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Residential Finance Survey: 2001 - United States
Table 5-11. Total Mortgage Debt by Mortgage Insurance Status, Rental and Vacant 2- to 4-Housing-Unit
Mortgaged Properties
^Amount of total mortgage outstanding debt in millions of dollars.
For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base for derived figures (percent, median, etc.) and meaning of symbols, see text.
Rental Vacancy Losses as Percent of Potential Receipts and Interest and Principal Payments on Total Mortgages as Percent of Rental Receipts acquired before 2000 exclude properties with less than half of units in rental market during all of the year preceding survey and cooperatively owned apartments^^

Total first and junior mortgage debt on-
First mortgage debt on-
Junior mortgage debt on-
Properties with-
Properties with-
Properties with-
All
properties
FHA first
mortgage
VA first
mortgage
Other
first
mortgages
All
properties
FHA first
mortgage
VA first
mortgage
Other
first
mortgages
All
properties
FHA first
mortgage
VA first
mortgage
Other
first
mortgages
Mortgage debt on 2- to 4-housing-
unit properties with traditional
first mortgage
104718 10178 1402 93138 101290 9378 1299 90613 3428 800 104 2525

PROPERTY CHARACTERISTICS


Year Property Acquired

1999 to 2001 (part)
34096 3199 588 30309 33712 3199 588 29925 384 0 0 384
1997 and 1998 15882 2348 131 13403 14864 2320 131 12413 1018 28 0 990
1995 and 1996 11124 171 120 10832 10673 171 120 10382 450 0 0 450
1990 to 1994 18549 1910 411 16229 17789 1329 411 16049 761 581 0 180
1985 to 1989 11837 1651 35 10151 11429 1460 35 9934 408 191 0 217
1980 to 1984 5443 181 6 5256 5245 181 6 5058 198 0 0 198
1975 to 1979 4935 329 104 4502 4800 329 0 4472 134 0 104 31
1970 to 1974 1701 389 8 1304 1626 389 8 1229 75 0 0 75
1969 or earlier 1151 0 0 1151 1151 0 0 1151 0 0 0 0

Value

Less than $20,000
59 0 0 59 59 0 0 59 0 0 0 0
$20,000 to $39,999 1087 0 6 1081 1056 0 6 1050 31 0 0 31
$40,000 to $59,999 3075 216 35 2824 2988 170 35 2784 87 47 0 40
$60,000 to $79,999 5241 394 131 4716 5228 394 131 4703 13 0 0 13
$80,000 to $99,999 5210 670 27 4513 4966 642 27 4297 244 28 0 216
$100,000 to $124,999 9811 1046 376 8390 9302 1046 272 7983 510 0 104 406
$125,000 to $149,999 10057 879 409 8769 9786 879 409 8498 271 0 0 271
$150,000 to $174,999 5998 278 0 5720 5564 278 0 5286 434 0 0 434
$175,000 to $199,999 8914 1447 8 7459 8480 1447 8 7025 434 0 0 434
$200,000 to $249,999 11910 1412 0 10498 11453 1412 0 10042 457 0 0 457
$250,000 to $299,999 6617 156 0 6461 6617 156 0 6461 0 0 0 0
$300,000 to $499,999 13421 1504 0 11917 13283 1504 0 11779 138 0 0 138
$500,000 or more 23318 2176 411 20732 22509 1451 411 20647 809 725 0 84

Rental Vacancy Losses as Percent of
Potential Receipts

Acquired before 2000
84906 7291 993 76622 81643 6491 890 74262 3263 800 104 2360
Less than 1.0 percent 28728 1493 280 26955 28272 1465 280 26526 456 28 0 428
1.0 to 2.9 percent 2817 0 411 2407 2725 0 411 2314 93 0 0 93
3.0 to 4.9 percent 3839 114 0 3724 3776 114 0 3662 62 0 0 62
5.0 to 6.9 percent 2181 104 0 2077 1897 104 0 1793 284 0 0 284
7.0 to 8.9 percent 3771 0 0 3771 3751 0 0 3751 20 0 0 20
9.0 to 10.9 percent 1950 0 0 1950 1617 0 0 1617 333 0 0 333
11.0 to 12.9 percent 1032 79 27 926 956 79 27 850 75 0 0 75
13.0 to 14.9 percent 494 312 0 182 494 312 0 182 0 0 0 0
15.0 percent or more 12199 1246 6 10947 12036 1246 6 10784 163 0 0 163
Not reported or not computed 27895 3943 270 23683 26120 3171 166 22783 1776 772 104 900
Acquired 2000 and 2001 (part) 19811 2887 409 16516 19646 2887 409 16351 165 0 0 165

