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Residential Finance Survey

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Residential Finance Survey: 2001 - United States
Table 6-3a. Mortgage Insurance Status, Rental and Vacant 5- to 49-Housing-Unit Mortgaged Properties
^Number of mortgaged properties.
For information on confidentiality protection, sampling error, nonsampling error, and definitions, see text.
For minimum base of derived figures (percent, median, etc.) and meaning of symbols, see text.
@5Includes first mortgages that are guaranteed by the VA or Rural Housing Service/Rural Development or are insured by state and local governments with or without FHA insurance, VA, or Rural Housing Service/Rural Development guarantees.
Monthly Rental Receipts Per Housing Unit, Rental Receipts as Percent of Value, Rental Vacancy Losses as Percent of Potential Receipts, Interest and Principal Payments on First Mortgage as Percent of Rental Receipts and Real Estate Tax as Percent of Rental Receipts acquired before 2000 exclude properties with less than half of units in rental market during all of year preceding survey and cooperatively owned apartments^^

Properties with government-insured
rental market during all of year preceding survey and cooperatively owned apartments^^
or guaranteed first mortgage
Total mortgaged
properties
FHA
first mortgage
Other
insured or guaranteed
first mortgage@5
Properties with
privately-insured
first mortgage
Not insured

5- to 49-housing-unit properties
with traditional first mortgage
290542 19282 21982 25281 223998

PROPERTY CHARACTERISTICS


Property Location by Geographic Area

Inside MAs
242609 16447 13407 22355 190400
In central cities 138765 9310 6625 12384 110445
Not in central cities 103844 7137 6782 9970 79955
Outside MAs 47934 2834 8575 2926 33598

Number of Housing Units

5 to 9 housing units
150027 9232 5798 14014 120983
10 to 19 housing units 68655 5309 4813 5628 52906
20 to 29 housing units 35980 2185 4873 3014 25907
30 to 39 housing units 20147 1128 4138 1273 13608
40 to 49 housing units 15733 1427 2360 1352 10594

Manner of Acquisition

By purchase
263339 17659 20856 23714 201110
Placed one new mortgage 211513 14256 17449 18351 161456
Placed two or more new mortgages 22178 1563 1286 1938 17392
Assumed mortgage(s) already on property 15664 1342 1492 1857 10973
Assumed mortgage(s) already on property
and placed new mortgage
4401 55 303 704 3339
Borrowed using assets other than this
property as collateral
3706 0 0 297 3408
Paid all cash-no borrowing 3339 176 275 106 2782
Other manner 2537 267 51 461 1758
By inheritance or gift 4858 0 262 246 4350
By divorce 267 0 0 0 267
By tax free exchange of
other property
3450 99 54 61 3236
By foreclosure or assignment 2207 233 251 72 1651
By some other manner 3279 75 133 270 2801
Not reported 13142 1216 425 918 10584

Source of Downpayment@1

Properties purchased
1995 to 2001 (part)
130388 7275 6726 13118 103269
Sale of stock or other partnership
shares for this project
4547 194 310 125 3918
Sale of previously owned stocks,
shares, or other securities
4925 0 0 617 4309
Sale of land or other real estate 14783 362 327 1747 12347
Owner's cash, bank deposits,
share accounts, or bonds
64334 4488 2970 5944 50932
Borrowing from a retirement plan 1510 0 0 112 1398
Borrowing using assets other than this
property as collateral
12175 769 628 638 10139
Proceeds from an insurance policy 572 0 210 0 362
From a state or local government source 1117 0 294 0 823
From a non-profit organization 343 84 125 0 134
Proceeds from sale of tax credits 1734 455 471 0 808
From parents or relatives 4374 101 226 580 3468
Other cash source 3356 142 387 57 2770
Non-cash source 762 0 106 211 444
No downpayment required 12225 413 1318 1873 8621
Not reported 15731 433 628 1528 13141
Other properties 151837 11059 15124 11773 113881
Not reported 8317 948 131 390 6848

Year Property Acquired

1999 to 2001 (part)
74669 3683 3828 6949 60208
1997 and 1998 43473 2684 1780 3761 35248
1995 and 1996 26674 1931 1483 3290 19969
1990 to 1994 47429 4446 5229 2630 35124
1985 to 1989 40540 2794 4130 4513 29103
1980 to 1984 22088 1209 2919 1215 16744
1975 to 1979 16890 1265 1910 1850 11864
1970 to 1974 12257 527 463 736 10531
1969 or earlier 6524 742 240 336 5207

Building and Land Acquisition

Acquired at same time
238894 15963 14686 20750 187495
Not acquired at same time 34546 1748 6368 2951 23479
Land not owned by building owner 3084 786 0 231 2066
Not reported 14018 784 928 1348 10958

Property New or Previously Owned When
Acquired

Acquired by purchase
263339 17659 20856 23714 201110
New 49048 3098 10083 3821 32046
Previously owned 208987 14088 10253 19541 165105
As residential property 196563 13321 10060 18994 154189
Converted from nonresidential use 12424 767 193 548 10916
Other 1917 231 277 0 1409
Not reported 3387 242 243 352 2549
Other properties 14061 407 700 649 12305
Not reported 13142 1216 425 918 10584

Year Structure Built

1999 to March 2000
13398 715 601 529 11553
1997 and 1998 7942 474 340 1224 5905
1995 and 1996 6120 395 455 807 4463
1990 to 1994 16105 1325 3132 1104 10545
1980 to 1989 38939 3681 7288 3373 24596
1970 to 1979 47794 3617 4105 5022 35050
1960 to 1969 47222 3658 1854 5125 36585
1950 to 1959 25482 243 1588 1462 22189
1940 to 1949 17783 1476 746 2255 13306
1939 or earlier 69757 3697 1873 4381 59806

Purchase Price Per Housing Unit@8

Properties acquired by
purchase 1997 to 2001 (part)
106468 5343 5251 10109 85765
Less than $20,000 23048 878 782 722 20666
$20,000 to $39,999 38050 2652 2185 4491 28721
$40,000 to $59,999 21920 522 716 2452 18230
$60,000 to $79,999 8203 395 588 406 6814
$80,000 to $99,999 5772 428 361 877 4104
$100,000 to $124,999 3416 0 140 211 3065
$125,000 to $149,999 1637 0 479 561 596
$150,000 to $174,999 647 0 0 337 310
$175,000 to $199,999 591 0 0 0 591
$200,000 to $249,999 692 129 0 0 562
$250,000 to $299,999 447 0 0 52 395
$300,000 to $499,999 297 0 0 0 297
$500,000 or more 1377 338 0 0 1038
Median 35769 33524 36876 39293 35341
Mean 52638 72779 49750 52946 51519
Other properties 184074 13938 16730 15172 138234

