45 to 54 years.................| 2,165 | 1,704 | 78.7 | 1,340 | 966 | 72.1 | 135 | 113 | 83.5 | 690 | 625 | 90.6 | 1,687 | 1,373 | 81.4 | 55 to 64 years.................| 1,310 | 999 | 76.3 | 846 | 583 | 68.9 | 96 | 77 | 79.8 | 367 | 340 | 92.5 | 1,523 | 1,257 | 82.5 | 65 years or older..............| 1,380 | 911 | 66.0 | 1,039 | 599 | 57.7 | 85 | 83 | 97.7 | 256 | 229 | 89.5 | 3,603 | 2,855 | 79.2 | Median (years)...........| 34.7 | 33.9 | (X) | 35.5 | 34.4 | (X) | 38.5 | 37.7 | (X) | 33.3 | 33.0 | (X) | 35.1 | 34.3 | (X) | | | | | | | | | | | | | | | | | 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