Table 1-1: Maximum-Priced Home That Can Be Afforded for Families and Unrelated Individuals, by Current Tenure and Type of Financing: United States, 1995 (Numbers in 000's. Data may not add to total due to rounding.) -------------------------------------------------------------------------------------------------------------------------------------- | Families | | |-------------------------------------------------------------------------------| | | | |Male householder, |Female householder,| | | Total | Married-couple |no wife present |no husband present |Unrelated individuals| |-------------------|-------------------|-------------------|-------------------|---------------------| Maximum-priced home | Number | Percent | Number | Percent | Number | Percent | Number | Percent | Number | Percent | -------------------------------|---------|---------|---------|---------|---------|---------|---------|---------|-----------|---------| | | | | | | | | | | | USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | | | | | | | Total....................| 72,895 | 100.0 | 54,753 | 100.0 | 3,207 | 100.0 | 14,935 | 100.0 | 37,911 | 100.0 | Less than \$20,000 1/...........| 25,377 | 34.8 | 13,994 | 25.6 | 1,521 | 47.4 | 9,862 | 66.0 | 18,878 | 49.8 | \$20,000 to \$29,999.............| 1,629 | 2.2 | 1,108 | 2.0 | 112 | 3.5 | 409 | 2.7 | 1,513 | 4.0 | \$30,000 to \$39,999.............| 1,485 | 2.0 | 1,017 | 1.9 | 130 | 4.1 | 338 | 2.3 | 1,269 | 3.3 | \$40,000 to \$49,999.............| 1,519 | 2.1 | 1,009 | 1.8 | 118 | 3.7 | 392 | 2.6 | 1,417 | 3.7 | \$50,000 to \$59,999.............| 1,773 | 2.4 | 1,191 | 2.2 | 94 | 2.9 | 488 | 3.3 | 1,388 | 3.7 | \$60,000 to \$69,999.............| 1,783 | 2.4 | 1,262 | 2.3 | 125 | 3.9 | 396 | 2.7 | 1,268 | 3.3 | \$70,000 to \$79,999.............| 1,811 | 2.5 | 1,378 | 2.5 | 79 | 2.5 | 354 | 2.4 | 1,274 | 3.4 | \$80,000 to \$89,999.............| 1,921 | 2.6 | 1,475 | 2.7 | 132 | 4.1 | 315 | 2.1 | 1,180 | 3.1 | \$90,000 to \$99,999.............| 1,801 | 2.5 | 1,488 | 2.7 | 70 | 2.2 | 244 | 1.6 | 1,031 | 2.7 | \$100,000 to \$124,999...........| 4,917 | 6.7 | 4,208 | 7.7 | 208 | 6.5 | 501 | 3.4 | 2,116 | 5.6 | \$125,000 to \$149,999...........| 4,896 | 6.7 | 4,224 | 7.7 | 159 | 5.0 | 513 | 3.4 | 1,604 | 4.2 | \$150,000 to \$199,999...........| 7,531 | 10.3 | 6,820 | 12.5 | 151 | 4.7 | 560 | 3.8 | 1,908 | 5.0 | \$200,000 or more...............| 16,451 | 22.6 | 15,579 | 28.5 | 309 | 9.6 | 563 | 3.8 | 3,066 | 8.1 | Median...................| \$85,600 | (X) |\$120,500 | (X) | \$27,400 | (X) |\$20,000 -| (X) | \$20,500 | (X) | | | | | | | | | | | | Current owners...........| 51,470 | 100.0 | 42,774 | 100.0 | 1,833 | 100.0 | 6,863 | 100.0 | 17,366 | 100.0 | Less than \$20,000 1/...........| 8,032 | 15.6 | 5,292 | 12.4 | 371 | 20.2 | 2,369 | 34.5 | 3,325 | 19.1 | \$20,000 to \$29,999.............| 959 | 1.9 | 625 | 1.5 | 70 | 3.8 | 264 | 3.8 | 635 | 3.7 | \$30,000 to \$39,999.............| 1,048 | 2.0 | 689 | 1.6 | 95 | 5.2 | 264 | 3.8 | 649 | 3.7 | \$40,000 to \$49,999.............| 1,168 | 2.3 | 737 | 1.7 | 80 | 4.3 | 351 | 5.1 | 810 | 4.7 | \$50,000 to \$59,999.............| 1,414 | 2.7 | 896 | 2.1 | 82 | 4.5 | 437 | 6.4 | 980 | 5.6 | \$60,000 to \$69,999.............