Residential Finance Survey

Residential Finance Survey: 2001 - West
Table 1-1e. Selected Summary Characteristics, All Properties
^For information on confidentiality protection, sampling error, nonsampling error, and definitions see text.
For minimum base for derived figures (percent, median, etc.) and meaning of symbols see text^^

		Homeowner properties					Rental and vacant properties
	All properties	Total	1 housing unit	2 to 4 housing units	Condo- minimums	Mobile homes	Total	1 housing unit	2 to 4 housing units	5 to 49 housing units	50 or more housing units	Condo- minimums	Mobile homes
ALL PROPERTIES (in thousands) Mortgage Status All properties	17438	13755	11387	205	901	1261	3682	2239	458	151	17	486	331
Mortgaged@2	11762	9773	8468	138	709	458	1990	1226	279	99	15	287	83
Nonmortgaged	5675	3983	2920	67	192	804	1693	1013	179	51	2	200	248
MORTGAGED PROPERTIES Type of First Mortgage Instrument Fixed-rate, level-payment mortgage	8853	7492	6693	106	536	158	1362	882	199	53	11	193	23
Short-term with balloon payment mortgage	530	409	365	1	32	11	121	78	20	7	1	15	0
Reverse mortgage	7	7	7	0	0	0	0	0	0	0	0	0	0
Adjustable rate mortgage (ARM)	1714	1306	1129	26	129	22	408	232	57	38	3	71	7
Other	658	559	274	6	12	266	99	34	3	1	0	7	53
First Mortgage Insurance Status FHA-insured first mortgage	1247	1055	908	12	116	19	192	115	20	6	1	44	7
VA-guaranteed first mortgage	295	273	230	7	35	0	22	16	1	0	0	6	0
Rural Housing Service/Rural Development-guaranteed loan	218	200	189	2	5	4	18	7	5	3	0	3	0
Insured by state agency	248	206	195	1	10	0	42	30	8	3	1	0	0
Insured by state agency with FHA insurance, VA or Rural Housing Service/Rural Development guarantee	11	11	8	0	0	3	0	0	0	0	0	0	0
Insured conventional first mortgage	1393	1160	1030	23	83	24	233	170	30	9	1	23	0
Uninsured conventional first mortgage	7808	6394	5702	89	459	144	1414	877	214	79	11	210	23
Not available	542	475	205	4	2	263	68	13	0	0	0	1	53
Holder of First Mortgage Commercial bank or trust company	1545	1282	1116	20	78	69	263	164	26	19	3	52	0
Savings and loan association, federal savings bank	1182	926	768	21	75	61	256	154	33	24	2	37	7
Mutual savings bank	142	110	88	1	10	10	33	20	4	2	0	6	0
Life insurance company	144	106	95	3	8	0	38	29	6	2	1	0	0
Mortgage banker or mortgage company	1561	1360	1195	13	123	29	200	121	22	7	0	44	7
Federally-sponsored secondary market agency or pool	5016	4172	3734	51	318	70	844	543	127	27	6	118	23
Conventional mortgage pool	167	161	141	7	9	4	6	0	5	0	0	2	0
Other federal agency	268	202	178	3	19	1	66	52	4	2	1	6	0
Real estate investment trust	5	5	3	0	2	0	0	0	0	0	0	0	0
Pension or retirement fund	19	13	10	0	0	2	6	6	0	0	0	0	0
Credit union	453	393	344	2	17	29	60	42	15	2	0	1	0
Finance company	479	397	242	6	7	142	82	32	3	1	0	0	46
State or municipal government or housing finance agency	388	321	291	5	12	12	67	32	22	4	1	8	0
Individual or individual's estate	174	136	109	6	14	7	38	15	10	6	0	8	0
Other	218	190	153	0	17	21	28	17	3	4	0	5	0
Holder of Junior Mortgage Commercial bank or trust company	387	357	338	0	9	9	30	20	0	2	0	0	8
Savings and loan association, federal savings bank	142	115	108	2	2	4	27	20	2	1	0	4	0
Mutual savings bank	32	32	32	0	0	0	0	0	0	0	0	0	0
Life insurance company	14	13	13	0	0	0	1	0	0	1	0	0	0
Mortgage banker or mortgage company	110	99	94	0	5	0	11	8	2	0	0	1	0
Federally-sponsored secondary market agency or pool	425	380	367	0	8	5	45	28	5	4	1	6	0
Conventional mortgage pool	38	38	35	0	2	0	0	0	0	0	0	0	0
Other federal agency	39	36	34	2	0	0	3	0	2	0	0	0	0
Real estate investment trust	6	6	6	0	0	0	0	0	0	0	0	0	0
Pension or retirement fund	0	0	0	0	0	0	0	0	0	0	0	0	0
