2001 Residential Finance Survey Owners File Documentation M ADJFREQ1 S Frequency interest rate can be adjusted C Lender characteristics Z C 1 X Public :L: Item 13c: How frequently can the interest rate be adjusted on this first mortgage? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M ADJFREQ2 S Frequency interest rate can be adjusted C Lender characteristics Z C 1 X Public :L: Item 13c: How frequently can the interest rate be adjusted on this second mortgage? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M ADJFREQ3 S Frequency interest rate can be adjusted C Lender characteristics Z C 1 X Public :L: Item 13c: How frequently can the interest rate be adjusted on this third mortgage? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M AGERULE S Property restricted to people 55+ C Property characteristics Z C 1 X Public :L: Item 21a: Is this property located in a subdivision or building restricted to people age 55 or older? :L: V -1 not reported V 1 Yes V 2 No M ANNASMNT S Annual payments for special assessments C Property expenses Z B X Public :L: Item 17b: What were the expenses for this property in 2000 for special assessments (payments for improvements to streets, sidewalks, etc.)? Include payments made to the lender, except for principal and interest payments :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M ANNLRENT S Annual land rent payments C Property expenses Z B X Public :L: Item 19b: How much did you pay for land rent in 2000? :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M ANNPMI S Annual mortgage insurance payment C Property expenses Z B X Public :L: Item 17d: What were the expenses for this property in 2000 for mortgage insurance (exclude mortgage life insurance)? Include payments made to the lender, except for principal and interest payments. :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M ANNPRINS S Annual property insurance payment C Property expenses Z B X Public :L: Item 17c: What were the expenses for this property in 2000 for property (fire, hazard, flood, or earthquake) insurance? Include payments made to the lender, except for principal and interest payments. :L: V -1 not reported V 00000000:99999999 $0 - 99,999,999 M ANNRETAX S Annual real estate tax payments C Property expenses Z B X Public :L: Item 17a: What were the expenses for this property in 2000 for real estate taxes? Include payments made to the lender, except for principal and interest payments. Do NOT include special assessments or taxes in arrears from prior years. :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M ARM2FIX1 S First Mortgage converted from ARM to fixed C Lender characteristics Z C 1 X Public :L: Item 15a: Has this first mortgage been converted from an adjustable rate mortgage (ARM) to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M ARM2FIX2 S Second Mortgage converted from ARM to fixed C Lender characteristics Z C 1 X Public :L: Item 15a: Has this second mortgage been converted from an adjustable rate mortgage (ARM) to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M ARM2FIX3 S Third Mortgage converted from ARM to fixed C Lender characteristics Z C 1 X Public :L: Item 15a: Has this third mortgage been converted from an adjustable rate mortgage (ARM) to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M ASSMDMM1 S Month first mortgage was assumed C Lender characteristics Z C 2 X Public :L: Item 9a: When was this first mortgage assumed by the present property owner? :L: V -1 not reported V -2 not applicable V 01:12 January - December M ASSMDMM2 S Month second mortgage was assumed C Lender characteristics Z C 2 X Public :L: Item 9a: When was this second mortgage assumed by the present property owner? :L: V -1 not reported V -2 not applicable V 01:12 January - December M ASSMDMM3 S Month third mortgage was assumed C Lender characteristics Z C 2 X Public :L: Item 9a: When was this third mortgage assumed by the present property owner? :L: V -1 not reported V -2 not applicable V 01:12 January - December M ASSMDYR1 S Year first mortgage was assumed C Lender characteristics Z C 4 X Public :L: Item 9a: When was this first mortgage assumed by the present property owner? :L: V -2 not applicable V 1900:2001 1900 - 2001 M ASSMDYR2 S Year second mortgage was assumed C Lender characteristics Z C 4 X Public :L: Item 9a: When was this second mortgage assumed by the present property owner? :L: V -2 not applicable V 1900:2001 1900 - 2001 M ASSMDYR3 S Year third mortgage was assumed C Lender characteristics Z C 4 X Public :L: Item 9a: When was this third mortgage assumed by the present property owner? :L: V -2 not applicable V 1900:2001 1900 - 2001 M BALASSM1 S Unpaid balance on first mortgage when as C Lender characteristics Z B X Public :L: Item 9b: What was the unpaid balance at the time of assumption of the first mortgage by the present property owner? