Table 2.  Reason Modestly Priced Home  Cannot be Afforded for Families and Unrelated

Individuals, Using Conventional, Fixed-rate, 30-Year Financing: 1993

                 Percentage of Families That Cannot Afford to Buy

                         All    All Unrelated  Renter     Renter Unrelated

Type of Problem       Families  Individuals    Families   Individuals

Total                    100.0      100.0        100.0      100.0

Cash problem only 1/      36.7       20.2         33.0       20.4

Income problem only       11.1       15.2          2.5        7.1

Cash and income problem   52.2       64.6         64.6       72.5

Source: Survey of Income and Program Participation

1/ Includes excessive debt.