Value

Less than $100,000
12556 977 932 516 10130
$100,000 to $199,999 34949 1968 1277 3991 27713
$200,000 to $299,999 36314 2052 1192 3874 29196
$300,000 to $399,999 31722 2083 2268 1994 25376
$400,000 to $499,999 28591 2022 1426 3975 21168
$500,000 to $749,999 42486 2876 4182 2757 32671
$750,000 to $999,999 29565 1661 2970 2438 22497
$1,000,000 to $1,499,999 31945 1866 3856 2659 23565
$1,500,000 to $1,999,999 15951 1081 2175 1611 11084
$2,000,000 to $2,999,999 12064 1116 665 778 9505
$3,000,000 to $3,999,999 6102 740 463 479 4420
$4,000,000 to $4,999,999 2187 31 91 82 1983
$5,000,000 or more 6111 809 484 126 4693
Median 506704 546786 732831 456986 492518
Mean 870140 1030956 1018871 716756 859013

Value Per Housing Unit@8

Less than $20,000
34996 2436 3562 2159 26839
$20,000 to $39,999 93324 5185 7945 9674 70520
$40,000 to $59,999 60813 4509 4915 4289 47100
$60,000 to $79,999 37549 3157 2579 4033 27781
$80,000 to $99,999 18111 1014 561 1526 15010
$100,000 to $124,999 13944 882 470 1208 11384
$125,000 to $149,999 9029 477 840 1313 6399
$150,000 to $174,999 5679 0 119 0 5560
$175,000 to $199,999 3537 0 238 74 3225
$200,000 to $249,999 5202 538 451 853 3360
$250,000 to $299,999 1937 524 179 52 1183
$300,000 to $499,999 2870 57 58 101 2654
$500,000 or more 3553 504 65 0 2984
Median 45575 48959 38701 43765 46217
Mean 67370 75804 53830 57763 69057

Purchase Price as Percent of Value@8

Acquired by purchase
263339 17659 20856 23714 201110
Purchased 1997 to 2001 (part) 106468 5343 5251 10109 85765
Less than 60 percent 15469 1281 1245 1499 11444
60 to 69 percent 8358 568 0 1009 6781
70 to 79 percent 13121 93 432 1021 11575
80 to 99 percent 35346 1243 1658 4245 28200
100 percent or more 33801 2158 1917 2335 27391
Median 89 92 91 87 89
Purchased 1990 to 1996 (part) 66519 5896 6164 5219 49241
Less than 40 percent 7708 779 344 223 6362
40 to 59 percent 9612 592 469 862 7688
60 to 79 percent 20021 1562 1503 1579 15378
80 to 99 percent 13949 1806 857 1740 9546
100 percent or more 15161 1156 2924 815 10267
Median 76 80 97 79 74
Purchased 1989 or earlier 90351 6420 9440 8387 66104
Less than 20 percent 12291 612 351 382 10947
20 to 39 percent 13944 700 737 1737 10769
40 to 59 percent 18886 1669 1435 2641 13140
60 to 79 percent 14120 1119 1191 1330 10480
80 to 99 percent 9190 682 1529 510 6468
100 percent or more 21568 1588 4196 1786 13997
Median 60 64 93 56 57
Not acquired by purchase 27204 1623 1126 1567 22889

Value of Capital Improvements

Properties with capital
improvements between 1998
and 2000
148739 10721 14131 11798 112089
Less than $5,000 31889 1617 2620 3107 24546
$5,000 to $9,999 25647 2074 2391 2575 18607
$10,000 to $24,999 42955 4063 3453 2951 32488
$25,000 to $49,999 23432 1478 2410 1192 18352
$50,000 to $74,999 8045 384 806 972 5883
$75,000 to $99,999 2978 82 639 341 1916
$100,000 to $149,999 6015 431 735 247 4603
$150,000 to $199,999 3075 100 27 178 2770
$200,000 to $299,999 1799 83 540 0 1176
$300,000 or more 2903 408 509 238 1749
Median 15878 16163 18920 11108 15952
Mean 123414 1177862 56138 27696 41120
Properties with no capital
improvements between 1998 and 2000
84218 5049 5192 8903 65075
Capital improvements not
reported
57585 3512 2659 4580 46834

Value of Capital Improvements Per Unit

Properties with capital
improvements between 1998
and 2000
148739 10721 14131 11798 112089
Less than $500 33638 1660 4688 1850 25439
$500 to $999 33140 2903 2569 4466 23202
$1,000 to $2,499 46120 3887 3759 2898 35576
$2,500 to $4,999 17753 957 1070 1065 14660
$5,000 to $7,499 5948 720 196 685 4347
$7,500 to $9,999 2570 225 307 45 1993
$10,000 to $14,999 3535 100 206 596 2633
$15,000 to $19,999 2015 0 743 0 1272
$20,000 to $29,999 2276 0 376 0 1901
$30,000 or more 1745 269 216 193 1067
Median 1247 1308 963 953 1312
Mean 13479 145672 3709 2547 3218
Properties with no capital
improvements between 1998 and 2000
84218 5049 5192 8903 65075
Capital improvements not
reported
57585 3512 2659 4580 46834

Monthly Rental Receipts Per Housing Unit

Acquired before 2000
240274 17400 19842 20164 182868
Less than $100 16893 1691 1161 1960 12081
$100 to $199 22180 1401 1322 2559 16897
$200 to $299 32995 1969 4688 2660 23677
$300 to $399 34589 2614 4064 3704 24207
$400 to $499 35290 1859 2065 2956 28410
$500 to $599 27852 3242 2235 1116 21259
$600 to $799 20108 1005 707 1051 17345
$800 to $999 23617 1265 1638 2062 18651
$1000 or more 26014 2353 1963 2096 19601
No rental receipts 738 0 0 0 738
Median 437 455 368 378 450
Mean 1340 751 3363 3751 911
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Rental Receipts as Percent of Value@8

Acquired before 2000
240274 17400 19842 20164 182868
Less than 5 percent 6986 127 373 1136 5349
5 to 9 percent 85839 7103 6120 8213 64404
10 to 14 percent 72756 5214 7024 5063 55455
15 to 19 percent 39783 2829 3211 2204 31539
20 to 24 percent 13397 1232 577 1150 10438
25 to 29 percent 6283 176 529 406 5172
30 to 39 percent 4486 143 729 124 3489
40 percent or more 9888 575 1279 1868 6167
Median 12 11 12 11 12
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Rental Vacancy Losses as Percent of
Potential Receipts

