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Residential Finance Survey: 2001 - United States
Table 2-14. Household Income, 1-Unit Homeowner Nonmortgaged Properties
^Number of nonmortgaged properties in thousands. For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base for derived figures (percent, median, etc.) and meaning of symbols, see text^^

Income
Total Less
than
$10,000
$10,000
to
$19,999
$20,000
to
$29,999
$30,000
to
$39,999
$40,000
to
$49,999
$50,000
to
$59,999
$60,000
to
$79,999
$80,000
to
$99,999
$100,000
or more
Median
(dollars)

1-housing-unit nonmortgaged
properties
18992 3676 2864 2767 2319 1774 1278 1649 873 1792 30816

PROPERTY CHARACTERISTICS


Source of Downpayment@1

Properties purchased
1995 to 2001 (part)
2788 542 303 389 383 196 204 284 116 372 34182
Sale of previous home 1150 141 141 178 178 85 128 135 39 125 36485
Sale of other real property or other
investments
218 44 17 16 16 12 21 27 11 54 51962
Savings 1069 206 93 106 137 73 75 122 37 219 39434
Borrowing from a retirement plan 31 3 7 0 10 6 0 1 0 4 35477
Borrowing using assets other than this
property as collateral
49 0 4 10 4 9 5 4 5 9 48288
Proceeds from an insurance policy 33 10 6 5 9 3 0 0 0 0 22502
Payments in a lease-purchase agreement 34 4 4 0 10 4 0 4 5 3 38756
From a state or local government source 12 9 0 4 0 0 0 0 0 0 -275114
From a non-profit organization 0 0 0 0 0 0 0 0 0 0 0
From parents or relatives 122 21 8 19 13 15 0 25 11 11 40279
Other 12 3 0 0 0 0 4 0 0 4 56240
No downpayment required 334 111 42 66 38 13 8 8 17 32 22277
Not reported 158 36 13 28 23 22 8 10 10 9 30885
Other properties 16112 3107 2550 2370 1930 1574 1070 1351 752 1406 30147
Not reported 92 26 11 8 5 4 3 14 5 15 31167

Year Property Acquired

1999 to 2001 (part)
1568 338 173 264 185 126 71 168 60 182 30442
1997 and 1998 1051 220 143 155 122 86 66 102 52 106 30614
1995 and 1996 980 214 119 131 157 37 91 66 28 135 31588
1990 to 1994 1854 325 292 272 207 210 92 165 90 201 31833
1985 to 1989 1846 315 191 206 255 197 170 178 105 228 38253
1980 to 1984 1528 218 163 218 216 164 113 155 114 166 37593
1975 to 1979 1986 349 261 273 205 185 126 212 125 251 35385
1970 to 1974 1950 420 269 282 156 211 166 203 109 133 30204
1969 or earlier 6230 1275 1252 965 817 558 383 401 191 388 26092

Value-Income Ratio

Less than 1.0
2254 36 212 236 252 232 202 316 162 606 57868
1.0 to 1.4 1930 30 172 175 235 264 134 357 191 373 56661
1.5 to 1.9 1965 38 180 256 281 268 265 226 147 304 48507
2.0 to 2.4 1725 62 217 215 343 240 146 218 128 156 41085
2.5 to 2.9 1369 29 154 295 233 190 116 120 82 151 38886
3.0 to 3.4 1083 50 186 243 161 143 126 82 51 42 33886
3.5 to 3.9 761 42 108 194 111 95 45 102 47 15 33195
4.0 or more 5614 1098 1634 1154 702 343 245 228 65 145 20648
Not reported or not computed 2292 2292 0 0 0 0 0 0 0 0 -495000
Median 2.7 372.4 127.3 3.4 2.6 2.3 2.1 1.8 1.8 1.4 ...

OWNER CHARACTERISTICS


Age of Owner

Under 25
54 16 10 13 12 0 0 4 0 0 21406
25 to 34 234 35 21 47 28 35 9 17 6 35 34675
35 to 44 950 206 75 83 137 89 85 115 41 119 38108
45 to 54 2296 350 166 246 249 284 150 289 176 386 44865
55 to 64 3609 526 390 425 377 342 265 483 235 566 42523
65 to 74 4866 890 768 867 620 478 355 319 220 350 28942
75 and over 5336 1206 1256 839 675 408 302 300 136 216 22461
Not reported 1647 448 179 247 221 138 111 122 60 121 27971
Median 68 70 74 70 69 66 67 62 63 60 ...