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M BALASSM2 S Unpaid balance on second mortgage when assumed C Lender characteristics Z B X Public :L: Item 9b: What was the unpaid balance at the time of assumption of the second mortgage by the present property owner? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M BALASSM3 S Unpaid balance on third mortgage when assumed C Lender characteristics Z B X Public :L: Item 9b: What was the unpaid balance at the time of assumption of the third mortgage by the present property owner? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M BONDFND1 S First Mortgage financed with tax-exempt bonds C Lender characteristics Z C 1 X Public :L: Item 7: Was this first mortgage financed using tax-exempt bond funds? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M BONDFND2 S Second Mortgage financed with tax-exempt bonds C Lender characteristics Z C 1 X Public :L: Item 7: Was this second mortgage financed using tax-exempt bond funds? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M BONDFND3 S Third Mortgage financed with tax-exempt bonds C Lender characteristics Z C 1 X Public :L: Item 7: Was this third mortgage financed using tax-exempt bond funds? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M BUSINC S Household income from business or farm C Property owner income data Z B X Public :L: Item 27b: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from - Self-employment income from own nonfarm businesses or farm businesses, including proprietorships and partnerships. Report NET income after business expenses. :L: V -1 not reported V -99999999:-10 $-99,999,999 - $-10 V 0 : 999999 M BUYDOWN1 S Buydown of interest rate included C Lender characteristics Z C 1 X Public :L: Item 16a: Did this first mortgage include a buydown of the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M BUYDOWN2 S Buydown of interest rate included C Lender characteristics Z C 1 X Public :L: Item 16a: Did this second mortgage include a buydown of the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M BUYDOWN3 S Buydown of interest rate included C Lender characteristics Z C 1 X Public :L: Item 16a: Did this third mortgage include a buydown of the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M BUYDTYP1 S Type of buydown C Lender characteristics Z C 1 X Public :L: Item 16b: What was the type of buydown? :L: V -1 not reported V -2 not applicable V 1 Constant payment V 2 3-2-1 V 3 Other - Specify M BUYDTYP2 S Type of buydown C Lender characteristics Z C 1 X Public :L: Item 16b: What was the type of buydown? :L: V -1 not reported V -2 not applicable V 1 Constant payment V 2 3-2-1 V 3 Other - Specify M BUYDTYP3 S Type of buydown C Lender characteristics Z C 1 X Public :L: Item 16b: What was the type of buydown? :L: V -1 not reported V -2 not applicable V 1 Constant payment V 2 3-2-1 V 3 Other - Specify M CAPIMPRV S Amount spent on capital improvements C Property expenses Z B X Public :L: Item 18: In the past 3 years (1998-2000), how much was spent on capital improvements or upgrades at this property? Capital improvements are additions to the property that increase the value or upgrade the facilities. Include: upgrading the heating and air conditioning system, upgrading kitchen or bathroom facilities, adding universal access improvements, or any other improvement that would add to the value of this property. Exclude: costs for routine maintenance :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M CASH S Used cash or savings for downpayment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Savings (cash, bank deposits, share accounts, etc.) M CNV2ARM1 S First mortgage Loan convertible to ARM C Lender characteristics Z C 1 X Public :L: Item 15b: Can this first mortgage be converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M CNV2ARM2 S Second mortgage Loan convertible to ARM C Lender characteristics Z C 1 X Public :L: Item 15b: Can this second mortgage be converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M CNV2ARM3 S third mortgage Loan convertible to ARM C Lender characteristics Z C 1 X Public :L: Item 15b: Can this third mortgage be converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M CNV2FIX1 S First mortgage Loan convertible to fixed C Lender characteristics Z C 1 X Public :L: Item 13h: Is this loan convertible to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M CNV2FIX2 S Second mortgage Loan convertible to fixed C Lender characteristics Z C 1 X Public :L: Item 13h: Is this loan convertible to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M CNV2FIX3 S Third mortgage Loan convertible to fixed C Lender characteristics Z C 1 X Public :L: Item 13h: Is this loan convertible to a fixed-rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M CURRATE1 S Current interest rate for first mortgage C Lender characteristics Z B X Public :L: Item 11c: