| Properties with government-insured rental market during all of year preceding survey and cooperatively owned apartments^^ or guaranteed first mortgage | |||||
|---|---|---|---|---|---|
| Total mortgaged properties |
FHA first mortgage |
Other insured or guaranteed first mortgage@5 |
Properties with privately-insured first mortgage |
Not insured | |
5- to 49-housing-unit properties with traditional first mortgage |
290542 | 19282 | 21982 | 25281 | 223998 |
PROPERTY CHARACTERISTICS Property Location by Geographic Area Inside MAs |
242609 | 16447 | 13407 | 22355 | 190400 |
| In central cities | 138765 | 9310 | 6625 | 12384 | 110445 |
| Not in central cities | 103844 | 7137 | 6782 | 9970 | 79955 |
| Outside MAs | 47934 | 2834 | 8575 | 2926 | 33598 |
Number of Housing Units 5 to 9 housing units |
150027 | 9232 | 5798 | 14014 | 120983 |
| 10 to 19 housing units | 68655 | 5309 | 4813 | 5628 | 52906 |
| 20 to 29 housing units | 35980 | 2185 | 4873 | 3014 | 25907 |
| 30 to 39 housing units | 20147 | 1128 | 4138 | 1273 | 13608 |
| 40 to 49 housing units | 15733 | 1427 | 2360 | 1352 | 10594 |
Manner of Acquisition By purchase |
263339 | 17659 | 20856 | 23714 | 201110 |
| Placed one new mortgage | 211513 | 14256 | 17449 | 18351 | 161456 |
| Placed two or more new mortgages | 22178 | 1563 | 1286 | 1938 | 17392 |
| Assumed mortgage(s) already on property | 15664 | 1342 | 1492 | 1857 | 10973 |
| Assumed mortgage(s) already on property and placed new mortgage |
4401 | 55 | 303 | 704 | 3339 |
| Borrowed using assets other than this property as collateral |
3706 | 0 | 0 | 297 | 3408 |
| Paid all cash-no borrowing | 3339 | 176 | 275 | 106 | 2782 |
| Other manner | 2537 | 267 | 51 | 461 | 1758 |
| By inheritance or gift | 4858 | 0 | 262 | 246 | 4350 |
| By divorce | 267 | 0 | 0 | 0 | 267 |
| By tax free exchange of other property |
3450 | 99 | 54 | 61 | 3236 |
| By foreclosure or assignment | 2207 | 233 | 251 | 72 | 1651 |
| By some other manner | 3279 | 75 | 133 | 270 | 2801 |
| Not reported | 13142 | 1216 | 425 | 918 | 10584 |
Source of Downpayment@1 Properties purchased 1995 to 2001 (part) |
130388 | 7275 | 6726 | 13118 | 103269 |
| Sale of stock or other partnership shares for this project |
4547 | 194 | 310 | 125 | 3918 |
| Sale of previously owned stocks, shares, or other securities |
4925 | 0 | 0 | 617 | 4309 |
| Sale of land or other real estate | 14783 | 362 | 327 | 1747 | 12347 |
| Owner's cash, bank deposits, share accounts, or bonds |
64334 | 4488 | 2970 | 5944 | 50932 |
| Borrowing from a retirement plan | 1510 | 0 | 0 | 112 | 1398 |
| Borrowing using assets other than this property as collateral |
12175 | 769 | 628 | 638 | 10139 |
| Proceeds from an insurance policy | 572 | 0 | 210 | 0 | 362 |
| From a state or local government source | 1117 | 0 | 294 | 0 | 823 |
| From a non-profit organization | 343 | 84 | 125 | 0 | 134 |
| Proceeds from sale of tax credits | 1734 | 455 | 471 | 0 | 808 |
| From parents or relatives | 4374 | 101 | 226 | 580 | 3468 |
| Other cash source | 3356 | 142 | 387 | 57 | 2770 |
| Non-cash source | 762 | 0 | 106 | 211 | 444 |
| No downpayment required | 12225 | 413 | 1318 | 1873 | 8621 |
| Not reported | 15731 | 433 | 628 | 1528 | 13141 |
| Other properties | 151837 | 11059 | 15124 | 11773 | 113881 |
| Not reported | 8317 | 948 | 131 | 390 | 6848 |
Year Property Acquired 1999 to 2001 (part) |
74669 | 3683 | 3828 | 6949 | 60208 |
| 1997 and 1998 | 43473 | 2684 | 1780 | 3761 | 35248 |
| 1995 and 1996 | 26674 | 1931 | 1483 | 3290 | 19969 |
| 1990 to 1994 | 47429 | 4446 | 5229 | 2630 | 35124 |
| 1985 to 1989 | 40540 | 2794 | 4130 | 4513 | 29103 |
| 1980 to 1984 | 22088 | 1209 | 2919 | 1215 | 16744 |
| 1975 to 1979 | 16890 | 1265 | 1910 | 1850 | 11864 |
| 1970 to 1974 | 12257 | 527 | 463 | 736 | 10531 |
| 1969 or earlier | 6524 | 742 | 240 | 336 | 5207 |
Building and Land Acquisition Acquired at same time |
238894 | 15963 | 14686 | 20750 | 187495 |
| Not acquired at same time | 34546 | 1748 | 6368 | 2951 | 23479 |
| Land not owned by building owner | 3084 | 786 | 0 | 231 | 2066 |
| Not reported | 14018 | 784 | 928 | 1348 | 10958 |
Property New or Previously Owned When Acquired Acquired by purchase |
263339 | 17659 | 20856 | 23714 | 201110 |
| New | 49048 | 3098 | 10083 | 3821 | 32046 |
| Previously owned | 208987 | 14088 | 10253 | 19541 | 165105 |
| As residential property | 196563 | 13321 | 10060 | 18994 | 154189 |
| Converted from nonresidential use | 12424 | 767 | 193 | 548 | 10916 |
| Other | 1917 | 231 | 277 | 0 | 1409 |
| Not reported | 3387 | 242 | 243 | 352 | 2549 |
| Other properties | 14061 | 407 | 700 | 649 | 12305 |
| Not reported | 13142 | 1216 | 425 | 918 | 10584 |
Year Structure Built 1999 to March 2000 |
13398 | 715 | 601 | 529 | 11553 |
| 1997 and 1998 | 7942 | 474 | 340 | 1224 | 5905 |
| 1995 and 1996 | 6120 | 395 | 455 | 807 | 4463 |
| 1990 to 1994 | 16105 | 1325 | 3132 | 1104 | 10545 |
| 1980 to 1989 | 38939 | 3681 | 7288 | 3373 | 24596 |
| 1970 to 1979 | 47794 | 3617 | 4105 | 5022 | 35050 |
| 1960 to 1969 | 47222 | 3658 | 1854 | 5125 | 36585 |
| 1950 to 1959 | 25482 | 243 | 1588 | 1462 | 22189 |
| 1940 to 1949 | 17783 | 1476 | 746 | 2255 | 13306 |
| 1939 or earlier | 69757 | 3697 | 1873 | 4381 | 59806 |
Purchase Price Per Housing Unit@8 Properties acquired by purchase 1997 to 2001 (part) |
106468 | 5343 | 5251 | 10109 | 85765 |
| Less than $20,000 | 23048 | 878 | 782 | 722 | 20666 |
| $20,000 to $39,999 | 38050 | 2652 | 2185 | 4491 | 28721 |
| $40,000 to $59,999 | 21920 | 522 | 716 | 2452 | 18230 |
| $60,000 to $79,999 | 8203 | 395 | 588 | 406 | 6814 |
| $80,000 to $99,999 | 5772 | 428 | 361 | 877 | 4104 |
| $100,000 to $124,999 | 3416 | 0 | 140 | 211 | 3065 |
| $125,000 to $149,999 | 1637 | 0 | 479 | 561 | 596 |
| $150,000 to $174,999 | 647 | 0 | 0 | 337 | 310 |
| $175,000 to $199,999 | 591 | 0 | 0 | 0 | 591 |
| $200,000 to $249,999 | 692 | 129 | 0 | 0 | 562 |
| $250,000 to $299,999 | 447 | 0 | 0 | 52 | 395 |
| $300,000 to $499,999 | 297 | 0 | 0 | 0 | 297 |
| $500,000 or more | 1377 | 338 | 0 | 0 | 1038 |
| Median | 35769 | 33524 | 36876 | 39293 | 35341 |
| Mean | 52638 | 72779 | 49750 | 52946 | 51519 |
| Other properties | 184074 | 13938 | 16730 | 15172 | 138234 |
Value Less than $100,000 |
12556 | 977 | 932 | 516 | 10130 |
| $100,000 to $199,999 | 34949 | 1968 | 1277 | 3991 | 27713 |
| $200,000 to $299,999 | 36314 | 2052 | 1192 | 3874 | 29196 |
| $300,000 to $399,999 | 31722 | 2083 | 2268 | 1994 | 25376 |
| $400,000 to $499,999 | 28591 | 2022 | 1426 | 3975 | 21168 |
| $500,000 to $749,999 | 42486 | 2876 | 4182 | 2757 | 32671 |
| $750,000 to $999,999 | 29565 | 1661 | 2970 | 2438 | 22497 |
| $1,000,000 to $1,499,999 | 31945 | 1866 | 3856 | 2659 | 23565 |
| $1,500,000 to $1,999,999 | 15951 | 1081 | 2175 | 1611 | 11084 |