Acquired before 2000
240274 17400 19842 20164 182868
Less than 1.0 percent 35725 2385 3739 2875 26725
1.0 to 2.9 percent 34410 3083 3573 3259 24495
3.0 to 4.9 percent 26961 1439 2930 1960 20631
5.0 to 6.9 percent 14910 1179 1338 1597 10796
7.0 to 8.9 percent 14046 1621 1389 901 10136
9.0 to 10.9 percent 11622 432 1118 819 9252
11.0 to 12.9 percent 5329 963 293 506 3567
13.0 to 14.9 percent 4774 0 394 545 3834
15.0 percent or more 27097 1755 1143 2022 22178
Not reported or not computed 65400 4543 3925 5680 51252
Median 4.3 4.3 3.4 4.1 4.4
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Age Restrictions

Property restricted to people
age 55 or older
63507 4699 5820 4278 48710
Property not restricted to people
age 55 or older
213381 13794 15795 19846 163946
Not reported 13655 788 367 1157 11342

Age Composition

Over one-half the residents of the
building age 55 or older
13914 886 996 1750 10281
Over one-half the residents of the
building not age 55 or older
195900 12480 14330 17476 151614
Not reported 80728 5915 6656 6055 62103

Meal Service Provided by Properties
Exclusively or Predominantly Occupied by
People Age 55 or Older

Property provides meal service
36846 2917 2499 1548 29882
Charge included in rent 28116 2297 1672 1104 23043
Charge not included in rent 111 32 0 0 79
Not reported 8619 587 826 445 6761
Property does not provide meal
service
21879 1797 3815 3221 13046
Not reported 231817 14568 15668 20512 181070

Type of Property Benefits@1

Government-sponsored below-market
interest rate mortgage loan
14011 504 5875 616 7016
Government rental subsidy 38030 2860 5468 3566 26137
Government grant 1767 77 231 57 1402
Property tax relief 5186 411 361 125 4288
Federal income tax credit for
low-income, old or historic properties
5673 196 2536 226 2715
Accelerated federal income tax
depreciation for low- and
moderate-income properties
1082 0 659 47 376
Subsidy from a non-profit corporation 884 79 360 52 393
None of the above benefits 208079 15138 10311 19116 163514
Not reported 30109 735 2446 1736 25191

Source of Property Benefits@1

With property benefits
52355 3408 9224 4429 35293
Federal government 37664 2329 8436 3289 23611
State government 7124 343 612 904 5265
Local government 10863 954 541 1017 8350
Non-profit corporation 884 79 360 52 393
Not reported 1212 15 0 0 1197
With no property benefits 208079 15138 10311 19116 163514
Not reported 30109 735 2446 1736 25191

Reason for Benefits@1

With property benefits
52355 3408 9224 4429 35293
Occupied by low- or moderate-income
individuals
42760 3295 8815 2614 28036
Occupied by elderly or disabled
individuals
14850 714 4095 1534 8506
A historic structure 890 276 59 54 501
Located in a community development or
economic development area
2843 96 275 54 2419
Covered by a Homestead Exemption 143 0 0 143 0
Covered by a Community Land Trust 54 0 0 54 0
Covered by disaster relief 540 0 0 493 47
Other reason 1041 0 0 158 883
Not reported 2908 114 73 344 2377
With no property benefits 208079 15138 10311 19116 163514
Not reported 30109 735 2446 1736 25191

Section 8 Rental Housing Certificates
and Vouchers

Property did or does have tenants
receiving Section 8 assistance
100845 7807 10035 9067 73935
Property has never had tenants
receiving Section 8 assistance
160231 9447 10785 13743 126257
Not reported 29466 2027 1161 2471 23807

OWNER CHARACTERISTICS


Type of Owner

Individual investor(s)
171160 9482 7378 14893 139407
Limited partnership 46741 4689 9060 3896 29097
Joint venture 3403 480 0 0 2923
General partnership 16178 1269 1493 1607 11809
Life insurance company 257 0 0 0 257
Depository institution 248 165 43 0 40
Public real estate investment trust 565 0 65 112 388
Private real estate investment trust 204 0 0 0 204
Corporation - other than real estate
investment trust
34637 2306 2512 3028 26792
Housing cooperative organization 1259 168 251 74 766
Non-profit or church-related institution 6571 143 813 1030 4585
Pension fund 0 0 0 0 0
Fraternal organization 8 0 0 0 8
Other 9312 580 365 642 7724

MORTGAGE CHARACTERISTICS


Number of Mortgages

1 mortgage
256278 16429 18569 22606 198674
2 mortgages 29490 2752 2706 2119 21913
3 or more mortgages 4775 101 706 556 3411

Form of Debt of First Mortgage

Mortgage or deed of trust
290542 19282 21982 25281 223998
Contract to purchase 0 0 0 0 0
Some other loan secured by this property 0 0 0 0 0

Method of Loan Application

By computer over the Internet or
by e-mail
294 0 28 0 266
By telephone or FAX 27184 1345 1097 2116 22626
By regular mail 22619 2550 3914 922 15233
By personal visit 157357 8888 10249 15155 123065
Through third party (such as real
estate agent or builder)
42309 3065 2744 2607 33893
Some other way 6552 391 741 967 4453
Not reported 27531 2452 2514 2526 20038
Not available 6695 590 693 987 4424

Origin of First Mortgage

Mortgage made at time property acquired
210106 13678 17511 17719 161198
Mortgage assumed at the time property
acquired
16832 1441 1761 2025 11606
Mortgage placed later than acquisition of
property
63604 4163 2710 5537 51194
Refinanced mortgage 58258 4047 2441 5095 46675
Same lender 17206 773 717 792 14924
Different lender 41051 3274 1724 4303 31751
Mortgage placed on property
owned free and clear of debt
5347 116 269 442 4519
Not available 0 0 0 0 0

Purpose of First Mortgage Placed
Later Than Acquisition of Property

Properties on which
mortgages placed later
than acquisition of property
63604 4163 2710 5537 51194
Obtain lower interest rate 29099 2704 1381 2551 22463
Increase payment period for mortgage 489 26 2 0 461
Reduce payment period for mortgage 1118 40 0 0 1078
Renew or extend loan that had fallen
due, without increasing outstanding
balance
5231 142 143 269 4677
Receive cash or increase outstanding
balance of loan
17531 442 997 1641 14451
Other reason 4761 86 187 690 3797
Not reported 5376 723 0 386 4268
Other properties 226938 15119 19271 19744 172804
Not available 0 0 0 0 0

