Table 3-6: Affordability Deficit for Families and Unrelated Individuals That Cannot Afford Modestly Priced Home in Area, by Current Tenure and Type of Financing: United States, 1991 - Continued (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------ | Families | | |----------------------------------------------------------------------------------| | | | |Male householder, |Female householder, | | | Total | Married-couple |no wife present |no husband present |Unrelated individuals | Affordability |-------------------|---------------------|-------------------|--------------------|----------------------| deficit | Number | Percent | Number | Percent | Number | Percent | Number | Percent | Number | Percent | -------------------------------|---------|---------|-----------|---------|---------|---------|----------|---------|------------|---------| | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | FINANCING | | | | | | | | | | | Total....................| 27,301 | 100.0 | 15,643 | 100.0 | 1,572 | 100.0 | 10,087 | 100.0 | 23,324 | 100.0 | Less than \$1,000.............. | 179 | 0.7 | 137 | 0.9 | 9 | 0.6 | 33 | 0.3 | 220 | 0.9 | \$1,000 to \$1,999.............. | 177 | 0.6 | 112 | 0.7 | 32 | 2.0 | 33 | 0.3 | 136 | 0.6 | \$2,000 to \$2,999...............| 207 | 0.8 | 183 | 1.2 | 3 | 0.2 | 22 | 0.2 | 165 | 0.7 | \$3,000 to \$4,999...............| 446 | 1.6 | 306 | 2.0 | 15 | 1.0 | 124 | 1.2 | 335 | 1.4 | \$5,000 to \$9,999...............| 1,123 | 4.1 | 777 | 5.0 | 47 | 3.0 | 299 | 3.0 | 908 | 3.9 | \$10,000 to \$19,999.............| 1,988 | 7.3 | 1,368 | 8.7 | 132 | 8.4 | 488 | 4.8 | 2,100 | 9.0 | \$20,000 to \$29,999.............| 3,114 | 11.4 | 2,027 | 13.0 | 162 | 10.3 | 924 | 9.2 | 2,595 | 11.1 | \$30,000 to \$39,999.............| 5,427 | 19.9 | 3,291 | 21.0 | 278 | 17.7 | 1,858 | 18.4 | 4,172 | 17.9 | \$40,000 or more................| 14,641 | 53.6 | 7,442 | 47.6 | 894 | 56.9 | 6,305 | 62.5 | 12,693 | 54.4 | Median deficit...........|\$40,000+ | (X) | \$38,800 | (X) |\$40,000+ | (X) | \$40,000+ | (X) | \$40,000+ | (X) | | | | | | | | | | | | Current owners...........| 10,781 | 100.0 | 7,019 | 100.0 | 663 | 100.0 | 3,099 | 100.0 | 6,440 | 100.0 | Less than \$1,000.............. | 157 | 1.5 | 115 | 1.6 | 9 | 1.4 | 33 | 1.1 | 137 | 2.1 | \$1,000 to \$1,999.............. | 147 | 1.4 | 90 | 1.3 | 32 | 4.8 | 25 | 0.8 | 83 | 1.3 | \$2,000 to \$2,999...............| 136 | 1.3 | 122 | 1.7 | - | 0.0 | 15 | 0.5 | 75 | 1.2 | \$3,000 to \$4,999...............| 343 | 3.2 | 232 | 3.3 | 9 | 1.3 | 103 | 3.3 | 205 | 3.2 | \$5,000 to \$9,999...............