| $2,000,000 to $2,999,999 | 12064 | 1116 | 665 | 778 | 9505 |
| $3,000,000 to $3,999,999 | 6102 | 740 | 463 | 479 | 4420 |
| $4,000,000 to $4,999,999 | 2187 | 31 | 91 | 82 | 1983 |
| $5,000,000 or more | 6111 | 809 | 484 | 126 | 4693 |
| Median | 506704 | 546786 | 732831 | 456986 | 492518 |
| Mean | 870140 | 1030956 | 1018871 | 716756 | 859013 |
Value Per Housing Unit@8 Less than $20,000 |
34996 | 2436 | 3562 | 2159 | 26839 |
| $20,000 to $39,999 | 93324 | 5185 | 7945 | 9674 | 70520 |
| $40,000 to $59,999 | 60813 | 4509 | 4915 | 4289 | 47100 |
| $60,000 to $79,999 | 37549 | 3157 | 2579 | 4033 | 27781 |
| $80,000 to $99,999 | 18111 | 1014 | 561 | 1526 | 15010 |
| $100,000 to $124,999 | 13944 | 882 | 470 | 1208 | 11384 |
| $125,000 to $149,999 | 9029 | 477 | 840 | 1313 | 6399 |
| $150,000 to $174,999 | 5679 | 0 | 119 | 0 | 5560 |
| $175,000 to $199,999 | 3537 | 0 | 238 | 74 | 3225 |
| $200,000 to $249,999 | 5202 | 538 | 451 | 853 | 3360 |
| $250,000 to $299,999 | 1937 | 524 | 179 | 52 | 1183 |
| $300,000 to $499,999 | 2870 | 57 | 58 | 101 | 2654 |
| $500,000 or more | 3553 | 504 | 65 | 0 | 2984 |
| Median | 45575 | 48959 | 38701 | 43765 | 46217 |
| Mean | 67370 | 75804 | 53830 | 57763 | 69057 |
Purchase Price as Percent of Value@8 Acquired by purchase |
263339 | 17659 | 20856 | 23714 | 201110 |
| Purchased 1997 to 2001 (part) | 106468 | 5343 | 5251 | 10109 | 85765 |
| Less than 60 percent | 15469 | 1281 | 1245 | 1499 | 11444 |
| 60 to 69 percent | 8358 | 568 | 0 | 1009 | 6781 |
| 70 to 79 percent | 13121 | 93 | 432 | 1021 | 11575 |
| 80 to 99 percent | 35346 | 1243 | 1658 | 4245 | 28200 |
| 100 percent or more | 33801 | 2158 | 1917 | 2335 | 27391 |
| Median | 89 | 92 | 91 | 87 | 89 |
| Purchased 1990 to 1996 (part) | 66519 | 5896 | 6164 | 5219 | 49241 |
| Less than 40 percent | 7708 | 779 | 344 | 223 | 6362 |
| 40 to 59 percent | 9612 | 592 | 469 | 862 | 7688 |
| 60 to 79 percent | 20021 | 1562 | 1503 | 1579 | 15378 |
| 80 to 99 percent | 13949 | 1806 | 857 | 1740 | 9546 |
| 100 percent or more | 15161 | 1156 | 2924 | 815 | 10267 |
| Median | 76 | 80 | 97 | 79 | 74 |
| Purchased 1989 or earlier | 90351 | 6420 | 9440 | 8387 | 66104 |
| Less than 20 percent | 12291 | 612 | 351 | 382 | 10947 |
| 20 to 39 percent | 13944 | 700 | 737 | 1737 | 10769 |
| 40 to 59 percent | 18886 | 1669 | 1435 | 2641 | 13140 |
| 60 to 79 percent | 14120 | 1119 | 1191 | 1330 | 10480 |
| 80 to 99 percent | 9190 | 682 | 1529 | 510 | 6468 |
| 100 percent or more | 21568 | 1588 | 4196 | 1786 | 13997 |
| Median | 60 | 64 | 93 | 56 | 57 |
| Not acquired by purchase | 27204 | 1623 | 1126 | 1567 | 22889 |
Value of Capital Improvements Properties with capital improvements between 1998 and 2000 |
148739 | 10721 | 14131 | 11798 | 112089 |
| Less than $5,000 | 31889 | 1617 | 2620 | 3107 | 24546 |
| $5,000 to $9,999 | 25647 | 2074 | 2391 | 2575 | 18607 |
| $10,000 to $24,999 | 42955 | 4063 | 3453 | 2951 | 32488 |
| $25,000 to $49,999 | 23432 | 1478 | 2410 | 1192 | 18352 |
| $50,000 to $74,999 | 8045 | 384 | 806 | 972 | 5883 |
| $75,000 to $99,999 | 2978 | 82 | 639 | 341 | 1916 |
| $100,000 to $149,999 | 6015 | 431 | 735 | 247 | 4603 |
| $150,000 to $199,999 | 3075 | 100 | 27 | 178 | 2770 |
| $200,000 to $299,999 | 1799 | 83 | 540 | 0 | 1176 |
| $300,000 or more | 2903 | 408 | 509 | 238 | 1749 |
| Median | 15878 | 16163 | 18920 | 11108 | 15952 |
| Mean | 123414 | 1177862 | 56138 | 27696 | 41120 |
| Properties with no capital improvements between 1998 and 2000 |
84218 | 5049 | 5192 | 8903 | 65075 |
| Capital improvements not reported |
57585 | 3512 | 2659 | 4580 | 46834 |
Value of Capital Improvements Per Unit Properties with capital improvements between 1998 and 2000 |
148739 | 10721 | 14131 | 11798 | 112089 |
| Less than $500 | 33638 | 1660 | 4688 | 1850 | 25439 |
| $500 to $999 | 33140 | 2903 | 2569 | 4466 | 23202 |
| $1,000 to $2,499 | 46120 | 3887 | 3759 | 2898 | 35576 |
| $2,500 to $4,999 | 17753 | 957 | 1070 | 1065 | 14660 |
| $5,000 to $7,499 | 5948 | 720 | 196 | 685 | 4347 |
| $7,500 to $9,999 | 2570 | 225 | 307 | 45 | 1993 |
| $10,000 to $14,999 | 3535 | 100 | 206 | 596 | 2633 |
| $15,000 to $19,999 | 2015 | 0 | 743 | 0 | 1272 |
| $20,000 to $29,999 | 2276 | 0 | 376 | 0 | 1901 |
| $30,000 or more | 1745 | 269 | 216 | 193 | 1067 |
| Median | 1247 | 1308 | 963 | 953 | 1312 |
| Mean | 13479 | 145672 | 3709 | 2547 | 3218 |
| Properties with no capital improvements between 1998 and 2000 |
84218 | 5049 | 5192 | 8903 | 65075 |
| Capital improvements not reported |
57585 | 3512 | 2659 | 4580 | 46834 |
Monthly Rental Receipts Per Housing Unit Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $100 | 16893 | 1691 | 1161 | 1960 | 12081 |
| $100 to $199 | 22180 | 1401 | 1322 | 2559 | 16897 |
| $200 to $299 | 32995 | 1969 | 4688 | 2660 | 23677 |
| $300 to $399 | 34589 | 2614 | 4064 | 3704 | 24207 |
| $400 to $499 | 35290 | 1859 | 2065 | 2956 | 28410 |
| $500 to $599 | 27852 | 3242 | 2235 | 1116 | 21259 |
| $600 to $799 | 20108 | 1005 | 707 | 1051 | 17345 |
| $800 to $999 | 23617 | 1265 | 1638 | 2062 | 18651 |
| $1000 or more | 26014 | 2353 | 1963 | 2096 | 19601 |
| No rental receipts | 738 | 0 | 0 | 0 | 738 |
| Median | 437 | 455 | 368 | 378 | 450 |
| Mean | 1340 | 751 | 3363 | 3751 | 911 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Rental Receipts as Percent of Value@8 Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than 5 percent | 6986 | 127 | 373 | 1136 | 5349 |
| 5 to 9 percent | 85839 | 7103 | 6120 | 8213 | 64404 |
| 10 to 14 percent | 72756 | 5214 | 7024 | 5063 | 55455 |
| 15 to 19 percent | 39783 | 2829 | 3211 | 2204 | 31539 |
| 20 to 24 percent | 13397 | 1232 | 577 | 1150 | 10438 |
| 25 to 29 percent | 6283 | 176 | 529 | 406 | 5172 |
| 30 to 39 percent | 4486 | 143 | 729 | 124 | 3489 |
| 40 percent or more | 9888 | 575 | 1279 | 1868 | 6167 |
| Median | 12 | 11 | 12 | 11 | 12 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Rental Vacancy Losses as Percent of Potential Receipts Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than 1.0 percent | 35725 | 2385 | 3739 | 2875 | 26725 |
| 1.0 to 2.9 percent | 34410 | 3083 | 3573 | 3259 | 24495 |
| 3.0 to 4.9 percent | 26961 | 1439 | 2930 | 1960 | 20631 |
| 5.0 to 6.9 percent | 14910 | 1179 | 1338 | 1597 | 10796 |
| 7.0 to 8.9 percent | 14046 | 1621 | 1389 | 901 | 10136 |
| 9.0 to 10.9 percent | 11622 | 432 | 1118 | 819 | 9252 |
| 11.0 to 12.9 percent | 5329 | 963 | 293 | 506 | 3567 |
| 13.0 to 14.9 percent | 4774 | 0 | 394 | 545 | 3834 |
| 15.0 percent or more | 27097 | 1755 | 1143 | 2022 | 22178 |
| Not reported or not computed | 65400 | 4543 | 3925 | 5680 | 51252 |
| Median | 4.3 | 4.3 | 3.4 | 4.1 | 4.4 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Age Restrictions Property restricted to people age 55 or older |