Cash Received From Refinancing
or Placing Mortgage on Property
Owned Free and Clear

Properties on which cash
received
29998 1303 1428 3098 24170
Less than $100,000 12659 493 224 988 10954
$100,000 to $199,999 6523 712 513 585 4713
$200,000 to $299,999 3028 0 248 172 2608
$300,000 to $399,999 2333 0 64 515 1753
$400,000 to $499,999 2498 40 59 591 1807
$500,000 to $749,999 1096 0 114 31 952
$750,000 to $999,999 556 57 0 184 315
$1,000,000 to $1,499,999 353 0 27 31 294
$1,500,000 to $1,999,999 102 0 0 0 102
$2,000,000 to $2,999,999 150 0 0 0 150
$3,000,000 to $3,999,999 201 0 0 0 201
$4,000,000 to $4,999,999 0 0 0 0 0
$5,000,000 or more 500 0 179 0 321
Not reported 0 0 0 0 0
Median 135879 122207 195574 195842 124005
Mean 345785 138819 813078 245606 342179
Properties that refinanced
and did not receive cash back
26642 2764 682 1393 21804
Properties that refinanced
and did not report if received
cash back
6964 97 600 1046 5220
Properties that did not
refinance
226938 15119 19271 19744 172804
Not available 0 0 0 0 0

Use of Cash From Refinancing or
Placing Mortgage on Property Owned Free
and Clear

Properties on which cash
received@1
29998 1303 1428 3098 24170
For additions, improvements or repairs
to this property
13677 472 762 2099 10343
To consolidate debts 7393 0 630 525 6238
For investment in other real estate 11509 670 739 759 9341
For other types of investments 3515 44 0 480 2991
For educational or medical expenses 2105 0 228 0 1877
To start a business 254 0 0 31 223
To settle a divorce 992 0 0 0 992
To pay taxes 1315 0 0 51 1264
To purchase an automobile, truck, or
other vehicle
628 0 0 0 628
To purchase consumer product other than
automobile, truck, or other vehicle
1078 0 0 367 711
Other 2652 157 61 462 1973
Not reported 459 0 128 94 236
Properties that refinanced
and did not receive cash back
26642 2764 682 1393 21804
Properties that refinanced
and did not report if received
cash back
6964 97 600 1046 5220
Properties that did not
refinance
226938 15119 19271 19744 172804
Not available 0 0 0 0 0

Purpose of Second Mortgage

Properties with second
mortgage
28233 2405 2961 2570 20297
Provide funds for the purchase of this
property
12717 848 742 1189 9939
Provide funds for additions,
improvements or repairs to this
property
7277 625 803 888 4961
Provide funds for consolidation of debts 737 0 0 0 737
Provide funds for investment in other
real estate
1036 0 166 224 645
Provide funds for other types of
investments
11 0 11 0 0
Provide funds for educational or
medical expenses
0 0 0 0 0
Provide funds for starting a business 39 0 0 0 39
Provide funds to settle a divorce 0 0 0 0 0
Provide funds to pay taxes 0 0 0 0 0
Provide funds to purchase automobile,
truck, or vehicle
44 0 0 0 44
Provide funds to purchase another type
of consumer product
0 0 0 0 0
Other reasons 2491 354 903 9 1225
Not reported 3880 578 335 260 2707
Other properties 262310 16877 19021 22711 203701

Purpose of Line of Credit

Properties with second
mortgage or line of credit
7742 491 452 575 6224
Provide funds for additions,
improvements or repairs to this
property
2722 198 24 217 2283
Provide funds for consolidation of debts 542 0 0 0 542
Provide funds for investment in other
real estate
598 192 48 0 358
Provide funds for other types of
investments
0 0 0 0 0
Provide funds for educational or
medical expenses
0 0 0 0 0
Provide funds for starting a business 0 0 0 0 0
Provide funds to settle a divorce 0 0 0 0 0
Provide funds to pay taxes 0 0 0 0 0
Provide funds to purchase automobile,
truck, or vehicle
219 0 0 0 219
Provide funds to purchase another type
of consumer product
0 0 0 0 0
Other reasons 1506 65 282 0 1158
Not reported 2155 36 98 358 1663
Other properties 282801 18791 21530 24706 217775

Year First Mortgage Made or
Assumed

1999 to 2001 (part)
110869 5342 5089 9595 90842
1997 and 1998 57275 3573 2377 5646 45679
1995 and 1996 26321 2208 1963 1813 20337
1990 to 1994 44435 3779 5913 3113 31629
1985 to 1989 27722 2498 2712 2597 19914
1980 to 1984 9518 760 2392 621 5745
1979 or earlier 14403 1121 1535 1896 9851

Traditional First Mortgage Loan

Less than $50,000
11355 817 61 1278 9198
$50,000 to $99,999 25217 1275 1056 1904 20982
$100,000 to $149,999 36407 2149 1373 3482 29402
$150,000 to $199,999 32139 2288 1712 4142 23997
$200,000 to $249,999 22900 2117 1304 2029 17452
$250,000 to $299,999 20113 2178 1342 2654 13940
$300,000 to $399,999 26663 693 784 2112 23074
$400,000 to $499,999 24188 1211 2326 1441 19209
$500,000 to $749,999 37536 1601 4001 2408 29525
$750,000 to $999,999 16739 1508 2421 1825 10985
$1,000,000 to $1,499,999 17108 1076 3643 1059 11330
$1,500,000 to $1,999,999 6208 549 695 374 4589
$2,000,000 or more 5074 651 437 294 3692
Not reported 8896 1169 825 280 6623
Median 274117 253130 516955 237142 269236
Mean 442977 488541 661331 379758 425200

Total Mortgage Loan

Less than $50,000
11355 817 61 1278 9198
$50,000 to $99,999 22348 1275 762 1904 18407
$100,000 to $149,999 35616 2117 1132 3404 28963
$150,000 to $199,999 30831 2288 1958 3701 22884
$200,000 to $249,999 21372 2117 535 1494 17227
$250,000 to $299,999 19629 1629 1342 2742 13917
$300,000 to $399,999 27132 381 707 2678 23365
$400,000 to $499,999 24942 1426 2409 1742 19364
$500,000 to $749,999 39447 1771 3790 2343 31544
$750,000 to $999,999 18189 1796 2887 1882 11624
$1,000,000 to $1,499,999 17473 1142 3760 1122 11449
$1,500,000 to $1,999,999 7209 607 970 374 5258
$2,000,000 or more 6159 746 842 337 4234
Not reported 8840 1169 825 280 6567
Median 290054 254272 578227 259707 283803
Mean 476096 526271 825703 396271 447077