| 1,501 | 2.9 | 1,028 | 2.4 | 116 | 6.3 | 358 | 5.2 | 906 | 5.2 | \$70,000 to \$79,999.............| 1,602 | 3.1 | 1,223 | 2.9 | 75 | 4.1 | 304 | 4.4 | 969 | 5.6 | \$80,000 to \$89,999.............| 1,656 | 3.2 | 1,274 | 3.0 | 100 | 5.5 | 282 | 4.1 | 890 | 5.1 | \$90,000 to \$99,999.............| 1,689 | 3.3 | 1,392 | 3.3 | 70 | 3.8 | 227 | 3.3 | 880 | 5.1 | \$100,000 to \$124,999...........| 4,595 | 8.9 | 3,953 | 9.2 | 192 | 10.5 | 450 | 6.6 | 1,673 | 9.6 | \$125,000 to \$149,999...........| 4,659 | 9.1 | 4,035 | 9.4 | 136 | 7.4 | 488 | 7.1 | 1,319 | 7.6 | \$150,000 to \$199,999...........| 7,203 | 14.0 | 6,520 | 15.2 | 142 | 7.7 | 541 | 7.9 | 1,618 | 9.3 | \$200,000 or more...............| 15,945 | 31.0 | 15,111 | 35.3 | 306 | 16.7 | 529 | 7.7 | 2,713 | 15.6 | Median...................|\$136,100 | (X) |\$151,900 | (X) | \$82,800 | (X) | \$54,200 | (X) | \$84,600 | (X) | | | | | | | | | | | | | | | | | | | | | | | -------------------------------------------------------------------------------------------------------------------------------------- 1/ Includes families and unrelated individuals that cannot afford any house. Table 1-1: Maximum-Priced Home That Can Be Afforded for Families and Unrelated Individuals, by Current Tenure and Type of Financing: United States, 1995 - Continued (Numbers in 000's. Data may not add to total due to rounding.) -------------------------------------------------------------------------------------------------------------------------------------- | Families | | |-------------------------------------------------------------------------------| | | | |Male householder, |Female householder,| | | Total | Married-couple |no wife present |no husband present |Unrelated individuals| |-------------------|-------------------|-------------------|-------------------|---------------------| Maximum-priced home | Number | Percent | Number | Percent | Number | Percent | Number | Percent | Number | Percent | -------------------------------|---------|---------|---------|---------|---------|---------|---------|---------|-----------|---------| | | | | | | | | | | | USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | 30-YEAR FINANCING - Con. | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 21,424 | 100.0 | 11,979 | 100.0 | 1,374 | 100.0 | 8,072 | 100.0 | 20,545 | 100.0 | Less than \$20,000 1/...........| 17,345 | 81.0 | 8,702 | 72.6 | 1,150 | 83.7 | 7,493 | 92.8 | 15,553 | 75.7 | \$20,000 to \$29,999.............| 670 | 3.1 | 484 | 4.0 | 42 | 3.1 | 145 | 1.8 | 878 | 4.3 | \$30,000 to \$39,999.............| 438 | 2.0 | 328 | 2.7 | 36 | 2.6 | 74 | 0.9 | 620 | 3.0 | \$40,000 to \$49,999.............| 351 | 1.6 | 271 | 2.3 | 38 | 2.8 | 41 | 0.5 | 607 | 3.0 | \$50,000 to \$59,999.............| 359 | 1.7 | 295 | 2.5 | 12 | 0.9 | 51 | 0.6 | 408 | 2.0 | \$60,000 to \$69,999.............| 282 | 1.3 | 234 | 2.0 | 9 | 0.7 | 38 | 0.5 | 362 | 1.8 | \$70,000 to \$79,999.............| 209 | 1.0 | 154 | 1.3 | 4 | 0.3 | 50 | 0.6 | 305 | 1.5 | \$80,000 to \$89,999.............| 265 | 1.2 | 201 | 1.7 | 31 | 2.3 | 32 | 0.4 | 290 | 1.4 | \$90,000 to \$99,999.............| 113 | 0.5 | 96 | 0.8 | 0 | 0.0 | 16 | 0.2 | 151 | 0.7 | \$100,000 to \$124,999...........| 322 | 1.5 | 256 | 2.1 | 16 | 1.1 | 51 | 0.6 | 443 | 2.2 | \$125,000 to \$149,999...........