63507 | 4699 | 5820 | 4278 | 48710 |
| Property not restricted to people age 55 or older |
213381 | 13794 | 15795 | 19846 | 163946 |
| Not reported | 13655 | 788 | 367 | 1157 | 11342 |
Age Composition Over one-half the residents of the building age 55 or older |
13914 | 886 | 996 | 1750 | 10281 |
| Over one-half the residents of the building not age 55 or older |
195900 | 12480 | 14330 | 17476 | 151614 |
| Not reported | 80728 | 5915 | 6656 | 6055 | 62103 |
Meal Service Provided by Properties Exclusively or Predominantly Occupied by People Age 55 or Older Property provides meal service |
36846 | 2917 | 2499 | 1548 | 29882 |
| Charge included in rent | 28116 | 2297 | 1672 | 1104 | 23043 |
| Charge not included in rent | 111 | 32 | 0 | 0 | 79 |
| Not reported | 8619 | 587 | 826 | 445 | 6761 |
| Property does not provide meal service |
21879 | 1797 | 3815 | 3221 | 13046 |
| Not reported | 231817 | 14568 | 15668 | 20512 | 181070 |
Type of Property Benefits@1 Government-sponsored below-market interest rate mortgage loan |
14011 | 504 | 5875 | 616 | 7016 |
| Government rental subsidy | 38030 | 2860 | 5468 | 3566 | 26137 |
| Government grant | 1767 | 77 | 231 | 57 | 1402 |
| Property tax relief | 5186 | 411 | 361 | 125 | 4288 |
| Federal income tax credit for low-income, old or historic properties |
5673 | 196 | 2536 | 226 | 2715 |
| Accelerated federal income tax depreciation for low- and moderate-income properties |
1082 | 0 | 659 | 47 | 376 |
| Subsidy from a non-profit corporation | 884 | 79 | 360 | 52 | 393 |
| None of the above benefits | 208079 | 15138 | 10311 | 19116 | 163514 |
| Not reported | 30109 | 735 | 2446 | 1736 | 25191 |
Source of Property Benefits@1 With property benefits |
52355 | 3408 | 9224 | 4429 | 35293 |
| Federal government | 37664 | 2329 | 8436 | 3289 | 23611 |
| State government | 7124 | 343 | 612 | 904 | 5265 |
| Local government | 10863 | 954 | 541 | 1017 | 8350 |
| Non-profit corporation | 884 | 79 | 360 | 52 | 393 |
| Not reported | 1212 | 15 | 0 | 0 | 1197 |
| With no property benefits | 208079 | 15138 | 10311 | 19116 | 163514 |
| Not reported | 30109 | 735 | 2446 | 1736 | 25191 |
Reason for Benefits@1 With property benefits |
52355 | 3408 | 9224 | 4429 | 35293 |
| Occupied by low- or moderate-income individuals |
42760 | 3295 | 8815 | 2614 | 28036 |
| Occupied by elderly or disabled individuals |
14850 | 714 | 4095 | 1534 | 8506 |
| A historic structure | 890 | 276 | 59 | 54 | 501 |
| Located in a community development or economic development area |
2843 | 96 | 275 | 54 | 2419 |
| Covered by a Homestead Exemption | 143 | 0 | 0 | 143 | 0 |
| Covered by a Community Land Trust | 54 | 0 | 0 | 54 | 0 |
| Covered by disaster relief | 540 | 0 | 0 | 493 | 47 |
| Other reason | 1041 | 0 | 0 | 158 | 883 |
| Not reported | 2908 | 114 | 73 | 344 | 2377 |
| With no property benefits | 208079 | 15138 | 10311 | 19116 | 163514 |
| Not reported | 30109 | 735 | 2446 | 1736 | 25191 |
Section 8 Rental Housing Certificates and Vouchers Property did or does have tenants receiving Section 8 assistance |
100845 | 7807 | 10035 | 9067 | 73935 |
| Property has never had tenants receiving Section 8 assistance |
160231 | 9447 | 10785 | 13743 | 126257 |
| Not reported | 29466 | 2027 | 1161 | 2471 | 23807 |
OWNER CHARACTERISTICS Type of Owner Individual investor(s) |
171160 | 9482 | 7378 | 14893 | 139407 |
| Limited partnership | 46741 | 4689 | 9060 | 3896 | 29097 |
| Joint venture | 3403 | 480 | 0 | 0 | 2923 |
| General partnership | 16178 | 1269 | 1493 | 1607 | 11809 |
| Life insurance company | 257 | 0 | 0 | 0 | 257 |
| Depository institution | 248 | 165 | 43 | 0 | 40 |
| Public real estate investment trust | 565 | 0 | 65 | 112 | 388 |
| Private real estate investment trust | 204 | 0 | 0 | 0 | 204 |
| Corporation - other than real estate investment trust |
34637 | 2306 | 2512 | 3028 | 26792 |
| Housing cooperative organization | 1259 | 168 | 251 | 74 | 766 |
| Non-profit or church-related institution | 6571 | 143 | 813 | 1030 | 4585 |
| Pension fund | 0 | 0 | 0 | 0 | 0 |
| Fraternal organization | 8 | 0 | 0 | 0 | 8 |
| Other | 9312 | 580 | 365 | 642 | 7724 |
MORTGAGE CHARACTERISTICS Number of Mortgages 1 mortgage |
256278 | 16429 | 18569 | 22606 | 198674 |
| 2 mortgages | 29490 | 2752 | 2706 | 2119 | 21913 |
| 3 or more mortgages | 4775 | 101 | 706 | 556 | 3411 |
Form of Debt of First Mortgage Mortgage or deed of trust |
290542 | 19282 | 21982 | 25281 | 223998 |
| Contract to purchase | 0 | 0 | 0 | 0 | 0 |
| Some other loan secured by this property | 0 | 0 | 0 | 0 | 0 |
Method of Loan Application By computer over the Internet or by e-mail |
294 | 0 | 28 | 0 | 266 |
| By telephone or FAX | 27184 | 1345 | 1097 | 2116 | 22626 |
| By regular mail | 22619 | 2550 | 3914 | 922 | 15233 |
| By personal visit | 157357 | 8888 | 10249 | 15155 | 123065 |
| Through third party (such as real estate agent or builder) |
42309 | 3065 | 2744 | 2607 | 33893 |
| Some other way | 6552 | 391 | 741 | 967 | 4453 |
| Not reported | 27531 | 2452 | 2514 | 2526 | 20038 |
| Not available | 6695 | 590 | 693 | 987 | 4424 |
Origin of First Mortgage Mortgage made at time property acquired |
210106 | 13678 | 17511 | 17719 | 161198 |
| Mortgage assumed at the time property acquired |
16832 | 1441 | 1761 | 2025 | 11606 |
| Mortgage placed later than acquisition of property |
63604 | 4163 | 2710 | 5537 | 51194 |
| Refinanced mortgage | 58258 | 4047 | 2441 | 5095 | 46675 |
| Same lender | 17206 | 773 | 717 | 792 | 14924 |
| Different lender | 41051 | 3274 | 1724 | 4303 | 31751 |
| Mortgage placed on property owned free and clear of debt |
5347 | 116 | 269 | 442 | 4519 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Purpose of First Mortgage Placed Later Than Acquisition of Property Properties on which mortgages placed later than acquisition of property |
63604 | 4163 | 2710 | 5537 | 51194 |
| Obtain lower interest rate | 29099 | 2704 | 1381 | 2551 | 22463 |
| Increase payment period for mortgage | 489 | 26 | 2 | 0 | 461 |
| Reduce payment period for mortgage | 1118 | 40 | 0 | 0 | 1078 |
| Renew or extend loan that had fallen due, without increasing outstanding balance |
5231 | 142 | 143 | 269 | 4677 |
| Receive cash or increase outstanding balance of loan |
17531 | 442 | 997 | 1641 | 14451 |
| Other reason | 4761 | 86 | 187 | 690 | 3797 |
| Not reported | 5376 | 723 | 0 | 386 | 4268 |
| Other properties | 226938 | 15119 | 19271 | 19744 | 172804 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Cash Received From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received |
29998 | 1303 | 1428 | 3098 | 24170 |
| Less than $100,000 | 12659 | 493 | 224 | 988 | 10954 |
| $100,000 to $199,999 | 6523 | 712 | 513 | 585 | 4713 |
| $200,000 to $299,999 | 3028 | 0 | 248 | 172 | 2608 |