Traditional First Mortgage Outstanding
Debt

Less than $50,000
21460 1247 1002 2339 16872
$50,000 to $99,999 36878 2014 1123 3984 29757
$100,000 to $149,999 39607 2844 2320 3157 31287
$150,000 to $199,999 26871 2897 1479 3167 19328
$200,000 to $249,999 24318 1667 1043 2169 19439
$250,000 to $299,999 16332 928 648 1142 13615
$300,000 to $399,999 28810 1412 1962 2576 22861
$400,000 to $499,999 22012 888 2199 1327 17598
$500,000 to $749,999 29052 1349 3413 2230 22060
$750,000 to $999,999 13821 1046 2215 1472 9089
$1,000,000 to $1,499,999 14385 905 3131 1055 9294
$1,500,000 to $1,999,999 4439 436 194 123 3686
$2,000,000 or more 3660 481 429 260 2491
Not reported 8896 1169 825 280 6623
Median 228348 197176 441171 196718 224695
Mean 383645 415133 578381 330997 368123

Total Mortgage Outstanding Debt

Less than $50,000
19527 1192 868 2122 15345
$50,000 to $99,999 34995 2014 828 4202 27951
$100,000 to $149,999 39390 2789 2230 3078 31293
$150,000 to $199,999 25325 2581 1164 2361 19219
$200,000 to $249,999 22826 1750 759 2119 18197
$250,000 to $299,999 18216 928 814 1460 15014
$300,000 to $399,999 27601 846 1843 3094 21819
$400,000 to $499,999 23529 1333 2341 1261 18593
$500,000 to $749,999 30771 1557 3077 2296 23841
$750,000 to $999,999 14676 1116 2799 1463 9298
$1,000,000 to $1,499,999 14968 994 3255 1118 9600
$1,500,000 to $1,999,999 5402 436 344 167 4455
$2,000,000 or more 4606 576 834 260 2936
Not reported 8711 1169 825 280 6438
Median 241573 207484 481152 215446 235021
Mean 401545 415714 696318 341390 378188

Current Interest Rate on First Mortgage

Less than 6.0 percent
108685 3379 6360 12034 86911
6.0 percent 1991 298 0 139 1554
6.1 to 6.4 percent 4614 306 232 297 3778
6.5 to 6.9 percent 12815 574 1608 360 10274
7.0 percent 19223 56 542 2246 16380
7.1 to 7.4 percent 12257 395 1960 675 9227
7.5 to 7.9 percent 19584 1475 1097 659 16352
8.0 percent 8788 64 705 182 7838
8.1 to 8.4 percent 9388 605 746 750 7288
8.5 to 8.9 percent 18100 2082 1692 186 14140
9.0 percent 6530 429 1137 34 4931
9.1 to 9.4 percent 5058 677 113 0 4268
9.5 to 9.9 percent 5779 235 630 327 4587
10.0 percent 3262 451 290 131 2390
10.1 to 10.4 percent 1563 1068 0 0 495
10.5 to 10.9 percent 2301 430 1081 0 791
11.0 percent 3036 317 134 1259 1326
11.1 to 12.9 percent 3789 2343 757 186 503
13.0 percent 1202 266 0 0 936
13.1 percent or more 42577 3834 2898 5816 30029
Not reported 0 0 0 0 0
Median 7.1 9.1 7.6 6.7 7.1

Type of Interest Rate Buydown

Properties with interest rate
buydown
578 0 167 0 411
Constant payment 98 0 0 0 98
3-2-1 buydown 0 0 0 0 0
Other 167 0 167 0 0
Not reported 312 0 0 0 312
Properties without interest
rate buydown
117177 1946 12862 5354 97015
Not reported 172787 17336 8952 19927 126573

Term of First Mortgage

Less than 5 years
4723 0 0 408 4315
5 years 8926 55 37 747 8087
6 to 9 years 4723 459 5 0 4259
10 years 13250 32 593 244 12382
11 to 14 years 1953 0 80 0 1873
15 years 18228 155 673 226 17174
16 to 19 years 1640 0 59 0 1581
20 years 10495 0 434 186 9875
21 to 24 years 610 96 118 0 397
25 years 4515 0 38 196 4280
26 to 29 years 1088 285 0 178 624
30 years 61439 18013 1191 3323 38912
More than 30 years 11312 187 9822 0 1303
No stated term 147641 0 8931 19774 118936
Median 30 30 54 30 20

Unexpired Term of First Mortgage

Less than 5 years
14708 585 65 1252 12806
5 to 9 years 24658 1366 983 621 21687
10 to 14 years 20964 1092 617 518 18737
15 to 19 years 18971 2253 1183 125 15409
20 to 24 years 19800 4455 827 1404 13114
25 to 29 years 28510 8419 1272 587 18232
30 or more years 15290 1111 8103 1000 5076
No stated term or not computed 147641 0 8931 19774 118936
Median 18 25 43 21 15

Holder of First Mortgage

Commercial bank or trust company
68397 5124 2305 6514 54455
Savings and loan association, federal
savings bank
49888 1875 1725 5017 41272
Mutual savings bank 8507 308 278 799 7122
Life insurance company 8728 772 251 1142 6562
Mortgage banker or mortgage company 12438 0 323 661 11453
Federally-sponsored secondary market
agency or pool
78817 8505 4110 9418 56783
Conventional mortgage pool 729 0 31 0 698
Other federal agency 14114 439 10066 47 3562
Real estate investment trust 3866 0 0 0 3866
Pension or retirement fund 370 96 40 0 234
Credit union 7734 486 416 82 6749
Finance company 2149 307 30 93 1720
State or municipal government or
housing finance agency
11513 747 2095 437 8234
Individual or individual's estate 15633 152 234 892 14355
Other 7659 470 77 179 6933

Servicer of First Mortgage

Commercial bank or trust company
69390 5033 2305 6514 55538
Savings and loan association, federal
savings bank
53968 1875 2015 5017 45061
Mutual savings bank 8869 308 278 799 7484
Life insurance company 7372 506 251 1142 5472
Mortgage banker or mortgage company 92614 9021 4182 10079 69332
Federally-sponsored secondary market
agency or pool
34 0 0 0 34
Conventional mortgage pool 1013 0 0 0 1013
Other federal agency 14053 433 10066 47 3507
Real estate investment trust 67 0 0 0 67
Pension or retirement fund 33 0 0 0 33
Credit union 7740 486 416 82 6755
Finance company 2183 307 30 93 1753
State or municipal government or
housing finance agency
10900 747 2128 437 7589
Individual or individual's estate 14519 152 49 892 13425
Other 7789 412 261 179 6936