| 838 | 7.8 | 574 | 8.2 | 30 | 4.6 | 234 | 7.5 | 514 | 8.0 | \$10,000 to \$19,999.............| 1,342 | 12.4 | 863 | 12.3 | 94 | 14.1 | 386 | 12.4 | 968 | 15.0 | \$20,000 to \$29,999.............| 1,509 | 14.0 | 998 | 14.2 | 118 | 17.7 | 394 | 12.7 | 894 | 13.9 | \$30,000 to \$39,999.............| 2,122 | 19.7 | 1,438 | 20.5 | 115 | 17.3 | 569 | 18.4 | 948 | 14.7 | \$40,000 or more................| 4,186 | 38.8 | 2,587 | 36.9 | 257 | 38.7 | 1,342 | 43.3 | 2,616 | 40.6 | Median deficit...........| \$34,300 | (X) | \$33,600 | (X) | \$33,400 | (X) | \$36,300 | (X) | \$33,600 | (X) | | | | | | | | | | | | Current renters..........| 16,520 | 100.0 | 8,624 | 100.0 | 909 | 100.0 | 6,988 | 100.0 | 16,884 | 100.0 | Less than \$1,000.............. | 22 | 0.1 | 22 | 0.3 | - | 0.0 | - | 0.0 | 82 | 0.5 | \$1,000 to \$1,999.............. | 30 | 0.2 | 21 | 0.2 | - | 0.0 | 9 | 0.1 | 53 | 0.3 | \$2,000 to \$2,999...............| 71 | 0.4 | 61 | 0.7 | 3 | 0.3 | 7 | 0.1 | 90 | 0.5 | \$3,000 to \$4,999...............| 103 | 0.6 | 74 | 0.9 | 7 | 0.7 | 21 | 0.3 | 130 | 0.8 | \$5,000 to \$9,999...............| 285 | 1.7 | 203 | 2.3 | 16 | 1.8 | 65 | 0.9 | 394 | 2.3 | \$10,000 to \$19,999.............| 645 | 3.9 | 505 | 5.9 | 38 | 4.2 | 102 | 1.5 | 1,132 | 6.7 | \$20,000 to \$29,999.............| 1,605 | 9.7 | 1,029 | 11.9 | 45 | 4.9 | 531 | 7.6 | 1,701 | 10.1 | \$30,000 to \$39,999.............| 3,305 | 20.0 | 1,853 | 21.5 | 163 | 17.9 | 1,289 | 18.4 | 3,224 | 19.1 | \$40,000 or more................| 10,455 | 63.3 | 4,855 | 56.3 | 637 | 70.1 | 4,963 | 71.0 | 10,078 | 59.7 | Median deficit...........|\$40,000+ | (X) | \$40,000+ | (X) |\$40,000+ | (X) | \$40,000+ | (X) | \$40,000+ | (X) | | | | | | | | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | FINANCING | | | | | | | | | | | Total....................| 27,301 | 100.0 | 15,643 | 100.0 | 1,572 | 100.0 | 10,087 | 100.0 | 23,324 | 100.0 | Less than \$1,000.............. | 179 | 0.7 | 137 | 0.9 | 9 | 0.6 | 33 | 0.3 | 220 | 0.9 | \$1,000 to \$1,999.............. | 177 | 0.6 | 112 | 0.7 | 32 | 2.0 | 33 | 0.3 | 136 | 0.6 | \$2,000 to \$2,999...............| 207 | 0.8 | 183 | 1.2 | 3 | 0.2 | 22 | 0.2 | 165 | 0.7 | \$3,000 to \$4,999...............| 446 | 1.6 | 306 | 2.0 | 15 | 1.0 | 124 | 1.2 | 335 | 1.4 | \$5,000 to \$9,999...............| 1,123 | 4.1 | 777 | 5.0 | 47 | 3.0 | 299 | 3.0 | 908 | 3.9 | \$10,000 to \$19,999.............| 1,988 | 7.3 | 1,368 | 8.7 | 132 | 8.4 | 488 | 4.8 | 2,100 | 9.0 | \$20,000 to \$29,999.............| 3,114 | 11.4 | 2,027 | 13.0 | 162 | 10.3 | 924 | 9.2 | 2,595 | 11.1 | \$30,000 to \$39,999.............