| $300,000 to $399,999 | 2333 | 0 | 64 | 515 | 1753 |
| $400,000 to $499,999 | 2498 | 40 | 59 | 591 | 1807 |
| $500,000 to $749,999 | 1096 | 0 | 114 | 31 | 952 |
| $750,000 to $999,999 | 556 | 57 | 0 | 184 | 315 |
| $1,000,000 to $1,499,999 | 353 | 0 | 27 | 31 | 294 |
| $1,500,000 to $1,999,999 | 102 | 0 | 0 | 0 | 102 |
| $2,000,000 to $2,999,999 | 150 | 0 | 0 | 0 | 150 |
| $3,000,000 to $3,999,999 | 201 | 0 | 0 | 0 | 201 |
| $4,000,000 to $4,999,999 | 0 | 0 | 0 | 0 | 0 |
| $5,000,000 or more | 500 | 0 | 179 | 0 | 321 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
| Median | 135879 | 122207 | 195574 | 195842 | 124005 |
| Mean | 345785 | 138819 | 813078 | 245606 | 342179 |
| Properties that refinanced and did not receive cash back |
26642 | 2764 | 682 | 1393 | 21804 |
| Properties that refinanced and did not report if received cash back |
6964 | 97 | 600 | 1046 | 5220 |
| Properties that did not refinance |
226938 | 15119 | 19271 | 19744 | 172804 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Use of Cash From Refinancing or Placing Mortgage on Property Owned Free and Clear Properties on which cash received@1 |
29998 | 1303 | 1428 | 3098 | 24170 |
| For additions, improvements or repairs to this property |
13677 | 472 | 762 | 2099 | 10343 |
| To consolidate debts | 7393 | 0 | 630 | 525 | 6238 |
| For investment in other real estate | 11509 | 670 | 739 | 759 | 9341 |
| For other types of investments | 3515 | 44 | 0 | 480 | 2991 |
| For educational or medical expenses | 2105 | 0 | 228 | 0 | 1877 |
| To start a business | 254 | 0 | 0 | 31 | 223 |
| To settle a divorce | 992 | 0 | 0 | 0 | 992 |
| To pay taxes | 1315 | 0 | 0 | 51 | 1264 |
| To purchase an automobile, truck, or other vehicle |
628 | 0 | 0 | 0 | 628 |
| To purchase consumer product other than automobile, truck, or other vehicle |
1078 | 0 | 0 | 367 | 711 |
| Other | 2652 | 157 | 61 | 462 | 1973 |
| Not reported | 459 | 0 | 128 | 94 | 236 |
| Properties that refinanced and did not receive cash back |
26642 | 2764 | 682 | 1393 | 21804 |
| Properties that refinanced and did not report if received cash back |
6964 | 97 | 600 | 1046 | 5220 |
| Properties that did not refinance |
226938 | 15119 | 19271 | 19744 | 172804 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Purpose of Second Mortgage Properties with second mortgage |
28233 | 2405 | 2961 | 2570 | 20297 |
| Provide funds for the purchase of this property |
12717 | 848 | 742 | 1189 | 9939 |
| Provide funds for additions, improvements or repairs to this property |
7277 | 625 | 803 | 888 | 4961 |
| Provide funds for consolidation of debts | 737 | 0 | 0 | 0 | 737 |
| Provide funds for investment in other real estate |
1036 | 0 | 166 | 224 | 645 |
| Provide funds for other types of investments |
11 | 0 | 11 | 0 | 0 |
| Provide funds for educational or medical expenses |
0 | 0 | 0 | 0 | 0 |
| Provide funds for starting a business | 39 | 0 | 0 | 0 | 39 |
| Provide funds to settle a divorce | 0 | 0 | 0 | 0 | 0 |
| Provide funds to pay taxes | 0 | 0 | 0 | 0 | 0 |
| Provide funds to purchase automobile, truck, or vehicle |
44 | 0 | 0 | 0 | 44 |
| Provide funds to purchase another type of consumer product |
0 | 0 | 0 | 0 | 0 |
| Other reasons | 2491 | 354 | 903 | 9 | 1225 |
| Not reported | 3880 | 578 | 335 | 260 | 2707 |
| Other properties | 262310 | 16877 | 19021 | 22711 | 203701 |
Purpose of Line of Credit Properties with second mortgage or line of credit |
7742 | 491 | 452 | 575 | 6224 |
| Provide funds for additions, improvements or repairs to this property |
2722 | 198 | 24 | 217 | 2283 |
| Provide funds for consolidation of debts | 542 | 0 | 0 | 0 | 542 |
| Provide funds for investment in other real estate |
598 | 192 | 48 | 0 | 358 |
| Provide funds for other types of investments |
0 | 0 | 0 | 0 | 0 |
| Provide funds for educational or medical expenses |
0 | 0 | 0 | 0 | 0 |
| Provide funds for starting a business | 0 | 0 | 0 | 0 | 0 |
| Provide funds to settle a divorce | 0 | 0 | 0 | 0 | 0 |
| Provide funds to pay taxes | 0 | 0 | 0 | 0 | 0 |
| Provide funds to purchase automobile, truck, or vehicle |
219 | 0 | 0 | 0 | 219 |
| Provide funds to purchase another type of consumer product |
0 | 0 | 0 | 0 | 0 |
| Other reasons | 1506 | 65 | 282 | 0 | 1158 |
| Not reported | 2155 | 36 | 98 | 358 | 1663 |
| Other properties | 282801 | 18791 | 21530 | 24706 | 217775 |
Year First Mortgage Made or Assumed 1999 to 2001 (part) |
110869 | 5342 | 5089 | 9595 | 90842 |
| 1997 and 1998 | 57275 | 3573 | 2377 | 5646 | 45679 |
| 1995 and 1996 | 26321 | 2208 | 1963 | 1813 | 20337 |
| 1990 to 1994 | 44435 | 3779 | 5913 | 3113 | 31629 |
| 1985 to 1989 | 27722 | 2498 | 2712 | 2597 | 19914 |
| 1980 to 1984 | 9518 | 760 | 2392 | 621 | 5745 |
| 1979 or earlier | 14403 | 1121 | 1535 | 1896 | 9851 |
Traditional First Mortgage Loan Less than $50,000 |
11355 | 817 | 61 | 1278 | 9198 |
| $50,000 to $99,999 | 25217 | 1275 | 1056 | 1904 | 20982 |
| $100,000 to $149,999 | 36407 | 2149 | 1373 | 3482 | 29402 |
| $150,000 to $199,999 | 32139 | 2288 | 1712 | 4142 | 23997 |
| $200,000 to $249,999 | 22900 | 2117 | 1304 | 2029 | 17452 |
| $250,000 to $299,999 | 20113 | 2178 | 1342 | 2654 | 13940 |
| $300,000 to $399,999 | 26663 | 693 | 784 | 2112 | 23074 |
| $400,000 to $499,999 | 24188 | 1211 | 2326 | 1441 | 19209 |
| $500,000 to $749,999 | 37536 | 1601 | 4001 | 2408 | 29525 |
| $750,000 to $999,999 | 16739 | 1508 | 2421 | 1825 | 10985 |
| $1,000,000 to $1,499,999 | 17108 | 1076 | 3643 | 1059 | 11330 |
| $1,500,000 to $1,999,999 | 6208 | 549 | 695 | 374 | 4589 |
| $2,000,000 or more | 5074 | 651 | 437 | 294 | 3692 |
| Not reported | 8896 | 1169 | 825 | 280 | 6623 |
| Median | 274117 | 253130 | 516955 | 237142 | 269236 |
| Mean | 442977 | 488541 | 661331 | 379758 | 425200 |
Total Mortgage Loan Less than $50,000 |
11355 | 817 | 61 | 1278 | 9198 |
| $50,000 to $99,999 | 22348 | 1275 | 762 | 1904 | 18407 |
| $100,000 to $149,999 | 35616 | 2117 | 1132 | 3404 | 28963 |
| $150,000 to $199,999 | 30831 | 2288 | 1958 | 3701 | 22884 |
| $200,000 to $249,999 | 21372 | 2117 | 535 | 1494 | 17227 |
| $250,000 to $299,999 | 19629 | 1629 | 1342 | 2742 | 13917 |
| $300,000 to $399,999 | 27132 | 381 | 707 | 2678 | 23365 |
| $400,000 to $499,999 | 24942 | 1426 | 2409 | 1742 | 19364 |
| $500,000 to $749,999 | 39447 | 1771 | 3790 | 2343 | 31544 |
| $750,000 to $999,999 | 18189 | 1796 | 2887 | 1882 | 11624 |
| $1,000,000 to $1,499,999 | 17473 | 1142 | 3760 | 1122 | 11449 |
| $1,500,000 to $1,999,999 | 7209 | 607 | 970 | 374 | 5258 |
| $2,000,000 or more | 6159 | 746 | 842 | 337 | 4234 |
| Not reported | 8840 | 1169 | 825 | 280 | 6567 |
| Median | 290054 | 254272 | 578227 | 259707 | 283803 |
| Mean | 476096 | 526271 | 825703 | 396271 | 447077 |
Traditional First Mortgage Outstanding Debt Less than $50,000 |
