PROPERTY OWNERS AND MANAGERS SURVEY
                      MULTI FAMILY PROPERTIES:  SOURCE OF DOWNPAYMENT
                                       TABLE 82
    
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    !                      !          !          TYPE OF MULTI FAMILY PROPERTY                   !
    !                      !          !__________________________________________________________!
    !                      !  TOTAL   !         !        !        !         !          ! 50 OR   !
    !                      ! UNITED   !         ! 3 TO 4 ! 5 TO 9 ! 10 TO 19! 20 TO 49 ! MORE    !
    !                      ! STATES   ! 2 UNITS ! UNITS  ! UNITS  !  UNITS  !  UNITS   ! UNITS   !
    !____________________________________________________________________________________________!
    !TOTAL UNITED STATES   ! 20584822 ! 3084750 !2471070 !1894445 ! 1467786 !  2223786 ! 9442986 !
    !____________________________________________________________________________________________!
    !SOURCE OF DOWNPAYMENT !          !         !        !        !         !          !         !
    !_____________________ !          !         !        !        !         !          !         !
    !ACQUIRED (NOT BY      ! 20027344 ! 2890022 !2312666 !1815033 ! 1436496 !  2175792 ! 9397335 !
    !INHERITANCE OR GIFT)* !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! SALE OF STOCK OR     !   981351 !  176551 ! 171721 ! 117201 !  115819 !   139529 !  260530 !
    ! SHARES FOR THIS      !          !         !        !        !         !          !         !
    ! PROPERTY             !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! SALE OF LAND OR      !   206688 !   28307 !  55000 !  23646 !   11799 !    33217 !   54719 !
    ! OTHER REAL ESTATE    !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! SALE OF PREVIOUSLY   !   425378 !    3501 !   2128 !  15374 !    3466 !    44544 !  356365 !
    ! OWNED STOCKS/SHARES  !          !         !        !        !         !          !         !
    ! OR OTHER SECURITIES  !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! OWNERS CASH/BANK     !  6596810 ! 1551569 !1145183 ! 856494 !  536587 !   684241 ! 1822736 !
    ! DEPOSITS             !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! BORROWING USING OTHER!  1079453 !  156287 ! 165055 ! 194170 !  102673 !   141466 !  319802 !
    ! ASSETS THAN THIS UNIT!          !         !        !        !         !          !         !
    ! AS COLLATERAL        !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! OTHER CASH SOURCE    !   604630 !  105084 !  54074 !  72670 !   38488 !    59403 !  274911 !
    !____________________________________________________________________________________________!
    ! NON-CASH SOURCE      !   253254 !   26465 !  51590 !  11726 !   11179 !    33408 !  118886 !
    !____________________________________________________________________________________________!
    ! DONT KNOW            !  2360707 !   93195 ! 106150 ! 118762 !  152615 !   257012 ! 1632973 !
    !____________________________________________________________________________________________!
    ! NO DOWNPAYMENT       !   999807 !  199546 ! 201491 !  88633 !   68562 !    70324 !  371251 !
    ! REQUIRED             !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    ! NOT REPORTED*        !  7161072 !  605845 ! 444794 ! 404735 !  481919 !   798355 ! 4425424 !
    !____________________________________________________________________________________________!
    !ACQUIRED BY           !   557478 !  194726 ! 158405 !  79412 !   31290 !    47994 !   45651 !
    !INHERITANCE OR GIFT   !          !         !        !        !         !          !         !
    !____________________________________________________________________________________________!
    
     NOTE: Items will not sum to totals because of multiple responses
     *NOTE: Includes not reported for method of acquisition