Housing Affordability

Who Can Afford to Buy a Home in 2004? [PDF - 194K]

Press Release

Detailed Tables:

For Families and Unrelated Individuals

• Table 1-1 [XLS - 31K] Maximum-Priced Home That Can Be Afforded for Families and Unrelated Individuals, by Current Tenure: United States, 2004
• Table 1-2 [XLS - 20K] Affordability Status of Families and Unrelated Individuals for Different Types of Criterion Homes, by Current Tenure : United States, 2004
• Table 1-3 [XLS - 18K] Affordability Status for a Median-Priced Home by Current Tenure: United States, Regions, and Divisions, 2004
• Table 1-4 [XLS - 18K] Affordability Status for a Modestly Priced Home by Current Tenure: United States, Regions, and Divisions, 2004
• Table 1-5 [XLS - 23K] Affordability Status for a Modestly Priced Home by Current Tenure: United States, and Selected States, 2004

Median-Priced Homes

• Table 2-1 [XLS - 31K] Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Current Tenure, and Type of Family: United States and Regions, 2004
• Table 2-2 [XLS - 22K] Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Race and Hispanic Origin and Current Tenure: 30-YEAR FINANCING
• Table 2-3 [XLS - 24K] Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Age of Householder and Current Tenure: United States, 2004
• Table 2-4 [XLS - 30K] Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by "Available" Money Family Income and Current Tenure:United States, 2004
• Table 2-5 [XLS - 21K] Reason Median-Priced Home Cannot be Afforded for Families and Unrelated Individuals Below Affordability Level, by Current Tenure: United States, 2004
• Table 2-6 [XLS - 23K] Affordability Deficit for Families and Unrelated Individuals That Cannot Afford Median Priced Home in Area, by Current Tenure: United States, 2004

Modestly Priced Homes

• Table 3-1 [XLS - 31K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Current Tenure, and Type of Family: United States and Regions, 2004
• Table 3-2 [XLS - 23K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Race and Hispanic Origin and Current Tenure: United States, 2004
• Table 3-3 [XLS - 23K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Age of Householder and Current Tenure: United States, 2004
• Table 3-3A [XLS - 21K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Age of Householder, Current Tenure, Race and Hispanic Origin: United States, 2004
• Table 3-4 [XLS - 30K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by "Available" Money Family Income and Current Tenure: United States, 2004
• Table 3-5 [XLS - 22K] Reason Modestly Priced Home Cannot be Afforded for Families and Unrelated Individuals Below Affordability Level, by Current Tenure: United States, 2004
• Table 3-5A [XLS - 21K] Reason Modestly Priced Home Cannot be Afforded for Families and Unrelated Individuals Below Affordability Level, by Race, Hispanic Origin, Current Tenure: United States, 2004
• Table 3-6 [XLS - 23K] Affordability Deficit for Families and Unrelated Individuals That Cannot Afford Modestly Priced Home in Area, by Current Tenure: United States, 2004

Affordability Historical Tables

• Table 4-1 [XLS - 23K] Affordability Status of Families and Unrelated Individuals for a Median-Priced Home, by Current Tenure and Type of Financing: United States, 1984, 1988, 1991, 1993, 1995, 2002, and 2004
• Table 4-2 [XLS - 23K] Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home, by Current Tenure and Type of Financing: United States, 1984, 1988, 1991, 1993, 1995, 2002, and 2004

Effect of Policy Changes

• Table 5-1 [XLS - 22K] Effect of Changes in Interest Rates on Affordability Status of Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-2 [XLS - 22K] Effect of Changes in Interest Rates on Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004
• Table 5-3 [XLS - 20K] Effect of Different Down Payment Subsidies on Affordability Status of Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-4 [XLS - 20K] Effect of Different Down Payment Subsidies on Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004e
• Table 5-5 [XLS - 21K] Effect of Changes in Required Down Payment on Affordability Status of Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-6 [XLS - 21K] Effect of Changes in Required Down Payment on Affordability Status of Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004

Effect of Policy Changes for Black and Hispanic Origin Families and Unrelated Individuals

• Table 5-7 [XLS - 21K] Effect of Changes in Interest Rates on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-8 [XLS - 21K] Effect of Changes in Interest Rates on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004
• Table 5-9 [XLS - 20K] Effect of Different Down Payment Subsidies on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-10 [XLS - 20K] Effect of Different Down Payment Subsidies on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004
• Table 5-11 [XLS - 21K] Effect of Changes in Required Down Payment on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Median Priced Home by Current Tenure: United States, 2004
• Table 5-12 [XLS - 21K] Effect of Changes in Required Down Payment on Affordability Status of Black and Hispanic Origin Families and Unrelated Individuals for a Modestly Priced Home by Current Tenure: United States, 2004