OWNER CHARACTERISTICS


Type of Owner

Individual investor(s)
85800 7770 1368 76662 83084 7189 1264 74631 2716 581 104 2032
Limited partnership 4468 211 35 4222 4323 211 35 4077 145 0 0 145
Joint venture 522 47 0 475 522 47 0 475 0 0 0 0
General partnership 863 289 0 573 863 289 0 573 0 0 0 0
Life insurance company 922 0 0 922 922 0 0 922 0 0 0 0
Depository institution 2030 0 0 2030 2030 0 0 2030 0 0 0 0
Public real estate investment trust 47 0 0 47 47 0 0 47 0 0 0 0
Private real estate investment trust 0 0 0 0 0 0 0 0 0 0 0 0
Corporation - other than real estate 7187 662 0 6524 6889 634 0 6254 298 28 0 270
Housing cooperative organization 31 0 0 31 31 0 0 31 0 0 0 0
Non-profit or church-related institution 2652 1198 0 1455 2384 1007 0 1377 269 191 0 78
Pension fund 0 0 0 0 0 0 0 0 0 0 0 0
Fraternal organization 0 0 0 0 0 0 0 0 0 0 0 0
Other 196 0 0 196 196 0 0 196 0 0 0 0

MORTGAGE CHARACTERISTICS


Total Mortgage Loan

Less than $20,000
380 0 0 380 349 0 0 349 31 0 0 31
$20,000 to $29,999 1090 196 0 894 1090 196 0 894 0 0 0 0
$30,000 to $39,999 2125 48 62 2015 2121 48 62 2011 3 0 0 3
$40,000 to $49,999 3500 0 101 3399 3492 0 101 3391 8 0 0 8
$50,000 to $59,999 3540 163 131 3246 3490 163 131 3196 50 0 0 50
$60,000 to $79,999 9361 942 0 8419 9290 896 0 8395 71 47 0 24
$80,000 to $99,999 11103 1266 283 9554 10901 1266 179 9456 201 0 104 98
$100,000 to $149,999 24048 1830 409 21809 22989 1830 409 20750 1059 0 0 1059
$150,000 to $199,999 16612 1934 0 14678 16059 1934 0 14125 554 0 0 554
$200,000 to $249,999 7078 28 0 7050 6780 0 0 6780 298 28 0 270
$250,000 to $299,999 5849 389 0 5460 5475 389 0 5086 374 0 0 374
$300,000 or more 20027 3381 411 16235 19248 2656 411 16181 779 725 0 54
Not reported 6 0 6 0 6 0 6 0 0 0 0 0

Total Mortgage Outstanding Debt

Less than $10,000
252 24 14 215 252 24 14 215 0 0 0 0
$10,000 to $19,999 939 47 35 857 884 47 35 802 55 0 0 55
$20,000 to $29,999 1903 149 27 1727 1900 149 27 1724 3 0 0 3
$30,000 to $39,999 2701 211 0 2490 2701 211 0 2490 0 0 0 0
$40,000 to $49,999 4063 249 224 3590 4030 249 224 3556 33 0 0 33
$50,000 to $59,999 6063 189 0 5874 5888 143 0 5745 175 47 0 128
$60,000 to $79,999 11672 1371 104 10198 11562 1371 0 10191 110 0 104 7
$80,000 to $99,999 11215 1421 179 9615 11166 1421 179 9566 49 0 0 49
$100,000 to $149,999 21761 785 409 20567 20550 785 409 19356 1211 0 0 1211
$150,000 to $199,999 15692 1962 0 13730 15324 1934 0 13390 369 28 0 340
$200,000 to $249,999 5383 0 0 5383 4815 0 0 4815 569 0 0 569
$250,000 to $299,999 5157 389 0 4768 5082 389 0 4693 75 0 0 75
$300,000 or more 17915 3381 411 14123 17136 2656 411 14069 779 725 0 54

