Table 2-3. Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Age of Householder, Current Tenure, and Type of Financing: United States, 1993 (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |---------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |------------------------------|------------------------------|------------------------------|------------------------------|------------------------------| | |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |---------------------| |---------------------| |---------------------| |---------------------| |---------------------| Age of householder | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------| USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 71,344 | 35,329 | 49.5 | 53,822 | 21,185 | 39.4 | 3,062 | 2,129 | 69.5 | 14,461 | 12,015 | 83.1 | 36,749 | 27,557 | 75.0 | Under 25 years.................| 3,785 | 3,644 | 96.3 | 1,602 | 1,470 | 91.7 | 193 | 193 | 100.0 | 1,990 | 1,981 | 99.6 | 4,028 | 3,970 | 98.5 | 25 to 34 years.................| 15,766 | 11,619 | 73.7 | 11,114 | 7,220 | 65.0 | 744 | 658 | 88.4 | 3,908 | 3,741 | 95.7 | 8,584 | 7,627 | 88.9 | 35 to 44 years.................| 18,710 | 9,522 | 50.9 | 13,974 | 5,702 | 40.8 | 845 | 569 | 67.3 | 3,890 | 3,251 | 83.6 | 5,982 | 4,611 | 77.1 | 45 to 54 years.................| 12,777 | 4,706 | 36.8 | 10,173 | 3,018 | 29.7 | 627 | 331 | 52.9 | 1,978 | 1,357 | 68.6 | 4,374 | 3,037 | 69.4 | 55 to 64 years.................| 9,074 | 2,563 | 28.2 | 7,614 | 1,606 | 21.1 | 299 | 179 | 60.0 | 1,161 | 778 | 67.0 | 3,722 | 2,226 | 59.8 | 65 years or older..............| 11,233 | 3,275 | 29.2 | 9,345 | 2,169 | 23.2 | 354 | 199 | 56.1 | 1,534 | 906 | 59.1 | 10,058 | 6,087 | 60.5 | Median (years)...........| 43.6 | 37.5 | (X) | 45.2 | 38.4 | (X) | 42.0 | 38.7 | (X) | 38.4 | 35.9 | (X) | 44.6 | 39.7 | (X) | | | | | | | | | | | | | | | | | Current owners...........| 50,623 | 16,386 | 32.4 | 42,051 | 11,013 | 26.2 | 1,936 | 1,051 | 54.3 | 6,636 | 4,322 | 65.1 | 16,566 | 8,833 | 53.3 | Under 25 years.................| 1,196 | 1,075 | 89.8 | 528 | 413 | 78.2 | 77 | 77 | 100.0 | 591 | 585 | 98.9 | 593 | 575 | 96.9 | 25 to 34 years.................| 8,255 | 4,599 | 55.7 | 6,736 | 3,299 | 49.0 | 361 | 284 | 78.5 | 1,158 | 1,016 | 87.7 | 2,268 | 1,700 | 74.9 | 35 to 44 years.................| 13,124 | 4,436 | 33.8 | 10,902 | 3,060 | 28.1 | 530 | 272 | 51.3 | 1,692 | 1,105 | 65.3 | 2,611 | 1,514 | 58.0 | 45 to 54 years.................| 10,258 | 2,495 | 24.3 | 8,668 | 1,770 | 20.4 | 450 | 171 | 37.9 | 1,140 | 554 | 48.6 | 2,366 | 1,215 | 51.4 | 55 to 64 years.................| 7,847 | 1,562 | 19.9 | 6,825 | 1,026 | 15.0 | 211 | 97 | 45.9 | 811 | 439 | 54.2 | 2,378 | 1,028 | 43.2 | 65 years or older..............