Table 3-2. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin, Current Tenure, and Type of Financing: United States, 1993 (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | Families | | |-------------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |-------------------------------|-------------------------------|-------------------------------|-------------------------------|-------------------------------| | |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |----------------------| |----------------------| |----------------------| |----------------------| |----------------------| Race and Hispanic origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 71,344 | 30,188 | 42.3 | 53,823 | 17,360 | 32.3 | 3,063 | 1,843 | 60.2 | 14,461 | 10,985 | 76.0 | 36,749 | 24,427 | 66.5 | White..........................| 59,992 | 22,554 | 37.6 | 48,068 | 14,506 | 30.2 | 2,484 | 1,414 | 57.0 | 9,441 | 6,633 | 70.3 | 31,381 | 20,106 | 64.1 | Black..........................| 8,777 | 6,275 | 71.5 | 3,806 | 1,956 | 51.4 | 420 | 327 | 77.8 | 4,550 | 3,992 | 87.7 | 4,314 | 3,469 | 80.4 | Other races....................| 2,577 | 1,358 | 52.7 | 1,949 | 897 | 46.0 | 158 | 102 | 64.5 | 470 | 359 | 76.5 | 1,054 | 852 | 80.8 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 6,342 | 4,533 | 71.5 | 4,019 | 2,515 | 62.6 | 400 | 292 | 73.1 | 1,923 | 1,726 | 89.8 | 2,524 | 2,232 | 88.4 | Not of Hispanic origin1/.......| 65,002 | 25,653 | 39.5 | 49,804 | 14,844 | 29.8 | 2,661 | 1,551 | 58.3 | 12,538 | 9,258 | 73.8 | 34,225 | 22,195 | 64.9 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current owners...........| 50,623 | 11,881 | 23.5 | 42,052 | 7,696 | 18.3 | 1,936 | 798 | 41.2 | 6,636 | 3,387 | 51.0 | 16,566 | 6,500 | 39.2 | White..........................| 44,799 | 9,513 | 21.2 | 38,298 | 6,629 | 17.3 | 1,659 | 658 | 39.6 | 4,842 | 2,226 | 46.0 | 14,713 | 5,567 | 37.8 | Black..........................| 4,232 | 1,879 | 44.4 | 2,444 | 706 | 28.9 | 210 | 122 | 58.4 | 1,578 | 1,050 | 66.5 | 1,533 | 764 | 49.9 | Other races....................| 1,593 | 489 | 30.7 | 1,310 | 360 | 27.5 | 67 | 18 | 27.0 | 215 | 111 | 51.5 | 320 | 169 | 52.8 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 2,912 | 1,246 | 42.8 | 2,176 | 809 | 37.2 | 172 | 69 | 40.2 | 564 | 367 | 65.1 | 676 | 432 | 64.0 | Not of Hispanic origin1/.......| 47,711 | 10,635 | 22.3 | 39,876 | 6,886 | 17.3 | 1,764 | 729 | 41.3 | 6,072 | 3,019 | 49.7 | 15,890 | 6,068 | 38.2 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 20,721 | 18,307 | 88.3 | 11,771 | 9,664 | 82.1 | 1,126 | 1,045 | 92.8 | 7,825 | 7,598 | 97.1 | 20,182 | 17,927 | 88.8 | White..........................| 15,192 | 13,041 | 85.8 | 9,769 | 7,877 | 80.6 | 824 | 757 | 91.8 | 4,599 | 4,407 | 95.8 | 16,668 | 14,539 | 87.2 | Black..........................| 4,545 | 4,396 | 96.7 | 1,362 | 1,250 | 91.7 | 210 | 204 | 97.2 | 2,972 | 2,942 | 99.0 | 2,781 | 2,705 | 97.3 | Other races....................| 984 | 869 | 88.3 | 639 | 537 | 84.0 | 91 | 84 | 92.1 | 254 | 248 | 97.6 | 734 | 683 | 93.1 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,430 | 3,287 | 95.9 | 1,843 | 1,706 | 92.5 | 228 | 223 | 97.9 | 1,358 | 1,358 | 100.0 | 1,848 | 1,800 | 97.4 | Not of Hispanic origin1/.......| 17,292 | 15,019 | 86.9 | 9,928 | 7,958 | 80.2 | 897 | 822 | 91.6 | 6,467 | 6,239 | 96.5 | 18,334 | 16,127 | 88.0 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ 1/ Persons of Hispanic origin may be of any race. Table 3-2. Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin, Current Tenure, and Type of Financing: United States, 1993 - Continued (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ | Families | | |-------------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |-------------------------------|-------------------------------|-------------------------------|-------------------------------|-------------------------------| | |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| |Cannot afford modestly| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |----------------------| |----------------------| |----------------------| |----------------------| |----------------------| Race and Hispanic origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------|--------|----------|-----------| | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 71,344 | 28,912 | 40.5 | 53,822 | 16,168 | 30.0 | 3,062 | 1,822 | 59.5 | 14,461 | 10,923 | 75.5 | 36,748 | 24,158 | 65.7 | White..........................| 59,992 | 21,454 | 35.8 | 48,067 | 13,458 | 28.0 | 2,484 | 1,397 | 56.2 | 9,441 | 6,600 | 69.9 | 31,381 | 19,895 | 63.4 | Black..........................| 8,777 | 6,126 | 69.8 | 3,806 | 1,842 | 48.4 | 420 | 321 | 76.4 | 4,550 | 3,964 | 87.1 | 4,314 | 3,413 | 79.1 | Other races....................| 2,577 | 1,332 | 51.7 | 1,949 | 868 | 44.5 | 158 | 104 | 66.0 | 470 | 360 | 76.6 | 1,054 | 849 | 80.5 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 6,342 | 4,480 | 70.6 | 4,019 | 2,465 | 61.3 | 400 | 287 | 71.6 | 1,923 | 1,728 | 89.9 | 2,524 | 2,213 | 87.7 | Not of Hispanic origin1/.......| 65,003 | 24,433 | 37.6 | 49,804 | 13,702 | 27.5 | 2,661 | 1,535 | 57.7 | 12,538 | 9,195 | 73.3 | 34,225 | 21,944 | 64.1 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current owners...........| 50,622 | 10,985 | 21.7 | 42,051 | 6,843 | 16.3 | 1,936 | 786 | 40.6 | 6,636 | 3,357 | 50.6 | 16,566 | 6,417 | 38.7 | White..........................| 44,799 | 8,711 | 19.4 | 38,298 | 5,873 | 15.3 | 1,659 | 642 | 38.7 | 4,842 | 2,196 | 45.3 | 14,713 | 5,512 | 37.5 | Black..........................| 4,232 | 1,798 | 42.5 | 2,444 | 625 | 25.6 | 210 | 122 | 58.4 | 1,578 | 1,050 | 66.5 | 1,533 | 735 | 48.0 | Other races....................| 1,593 | 476 | 29.9 | 1,310 | 344 | 26.3 | 67 | 21 | 30.7 | 215 | 112 | 51.8 | 320 | 169 | 52.8 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 2,912 | 1,219 | 41.9 | 2,176 | 778 | 35.8 | 172 | 69 | 40.2 | 564 | 372 | 65.9 | 676 | 425 | 62.9 | Not of Hispanic origin1/.......| 47,711 | 9,766 | 20.5 | 39,876 | 6,065 | 15.2 | 1,764 | 716 | 40.6 | 6,072 | 2,985 | 49.2 | 15,890 | 5,991 | 37.7 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 20,721 | 17,927 | 86.5 | 11,771 | 9,325 | 79.2 | 1,126 | 1,037 | 92.1 | 7,825 | 7,566 | 96.7 | 20,182 | 17,741 | 87.9 | White..........................| 15,192 | 12,743 | 83.9 | 9,769 | 7,585 | 77.6 | 824 | 754 | 91.5 | 4,599 | 4,404 | 95.8 | 16,668 | 14,383 | 86.3 | Black..........................| 4,545 | 4,329 | 95.2 | 1,362 | 1,216 | 89.3 | 210 | 199 | 94.4 | 2,972 | 2,914 | 98.0 | 2,781 | 2,678 | 96.3 | Other races....................| 984 | 856 | 86.9 | 639 | 524 | 82.0 | 91 | 84 | 92.1 | 254 | 248 | 97.6 | 734 | 680 | 92.6 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,430 | 3,261 | 95.1 | 1,843 | 1,687 | 91.5 | 228 | 217 | 95.3 | 1,358 | 1,356 | 99.8 | 1,848 | 1,788 | 96.8 | Not of Hispanic origin1/.......| 17,292 | 14,666 | 84.8 | 9,928 | 7,638 | 76.9 | 897 | 819 | 91.3 | 6,467 | 6,210 | 96.0 | 18,335 | 15,953 | 87.0 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------ 1/ Persons of Hispanic origin may be of any race.