Credit union	456	409	390	2	10	7	47	44	3	1	0	0	0
Finance company	977	936	807	15	49	65	41	26	8	2	0	6	0
State or municipal government or housing finance agency	70	65	57	2	6	0	5	0	4	1	0	0	0
Individual or individual's estate	41	32	28	1	4	0	8	6	1	1	0	0	0
Other	69	51	33	0	1	17	18	13	0	0	0	5	0
Holder of Equity Line of Credit Commercial bank or trust company	170	165	157	0	5	4	5	5	0	0	0	0	0
Savings and loan association, federal savings bank	42	42	33	2	2	5	0	0	0	0	0	0	0
Mutual savings bank	4	4	4	0	0	0	0	0	0	0	0	0	0
Credit union	385	340	326	4	6	4	45	40	3	1	0	1	0
Finance company	995	950	869	17	50	13	46	32	8	1	0	4	0
Other	12	12	12	0	0	0	0	0	0	0	0	0	0
Holder of Installment Loan Commercial bank or trust company	45	37	0	0	0	37	8	0	0	0	0	0	8
Savings and loan association, federal savings bank	47	40	0	0	0	40	7	0	0	0	0	0	7
Mutual savings bank	10	10	0	0	0	10	0	0	0	0	0	0	0
Credit union	32	32	0	0	0	32	0	0	0	0	0	0	0
Finance company	232	185	0	0	0	185	46	0	0	0	0	0	46
State or municipal government or housing finance agency	0	0	0	0	0	0	0	0	0	0	0	0	0
Other	35	35	0	0	0	35	0	0	0	0	0	0	0
OUTSTANDING MORTGAGE DEBT (million dollars) Outstanding Traditional Mortgage Debt All mortgaged properties Total mortgage debt	1552944	1253791	1123529	24572	84479	21211	299152	127235	34107	42843	66842	24421	3704
First mortgage debt	1469142	1188860	1064195	23867	83360	17437	280282	117044	33374	40487	62534	23554	3290
Junior mortgage debt	83802	64932	59334	705	1119	3774	18870	10191	733	2356	4308	868	414
Outstanding Traditional First Mortgage Debt by Mortgage Insurance Status FHA-insured mortgage	123397	99872	88439	1210	9757	467	23525	8782	3033	2014	7001	2409	285
VA-guaranteed first mortgage	31558	30660	23989	2730	3940	0	899	677	27	0	0	194	0
Rural Housing Service/Rural Development-guaranteed loan	24494	19768	18909	174	415	271	4726	471	1083	1613	1416	143	0
Insured by state agency	40614	31841	30441	189	1210	0	8774	3144	476	1763	3391	0	0
Insured by state agency with FHA insurance, VA or Rural Housing Service/Rural Development guarantee	956	792	590	0	0	203	163	0	0	31	133	0	0
Insured conventional first mortgage	203946	171606	155005	3692	11867	1042	32340	19044	2397	3370	4407	3122	0
Uninsured conventional first mortgage	1031467	823769	745819	15871	56171	5907	207698	84927	26357	31696	46186	17632	899
Not available	12710	10552	1004	0	0	9548	2158	0	0	0	0	53	2106
Outstanding Traditional Mortgage Debt by Holder of Mortgage Commercial bank or trust company Total mortgage debt	221690	181721	165320	2038	11809	2555	39969	14023	2839	8386	10854	3452	414
First mortgage debt	206680	168537	152573	2038	11574	2352	38143	13624	2839	7997	10231	3452	0
Junior mortgage debt	15010	13184	12747	0	234	203	1826	400	0	389	623	0	414
Savings and loan association, federal savings bank Total mortgage debt	165728	125972	109436	5692	8095	2749	39756	15212	4365	9775	6605	3593	207
First mortgage debt	159289	121505	105294	5583	8072	2556	37784	14342	4174	9419	6248	3394	207
Junior mortgage debt	6439	4466	4142	109	23	193	1972	870	191	355	357	199	0
Mutual savings bank Total mortgage debt	19993	13082	10926	189	1639	328	6911	4444	394	825	888	360	0
First mortgage debt	18709	11862	9706	189	1639	328	6847	4444	394	777	872	360	0
Junior mortgage debt	1284	1220	1220	0	0	0	64	0	0	48	16	0	0
Life insurance company Total mortgage debt	24311	16210	15042	478	690	0	8101	2397	624	975	4105	0	0
First mortgage debt	22994	15260	14092	478	690	0	7734	2397	624	851	3862	0	0
Junior mortgage debt	1317	949	949	0	0	0	367	0	0	124	244	0	0
Mortgage banker or mortgage company Total mortgage debt	224165	196836	178605	1997	14664	1570	27329	16791	1747	3670	708	4166	248