21460 | 1247 | 1002 | 2339 | 16872 |
| $50,000 to $99,999 | 36878 | 2014 | 1123 | 3984 | 29757 |
| $100,000 to $149,999 | 39607 | 2844 | 2320 | 3157 | 31287 |
| $150,000 to $199,999 | 26871 | 2897 | 1479 | 3167 | 19328 |
| $200,000 to $249,999 | 24318 | 1667 | 1043 | 2169 | 19439 |
| $250,000 to $299,999 | 16332 | 928 | 648 | 1142 | 13615 |
| $300,000 to $399,999 | 28810 | 1412 | 1962 | 2576 | 22861 |
| $400,000 to $499,999 | 22012 | 888 | 2199 | 1327 | 17598 |
| $500,000 to $749,999 | 29052 | 1349 | 3413 | 2230 | 22060 |
| $750,000 to $999,999 | 13821 | 1046 | 2215 | 1472 | 9089 |
| $1,000,000 to $1,499,999 | 14385 | 905 | 3131 | 1055 | 9294 |
| $1,500,000 to $1,999,999 | 4439 | 436 | 194 | 123 | 3686 |
| $2,000,000 or more | 3660 | 481 | 429 | 260 | 2491 |
| Not reported | 8896 | 1169 | 825 | 280 | 6623 |
| Median | 228348 | 197176 | 441171 | 196718 | 224695 |
| Mean | 383645 | 415133 | 578381 | 330997 | 368123 |
Total Mortgage Outstanding Debt Less than $50,000 |
19527 | 1192 | 868 | 2122 | 15345 |
| $50,000 to $99,999 | 34995 | 2014 | 828 | 4202 | 27951 |
| $100,000 to $149,999 | 39390 | 2789 | 2230 | 3078 | 31293 |
| $150,000 to $199,999 | 25325 | 2581 | 1164 | 2361 | 19219 |
| $200,000 to $249,999 | 22826 | 1750 | 759 | 2119 | 18197 |
| $250,000 to $299,999 | 18216 | 928 | 814 | 1460 | 15014 |
| $300,000 to $399,999 | 27601 | 846 | 1843 | 3094 | 21819 |
| $400,000 to $499,999 | 23529 | 1333 | 2341 | 1261 | 18593 |
| $500,000 to $749,999 | 30771 | 1557 | 3077 | 2296 | 23841 |
| $750,000 to $999,999 | 14676 | 1116 | 2799 | 1463 | 9298 |
| $1,000,000 to $1,499,999 | 14968 | 994 | 3255 | 1118 | 9600 |
| $1,500,000 to $1,999,999 | 5402 | 436 | 344 | 167 | 4455 |
| $2,000,000 or more | 4606 | 576 | 834 | 260 | 2936 |
| Not reported | 8711 | 1169 | 825 | 280 | 6438 |
| Median | 241573 | 207484 | 481152 | 215446 | 235021 |
| Mean | 401545 | 415714 | 696318 | 341390 | 378188 |
Current Interest Rate on First Mortgage Less than 6.0 percent |
108685 | 3379 | 6360 | 12034 | 86911 |
| 6.0 percent | 1991 | 298 | 0 | 139 | 1554 |
| 6.1 to 6.4 percent | 4614 | 306 | 232 | 297 | 3778 |
| 6.5 to 6.9 percent | 12815 | 574 | 1608 | 360 | 10274 |
| 7.0 percent | 19223 | 56 | 542 | 2246 | 16380 |
| 7.1 to 7.4 percent | 12257 | 395 | 1960 | 675 | 9227 |
| 7.5 to 7.9 percent | 19584 | 1475 | 1097 | 659 | 16352 |
| 8.0 percent | 8788 | 64 | 705 | 182 | 7838 |
| 8.1 to 8.4 percent | 9388 | 605 | 746 | 750 | 7288 |
| 8.5 to 8.9 percent | 18100 | 2082 | 1692 | 186 | 14140 |
| 9.0 percent | 6530 | 429 | 1137 | 34 | 4931 |
| 9.1 to 9.4 percent | 5058 | 677 | 113 | 0 | 4268 |
| 9.5 to 9.9 percent | 5779 | 235 | 630 | 327 | 4587 |
| 10.0 percent | 3262 | 451 | 290 | 131 | 2390 |
| 10.1 to 10.4 percent | 1563 | 1068 | 0 | 0 | 495 |
| 10.5 to 10.9 percent | 2301 | 430 | 1081 | 0 | 791 |
| 11.0 percent | 3036 | 317 | 134 | 1259 | 1326 |
| 11.1 to 12.9 percent | 3789 | 2343 | 757 | 186 | 503 |
| 13.0 percent | 1202 | 266 | 0 | 0 | 936 |
| 13.1 percent or more | 42577 | 3834 | 2898 | 5816 | 30029 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
| Median | 7.1 | 9.1 | 7.6 | 6.7 | 7.1 |
Type of Interest Rate Buydown Properties with interest rate buydown |
578 | 0 | 167 | 0 | 411 |
| Constant payment | 98 | 0 | 0 | 0 | 98 |
| 3-2-1 buydown | 0 | 0 | 0 | 0 | 0 |
| Other | 167 | 0 | 167 | 0 | 0 |
| Not reported | 312 | 0 | 0 | 0 | 312 |
| Properties without interest rate buydown |
117177 | 1946 | 12862 | 5354 | 97015 |
| Not reported | 172787 | 17336 | 8952 | 19927 | 126573 |
Term of First Mortgage Less than 5 years |
4723 | 0 | 0 | 408 | 4315 |
| 5 years | 8926 | 55 | 37 | 747 | 8087 |
| 6 to 9 years | 4723 | 459 | 5 | 0 | 4259 |
| 10 years | 13250 | 32 | 593 | 244 | 12382 |
| 11 to 14 years | 1953 | 0 | 80 | 0 | 1873 |
| 15 years | 18228 | 155 | 673 | 226 | 17174 |
| 16 to 19 years | 1640 | 0 | 59 | 0 | 1581 |
| 20 years | 10495 | 0 | 434 | 186 | 9875 |
| 21 to 24 years | 610 | 96 | 118 | 0 | 397 |
| 25 years | 4515 | 0 | 38 | 196 | 4280 |
| 26 to 29 years | 1088 | 285 | 0 | 178 | 624 |
| 30 years | 61439 | 18013 | 1191 | 3323 | 38912 |
| More than 30 years | 11312 | 187 | 9822 | 0 | 1303 |
| No stated term | 147641 | 0 | 8931 | 19774 | 118936 |
| Median | 30 | 30 | 54 | 30 | 20 |
Unexpired Term of First Mortgage Less than 5 years |
14708 | 585 | 65 | 1252 | 12806 |
| 5 to 9 years | 24658 | 1366 | 983 | 621 | 21687 |
| 10 to 14 years | 20964 | 1092 | 617 | 518 | 18737 |
| 15 to 19 years | 18971 | 2253 | 1183 | 125 | 15409 |
| 20 to 24 years | 19800 | 4455 | 827 | 1404 | 13114 |
| 25 to 29 years | 28510 | 8419 | 1272 | 587 | 18232 |
| 30 or more years | 15290 | 1111 | 8103 | 1000 | 5076 |
| No stated term or not computed | 147641 | 0 | 8931 | 19774 | 118936 |
| Median | 18 | 25 | 43 | 21 | 15 |
Holder of First Mortgage Commercial bank or trust company |
68397 | 5124 | 2305 | 6514 | 54455 |
| Savings and loan association, federal savings bank |
49888 | 1875 | 1725 | 5017 | 41272 |
| Mutual savings bank | 8507 | 308 | 278 | 799 | 7122 |
| Life insurance company | 8728 | 772 | 251 | 1142 | 6562 |
| Mortgage banker or mortgage company | 12438 | 0 | 323 | 661 | 11453 |
| Federally-sponsored secondary market agency or pool |
78817 | 8505 | 4110 | 9418 | 56783 |
| Conventional mortgage pool | 729 | 0 | 31 | 0 | 698 |
| Other federal agency | 14114 | 439 | 10066 | 47 | 3562 |
| Real estate investment trust | 3866 | 0 | 0 | 0 | 3866 |
| Pension or retirement fund | 370 | 96 | 40 | 0 | 234 |
| Credit union | 7734 | 486 | 416 | 82 | 6749 |
| Finance company | 2149 | 307 | 30 | 93 | 1720 |
| State or municipal government or housing finance agency |
11513 | 747 | 2095 | 437 | 8234 |
| Individual or individual's estate | 15633 | 152 | 234 | 892 | 14355 |
| Other | 7659 | 470 | 77 | 179 | 6933 |
Servicer of First Mortgage Commercial bank or trust company |
69390 | 5033 | 2305 | 6514 | 55538 |
| Savings and loan association, federal savings bank |
53968 | 1875 | 2015 | 5017 | 45061 |
| Mutual savings bank | 8869 | 308 | 278 | 799 | 7484 |
| Life insurance company | 7372 | 506 | 251 | 1142 | 5472 |
| Mortgage banker or mortgage company | 92614 | 9021 | 4182 | 10079 | 69332 |
| Federally-sponsored secondary market agency or pool |
34 | 0 | 0 | 0 | 34 |
| Conventional mortgage pool | 1013 | 0 | 0 | 0 | 1013 |
| Other federal agency | 14053 | 433 | 10066 | 47 | 3507 |
| Real estate investment trust | 67 | 0 | 0 | 0 | 67 |
| Pension or retirement fund | 33 | 0 | 0 | 0 | 33 |
| Credit union | 7740 | 486 | 416 | 82 | 6755 |
| Finance company | 2183 | 307 | 30 | 93 | 1753 |
| State or municipal government or housing finance agency |
10900 | 747 | 2128 | 437 | 7589 |
| Individual or individual's estate | 14519 | 152 | 49 | 892 | 13425 |
| Other | 7789 | 412 | 261 | 179 | 6936 |