| 237 | 1.1 | 189 | 1.6 | 23 | 1.7 | 25 | 0.3 | 285 | 1.4 | \$150,000 to \$199,999...........| 328 | 1.5 | 300 | 2.5 | 9 | 0.6 | 20 | 0.2 | 290 | 1.4 | \$200,000 or more...............| 506 | 2.4 | 468 | 3.9 | 3 | 0.2 | 34 | 0.4 | 353 | 1.7 | Median...................|\$20,000 -| (X) |\$20,000 -| (X) |\$20,000 -| (X) |\$20,000 -| (X) | \$20,000 - | (X) | | | | | | | | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | | | Total....................| 72,895 | 100.0 | 54,753 | 100.0 | 3,207 | 100.0 | 14,935 | 100.0 | 37,911 | 100.0 | Less than \$20,000 1/...........| 21,312 | 29.2 | 10,656 | 19.5 | 1,384 | 43.1 | 9,272 | 62.1 | 16,394 | 43.2 | \$20,000 to \$29,999.............| 2,618 | 3.6 | 1,751 | 3.2 | 175 | 5.5 | 692 | 4.6 | 2,335 | 6.2 | \$30,000 to \$39,999.............| 2,002 | 2.7 | 1,404 | 2.6 | 147 | 4.6 | 451 | 3.0 | 1,945 | 5.1 | \$40,000 to \$49,999.............| 1,893 | 2.6 | 1,343 | 2.5 | 75 | 2.3 | 475 | 3.2 | 1,653 | 4.4 | \$50,000 to \$59,999.............| 2,094 | 2.9 | 1,485 | 2.7 | 122 | 3.8 | 487 | 3.3 | 1,716 | 4.5 | \$60,000 to \$69,999.............| 2,108 | 2.9 | 1,492 | 2.7 | 167 | 5.2 | 449 | 3.0 | 1,418 | 3.7 | \$70,000 to \$79,999.............| 1,885 | 2.6 | 1,416 | 2.6 | 80 | 2.5 | 389 | 2.6 | 1,290 | 3.4 | \$80,000 to \$89,999.............| 2,220 | 3.0 | 1,779 | 3.2 | 128 | 4.0 | 313 | 2.1 | 1,303 | 3.4 | \$90,000 to \$99,999.............| 1,994 | 2.7 | 1,657 | 3.0 | 85 | 2.6 | 252 | 1.7 | 1,002 | 2.6 | \$100,000 to \$124,999...........| 5,358 | 7.4 | 4,581 | 8.4 | 228 | 7.1 | 548 | 3.7 | 2,202 | 5.8 | \$125,000 to \$149,999...........| 5,245 | 7.2 | 4,610 | 8.4 | 162 | 5.1 | 472 | 3.2 | 1,715 | 4.5 | \$150,000 to \$199,999...........| 9,633 | 13.2 | 8,886 | 16.2 | 150 | 4.7 | 597 | 4.0 | 2,013 | 5.3 | \$200,000 or more...............| 14,532 | 19.9 | 13,692 | 25.0 | 303 | 9.4 | 537 | 3.6 | 2,925 | 7.7 | Median...................| \$91,600 | (X) |\$124,000 | (X) | \$33,000 | (X) |\$20,000- | (X) | \$31,200 | (X) | | | | | | | | | | | | -------------------------------------------------------------------------------------------------------------------------------------- 1/ Includes families and unrelated individuals that cannot afford any house. Table 1-1: Maximum-Priced Home That Can Be Afforded for Families and Unrelated Individuals, by Current Tenure and Type of Financing: United States, 1995 - Continued (Numbers in 000's. Data may not add to total due to rounding.) -------------------------------------------------------------------------------------------------------------------------------------- | Families | | |-------------------------------------------------------------------------------| | | | |Male householder, |Female householder,| | | Total | Married-couple |no wife present |no husband present |Unrelated individuals| |-------------------|-------------------|-------------------|-------------------|---------------------| Maximum-priced home | Number | Percent | Number | Percent | Number | Percent | Number | Percent | Number | Percent | -------------------------------|---------|---------|---------|---------|---------|---------|---------|---------|-----------|---------| | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | FINANCING - Con. | | | | | | | | | | | | | | | | | | | | | | Current owners...........