| 9,943 | 2,220 | 22.3 | 8,393 | 1,445 | 17.2 | 307 | 151 | 49.4 | 1,244 | 623 | 50.1 | 6,351 | 2,802 | 44.1 | Median (years)...........| 47.7 | 40.7 | (X) | 48.3 | 40.9 | (X) | 45.0 | 41.0 | (X) | 44.3 | 40.1 | (X) | 56.9 | 50.2 | (X) | | | | | | | | | | | | | | | | | Current renters..........| 20,721 | 18,943 | 91.4 | 11,771 | 10,172 | 86.4 | 1,126 | 1,078 | 95.7 | 7,825 | 7,693 | 98.3 | 20,182 | 18,723 | 92.8 | Under 25 years.................| 2,589 | 2,570 | 99.3 | 1,074 | 1,057 | 98.4 | 116 | 116 | 100.0 | 1,398 | 1,397 | 99.9 | 3,435 | 3,395 | 98.8 | 25 to 34 years.................| 7,510 | 7,020 | 93.5 | 4,378 | 3,921 | 89.6 | 382 | 374 | 97.8 | 2,750 | 2,725 | 99.1 | 6,317 | 5,928 | 93.8 | 35 to 44 years.................| 5,585 | 5,086 | 91.1 | 3,072 | 2,643 | 86.0 | 316 | 297 | 94.2 | 2,198 | 2,147 | 97.7 | 3,372 | 3,098 | 91.9 | 45 to 54 years.................| 2,519 | 2,212 | 87.8 | 1,505 | 1,248 | 82.9 | 176 | 161 | 91.1 | 838 | 803 | 95.8 | 2,008 | 1,821 | 90.7 | 55 to 64 years.................| 1,228 | 1,001 | 81.5 | 789 | 580 | 73.5 | 88 | 82 | 93.6 | 351 | 339 | 96.6 | 1,344 | 1,198 | 89.1 | 65 years or older..............| 1,290 | 1,055 | 81.8 | 952 | 724 | 76.0 | 47 | 47 | 100.0 | 290 | 283 | 97.7 | 3,707 | 3,285 | 88.6 | Median (years)...........| 35.5 | 34.8 | (X) | 36.4 | 35.4 | (X) | 37.1 | 36.6 | (X) | 34.1 | 34.0 | (X) | 36.0 | 35.1 | (X) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- Table 2-3. Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Age of Householder, Current Tenure, and Type of Financing: United States, 1993 - Continued (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |---------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |------------------------------|------------------------------|------------------------------|------------------------------|------------------------------| | |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |---------------------| |---------------------| |---------------------| |---------------------| |---------------------| Age of householder | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------| USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 71,344 | 34,868 | 48.9 | 53,821 | 20,664 | 38.4 | 3,062 | 2,148 | 70.1 | 14,461 | 12,056 | 83.4 | 36,749 | 27,477 | 74.8 | Under 25 years.................| 3,785 | 3,608 | 95.3 | 1,602 | 1,434 | 89.5 | 193 | 193 | 100.0 | 1,990 | 1,981 | 99.6 | 4,028 | 3,966 | 98.5 | 25 to 34 years.................| 15,766 | 11,369 | 72.1 | 11,114 | 6,958 | 62.6 | 744 | 659 | 88.7 | 3,908 | 3,751 | 96.0 | 8,584 | 7,578 | 88.3 | 35 to 44 years.................| 18,710 | 9,269 | 49.5 | 13,974 | 5,447 | 39.0 | 845 | 579 | 68.5 | 3,890 | 3,243 | 83.4 | 5,982 | 4,565 | 76.3 | 45 to 54 years.................| 12,777 | 4,660 | 36.5 | 10,173 | 2,943 | 28.9 | 627 | 337 | 53.8 | 1,978 | 1,380 | 69.8 | 4,373 | 3,001 | 68.6 | 55 to 64 years.................