Holder's Acquisition of First Mortgage

Originated directly from borrower
175891 9567 6048 11355 148921
Purchased from present servicer 64683 3712 13452 6490 41028
Purchased from someone else 49969 6003 2481 7436 34049
Not reported 0 0 0 0 0

First Mortgage Loan as a Percent of
Purchase Price

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
205304 13842 18146 18297 155018
Less than 40 percent 9583 1027 1299 240 7017
40 to 49 percent 5390 343 176 1209 3662
50 to 59 percent 11083 1033 893 572 8586
60 to 69 percent 25147 1362 1420 3112 19253
70 to 79 percent 30982 1683 2041 3385 23874
80 to 89 percent 33442 1786 2174 2342 27140
90 to 94 percent 7859 465 772 1007 5615
95 to 99 percent 9668 282 2160 796 6430
100 percent or more 63920 4691 6392 5543 47293
Not reported 8229 1171 819 90 6148
Median 85 85 94 82 84
Other properties 85239 5439 3836 6984 68980
Not available 0 0 0 0 0

First Mortgage Loan as a Percent
of Value

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
205304 13842 18146 18297 155018
Less than 40 percent 12279 668 1564 512 9535
40 to 49 percent 5553 343 134 1248 3828
50 to 59 percent 10727 590 327 960 8849
60 to 69 percent 53025 2891 6431 5931 37773
70 to 79 percent 38832 1952 1915 3495 31471
80 to 89 percent 27498 1786 818 1815 23078
90 to 94 percent 6317 10 1248 911 4148
95 to 99 percent 7888 185 3027 694 3982
100 percent or more 35579 4295 1931 2640 26713
Not reported 7607 1122 751 90 5643
Median 74 80 71 71 75
Other properties 85239 5439 3836 6984 68980
Not available 0 0 0 0 0

First Mortgage Risk

Subprime loan
14231 1837 836 1453 10105
Not subprime loan 276311 17444 21145 23828 213893
Not reported 0 0 0 0 0

Total Mortgage Loan as a Percent of
Purchase Price

Properties acquired by purchase
with first mortgage made or
assumed at time of purchase
205304 13842 18146 18297 155018
Less than 40 percent 8232 778 941 142 6371
40 to 49 percent 4646 302 218 1307 2818
50 to 59 percent 9985 976 1243 447 7319
60 to 69 percent 22756 1332 924 2740 17759
70 to 79 percent 29284 1194 2014 2944 23132
80 to 89 percent 29494 2008 1894 1807 23786
90 to 94 percent 9058 465 556 1757 6280
95 to 99 percent 13561 280 2838 1169 9275
100 percent or more 70114 5336 6697 5892 52189
Not reported 8172 1171 819 90 6092
Median 88 89 97 88 87
Other properties 85239 5439 3836 6984 68980
Not available 0 0 0 0 0

Total Mortgage Loan as Percent
of Value

Properties acquired by
purchase with first mortgage
made or assumed at time of
purchase
205304 13842 18146 18297 155018
Less than 40 percent 32623 1816 1842 3023 25941
40 to 49 percent 16149 819 1510 1903 11917
50 to 59 percent 26813 3090 2290 1805 19628
60 to 69 percent 33652 1905 1394 3560 26794
70 to 79 percent 26079 1884 1258 2534 20402
80 to 89 percent 22154 1060 2325 1405 17364
90 to 94 percent 10550 971 591 1780 7207
95 to 99 percent 6873 75 1359 820 4619
100 percent or more 22861 1100 4826 1376 15558
Not reported 7551 1122 751 90 5587
Median 67 63 82 67 66
Other properties 85239 5439 3836 6984 68980
Not available 0 0 0 0 0

Total Outstanding Debt as a Percent
of Value

Less than 20 percent
26898 1116 1286 2633 21862
20 to 29 percent 19928 1452 747 1998 15731
30 to 39 percent 30062 1463 2270 3281 23049
40 to 49 percent 40880 4562 2576 2039 31704
50 to 59 percent 37499 3102 2058 4065 28273
60 to 69 percent 43849 1691 2268 4525 35366
70 to 79 percent 27858 1746 1341 1312 23458
80 to 89 percent 18581 567 2594 1299 14121
90 to 99 percent 19220 1729 2658 3103 11730
100 percent or more 16790 420 3359 745 12267
Not reported or not computed 8977 1435 825 280 6438
Median 56 51 67 56 56

Index Used to Adjust Interest Rate
on ARM

Properties with adjustable
rate first mortgage
84445 3464 2965 6128 71888
Treasury security 17602 459 0 750 16393
Average cost of funds in bank district 22863 0 1158 125 21580
National average cost of funds 1363 0 0 0 1363
OTS contract mortgage rate 0 0 0 0 0
Other method 12368 55 0 648 11664
No index used 787 0 82 0 705
Not reported 29463 2949 1725 4605 20183
Other properties 206098 15818 19016 19153 152111
Not reported 0 0 0 0 0

Frequency With Which Rate Can Be
Adjusted

Properties with adjustable
rate first mortgage
84445 3464 2965 6128 71888
Monthly 23109 0 681 125 22303
Every 3 months 1051 0 0 0 1051
Every 6 months 4653 0 51 482 4120
Yearly 11299 0 426 382 10491
Every 3 years 3736 0 0 0 3736
Every 5 years 5460 0 0 114 5346
Other 7142 515 0 420 6208
Not reported 27993 2949 1807 4605 18632
Other properties 206098 15818 19016 19153 152111
Not reported 0 0 0 0 0

Caps on Interest Rate Per Adjustment
Period

Properties with adjustable
rate first mortgage
84445 3464 2965 6128 71888
Less than 1 percent 1853 0 51 0 1802
1 percent 51 0 0 0 51
1.1 to 1.9 percent 1275 0 0 0 1275
2 percent 10081 0 426 0 9655
2.1 to 2.9 percent 1713 0 0 0 1713
3 percent 2100 0 0 0 2100
3.1 to 3.9 percent 442 0 0 0 442
4.0 percent or more 2556 0 0 255 2301
No caps 33520 515 681 787 31537
Not reported 30855 2949 1807 5087 21011
Other properties 206098 15818 19016 19153 152111
Not reported 0 0 0 0 0