Holder's Acquisition of First Mortgage Originated directly from borrower |
175891 | 9567 | 6048 | 11355 | 148921 |
| Purchased from present servicer | 64683 | 3712 | 13452 | 6490 | 41028 |
| Purchased from someone else | 49969 | 6003 | 2481 | 7436 | 34049 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Purchase Price Properties acquired by purchase with first mortgage made or assumed at time of purchase | 205304 | 13842 | 18146 | 18297 | 155018 |
| Less than 40 percent | 9583 | 1027 | 1299 | 240 | 7017 |
| 40 to 49 percent | 5390 | 343 | 176 | 1209 | 3662 |
| 50 to 59 percent | 11083 | 1033 | 893 | 572 | 8586 |
| 60 to 69 percent | 25147 | 1362 | 1420 | 3112 | 19253 |
| 70 to 79 percent | 30982 | 1683 | 2041 | 3385 | 23874 |
| 80 to 89 percent | 33442 | 1786 | 2174 | 2342 | 27140 |
| 90 to 94 percent | 7859 | 465 | 772 | 1007 | 5615 |
| 95 to 99 percent | 9668 | 282 | 2160 | 796 | 6430 |
| 100 percent or more | 63920 | 4691 | 6392 | 5543 | 47293 |
| Not reported | 8229 | 1171 | 819 | 90 | 6148 |
| Median | 85 | 85 | 94 | 82 | 84 |
| Other properties | 85239 | 5439 | 3836 | 6984 | 68980 |
| Not available | 0 | 0 | 0 | 0 | 0 |
First Mortgage Loan as a Percent of Value Properties acquired by purchase with first mortgage made or assumed at time of purchase |
205304 | 13842 | 18146 | 18297 | 155018 |
| Less than 40 percent | 12279 | 668 | 1564 | 512 | 9535 |
| 40 to 49 percent | 5553 | 343 | 134 | 1248 | 3828 |
| 50 to 59 percent | 10727 | 590 | 327 | 960 | 8849 |
| 60 to 69 percent | 53025 | 2891 | 6431 | 5931 | 37773 |
| 70 to 79 percent | 38832 | 1952 | 1915 | 3495 | 31471 |
| 80 to 89 percent | 27498 | 1786 | 818 | 1815 | 23078 |
| 90 to 94 percent | 6317 | 10 | 1248 | 911 | 4148 |
| 95 to 99 percent | 7888 | 185 | 3027 | 694 | 3982 |
| 100 percent or more | 35579 | 4295 | 1931 | 2640 | 26713 |
| Not reported | 7607 | 1122 | 751 | 90 | 5643 |
| Median | 74 | 80 | 71 | 71 | 75 |
| Other properties | 85239 | 5439 | 3836 | 6984 | 68980 |
| Not available | 0 | 0 | 0 | 0 | 0 |
First Mortgage Risk Subprime loan |
14231 | 1837 | 836 | 1453 | 10105 |
| Not subprime loan | 276311 | 17444 | 21145 | 23828 | 213893 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Total Mortgage Loan as a Percent of Purchase Price Properties acquired by purchase with first mortgage made or assumed at time of purchase |
205304 | 13842 | 18146 | 18297 | 155018 |
| Less than 40 percent | 8232 | 778 | 941 | 142 | 6371 |
| 40 to 49 percent | 4646 | 302 | 218 | 1307 | 2818 |
| 50 to 59 percent | 9985 | 976 | 1243 | 447 | 7319 |
| 60 to 69 percent | 22756 | 1332 | 924 | 2740 | 17759 |
| 70 to 79 percent | 29284 | 1194 | 2014 | 2944 | 23132 |
| 80 to 89 percent | 29494 | 2008 | 1894 | 1807 | 23786 |
| 90 to 94 percent | 9058 | 465 | 556 | 1757 | 6280 |
| 95 to 99 percent | 13561 | 280 | 2838 | 1169 | 9275 |
| 100 percent or more | 70114 | 5336 | 6697 | 5892 | 52189 |
| Not reported | 8172 | 1171 | 819 | 90 | 6092 |
| Median | 88 | 89 | 97 | 88 | 87 |
| Other properties | 85239 | 5439 | 3836 | 6984 | 68980 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Total Mortgage Loan as Percent of Value Properties acquired by purchase with first mortgage made or assumed at time of purchase |
205304 | 13842 | 18146 | 18297 | 155018 |
| Less than 40 percent | 32623 | 1816 | 1842 | 3023 | 25941 |
| 40 to 49 percent | 16149 | 819 | 1510 | 1903 | 11917 |
| 50 to 59 percent | 26813 | 3090 | 2290 | 1805 | 19628 |
| 60 to 69 percent | 33652 | 1905 | 1394 | 3560 | 26794 |
| 70 to 79 percent | 26079 | 1884 | 1258 | 2534 | 20402 |
| 80 to 89 percent | 22154 | 1060 | 2325 | 1405 | 17364 |
| 90 to 94 percent | 10550 | 971 | 591 | 1780 | 7207 |
| 95 to 99 percent | 6873 | 75 | 1359 | 820 | 4619 |
| 100 percent or more | 22861 | 1100 | 4826 | 1376 | 15558 |
| Not reported | 7551 | 1122 | 751 | 90 | 5587 |
| Median | 67 | 63 | 82 | 67 | 66 |
| Other properties | 85239 | 5439 | 3836 | 6984 | 68980 |
| Not available | 0 | 0 | 0 | 0 | 0 |
Total Outstanding Debt as a Percent of Value Less than 20 percent |
26898 | 1116 | 1286 | 2633 | 21862 |
| 20 to 29 percent | 19928 | 1452 | 747 | 1998 | 15731 |
| 30 to 39 percent | 30062 | 1463 | 2270 | 3281 | 23049 |
| 40 to 49 percent | 40880 | 4562 | 2576 | 2039 | 31704 |
| 50 to 59 percent | 37499 | 3102 | 2058 | 4065 | 28273 |
| 60 to 69 percent | 43849 | 1691 | 2268 | 4525 | 35366 |
| 70 to 79 percent | 27858 | 1746 | 1341 | 1312 | 23458 |
| 80 to 89 percent | 18581 | 567 | 2594 | 1299 | 14121 |
| 90 to 99 percent | 19220 | 1729 | 2658 | 3103 | 11730 |
| 100 percent or more | 16790 | 420 | 3359 | 745 | 12267 |
| Not reported or not computed | 8977 | 1435 | 825 | 280 | 6438 |
| Median | 56 | 51 | 67 | 56 | 56 |
Index Used to Adjust Interest Rate on ARM Properties with adjustable rate first mortgage |
84445 | 3464 | 2965 | 6128 | 71888 |
| Treasury security | 17602 | 459 | 0 | 750 | 16393 |
| Average cost of funds in bank district | 22863 | 0 | 1158 | 125 | 21580 |
| National average cost of funds | 1363 | 0 | 0 | 0 | 1363 |
| OTS contract mortgage rate | 0 | 0 | 0 | 0 | 0 |
| Other method | 12368 | 55 | 0 | 648 | 11664 |
| No index used | 787 | 0 | 82 | 0 | 705 |
| Not reported | 29463 | 2949 | 1725 | 4605 | 20183 |
| Other properties | 206098 | 15818 | 19016 | 19153 | 152111 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Frequency With Which Rate Can Be Adjusted Properties with adjustable rate first mortgage |
84445 | 3464 | 2965 | 6128 | 71888 |
| Monthly | 23109 | 0 | 681 | 125 | 22303 |
| Every 3 months | 1051 | 0 | 0 | 0 | 1051 |
| Every 6 months | 4653 | 0 | 51 | 482 | 4120 |
| Yearly | 11299 | 0 | 426 | 382 | 10491 |
| Every 3 years | 3736 | 0 | 0 | 0 | 3736 |
| Every 5 years | 5460 | 0 | 0 | 114 | 5346 |
| Other | 7142 | 515 | 0 | 420 | 6208 |
| Not reported | 27993 | 2949 | 1807 | 4605 | 18632 |
| Other properties | 206098 | 15818 | 19016 | 19153 | 152111 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Caps on Interest Rate Per Adjustment Period Properties with adjustable rate first mortgage |
84445 | 3464 | 2965 | 6128 | 71888 |
| Less than 1 percent | 1853 | 0 | 51 | 0 | 1802 |
| 1 percent | 51 | 0 | 0 | 0 | 51 |
| 1.1 to 1.9 percent | 1275 | 0 | 0 | 0 | 1275 |
| 2 percent | 10081 | 0 | 426 | 0 | 9655 |
| 2.1 to 2.9 percent | 1713 | 0 | 0 | 0 | 1713 |
| 3 percent | 2100 | 0 | 0 | 0 | 2100 |
| 3.1 to 3.9 percent | 442 | 0 | 0 | 0 | 442 |
| 4.0 percent or more | 2556 | 0 | 0 | 255 | 2301 |
| No caps | 33520 | 515 | 681 | 787 | 31537 |
| Not reported | 30855 | 2949 | 1807 | 5087 | 21011 |
| Other properties | 206098 | 15818 | 19016 | 19153 | 152111 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Caps on Interest Rate Over Life of ARM Properties with adjustable rate first mortgage |
84445 | 3464 | 2965 | 6128 | 71888 |