| 9,074 | 2,607 | 28.7 | 7,614 | 1,638 | 21.5 | 299 | 178 | 59.6 | 1,161 | 791 | 68.1 | 3,722 | 2,257 | 60.6 | 65 years or older..............| 11,233 | 3,356 | 29.9 | 9,345 | 2,245 | 24.0 | 354 | 201 | 56.8 | 1,534 | 910 | 59.3 | 10,058 | 6,111 | 60.8 | Median (years)...........| 43.6 | 37.7 | (X) | 45.2 | 38.6 | (X) | 42.0 | 38.8 | (X) | 38.4 | 35.9 | (X) | 44.6 | 39.8 | (X) | | | | | | | | | | | | | | | | | Current owners...........| 50,623 | 16,045 | 31.7 | 42,051 | 10,620 | 25.3 | 1,936 | 1,070 | 55.3 | 6,636 | 4,354 | 65.6 | 16,566 | 8,822 | 53.3 | Under 25 years.................| 1,196 | 1,052 | 88.0 | 528 | 390 | 74.0 | 77 | 77 | 100.0 | 591 | 585 | 98.9 | 593 | 574 | 96.7 | 25 to 34 years.................| 8,255 | 4,412 | 53.4 | 6,736 | 3,103 | 46.1 | 361 | 285 | 78.9 | 1,158 | 1,024 | 88.4 | 2,268 | 1,668 | 73.5 | 35 to 44 years.................| 13,124 | 4,223 | 32.2 | 10,902 | 2,842 | 26.1 | 530 | 281 | 53.1 | 1,692 | 1,100 | 65.0 | 2,611 | 1,491 | 57.1 | 45 to 54 years.................| 10,258 | 2,465 | 24.0 | 8,668 | 1,718 | 19.8 | 450 | 176 | 39.2 | 1,140 | 571 | 50.1 | 2,366 | 1,198 | 50.6 | 55 to 64 years.................| 7,847 | 1,599 | 20.4 | 6,825 | 1,051 | 15.4 | 211 | 96 | 45.5 | 811 | 452 | 55.8 | 2,378 | 1,060 | 44.6 | 65 years or older..............| 9,944 | 2,293 | 23.1 | 8,393 | 1,516 | 18.1 | 307 | 154 | 50.1 | 1,244 | 623 | 50.1 | 6,351 | 2,832 | 44.6 | Median (years)...........| 47.7 | 41.2 | (X) | 48.3 | 41.5 | (X) | 45.0 | 41.2 | (X) | 44.3 | 40.2 | (X) | 56.9 | 50.7 | (X) | | | | | | | | | | | | | | | | | Current renters..........| 20,721 | 18,824 | 90.8 | 11,771 | 10,044 | 85.3 | 1,126 | 1,078 | 95.7 | 7,825 | 7,702 | 98.4 | 20,182 | 18,655 | 92.4 | Under 25 years.................| 2,589 | 2,556 | 98.7 | 1,074 | 1,044 | 97.1 | 116 | 116 | 100.0 | 1,398 | 1,397 | 99.9 | 3,435 | 3,393 | 98.8 | 25 to 34 years.................| 7,510 | 6,957 | 92.6 | 4,378 | 3,855 | 88.1 | 382 | 374 | 97.8 | 2,750 | 2,728 | 99.2 | 6,317 | 5,911 | 93.6 | 35 to 44 years.................| 5,585 | 5,045 | 90.3 | 3,072 | 2,604 | 84.8 | 316 | 297 | 94.2 | 2,198 | 2,144 | 97.6 | 3,372 | 3,074 | 91.2 | 45 to 54 years.................| 2,519 | 2,194 | 87.1 | 1,505 | 1,225 | 81.4 | 176 | 161 | 91.1 | 838 | 809 | 96.5 | 2,008 | 1,803 | 89.8 | 55 to 64 years.................| 1,228 | 1,008 | 82.1 | 789 | 587 | 74.4 | 88 | 82 | 93.6 | 351 | 339 | 96.6 | 1,344 | 1,197 | 89.0 | 65 years or older..............| 1,290 | 1,062 | 82.4 | 952 | 728 | 76.5 | 47 | 47 | 100.0 | 290 | 287 | 98.8 | 3,707 | 3,279 | 88.4 | Median (years)...........| 35.5 | 34.9 | (X) | 36.4 | 35.5 | (X) | 37.1 | 36.7 | (X) | 34.1 | 34.0 | (X) | 36.0 | 35.1 | (X) | | | 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