Total Outstanding Debt as a Percent
of Value

Less than 20 percent
2206 131 14 2061 2206 131 14 2061 0 0 0 0
20 to 29 percent 7950 0 35 7916 7883 0 35 7849 67 0 0 67
30 to 39 percent 12560 1432 120 11008 12560 1432 120 11008 0 0 0 0
40 to 49 percent 9808 639 0 9169 9774 639 0 9135 34 0 0 34
50 to 59 percent 17650 1811 0 15839 17284 1620 0 15664 366 191 0 175
60 to 69 percent 18812 1642 104 17066 18461 1642 0 16819 351 0 104 247
70 to 79 percent 11795 1325 590 9880 11299 1325 590 9385 495 0 0 495
80 to 89 percent 10630 1238 540 8851 10609 1238 540 8831 21 0 0 21
90 to 99 percent 3724 0 0 3724 3219 0 0 3219 505 0 0 505
100 percent or more 9584 1961 0 7623 7994 1352 0 6643 1589 609 0 981
Not reported or not computed 0 0 0 0 0 0 0 0 0 0 0 0

MORTGAGE PAYMENTS AND OTHER EXPENSES


Monthly Interest and Principal Payments
on Total Mortgages Per Housing Unit

Regular monthly payments of
interest
103133 10178 1402 91553 99789 9378 1299 89112 3345 800 104 2441
Less than $100 3460 748 6 2707 3460 748 6 2707 0 0 0 0
$100 to $199 9156 554 163 8439 9044 554 163 8327 112 0 0 112
$200 to $299 12668 764 310 11594 12427 764 310 11353 241 0 0 241
$300 to $399 17053 1003 0 16050 16687 957 0 15731 366 47 0 320
$400 to $499 11545 1088 104 10353 10977 1088 0 9889 568 0 104 465
$500 to $599 12016 1737 0 10279 11517 1709 0 9809 499 28 0 471
$600 to $699 13567 810 409 12348 12580 85 409 12086 987 725 0 262
$700 to $799 2675 627 0 2048 2570 627 0 1943 105 0 0 105
$800 to $899 5145 0 0 5145 4753 0 0 4753 391 0 0 391
$900 to $999 303 0 0 303 303 0 0 303 0 0 0 0
$1,000 to $1,249 3689 1919 411 1360 3614 1919 411 1284 75 0 0 75
$1,250 to $1,499 3194 0 0 3194 3194 0 0 3194 0 0 0 0
$1,500 or more 8662 928 0 7734 8662 928 0 7734 0 0 0 0
Not reported 0 0 0 0 0 0 0 0 0 0 0 0
No regular payments required 1584 0 0 1584 1501 0 0 1501 83 0 0 83

Interest and Principal Payments on Total
Mortgages as Percent of Rental Receipts

Acquired before 2000 and regular
payments of interest and/or
principa
82560 7135 993 74431 79297 6335 890 72072 3263 800 104 2360
Less than 20 percent 1022 75 0 947 1022 75 0 947 0 0 0 0
20 to 29 percent 2917 0 107 2810 2909 0 107 2802 8 0 0 8
30 to 39 percent 3531 312 0 3218 3467 312 0 3155 63 0 0 63
40 to 49 percent 9647 1722 438 7487 9297 1531 438 7328 349 191 0 158
50 to 59 percent 11842 1738 35 10069 11175 1204 35 9936 667 534 0 133
60 to 69 percent 11395 809 0 10586 11320 809 0 10511 75 0 0 75
70 to 79 percent 5293 0 0 5293 4961 0 0 4961 333 0 0 333
80 to 89 percent 7679 282 0 7397 7544 282 0 7262 135 0 0 135
90 to 99 percent 4202 79 0 4123 3381 79 0 3302 821 0 0 821
100 percent or more 21052 2071 414 18567 20401 2043 310 18048 651 28 104 519
Not reported or not computed 3980 47 0 3933 3819 0 0 3819 161 47 0 114
Other properties 22158 3043 409 18707 21993 3043 409 18541 165 0 0 165

Source: U.S. Census Bureau | Residential Finance Survey |  Last Revised: 2012-08-02T15:15:13.203-04:00