First mortgage debt	217199	192874	174790	1997	14516	1570	24325	13867	1711	3660	687	4152	248
Junior mortgage debt	6966	3962	3815	0	147	0	3004	2924	36	10	21	14	0
Federally-sponsored secondary market agency or pool Total mortgage debt	637313	512606	464643	7468	37097	3397	124707	56560	16325	11603	29595	9688	936
First mortgage debt	610637	493553	446230	7468	36878	2977	117084	52237	16150	10856	27544	9361	936
Junior mortgage debt	26676	19053	18413	0	219	420	7623	4323	175	747	2051	327	0
Conventional mortgage pool Total mortgage debt	40254	38934	35542	1950	1264	178	1320	0	640	31	601	48	0
First mortgage debt	38592	37318	34055	1950	1135	178	1274	0	640	31	556	48	0
Junior mortgage debt	1662	1617	1487	0	130	0	46	0	0	0	46	0	0
Other federal agency Total mortgage debt	31220	22766	20180	128	2458	1	8454	2845	503	1255	2611	1240	0
First mortgage debt	29032	20914	18456	0	2458	1	8118	2845	410	1174	2449	1240	0
Junior mortgage debt	2188	1852	1724	128	0	0	336	0	93	81	162	0	0
Real estate investment trust Total mortgage debt	1243	641	436	0	205	0	602	0	0	0	602	0	0
First mortgage debt	887	306	100	0	205	0	581	0	0	0	581	0	0
Junior mortgage debt	356	335	335	0	0	0	21	0	0	0	21	0	0
Pension or retirement fund Total mortgage debt	1684	556	520	0	0	35	1128	339	0	266	523	0	0
First mortgage debt	1666	556	520	0	0	35	1110	339	0	266	505	0	0
Junior mortgage debt	18	0	0	0	0	0	18	0	0	0	18	0	0
Credit union Total mortgage debt	47499	39878	37407	0	1216	1255	7621	3343	1880	816	1530	53	0
First mortgage debt	41265	34512	32221	0	1086	1205	6753	2683	1776	790	1451	53	0
Junior mortgage debt	6234	5366	5186	0	130	50	868	660	103	26	79	0	0
Finance company Total mortgage debt	34591	28023	20037	289	418	7279	6568	2908	299	402	1034	26	1899
First mortgage debt	26851	20366	14711	289	418	4947	6485	2908	299	382	997	0	1899
Junior mortgage debt	7740	7658	5326	0	0	2332	82	0	0	20	36	26	0
State or municipal government or housing finance agency Total mortgage debt	46260	33635	29519	2535	1117	464	12625	4165	2245	1728	3937	550	0
First mortgage debt	42870	30899	27237	2177	1021	464	11970	4165	2172	1562	3521	550	0
Junior mortgage debt	3390	2736	2281	357	97	0	655	0	73	166	416	0	0
Individual or individual's estate Total mortgage debt	25279	18194	15110	1809	1055	221	7085	1941	1921	1857	896	470	0
First mortgage debt	23684	17435	14501	1697	1016	221	6249	1643	1859	1510	768	470	0
Junior mortgage debt	1595	759	609	112	38	0	836	298	62	347	129	0	0
Other Total mortgage debt	31713	24738	20806	0	2751	1180	6975	2266	326	1255	2353	775	0
First mortgage debt	28787	22962	19707	0	2650	604	5824	1550	326	1212	2262	474	0
Junior mortgage debt	2926	1775	1099	0	101	576	1151	716	0	43	90	301	0
Outstanding Equity Line of Credit Debt by Holder Commercial bank or trust company	4212	4182	4087	0	40	55	30	30	0	0	0	0	0
Savings and loan association, federal savings bank	897	846	715	109	23	0	51	0	0	51	0	0	0
Mutual savings bank	0	0	0	0	0	0	0	0	0	0	0	0	0
Credit union	3272	2593	2559	0	34	0	679	517	103	6	0	53	0
Finance company	2558	2558	2512	0	0	46	0	0	0	0	0	0	0
Other	435	426	426	0	0	0	9	0	0	9	0	0	0
Outstanding Installment Debt by Holder Commercial bank or trust company	1661	1247	0	0	0	1247	414	0	0	0	0	0	414
Savings and loan association, federal savings bank	2125	1919	0	0	0	1919	207	0	0	0	0	0	207
Mutual savings bank	328	328	0	0	0	328	0	0	0	0	0	0	0
Credit union	1255	1255	0	0	0	1255	0	0	0	0	0	0	0
Finance company	8808	6909	0	0	0	6909	1899	0	0	0	0	0	1899
State or municipal government or housing finance agency	0	0	0	0	0	0	0	0	0	0	0	0	0
Other	1142	1142	0	0	0	1142	0	0	0	0	0	0	0