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Residential Finance Survey: 2001 - United States
Table 6-11. Total Mortgage Debt by Mortgage Insurance Status, Rental and Vacant 5- to 49-Housing-Unit
Mortgaged Properties
^Amount of total mortgage outstanding debt in millions of dollars.
For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base for derived figures (percent, median, etc.) and meaning of symbols, see text.
Rental Vacancy Losses as Percent of Potential Receipts and Interest and Principal Payments on Total Mortgages as Percent of Rental Receipts acquired before 2000 exclude properties with less than half of units in rental market during all of the year preceding survey and cooperatively owned apartments^^

Total first and junior mortgage debt on-
First mortgage debt on-
Junior mortgage debt on-
Properties with-
Properties with-
Properties with-
All
properties
FHA first
mortgage
Other
first
mortgages
All
properties
FHA first
mortgage
Other
first
mortgages
All
properties
FHA first
mortgage
Other
first
mortgages
Mortgage debt on 5- to 49-housing-
unit properties with traditional
first mortgage
116597 7979 108618 108052 7519 100533 8544 460 8085

PROPERTY CHARACTERISTICS


Year Property Acquired

1999 to 2001 (part)
29235 1515 27720 27325 1481 25844 1910 34 1876
1997 and 1998 18103 804 17299 17280 766 16514 823 39 784
1995 and 1996 11906 732 11174 10854 684 10169 1052 47 1005
1990 to 1994 16849 1209 15640 16082 1111 14970 767 98 669
1985 to 1989 18344 1216 17128 15387 976 14411 2956 240 2717
1980 to 1984 10190 1416 8774 9966 1416 8551 223 0 223
1975 to 1979 5338 493 4845 5116 490 4626 222 3 219
1970 to 1974 3496 147 3350 3337 147 3190 159 0 159
1969 or earlier 3137 448 2689 2706 448 2257 431 0 431

Value

Less than $100,000
1363 67 1295 1324 67 1257 39 0 39
$100,000 to $199,999 3937 428 3509 3541 186 3355 396 242 153
$200,000 to $299,999 6334 322 6013 6044 316 5729 290 6 284
$300,000 to $399,999 7990 328 7662 5580 328 5252 2410 0 2410
$400,000 to $499,999 7023 457 6566 6573 328 6245 450 129 321
$500,000 to $749,999 14749 820 13929 14050 803 13247 699 17 682
$750,000 to $999,999 13603 484 13119 12750 470 12280 852 13 839
$1,000,000 to $1,499,999 18100 895 17205 17350 882 16468 750 13 737
$1,500,000 to $1,999,999 13054 879 12176 12090 844 11246 964 35 929
$2,000,000 to $2,999,999 11791 1171 10620 11059 1167 9892 732 4 728
$3,000,000 to $3,999,999 8637 1372 7265 8174 1372 6802 463 0 463
$4,000,000 to $4,999,999 3097 63 3034 2980 63 2917 117 0 117
$5,000,000 or more 6920 694 6225 6536 694 5842 384 0 384

Rental Vacancy Losses as Percent of
Potential Receipts

Acquired before 2000
97342 6999 90343 89858 6539 83319 7484 460 7025
Less than 1.0 percent 15961 407 15554 14974 407 14566 987 0 987
1.0 to 2.9 percent 17747 2138 15609 16706 2109 14597 1041 30 1012
3.0 to 4.9 percent 15559 822 14736 14970 767 14203 588 55 533
5.0 to 6.9 percent 7578 470 7108 5126 464 4662 2452 6 2446
7.0 to 8.9 percent 4610 313 4297 4390 313 4077 220 0 220
9.0 to 10.9 percent 3823 90 3733 3620 87 3533 202 3 200
11.0 to 12.9 percent 1693 238 1455 1675 238 1437 19 0 19
13.0 to 14.9 percent 1719 102 1617 1463 0 1463 256 102 154
15.0 percent or more 6568 829 5739 6065 829 5235 503 0 503
Not reported or not computed 22085 1589 20496 20870 1325 19545 1216 264 952
Acquired 2000 and 2001 (part) 19255 980 18275 18194 980 17214 1060 0 1060

OWNER CHARACTERISTICS


Type of Owner

Individual investor(s)
50058 2750 47308 47636 2392 45244 2422 358 2064
Limited partnership 28768 2841 25927 26890 2780 24110 1878 61 1816
Joint venture 1551 236 1315 1499 236 1263 51 0 51
General partnership 7905 885 7020 7566 885 6681 338 0 338
Life insurance company 39 0 39 39 0 39 0 0 0
Depository institution 17 0 17 17 0 17 0 0 0
Public real estate investment trust 531 0 531 523 0 523 8 0 8
Private real estate investment trust 218 0 218 218 0 218 0 0 0
Corporation - other than real estate 18381 904 17478 15174 863 14311 3207 40 3167
Housing cooperative organization 1334 32 1301 1152 32 1120 181 0 181
Non-profit or church-related institution 3867 185 3682 3532 185 3346 336 0 336
Pension fund 0 0 0 0 0 0 0 0 0
Fraternal organization 7 0 7 7 0 7 0 0 0
Other 3921 146 3775 3798 146 3652 123 0 123