Caps on Interest Rate Over Life of ARM

Properties with adjustable
rate first mortgage
84445 3464 2965 6128 71888
Less than 1 percent 1624 0 0 0 1624
1 percent 0 0 0 0 0
1.1 to 1.9 percent 0 0 0 0 0
2 percent 0 0 0 0 0
2.1 to 2.9 percent 166 0 0 0 166
3 percent 448 0 0 0 448
3.1 to 3.9 percent 660 0 167 0 492
4.0 percent or more 27110 0 767 380 25964
No caps 19306 55 0 661 18590
Not reported 35130 3408 2031 5087 24604
Other properties 206098 15818 19016 19153 152111
Not reported 0 0 0 0 0

Interest Rate Changed Since
Mortgage Made

Properties with adjustable
rate first mortgage
84445 3464 2965 6128 71888
Yes, rate has changed 40100 459 1158 518 37964
No change since mortgage made 15847 55 82 523 15186
Not reported 28499 2949 1725 5087 18737
Other properties 206098 15818 19016 19153 152111
Not reported 0 0 0 0 0

Change in Monthly Interest and Principal
Payments Other Than Change in Interest
Rate

Monthly payments can change
(other than change in interest
ra
7549 0 939 125 6484
Payments can change monthly 157 0 0 0 157
Payments can change every three months 326 0 0 0 326
Payments can change every six months 309 0 0 0 309
Payments can change yearly 6358 0 939 125 5294
Payments can change every 3 years 209 0 0 0 209
Payments can change every 5 years 0 0 0 0 0
Other 189 0 0 0 189
Not reported 0 0 0 0 0
Monthly payments cannot
change
253306 16277 19317 20069 197643
Not reported 29688 3004 1725 5087 19871

First Mortgage Allows for Negative
Amortization

Monthly payments can change
(other than change in interest
rate)
7549 0 939 125 6484
Yes, unrestricted negative amortization 163 0 93 0 70
Yes, restricted negative amortization 5642 0 588 125 4929
No negative amortization allowed 1684 0 258 0 1425
Not reported 60 0 0 0 60
Monthly payments cannot change 253306 16277 19317 20069 197643
Not reported 29688 3004 1725 5087 19871

MORTGAGE PAYMENTS AND OTHER EXPENSES


Method of Payment of First Mortgage

Regular payments of interest
and/or principal
273614 17450 21001 25040 210124
Interest and principal 272787 17450 20960 24853 209524
Fully amortized 216495 16119 10765 22405 167206
Not fully amortized 56292 1331 10195 2448 42318
Interest only 827 0 40 186 600
No regular payments required 4225 58 82 65 4020
Not reported 12704 1774 899 176 9854

Items Included in First Mortgage
Payment@1

Regular monthly payments of
both interest and principal
272787 17450 20960 24853 209524
Real estate taxes 46431 2077 947 3211 40197
Property insurance 22769 2042 1115 1836 17776
Mortgage insurance 3944 1826 45 681 1392
Other 11917 1792 802 1345 7978
No items included or not reported 224347 15373 19514 21638 167822
No regular payments of interest
and principal
17755 1832 1021 428 14474

Monthly Interest and Principal
Payments on First Mortgage Per
Housing Unit

Regular monthly payments of
interest and/or principal
286318 19224 21900 25216 219978
Less than $100 41013 1430 6650 2966 29967
$100 to $199 79024 5374 4495 7221 61934
$200 to $299 63177 5803 4968 5000 47406
$300 to $399 29951 1449 1963 2467 24071
$400 to $499 17033 306 1250 2742 12735
$500 to $599 10933 446 402 1873 8211
$600 to $699 5976 666 51 64 5195
$700 to $799 4594 92 420 480 3603
$800 to $899 3258 32 0 689 2536
$900 to $999 1891 72 31 0 1788
$1,000 to $1,249 2541 182 64 588 1707
$1,250 to $1,499 2641 129 398 0 2113
$1,500 or more 11584 1469 309 949 8858
Not reported 12704 1774 899 176 9854
Median 227 233 186 247 228
Mean 597 1124 282 454 601
No regular payments required 4225 58 82 65 4020

Current First Mortgage Payment Status

Regular monthly payments of
principal and/or interest
286318 19224 21900 25216 219978
Up-to-date, ahead of schedule, or
less than 90 days past due
124893 2592 12794 5905 103603
Delinquent by 90 days or more 697 0 0 0 697
Legal proceedings have begun 481 0 0 0 481
Legal proceedings have not begun 216 0 0 0 216
Not reported 0 0 0 0 0
Not reported 160727 16632 9106 19311 115678
Other properties 4225 58 82 65 4020

Monthly Interest and Principal Payments
on Total Mortgages Per Housing Unit

Regular monthly payments of
interest and/or principal
286318 19224 21900 25216 219978
Less than $100 51345 3132 7212 2924 38077
$100 to $199 75240 5163 4198 7054 58824
$200 to $299 65277 5668 5501 5073 49036
$300 to $399 32110 1555 2026 2526 26003
$400 to $499 16405 362 891 2518 12634
$500 to $599 11773 608 402 2264 8500
$600 to $699 6084 404 89 64 5526
$700 to $799 5429 353 420 565 4091
$800 to $899 3275 32 0 689 2554
$900 to $999 1891 72 31 0 1788
$1,000 to $1,249 2635 278 64 588 1706
$1,250 to $1,499 2512 129 0 0 2383
$1,500 or more 12342 1469 1067 949 8858
Not reported 0 0 0 0 0
Median 225 223 189 252 227
Mean 590 1033 425 458 582
No regular payments required 4225 58 82 65 4020

Interest and Principal Payment on
First Mortgage as Percent of Rental
Receipts

Acquired before 2000 and
regular payments of interest
and/or princi
226297 15626 18861 19982 171828
Less than 20 percent 19246 1260 3298 1238 13450
20 to 29 percent 27210 898 3445 3102 19765
30 to 39 percent 30811 2708 1602 2080 24422
40 to 49 percent 36392 2865 1770 1660 30097
50 to 59 percent 25701 1975 3058 2233 18435
60 to 69 percent 17496 354 1133 1565 14443
70 to 79 percent 12280 414 979 1578 9309
80 to 89 percent 8556 908 1117 643 5888
90 to 99 percent 4359 757 397 250 2955
100 percent or more 43390 3487 2063 5633 32206
Not reported or not computed 856 0 0 0 856
Median 50 50 46 59 49
Other properties 64245 3656 3120 5299 52171