| Less than 1 percent | 1624 | 0 | 0 | 0 | 1624 |
| 1 percent | 0 | 0 | 0 | 0 | 0 |
| 1.1 to 1.9 percent | 0 | 0 | 0 | 0 | 0 |
| 2 percent | 0 | 0 | 0 | 0 | 0 |
| 2.1 to 2.9 percent | 166 | 0 | 0 | 0 | 166 |
| 3 percent | 448 | 0 | 0 | 0 | 448 |
| 3.1 to 3.9 percent | 660 | 0 | 167 | 0 | 492 |
| 4.0 percent or more | 27110 | 0 | 767 | 380 | 25964 |
| No caps | 19306 | 55 | 0 | 661 | 18590 |
| Not reported | 35130 | 3408 | 2031 | 5087 | 24604 |
| Other properties | 206098 | 15818 | 19016 | 19153 | 152111 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Interest Rate Changed Since Mortgage Made Properties with adjustable rate first mortgage |
84445 | 3464 | 2965 | 6128 | 71888 |
| Yes, rate has changed | 40100 | 459 | 1158 | 518 | 37964 |
| No change since mortgage made | 15847 | 55 | 82 | 523 | 15186 |
| Not reported | 28499 | 2949 | 1725 | 5087 | 18737 |
| Other properties | 206098 | 15818 | 19016 | 19153 | 152111 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
Change in Monthly Interest and Principal Payments Other Than Change in Interest Rate Monthly payments can change (other than change in interest ra | 7549 | 0 | 939 | 125 | 6484 |
| Payments can change monthly | 157 | 0 | 0 | 0 | 157 |
| Payments can change every three months | 326 | 0 | 0 | 0 | 326 |
| Payments can change every six months | 309 | 0 | 0 | 0 | 309 |
| Payments can change yearly | 6358 | 0 | 939 | 125 | 5294 |
| Payments can change every 3 years | 209 | 0 | 0 | 0 | 209 |
| Payments can change every 5 years | 0 | 0 | 0 | 0 | 0 |
| Other | 189 | 0 | 0 | 0 | 189 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
| Monthly payments cannot change |
253306 | 16277 | 19317 | 20069 | 197643 |
| Not reported | 29688 | 3004 | 1725 | 5087 | 19871 |
First Mortgage Allows for Negative Amortization Monthly payments can change (other than change in interest rate) |
7549 | 0 | 939 | 125 | 6484 |
| Yes, unrestricted negative amortization | 163 | 0 | 93 | 0 | 70 |
| Yes, restricted negative amortization | 5642 | 0 | 588 | 125 | 4929 |
| No negative amortization allowed | 1684 | 0 | 258 | 0 | 1425 |
| Not reported | 60 | 0 | 0 | 0 | 60 |
| Monthly payments cannot change | 253306 | 16277 | 19317 | 20069 | 197643 |
| Not reported | 29688 | 3004 | 1725 | 5087 | 19871 |
MORTGAGE PAYMENTS AND OTHER EXPENSES Method of Payment of First Mortgage Regular payments of interest and/or principal |
273614 | 17450 | 21001 | 25040 | 210124 |
| Interest and principal | 272787 | 17450 | 20960 | 24853 | 209524 |
| Fully amortized | 216495 | 16119 | 10765 | 22405 | 167206 |
| Not fully amortized | 56292 | 1331 | 10195 | 2448 | 42318 |
| Interest only | 827 | 0 | 40 | 186 | 600 |
| No regular payments required | 4225 | 58 | 82 | 65 | 4020 |
| Not reported | 12704 | 1774 | 899 | 176 | 9854 |
Items Included in First Mortgage Payment@1 Regular monthly payments of both interest and principal |
272787 | 17450 | 20960 | 24853 | 209524 |
| Real estate taxes | 46431 | 2077 | 947 | 3211 | 40197 |
| Property insurance | 22769 | 2042 | 1115 | 1836 | 17776 |
| Mortgage insurance | 3944 | 1826 | 45 | 681 | 1392 |
| Other | 11917 | 1792 | 802 | 1345 | 7978 |
| No items included or not reported | 224347 | 15373 | 19514 | 21638 | 167822 |
| No regular payments of interest and principal |
17755 | 1832 | 1021 | 428 | 14474 |
Monthly Interest and Principal Payments on First Mortgage Per Housing Unit Regular monthly payments of interest and/or principal |
286318 | 19224 | 21900 | 25216 | 219978 |
| Less than $100 | 41013 | 1430 | 6650 | 2966 | 29967 |
| $100 to $199 | 79024 | 5374 | 4495 | 7221 | 61934 |
| $200 to $299 | 63177 | 5803 | 4968 | 5000 | 47406 |
| $300 to $399 | 29951 | 1449 | 1963 | 2467 | 24071 |
| $400 to $499 | 17033 | 306 | 1250 | 2742 | 12735 |
| $500 to $599 | 10933 | 446 | 402 | 1873 | 8211 |
| $600 to $699 | 5976 | 666 | 51 | 64 | 5195 |
| $700 to $799 | 4594 | 92 | 420 | 480 | 3603 |
| $800 to $899 | 3258 | 32 | 0 | 689 | 2536 |
| $900 to $999 | 1891 | 72 | 31 | 0 | 1788 |
| $1,000 to $1,249 | 2541 | 182 | 64 | 588 | 1707 |
| $1,250 to $1,499 | 2641 | 129 | 398 | 0 | 2113 |
| $1,500 or more | 11584 | 1469 | 309 | 949 | 8858 |
| Not reported | 12704 | 1774 | 899 | 176 | 9854 |
| Median | 227 | 233 | 186 | 247 | 228 |
| Mean | 597 | 1124 | 282 | 454 | 601 |
| No regular payments required | 4225 | 58 | 82 | 65 | 4020 |
Current First Mortgage Payment Status Regular monthly payments of principal and/or interest |
286318 | 19224 | 21900 | 25216 | 219978 |
| Up-to-date, ahead of schedule, or less than 90 days past due |
124893 | 2592 | 12794 | 5905 | 103603 |
| Delinquent by 90 days or more | 697 | 0 | 0 | 0 | 697 |
| Legal proceedings have begun | 481 | 0 | 0 | 0 | 481 |
| Legal proceedings have not begun | 216 | 0 | 0 | 0 | 216 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
| Not reported | 160727 | 16632 | 9106 | 19311 | 115678 |
| Other properties | 4225 | 58 | 82 | 65 | 4020 |
Monthly Interest and Principal Payments on Total Mortgages Per Housing Unit Regular monthly payments of interest and/or principal |
286318 | 19224 | 21900 | 25216 | 219978 |
| Less than $100 | 51345 | 3132 | 7212 | 2924 | 38077 |
| $100 to $199 | 75240 | 5163 | 4198 | 7054 | 58824 |
| $200 to $299 | 65277 | 5668 | 5501 | 5073 | 49036 |
| $300 to $399 | 32110 | 1555 | 2026 | 2526 | 26003 |
| $400 to $499 | 16405 | 362 | 891 | 2518 | 12634 |
| $500 to $599 | 11773 | 608 | 402 | 2264 | 8500 |
| $600 to $699 | 6084 | 404 | 89 | 64 | 5526 |
| $700 to $799 | 5429 | 353 | 420 | 565 | 4091 |
| $800 to $899 | 3275 | 32 | 0 | 689 | 2554 |
| $900 to $999 | 1891 | 72 | 31 | 0 | 1788 |
| $1,000 to $1,249 | 2635 | 278 | 64 | 588 | 1706 |
| $1,250 to $1,499 | 2512 | 129 | 0 | 0 | 2383 |
| $1,500 or more | 12342 | 1469 | 1067 | 949 | 8858 |
| Not reported | 0 | 0 | 0 | 0 | 0 |
| Median | 225 | 223 | 189 | 252 | 227 |
| Mean | 590 | 1033 | 425 | 458 | 582 |
| No regular payments required | 4225 | 58 | 82 | 65 | 4020 |
Interest and Principal Payment on First Mortgage as Percent of Rental Receipts Acquired before 2000 and regular payments of interest and/or princi | 226297 | 15626 | 18861 | 19982 | 171828 |
| Less than 20 percent | 19246 | 1260 | 3298 | 1238 | 13450 |
| 20 to 29 percent | 27210 | 898 | 3445 | 3102 | 19765 |
| 30 to 39 percent | 30811 | 2708 | 1602 | 2080 | 24422 |
| 40 to 49 percent | 36392 | 2865 | 1770 | 1660 | 30097 |
| 50 to 59 percent | 25701 | 1975 | 3058 | 2233 | 18435 |
| 60 to 69 percent | 17496 | 354 | 1133 | 1565 | 14443 |
| 70 to 79 percent | 12280 | 414 | 979 | 1578 | 9309 |
| 80 to 89 percent | 8556 | 908 | 1117 | 643 | 5888 |
| 90 to 99 percent | 4359 | 757 | 397 | 250 | 2955 |
| 100 percent or more | 43390 | 3487 | 2063 | 5633 | 32206 |
| Not reported or not computed | 856 | 0 | 0 | 0 | 856 |
| Median | 50 | 50 | 46 | 59 | 49 |