MORTGAGE CHARACTERISTICS


Total Mortgage Loan

Less than $50,000
267 17 250 267 17 250 0 0 0
$50,000 to $99,999 1444 88 1356 1404 88 1316 39 0 39
$100,000 to $149,999 3837 209 3629 3631 206 3425 207 3 204
$150,000 to $199,999 4308 332 3976 4266 332 3935 42 0 42
$200,000 to $249,999 4254 386 3868 4110 380 3730 144 6 138
$250,000 to $299,999 4548 384 4165 4410 384 4026 139 0 139
$300,000 to $399,999 7845 136 7709 7637 108 7529 208 28 180
$400,000 to $499,999 9567 433 9134 9170 429 8741 397 4 393
$500,000 to $749,999 20294 1101 19193 19209 748 18461 1085 353 732
$750,000 to $999,999 13345 1177 12167 12830 1160 11670 515 18 497
$1,000,000 to $1,499,999 18554 1119 17435 17799 1088 16711 755 31 724
$1,500,000 to $1,999,999 10472 869 9603 9635 869 8766 837 0 837
$2,000,000 or more 17480 1711 15768 13684 1711 11973 3795 0 3795
Not reported 381 17 364 0 0 0 381 17 364

Total Mortgage Outstanding Debt

Less than $50,000
537 33 504 532 33 499 5 0 5
$50,000 to $99,999 2719 161 2557 2635 159 2476 84 3 81
$100,000 to $149,999 4912 352 4560 4826 352 4474 86 0 86
$150,000 to $199,999 4421 450 3971 4316 444 3871 106 6 100
$200,000 to $249,999 5157 394 4763 4982 394 4588 175 0 175
$250,000 to $299,999 4940 250 4690 4752 250 4502 189 0 189
$300,000 to $399,999 9615 298 9317 9342 270 9072 273 28 245
$400,000 to $499,999 10628 754 9874 10029 511 9519 599 243 356
$500,000 to $749,999 18682 1019 17662 17777 896 16881 904 123 781
$750,000 to $999,999 12664 944 11720 12043 926 11117 621 18 603
$1,000,000 to $1,499,999 18237 1182 17055 17470 1143 16327 766 39 728
$1,500,000 to $1,999,999 9168 720 8447 8413 720 7692 755 0 755
$2,000,000 or more 14918 1422 13496 10937 1422 9514 3982 0 3982

Total Outstanding Debt as a Percent
of Value

Less than 20 percent
3401 187 3214 3280 187 3093 121 0 121
20 to 29 percent 5131 241 4890 5035 238 4797 96 3 93
30 to 39 percent 9076 439 8637 8760 439 8321 316 0 316
40 to 49 percent 16245 2390 13855 15778 2367 13411 467 22 445
50 to 59 percent 16913 1298 15615 16586 1290 15296 327 8 319
60 to 69 percent 19672 824 18848 19077 778 18299 595 46 549
70 to 79 percent 12676 958 11718 12259 941 11318 417 18 400
80 to 89 percent 8760 197 8563 8206 197 8009 554 0 554
90 to 99 percent 9674 944 8730 8949 938 8011 725 6 719
100 percent or more 15048 501 14547 10123 145 9979 4925 357 4568
Not reported or not computed 0 0 0 0 0 0 0 0 0

MORTGAGE PAYMENTS AND OTHER EXPENSES


Monthly Interest and Principal Payments
on Total Mortgages Per Housing Unit

Regular monthly payments of
interest
113590 7927 105662 105641 7468 98173 7949 460 7489
Less than $100 10517 433 10084 9840 360 9480 677 74 604
$100 to $199 18197 1326 16870 17391 1289 16102 806 38 768
$200 to $299 24336 1857 22478 23451 1753 21698 884 104 780
$300 to $399 14345 734 13611 13816 730 13086 530 4 525
$400 to $499 9865 272 9593 9557 272 9285 308 0 308
$500 to $599 7049 661 6388 6604 431 6172 445 230 215
$600 to $699 4556 162 4394 4267 162 4105 289 0 289
$700 to $799 3831 248 3583 3433 248 3185 399 0 399
$800 to $899 2747 11 2736 2668 11 2657 79 0 79
$900 to $999 1414 178 1236 1414 178 1236 0 0 0
$1,000 to $1,249 3435 607 2828 3052 607 2444 383 0 383
$1,250 to $1,499 3311 194 3117 2722 194 2528 589 0 589
$1,500 or more 9987 1243 8745 7427 1233 6194 2560 9 2551
Not reported 0 0 0 0 0 0 0 0 0
No regular payments required 3007 51 2956 2412 51 2360 595 0 595

Interest and Principal Payments on Total
Mortgages as Percent of Rental Receipts

Acquired before 2000 and regular
payments of interest and/or
principa
93234 6876 86358 85891 6433 79458 7343 443 6900
Less than 20 percent 5588 321 5267 5121 309 4812 467 12 455
20 to 29 percent 8792 382 8410 8326 337 7989 466 45 421
30 to 39 percent 13249 1042 12206 12634 1025 11609 615 18 597
40 to 49 percent 15984 1635 14349 15303 1516 13787 681 118 562
50 to 59 percent 11016 558 10459 10575 553 10021 442 4 437
60 to 69 percent 7604 169 7435 7186 163 7023 418 6 412
70 to 79 percent 5627 692 4935 5459 692 4767 168 0 168
80 to 89 percent 3736 547 3190 3181 317 2864 555 230 325
90 to 99 percent 1868 106 1761 1712 106 1606 155 0 155
100 percent or more 19640 1425 18215 16269 1416 14853 3371 9 3362
Not reported or not computed 130 0 130 127 0 127 3 0 3
Other properties 23363 1103 22260 22161 1086 21075 1202 17 1185

Source: U.S. Census Bureau | Residential Finance Survey |  Last Revised: 2012-08-02T15:15:13.203-04:00