Table 2-2. Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Race and Hispanic Origin, Current Tenure, and Type of Financing: United States, 1995 (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |---------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |------------------------------|------------------------------|------------------------------|------------------------------|------------------------------| | |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |---------------------| |---------------------| |---------------------| |---------------------| |---------------------| Race and Hispanic origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | USING CONVENTIONAL, FIXED-RATE,| | | | | | | | | | | | | | | | 30-YEAR FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 72,895 | 38,075 | 52.2 | 54,753 | 23,110 | 42.2 | 3,207 | 2,349 | 73.2 | 14,935 | 12,616 | 84.5 | 37,911 | 28,648 | 75.6 | White..........................| 61,068 | 28,950 | 47.4 | 48,821 | 19,484 | 39.9 | 2,544 | 1,761 | 69.2 | 9,703 | 7,705 | 79.4 | 32,454 | 24,048 | 74.1 | White (not of Hispanic ori| 55,068 | 24,133 | 43.8 | 44,799 | 16,524 | 36.9 | 2,160 | 1,431 | 66.3 | 8,109 | 6,178 | 76.2 | 30,434 | 22,191 | 72.9 | Black..........................| 9,053 | 7,287 | 80.5 | 3,860 | 2,425 | 62.8 | 443 | 397 | 89.6 | 4,749 | 4,466 | 94.0 | 4,579 | 3,892 | 85.0 | Other races....................| 2,774 | 1,838 | 66.3 | 2,072 | 1,202 | 58.0 | 219 | 190 | 86.8 | 483 | 446 | 92.3 | 878 | 709 | 80.7 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 7,078 | 5,722 | 80.8 | 4,514 | 3,308 | 73.3 | 470 | 412 | 87.5 | 2,093 | 2,003 | 95.7 | 2,496 | 2,256 | 90.4 | Not of Hispanic origin1/.......| 65,816 | 32,352 | 49.2 | 50,238 | 19,801 | 39.4 | 2,736 | 1,937 | 70.8 | 12,842 | 10,614 | 82.6 | 35,414 | 26,392 | 74.5 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current owners...........| 51,470 | 18,086 | 35.1 | 42,774 | 12,394 | 29.0 | 1,833 | 1,022 | 55.8 | 6,863 | 4,670 | 68.0 | 17,366 | 9,455 | 54.4 | White..........................| 45,595 | 14,787 | 32.4 | 39,016 | 10,841 | 27.8 | 1,562 | 818 | 52.4 | 5,017 | 3,127 | 62.3 | 15,288 | 8,134 | 53.2 | White (not of Hispanic ori| 42,829 | 13,127 | 30.6 | 36,820 | 9,638 | 26.2 | 1,417 | 720 | 50.8 | 4,592 | 2,769 | 60.3 | 14,683 | 7,687 | 52.4 | Black..........................| 4,399 | 2,702 | 61.4 | 2,507 | 1,123 | 44.8 | 185 | 139 | 75.0 | 1,707 | 1,441 | 84.4 | 1,785 | 1,163 | 65.1 | Other races....................| 1,477 | 597 | 40.5 | 1,251 | 430 | 34.4 | 86 | 65 | 75.7 | 139 | 102 | 73.2 | 293 | 158 | 54.0 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,188 | 1,917 | 60.1 | 2,483 | 1,345 | 54.2 | 156 | 105 | 67.5 | 549 | 466 | 84.8 | 768 | 533 | 69.5 | Not of Hispanic origin1/.......| 48,282 | 16,169 | 33.5 | 40,291 | 11,048 | 27.4 | 1,677 | 917 | 54.7 | 6,314 | 4,204 | 66.6 | 16,598 | 8,921 | 53.8 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 21,424 | 19,989 | 93.3 | 11,979 | 10,716 | 89.5 | 1,374 | 1,326 | 96.5 | 8,072 | 7,947 | 98.4 | 20,545 | 19,193 | 93.4 | White..........................| 15,473 | 14,163 | 91.5 | 9,805 | 8,643 | 88.1 | 983 | 943 | 96.0 | 4,686 | 4,578 | 97.7 | 17,167 | 15,914 | 92.7 | White (not of Hispanic ori| 12,239 | 11,006 | 89.9 | 7,979 | 6,886 | 86.3 | 743 | 711 | 95.7 | 3,517 | 3,409 | 96.9 | 15,751 | 14,504 | 92.1 | Black..........................| 4,654 | 4,585 | 98.5 | 1,354 | 1,302 | 96.2 | 258 | 258 | 100.0 | 3,042 | 3,025 | 99.4 | 2,794 | 2,729 | 97.7 | Other races....................| 1,297 | 1,240 | 95.6 | 820 | 771 | 94.0 | 133 | 125 | 94.1 | 344 | 344 | 100.0 | 584 | 550 | 94.2 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,890 | 3,806 | 97.8 | 2,031 | 1,963 | 96.6 | 314 | 306 | 97.5 | 1,544 | 1,537 | 99.5 | 1,728 | 1,722 | 99.7 | Not of Hispanic origin1/.......| 17,534 | 16,183 | 92.3 | 9,947 | 8,753 | 88.0 | 1,060 | 1,020 | 96.3 | 6,528 | 6,410 | 98.2 | 18,817 | 17,471 | 92.8 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1/ Persons of Hispanic origin may be of any race. Table 2-2. Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Race and Hispanic Origin, Current Tenure, and Type of Financing: United States, 1995 - Continued (Numbers in 000's. Data may not add to total due to rounding.) ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- | Families | | |---------------------------------------------------------------------------------------------------------------------------| | | | | Male householder, | Female householder, | | | Total | Married-couple | no wife present | no husband present | Unrelated individuals | |------------------------------|------------------------------|------------------------------|------------------------------|------------------------------| | |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| |Cannot afford median-| | |priced home in area | |priced home in area | |priced home in area | |priced home in area | |priced home in area | | |---------------------| |---------------------| |---------------------| |---------------------| |---------------------| Race and Hispanic origin | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | Total | Number | Percent | -------------------------------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------|--------|----------|----------| | | | | | | | | | | | | | | | | USING FHA, FIXED-RATE, 30-YEAR | | | | | | | | | | | | | | | | FINANCING | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Total....................| 72,895 | 37,181 | 51.0 | 54,753 | 22,205 | 40.6 | 3,207 | 2,347 | 73.2 | 14,935 | 12,629 | 84.6 | 37,911 | 28,469 | 75.1 | White..........................| 61,068 | 28,168 | 46.1 | 48,821 | 18,696 | 38.3 | 2,544 | 1,770 | 69.6 | 9,703 | 7,702 | 79.4 | 32,454 | 23,890 | 73.6 | White (not of Hispanic ori| 55,068 | 23,375 | 42.4 | 44,799 | 15,759 | 35.2 | 2,160 | 1,440 | 66.7 | 8,109 | 6,175 | 76.2 | 30,434 | 22,033 | 72.4 | Black..........................| 9,053 | 7,201 | 79.5 | 3,860 | 2,334 | 60.5 | 443 | 386 | 87.1 | 4,749 | 4,481 | 94.4 | 4,579 | 3,867 | 84.4 | Other races....................| 2,774 | 1,810 | 65.3 | 2,072 | 1,174 | 56.7 | 219 | 190 | 86.8 | 483 | 446 | 92.3 | 878 | 713 | 81.3 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 7,078 | 5,682 | 80.3 | 4,514 | 3,263 | 72.3 | 470 | 412 | 87.5 | 2,093 | 2,008 | 95.9 | 2,496 | 2,256 | 90.4 | Not of Hispanic origin1/.......| 65,816 | 31,498 | 47.9 | 50,238 | 18,942 | 37.7 | 2,736 | 1,935 | 70.7 | 12,842 | 10,621 | 82.7 | 35,414 | 26,213 | 74.0 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current owners...........| 51,470 | 17,413 | 33.8 | 42,774 | 11,709 | 27.4 | 1,833 | 1,021 | 55.7 | 6,863 | 4,683 | 68.2 | 17,366 | 9,380 | 54.0 | White..........................| 45,595 | 14,197 | 31.1 | 39,016 | 10,240 | 26.2 | 1,562 | 827 | 53.0 | 5,017 | 3,129 | 62.4 | 15,288 | 8,069 | 52.8 | White (not of Hispanic ori| 42,829 | 12,565 | 29.3 | 36,820 | 9,065 | 24.6 | 1,417 | 729 | 51.4 | 4,592 | 2,771 | 60.4 | 14,683 | 7,622 | 51.9 | Black..........................| 4,399 | 2,645 | 60.1 | 2,507 | 1,065 | 42.5 | 185 | 128 | 69.1 | 1,707 | 1,452 | 85.1 | 1,785 | 1,153 | 64.6 | Other races....................| 1,477 | 571 | 38.7 | 1,251 | 404 | 32.3 | 86 | 65 | 75.7 | 139 | 102 | 73.2 | 293 | 158 | 54.0 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,188 | 1,878 | 58.9 | 2,483 | 1,302 | 52.4 | 156 | 105 | 67.5 | 549 | 471 | 85.8 | 768 | 533 | 69.5 | Not of Hispanic origin1/.......| 48,282 | 15,534 | 32.2 | 40,291 | 10,407 | 25.8 | 1,677 | 915 | 54.6 | 6,314 | 4,212 | 66.7 | 16,598 | 8,846 | 53.3 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | Current renters..........| 21,424 | 19,768 | 92.3 | 11,979 | 10,496 | 87.6 | 1,374 | 1,326 | 96.5 | 8,072 | 7,946 | 98.4 | 20,545 | 19,090 | 92.9 | White..........................| 15,473 | 13,972 | 90.3 | 9,805 | 8,456 | 86.2 | 983 | 943 | 96.0 | 4,686 | 4,573 | 97.6 | 17,167 | 15,821 | 92.2 | White (not of Hispanic ori| 12,239 | 10,810 | 88.3 | 7,979 | 6,695 | 83.9 | 743 | 711 | 95.7 | 3,517 | 3,404 | 96.8 | 15,751 | 14,411 | 91.5 | Black..........................| 4,654 | 4,556 | 97.9 | 1,354 | 1,269 | 93.8 | 258 | 258 | 100.0 | 3,042 | 3,029 | 99.6 | 2,794 | 2,714 | 97.1 | Other races....................| 1,297 | 1,240 | 95.6 | 820 | 771 | 94.0 | 133 | 125 | 94.1 | 344 | 344 | 100.0 | 584 | 555 | 95.0 | | | | | | | | | | | | | | | | | Hispanic origin1/..............| 3,890 | 3,804 | 97.8 | 2,031 | 1,961 | 96.5 | 314 | 306 | 97.5 | 1,544 | 1,537 | 99.5 | 1,728 | 1,722 | 99.7 | Not of Hispanic origin1/.......| 17,534 | 15,964 | 91.0 | 9,947 | 8,535 | 85.8 | 1,060 | 1,020 | 96.3 | 6,528 | 6,409 | 98.2 | 18,817 | 17,367 | 92.3 | | | | | | | | | | | | | | | | | ------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------- 1/ Persons of Hispanic origin may be of any race.