| 5,427 | 19.9 | 3,291 | 21.0 | 278 | 17.7 | 1,858 | 18.4 | 4,172 | 17.9 | \$40,000 or more................| 14,641 | 53.6 | 7,442 | 47.6 | 894 | 56.9 | 6,305 | 62.5 | 12,693 | 54.4 | Median deficit...........|\$40,000+ | (X) | \$38,800 | (X) |\$40,000+ | (X) | \$40,000+ | (X) | \$40,000+ | (X) | | | | | | | | | | | | Current owners...........| 10,781 | 100.0 | 7,019 | 100.0 | 663 | 100.0 | 3,099 | 100.0 | 6,440 | 100.0 | Less than \$1,000.............. | 157 | 1.5 | 115 | 1.6 | 9 | 1.4 | 33 | 1.1 | 137 | 2.1 | \$1,000 to \$1,999.............. | 147 | 1.4 | 90 | 1.3 | 32 | 4.8 | 25 | 0.8 | 83 | 1.3 | \$2,000 to \$2,999...............| 136 | 1.3 | 122 | 1.7 | - | 0.0 | 15 | 0.5 | 75 | 1.2 | \$3,000 to \$4,999...............| 343 | 3.2 | 232 | 3.3 | 9 | 1.3 | 103 | 3.3 | 205 | 3.2 | \$5,000 to \$9,999...............| 838 | 7.8 | 574 | 8.2 | 30 | 4.6 | 234 | 7.5 | 514 | 8.0 | \$10,000 to \$19,999.............| 1,342 | 12.4 | 863 | 12.3 | 94 | 14.1 | 386 | 12.4 | 968 | 15.0 | \$20,000 to \$29,999.............| 1,509 | 14.0 | 998 | 14.2 | 118 | 17.7 | 394 | 12.7 | 894 | 13.9 | \$30,000 to \$39,999.............| 2,122 | 19.7 | 1,438 | 20.5 | 115 | 17.3 | 569 | 18.4 | 948 | 14.7 | \$40,000 or more................| 4,186 | 38.8 | 2,587 | 36.9 | 257 | 38.7 | 1,342 | 43.3 | 2,616 | 40.6 | Median deficit...........| \$34,300 | (X) | \$33,600 | (X) | \$33,400 | (X) | \$36,300 | (X) | \$33,600 | (X) | | | | | | | | | | | | Current renters..........| 16,520 | 100.0 | 8,624 | 100.0 | 909 | 100.0 | 6,988 | 100.0 | 16,884 | 100.0 | Less than \$1,000.............. | 22 | 0.1 | 22 | 0.3 | - | 0.0 | - | 0.0 | 82 | 0.5 | \$1,000 to \$1,999.............. | 30 | 0.2 | 21 | 0.2 | - | 0.0 | 9 | 0.1 | 53 | 0.3 | \$2,000 to \$2,999...............| 71 | 0.4 | 61 | 0.7 | 3 | 0.3 | 7 | 0.1 | 90 | 0.5 | \$3,000 to \$4,999...............| 103 | 0.6 | 74 | 0.9 | 7 | 0.7 | 21 | 0.3 | 130 | 0.8 | \$5,000 to \$9,999...............| 285 | 1.7 | 203 | 2.3 | 16 | 1.8 | 65 | 0.9 | 394 | 2.3 | \$10,000 to \$19,999.............| 645 | 3.9 | 505 | 5.9 | 38 | 4.2 | 102 | 1.5 | 1,132 | 6.7 | \$20,000 to \$29,999.............| 1,605 | 9.7 | 1,029 | 11.9 | 45 | 4.9 | 531 | 7.6 | 1,701 | 10.1 | \$30,000 to \$39,999.............| 3,305 | 20.0 | 1,853 | 21.5 | 163 | 17.9 | 1,289 | 18.4 | 3,224 | 19.1 | \$40,000 or more................| 10,455 | 63.3 | 4,855 | 56.3 | 637 | 70.1 | 4,963 | 71.0 | 10,078 | 59.7 | Median deficit...........|\$40,000+ | (X) | \$40,000+ | (X) |\$40,000+ | (X) | \$40,000+ | (X) | \$40,000+ | (X) | ------------------------------------------------------------------------------------------------------------------------------------------