Interest and Principal Payment on Total
Mortgages as Percent of Rental Receipts

Acquired before 2000 and regular
payments of interest and/or
principal
226962 15626 18861 19982 172493
Less than 20 percent 18553 1133 2990 1020 13410
20 to 29 percent 25294 823 3410 3280 17782
30 to 39 percent 29531 2417 1641 2111 23363
40 to 49 percent 37247 3015 1772 1595 30866
50 to 59 percent 25590 1903 2742 1954 18991
60 to 69 percent 18867 571 1214 1919 15162
70 to 79 percent 12484 460 1111 1446 9467
80 to 89 percent 9337 1003 1163 557 6613
90 to 99 percent 4183 524 337 382 2940
100 percent or more 45020 3776 2482 5719 33043
Not reported or not computed 856 0 0 0 856
Median 51 52 48 60 50
Other properties 63580 3656 3120 5299 51505

Real Estate Tax Per Housing Unit

Acquired before 2000
240274 17400 19842 20164 182868
Less than $100 19997 1025 1595 2141 15236
$100 to $199 19089 1258 1328 2268 14234
$200 to $299 27870 1925 3589 2817 19538
$300 to $399 29862 1439 2871 3212 22341
$400 to $499 22519 2402 1619 2030 16468
$500 to $599 19236 1242 1164 1206 15623
$600 to $699 16200 1689 1731 701 12080
$700 to $799 17023 930 706 692 14695
$800 to $899 12394 506 1234 356 10297
$900 to $999 9204 713 634 598 7259
$1,000 to $1,249 15298 1138 722 1189 12250
$1,250 to $1,499 8260 271 321 783 6885
$1,500 to $1,999 9853 1378 912 842 6721
$2,000 to $2,499 2969 115 167 11 2677
$2,500 or more 7140 939 602 1319 4280
Not reported 3360 429 648 0 2282
Median 496 535 413 389 516
Mean 701 888 670 685 688
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Real Estate Tax Per $1,000 Value

Acquired before 2000
240274 17400 19842 20164 182868
Less than $5 47303 2441 2550 4554 37759
$5 to $9 51493 3160 4148 5426 38759
$10 to $14 51255 3006 4933 3754 39562
$15 to $19 24607 2473 2320 1420 18393
$20 to $24 22527 2445 2036 1404 16641
$25 to $29 12384 831 390 229 10933
$30 to $39 27320 2615 2818 3376 18511
$40 to $49 0 0 0 0 0
$50 to $59 0 0 0 0 0
$60 or more 26 0 0 0 26
Not reported or not computed 3360 429 648 0 2282
Median 12 15 13 10 12
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Real Estate Tax as Percent of Rental
Receipts

Acquired before 2000
240274 17400 19842 20164 182868
Less than 5 percent 35298 2120 3392 3123 26664
5 to 9 percent 86795 4925 6166 8992 66712
10 to 14 percent 49229 4145 4937 3177 36970
15 to 19 percent 31443 1442 2671 2282 25048
20 to 24 percent 11274 1435 731 1376 7732
25 to 29 percent 6487 576 514 66 5332
30 to 34 percent 5614 411 258 456 4489
35 to 39 percent 1470 611 128 147 584
40 percent or more 8449 1307 398 545 6198
Not reported or not computed 4216 429 648 0 3139
Median 10 12 10 9 10
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Property Management

Property managed by paid property
management company
129207 10173 16617 9632 92784
Property not managed by paid property
management company
139461 7447 4971 13732 113312
Not reported 21875 1662 393 1917 17902

Property Management and Administration
Expenses Per Housing Unit

Acquired before 2000
240274 17400 19842 20164 182868
Less than $100 5408 690 497 526 3696
$100 to $199 9026 756 257 756 7257
$200 to $299 14707 992 1053 706 11956
$300 to $399 15363 964 1600 1234 11566
$400 to $499 12564 675 1100 799 9991
$500 to $599 10511 403 1865 422 7821
$600 to $699 8122 919 1991 251 4962
$700 to $799 5903 252 1608 650 3394
$800 to $899 3726 174 772 302 2477
$900 to $999 2138 216 641 147 1134
$1,000 to $1,249 6416 513 2227 121 3556
$1,250 to $1,499 2817 494 392 32 1899
$1,500 to $1,999 3810 870 303 38 2599
$2,000 to $2,499 1278 0 27 0 1250
$2,500 or more 7229 1211 672 1011 4335
No expenses 88549 4836 2767 9302 71644
Not reported or not computed 42707 3437 2072 3867 33331
Median 480 609 657 434 445
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Maintenance and Repair Expenses
Per Housing Unit

Acquired before 2000
240274 17400 19842 20164 182868
Less than $100 5481 616 0 147 4718
$100 to $199 14806 728 517 969 12591
$200 to $299 16557 1368 1817 1317 12055
$300 to $399 15611 835 1540 1485 11752
$400 to $499 14478 871 1947 1869 9790
$500 to $599 13882 1303 1266 907 10406
$600 to $699 11349 742 1029 981 8596
$700 to $799 15288 798 1957 776 11757
$800 to $899 11047 608 988 431 9019
$900 to $999 7296 175 1149 0 5972
$1,000 to $1,249 16101 1157 1506 2063 11376
$1,250 to $1,499 12311 1768 822 1227 8494
$1,500 to $1,999 10309 691 827 1496 7294
$2,000 to $2,499 5577 72 394 90 5021
$2,500 or more 15827 1617 1456 987 11768
No expenses 5319 0 180 638 4501
Not reported or not computed 49035 4052 2446 4782 37756
Median 705 726 725 669 703
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Utility and Fuel Expenses Per Housing Unit

Acquired before 2000
240274 17400 19842 20164 182868
Less than $250 27131 1216 1857 2371 21686
$250 to $499 50555 3373 5256 4791 37135
$500 to $749 42694 3157 4646 2146 32745
$750 to $999 23615 2007 2025 2611 16973
$1,000 to $1,249 14799 826 1453 537 11983
$1,250 to $1,499 5724 512 170 185 4857
$1,500 to $1,749 3459 337 35 493 2594
$1,750 to $1,999 2825 422 0 433 1970
$2,000 to $2,499 2642 350 423 162 1707
$2,500 or more 6779 329 334 973 5143
No expenses 15008 1398 1039 367 12204
Not reported or not computed 45043 3474 2604 5095 33870
Median 573 633 553 522 573
Acquired 2000 and 2001 (part) 50268 1881 2139 5117 41131

Source: U.S. Census Bureau | Residential Finance Survey |  Last Revised: 2012-08-02T15:15:13.203-04:00