| 51,470 | 100.0 | 42,774 | 100.0 | 1,833 | 100.0 | 6,863 | 100.0 | 17,366 | 100.0 | Less than \$20,000 1/...........| 6,335 | 12.3 | 3,856 | 9.0 | 315 | 17.2 | 2,163 | 31.5 | 2,809 | 16.2 | \$20,000 to \$29,999.............| 1,029 | 2.0 | 606 | 1.4 | 90 | 4.9 | 332 | 4.8 | 733 | 4.2 | \$30,000 to \$39,999.............| 1,107 | 2.2 | 697 | 1.6 | 95 | 5.2 | 315 | 4.6 | 726 | 4.2 | \$40,000 to \$49,999.............| 1,362 | 2.6 | 904 | 2.1 | 71 | 3.9 | 387 | 5.6 | 881 | 5.1 | \$50,000 to \$59,999.............| 1,575 | 3.1 | 1,059 | 2.5 | 95 | 5.2 | 421 | 6.1 | 1,113 | 6.4 | \$60,000 to \$69,999.............| 1,691 | 3.3 | 1,164 | 2.7 | 141 | 7.7 | 386 | 5.6 | 974 | 5.6 | \$70,000 to \$79,999.............| 1,564 | 3.0 | 1,165 | 2.7 | 69 | 3.8 | 330 | 4.8 | 946 | 5.4 | \$80,000 to \$89,999.............| 1,857 | 3.6 | 1,466 | 3.4 | 111 | 6.1 | 280 | 4.1 | 971 | 5.6 | \$90,000 to \$99,999.............| 1,824 | 3.5 | 1,507 | 3.5 | 81 | 4.4 | 235 | 3.4 | 862 | 5.0 | \$100,000 to \$124,999...........| 4,917 | 9.6 | 4,243 | 9.9 | 195 | 10.7 | 478 | 7.0 | 1,694 | 9.8 | \$125,000 to \$149,999...........| 4,943 | 9.6 | 4,348 | 10.2 | 134 | 7.3 | 461 | 6.7 | 1,359 | 7.8 | \$150,000 to \$199,999...........| 9,111 | 17.7 | 8,405 | 19.7 | 135 | 7.3 | 571 | 8.3 | 1,672 | 9.6 | \$200,000 or more...............| 14,158 | 27.5 | 13,355 | 31.2 | 300 | 16.4 | 503 | 7.3 | 2,626 | 15.1 | Median...................|\$137,500 | (X) |\$152,200 | (X) | \$83,600 | (X) | \$55,600 | (X) | \$85,200 | (X) | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 21,424 | 100.0 | 11,979 | 100.0 | 1,374 | 100.0 | 8,072 | 100.0 | 20,545 | 100.0 | Less than \$20,000 1/...........| 14,977 | 69.9 | 6,800 | 56.8 | 1,068 | 77.8 | 7,109 | 88.1 | 13,586 | 66.1 | \$20,000 to \$29,999.............| 1,589 | 7.4 | 1,145 | 9.6 | 85 | 6.2 | 360 | 4.5 | 1,601 | 7.8 | \$30,000 to \$39,999.............| 895 | 4.2 | 707 | 5.9 | 52 | 3.8 | 137 | 1.7 | 1,220 | 5.9 | \$40,000 to \$49,999.............| 532 | 2.5 | 439 | 3.7 | 4 | 0.3 | 88 | 1.1 | 771 | 3.8 | \$50,000 to \$59,999.............| 519 | 2.4 | 426 | 3.6 | 27 | 1.9 | 66 | 0.8 | 603 | 2.9 | \$60,000 to \$69,999.............| 417 | 1.9 | 328 | 2.7 | 26 | 1.9 | 63 | 0.8 | 444 | 2.2 | \$70,000 to \$79,999.............| 321 | 1.5 | 251 | 2.1 | 11 | 0.8 | 59 | 0.7 | 344 | 1.7 | \$80,000 to \$89,999.............| 363 | 1.7 | 313 | 2.6 | 17 | 1.2 | 33 | 0.4 | 332 | 1.6 | \$90,000 to \$99,999.............| 170 | 0.8 | 150 | 1.3 | 4 | 0.3 | 16 | 0.2 | 140 | 0.7 | \$100,000 to \$124,999...........| 441 | 2.1 | 338 | 2.8 | 33 | 2.4 | 70 | 0.9 | 508 | 2.5 | \$125,000 to \$149,999...........| 302 | 1.4 | 262 | 2.2 | 28 | 2.1 | 11 | 0.1 | 356 | 1.7 | \$150,000 to \$199,999...........| 522 | 2.4 | 481 | 4.0 | 16 | 1.2 | 26 | 0.3 | 341 | 1.7 | \$200,000 or more...............| 374 | 1.7 | 337 | 2.8 | 3 | 0.2 | 34 | 0.4 | 300 | 1.5 | Median...................|\$20,000- | (X) |\$20,000- | (X) |\$20,000- | (X) |\$20,000- | (X) | \$20,000- | (X) | | | | | | | | | | | | -------------------------------------------------------------------------------------------------------------------------------------- 1/ Includes families and unrelated individuals that cannot afford any house.