| Other properties | 64245 | 3656 | 3120 | 5299 | 52171 |
Interest and Principal Payment on Total Mortgages as Percent of Rental Receipts Acquired before 2000 and regular payments of interest and/or principal | 226962 | 15626 | 18861 | 19982 | 172493 |
| Less than 20 percent | 18553 | 1133 | 2990 | 1020 | 13410 |
| 20 to 29 percent | 25294 | 823 | 3410 | 3280 | 17782 |
| 30 to 39 percent | 29531 | 2417 | 1641 | 2111 | 23363 |
| 40 to 49 percent | 37247 | 3015 | 1772 | 1595 | 30866 |
| 50 to 59 percent | 25590 | 1903 | 2742 | 1954 | 18991 |
| 60 to 69 percent | 18867 | 571 | 1214 | 1919 | 15162 |
| 70 to 79 percent | 12484 | 460 | 1111 | 1446 | 9467 |
| 80 to 89 percent | 9337 | 1003 | 1163 | 557 | 6613 |
| 90 to 99 percent | 4183 | 524 | 337 | 382 | 2940 |
| 100 percent or more | 45020 | 3776 | 2482 | 5719 | 33043 |
| Not reported or not computed | 856 | 0 | 0 | 0 | 856 |
| Median | 51 | 52 | 48 | 60 | 50 |
| Other properties | 63580 | 3656 | 3120 | 5299 | 51505 |
Real Estate Tax Per Housing Unit Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $100 | 19997 | 1025 | 1595 | 2141 | 15236 |
| $100 to $199 | 19089 | 1258 | 1328 | 2268 | 14234 |
| $200 to $299 | 27870 | 1925 | 3589 | 2817 | 19538 |
| $300 to $399 | 29862 | 1439 | 2871 | 3212 | 22341 |
| $400 to $499 | 22519 | 2402 | 1619 | 2030 | 16468 |
| $500 to $599 | 19236 | 1242 | 1164 | 1206 | 15623 |
| $600 to $699 | 16200 | 1689 | 1731 | 701 | 12080 |
| $700 to $799 | 17023 | 930 | 706 | 692 | 14695 |
| $800 to $899 | 12394 | 506 | 1234 | 356 | 10297 |
| $900 to $999 | 9204 | 713 | 634 | 598 | 7259 |
| $1,000 to $1,249 | 15298 | 1138 | 722 | 1189 | 12250 |
| $1,250 to $1,499 | 8260 | 271 | 321 | 783 | 6885 |
| $1,500 to $1,999 | 9853 | 1378 | 912 | 842 | 6721 |
| $2,000 to $2,499 | 2969 | 115 | 167 | 11 | 2677 |
| $2,500 or more | 7140 | 939 | 602 | 1319 | 4280 |
| Not reported | 3360 | 429 | 648 | 0 | 2282 |
| Median | 496 | 535 | 413 | 389 | 516 |
| Mean | 701 | 888 | 670 | 685 | 688 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Real Estate Tax Per $1,000 Value Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $5 | 47303 | 2441 | 2550 | 4554 | 37759 |
| $5 to $9 | 51493 | 3160 | 4148 | 5426 | 38759 |
| $10 to $14 | 51255 | 3006 | 4933 | 3754 | 39562 |
| $15 to $19 | 24607 | 2473 | 2320 | 1420 | 18393 |
| $20 to $24 | 22527 | 2445 | 2036 | 1404 | 16641 |
| $25 to $29 | 12384 | 831 | 390 | 229 | 10933 |
| $30 to $39 | 27320 | 2615 | 2818 | 3376 | 18511 |
| $40 to $49 | 0 | 0 | 0 | 0 | 0 |
| $50 to $59 | 0 | 0 | 0 | 0 | 0 |
| $60 or more | 26 | 0 | 0 | 0 | 26 |
| Not reported or not computed | 3360 | 429 | 648 | 0 | 2282 |
| Median | 12 | 15 | 13 | 10 | 12 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Real Estate Tax as Percent of Rental Receipts Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than 5 percent | 35298 | 2120 | 3392 | 3123 | 26664 |
| 5 to 9 percent | 86795 | 4925 | 6166 | 8992 | 66712 |
| 10 to 14 percent | 49229 | 4145 | 4937 | 3177 | 36970 |
| 15 to 19 percent | 31443 | 1442 | 2671 | 2282 | 25048 |
| 20 to 24 percent | 11274 | 1435 | 731 | 1376 | 7732 |
| 25 to 29 percent | 6487 | 576 | 514 | 66 | 5332 |
| 30 to 34 percent | 5614 | 411 | 258 | 456 | 4489 |
| 35 to 39 percent | 1470 | 611 | 128 | 147 | 584 |
| 40 percent or more | 8449 | 1307 | 398 | 545 | 6198 |
| Not reported or not computed | 4216 | 429 | 648 | 0 | 3139 |
| Median | 10 | 12 | 10 | 9 | 10 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Property Management Property managed by paid property management company |
129207 | 10173 | 16617 | 9632 | 92784 |
| Property not managed by paid property management company |
139461 | 7447 | 4971 | 13732 | 113312 |
| Not reported | 21875 | 1662 | 393 | 1917 | 17902 |
Property Management and Administration Expenses Per Housing Unit Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $100 | 5408 | 690 | 497 | 526 | 3696 |
| $100 to $199 | 9026 | 756 | 257 | 756 | 7257 |
| $200 to $299 | 14707 | 992 | 1053 | 706 | 11956 |
| $300 to $399 | 15363 | 964 | 1600 | 1234 | 11566 |
| $400 to $499 | 12564 | 675 | 1100 | 799 | 9991 |
| $500 to $599 | 10511 | 403 | 1865 | 422 | 7821 |
| $600 to $699 | 8122 | 919 | 1991 | 251 | 4962 |
| $700 to $799 | 5903 | 252 | 1608 | 650 | 3394 |
| $800 to $899 | 3726 | 174 | 772 | 302 | 2477 |
| $900 to $999 | 2138 | 216 | 641 | 147 | 1134 |
| $1,000 to $1,249 | 6416 | 513 | 2227 | 121 | 3556 |
| $1,250 to $1,499 | 2817 | 494 | 392 | 32 | 1899 |
| $1,500 to $1,999 | 3810 | 870 | 303 | 38 | 2599 |
| $2,000 to $2,499 | 1278 | 0 | 27 | 0 | 1250 |
| $2,500 or more | 7229 | 1211 | 672 | 1011 | 4335 |
| No expenses | 88549 | 4836 | 2767 | 9302 | 71644 |
| Not reported or not computed | 42707 | 3437 | 2072 | 3867 | 33331 |
| Median | 480 | 609 | 657 | 434 | 445 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Maintenance and Repair Expenses Per Housing Unit Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $100 | 5481 | 616 | 0 | 147 | 4718 |
| $100 to $199 | 14806 | 728 | 517 | 969 | 12591 |
| $200 to $299 | 16557 | 1368 | 1817 | 1317 | 12055 |
| $300 to $399 | 15611 | 835 | 1540 | 1485 | 11752 |
| $400 to $499 | 14478 | 871 | 1947 | 1869 | 9790 |
| $500 to $599 | 13882 | 1303 | 1266 | 907 | 10406 |
| $600 to $699 | 11349 | 742 | 1029 | 981 | 8596 |
| $700 to $799 | 15288 | 798 | 1957 | 776 | 11757 |
| $800 to $899 | 11047 | 608 | 988 | 431 | 9019 |
| $900 to $999 | 7296 | 175 | 1149 | 0 | 5972 |
| $1,000 to $1,249 | 16101 | 1157 | 1506 | 2063 | 11376 |
| $1,250 to $1,499 | 12311 | 1768 | 822 | 1227 | 8494 |
| $1,500 to $1,999 | 10309 | 691 | 827 | 1496 | 7294 |
| $2,000 to $2,499 | 5577 | 72 | 394 | 90 | 5021 |
| $2,500 or more | 15827 | 1617 | 1456 | 987 | 11768 |
| No expenses | 5319 | 0 | 180 | 638 | 4501 |
| Not reported or not computed | 49035 | 4052 | 2446 | 4782 | 37756 |
| Median | 705 | 726 | 725 | 669 | 703 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |
Utility and Fuel Expenses Per Housing Unit Acquired before 2000 |
240274 | 17400 | 19842 | 20164 | 182868 |
| Less than $250 | 27131 | 1216 | 1857 | 2371 | 21686 |
| $250 to $499 | 50555 | 3373 | 5256 | 4791 | 37135 |
| $500 to $749 | 42694 | 3157 | 4646 | 2146 | 32745 |
| $750 to $999 | 23615 | 2007 | 2025 | 2611 | 16973 |
| $1,000 to $1,249 | 14799 | 826 | 1453 | 537 | 11983 |
| $1,250 to $1,499 | 5724 | 512 | 170 | 185 | 4857 |
| $1,500 to $1,749 | 3459 | 337 | 35 | 493 | 2594 |
| $1,750 to $1,999 | 2825 | 422 | 0 | 433 | 1970 |
| $2,000 to $2,499 | 2642 | 350 | 423 | 162 | 1707 |
| $2,500 or more | 6779 | 329 | 334 | 973 | 5143 |
| No expenses | 15008 | 1398 | 1039 | 367 | 12204 |
| Not reported or not computed | 45043 | 3474 | 2604 | 5095 | 33870 |
| Median | 573 | 633 | 553 | 522 | 573 |
| Acquired 2000 and 2001 (part) | 50268 | 1881 | 2139 | 5117 | 41131 |