Race of Owner

White alone
17161 3111 2552 2505 2114 1653 1203 1512 812 1699 31952
Black or African American alone 1395 506 256 182 155 77 44 86 48 42 17491
American Indian or Alaska Native alone 98 26 12 40 3 5 0 8 0 4 22801
Asian alone 246 23 34 12 37 24 27 40 14 36 47243
Native Hawaiian or Other Pacific
Islander alone
15 0 0 7 4 5 0 0 0 0 32356
Two or more races 77 11 10 22 6 11 4 3 0 11 28328

Sex of Owner

Male/Male and female co-owners
12736 2069 1430 1759 1609 1329 1005 1292 744 1499 36901
Female 6256 1607 1434 1008 710 445 273 357 129 293 20863

Hispanic/Latino Origin

Hispanic/Latino owner(s) only
1093 301 218 140 149 70 80 85 22 27 21961
No Hispanic/Latino owner(s) 17899 3374 2646 2626 2169 1704 1198 1564 851 1765 31392

Veteran Status@1

Veteran
6300 845 766 925 840 674 574 669 361 646 37307
Active member of Reserves or National
Guard for at least 6 years
623 76 55 42 68 68 45 109 45 117 50781
Persian Gulf War or after
(August 1990 to present)
58 28 0 7 6 16 0 0 2 0 21712
Vietnam or after
(August 1964 to July 1990)
1329 156 91 153 150 140 131 200 102 206 48211
Korean conflict or after
(July 1950 to July 1964)
2378 269 215 357 389 304 245 247 156 194 38911
World War II or after
(September 1940 to June 1950)
2837 420 450 467 413 298 242 193 128 226 31961
Nonveteran 10983 2447 1893 1581 1259 943 567 848 441 1003 27278
Not reported 1709 384 205 261 219 157 137 132 71 144 30249

Owned Home Previously

Previously owned home
10176 1647 1385 1445 1275 965 747 912 512 1288 34792
Never owned home before 7462 1701 1321 1118 868 700 398 645 313 398 26346
Not reported 1353 328 159 204 175 109 133 92 48 107 29335

RECURRING EXPENSES


Real Estate Tax

Acquired before 2000
18038 3474 2771 2587 2215 1696 1223 1553 842 1678 30847
Less than $100 3873 1129 757 530 406 296 225 213 106 210 20944
$100 to $199 514 101 163 65 81 54 6 17 8 18 19584
$200 to $299 614 197 106 83 74 63 19 52 9 11 20484
$300 to $399 678 146 152 136 68 92 40 25 18 0 22993
$400 to $499 732 140 144 139 98 71 45 48 21 24 25835
$500 to $599 777 85 157 171 139 64 53 51 34 24 28587
$600 to $699 777 140 148 147 141 66 36 50 23 26 26864
$700 to $799 724 96 137 128 115 56 38 62 42 49 30002
$800 to $899 705 138 167 91 82 79 50 44 14 39 25163
$900 to $999 510 76 88 73 39 92 23 64 22 33 34819
$1,000 to $1,249 1382 249 177 199 179 150 114 125 86 103 33718
$1,250 to $1,499 837 120 121 163 116 72 59 92 24 68 31226
$1,500 to $1,999 1423 155 101 227 239 175 159 156 83 128 39561
$2,000 to $2,499 1195 139 111 156 132 160 96 153 96 153 43789
$2,500 or more 2463 220 152 191 230 173 209 340 221 727 63329
Not reported 834 343 90 87 75 31 52 58 32 66 18232
Median 788 394 511 686 754 887 1114 1239 1458 2241 ...
Mean 1266 836 724 979 1090 1132 1396 1625 1881 3081 62644
Acquired 2000 and 2001 (part) 954 202 94 180 104 78 55 96 32 114 30161

Real Estate Tax as Percent of Income

Acquired before 2000
18038 3474 2771 2587 2215 1696 1223 1553 842 1678 30847
Less than 1.0 percent 4651 390 850 631 580 519 340 423 271 647 37838
1.0 to 1.9 percent 2447 85 172 284 387 310 226 374 183 426 49532
2.0 to 2.9 percent 2082 103 220 401 316 247 174 253 146 220 40008
3.0 to 3.9 percent 1428 59 251 250 170 175 161 141 78 142 39011
4.0 to 4.9 percent 1137 45 179 180 207 163 103 143 39 78 37949
5.0 to 7.4 percent 1652 124 404 340 269 152 111 100 75 76 28745
7.5 to 9.9 percent 805 126 202 211 106 63 30 39 13 15 23524
10.0 percent or more 1151 348 401 203 104 36 25 21 4 8 15669
Not reported or computed 2684 2192 90 87 75 31 52 58 32 66 -381773
Median 2.3 4.1 3.4 2.8 2.3 2.0 2.1 1.9 1.7 1.4 ...
Other properties 954 202 94 180 104 78 55 96 32 114 30161

Source: U.S. Census Bureau | Residential Finance Survey |  Last Revised: 2012-08-02T15:15:13.203-04:00