What is the current interest rate on this first mortgage? DO NOT include mortgage insurance premium. If adjustable rate, enter the rate as of the date the unpaid balance was computed. :L: V -2 not applicable V 00.01:20.99 0.01-20.99 percent M CURRATE2 S Current interest rate for second mortgage C Lender characteristics Z B X Public :L: Item 11c: What is the current interest rate on this second mortgage? DO NOT include mortgage insurance premium. If adjustable rate, enter the rate as of the date the unpaid balance was computed :L: V -2 not applicable V 00.01:20.99 0.01-20.99 percent M CURRATE3 S Current interest rate for third mortgage C Lender characteristics Z B X Public :L: Item 11c: What is the current interest rate on this third mortgage? DO NOT include mortgage insurance premium. If adjustable rate, enter the rate as of the date the unpaid balance was computed :L: V -2 not applicable V 00.01:20.99 0.01-20.99 percent M DEVLPMNT S Property in a community or economic development C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Located in a community development or economic development area? M DISASTER S Property covered by disaster relief C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Covered by disaster relief? M DKBENEFT S Do not know if property receives benefit C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X Don't know M ELDERLY S Property occupied by elderly or disabled C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Occupied by elderly or disabled individuals? M FEDGOV S Federal government provides benefits C Property benefits Z C 1 X Public :L: Item 20b: What is the source of these benefits? Mark all that apply. :L: V -1 not reported V X Federal government M FIX2ARM1 S First Mortgage converted from fixed-rate C Lender characteristics Z C 1 X Public :L: Item 13i: Was this first mortgage converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M FIX2ARM2 S Second Mortgage converted from fixed-rate C Lender characteristics Z C 1 X Public :L: Item 13i: Was this second mortgage converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M FIX2ARM3 S Third Mortgage converted from fixed-rate C Lender characteristics Z C 1 X Public :L: Item 13i: Was this third mortgage converted from a fixed-rate to an adjustable rate mortgage? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No V 3 Don't know M FORCLOS1 S Foreclosure proceedings in process C Lender characteristics Z C 1 X Public :L: Item 20b: Are legal foreclosure proceedings now in process? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M FORCLOS2 S Foreclosure proceedings in process C Lender characteristics Z C 1 X Public :L: Item 20b: Are legal foreclosure proceedings now in process? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M FORCLOS3 S Foreclosure proceedings in process C Lender characteristics Z C 1 X Public :L: Item 20b: Are legal foreclosure proceedings now in process? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M FREQCHG1 S Frequency principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 14b: How often can the principal and interest payments change? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M FREQCHG2 S Frequency principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 14b: How often can the principal and interest payments change? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M FREQCHG3 S Frequency principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 14b: How often can the principal and interest payments change? Once every - :L: V -1 not reported V -2 not applicable V 1 Month V 2 3 months V 3 6 months V 4 1 year V 5 3 years V 6 5 years V 7 Other - Specify M FULAMTZ1 S Payments will pay off first mortgage loan C Lender characteristics Z C 1 X Public :L: Item 19: Will the required principal payments pay off this loan completely by the end of the term? :L: V -2 not applicable V 1 Yes, fully amortized V 2 No, not fully amortized V 3 No regular principal payments required M FULAMTZ2 S Payments will pay off second mortgage loan C Lender characteristics Z C 1 X Public :L: Item 19: Will the required principal payments pay off this loan completely by the end of the term? :L: V -2 not applicable V 1 Yes, fully amortized V 2 No, not fully amortized V 3 No regular principal payments required M FULAMTZ3 S Payments will pay off third mortgage loan C Lender characteristics Z C 1 X Public :L: Item 19: Will the required principal payments pay off this loan completely by the end of the term? :L: V -2 not applicable V 1 Yes, fully amortized V 2 No, not fully amortized V 3 No regular principal payments required M GOVSOURC S Government source used as down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X From a state or local governmental source M GOVSUB S Property benefits from government grant C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X Other government grant or subsidy? M GULFWAR S Owner was on active duty during the Gulf C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X Persian Gulf War or after (August 1990 to present) M HEBAL S Current balance on home equity line of credit C Home equity line of credit data Z B X Public :L: Item 25a: What is the current unpaid balance on this home equity line of credit? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M HEBALMM S Month home equity line of credit balance C Home equity line of credit data Z C 2 X Public :L: Item 25b: As of what date was this balance computed? :L: V -1 not reported V -2 not applicable V 01:12 January - December M HEBALYR S Year home equity line of credit balance C Home equity line of credit data Z C 4 X Public :L: Item 25b: As of what date was this balance computed? :L: V -1 not reported V -2 not applicable V 2000:2001 2000 - 2001 M HEBORROW S Money ever borrowed on home equity line C Home equity line of credit data Z C 1 X Public :L: Item 24: Has money ever been borrowed on this home equity line of credit? :L: V -2 not applicable V 1 Yes V 2 No M HECAPS S Interest rate caps on home equity line of credit C Home equity line of credit data Z B X Public :L: Item 25e: What are the caps on the interest rate change per adjustment period? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 no caps V -5 fixed rate V 0.01:9.99 0.01-9.99 percentage points M HEHOLDER S Holder of home equity line of credit C Home equity line of credit data Z C 2 X Public :L: Item 22: What type of institution holds this home equity line of credit? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 15 Other - specify M HEINTPMT S Regular interest only home equity line of credit C Home equity line of credit data Z B X Public :L: Item 26a: What are the current required payments to the lender for interest only? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M HELTCAPS S Life time caps on home equity line of credit C Home equity line of credit data Z B X Public :L: Item 25f: What are the caps on the interest rate change over the life of this home equity line of credit? :L: V -1 not reported V -2 not applicable V -4 No caps V 00.01:20.97 0.01-20.97 percentage points M HEOTHFRQ S Frequency of other items home equity line C Home equity line of credit data Z C 1 X Public :L: Item 27a: How often are these payments required to be made? Other payments :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M HEOTHPMT S Regular other items home equity line of credit C Home equity line of credit data Z B X Public :L: Item 26b: What are the current required payments to the lender for other payments? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M HEPIFREQ S Freq of P&I or int only home equity line C Home equity line of credit data Z C 1 X Public :L: Item 27a: How often are these payments required to be made? Principal and interest or interest only :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M HEPIPMT S Regular P&I home equity line of credit p C Home equity line of credit data Z B X Public :L: Item 26a: What are the current required payments to the lender for principal and interest? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M HEPOINTS S Points paid when home equity line of credit C Home equity line of credit data Z B X Public :L: Item 25c: How many points were paid as INTEREST at the inception of this home equity line of credit? Include only those points paid for the use of money. DO NOT include any points paid as a fee for loan origination or other non-interest fee :L: V -1 not reported V -2 not applicable V -3 Don't know V -4 none V 0.00:9.99 0.00-9.99 points M HERATE S Current interest rate of home equity line C Home equity line of credit data Z B X Public :L: Item 25d: What is the current interest rate? If adjustable rate, enter the rate as of the date the unpaid balance was computed. :L: V -1 not reported V -2 not applicable V 00.01:20.99 0.01-20.99 percent M HEREASON S Reason for getting home equity line of credit C Home equity line of credit data Z C 2 X Public :L: Item 10b: What was the one MAIN reason for obtaining the HOME EQUITY LINE OF CREDIT on this property? :L: V -1 not reported V 02 For additions, improvements or repairs to this property V 03 To consolidate debts V 04 For investment in other real estate V 05 For other types of investments V 06 For educational or medical expenses V 07 To start a business V 08 To settle a divorce V 09 To pay taxes V 10 To purchase an automobile, truck, or other vehicle V 11 To purchase another type of consumer product (furniture, electronic equipment, etc.) V 12 Other - Specify M HEVALUE S Property value when home equity line of credit C Home equity line of credit data Z B X Public :L: Item 23: What was the appraised value of the property when this home equity line of credit was made? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M HEYRAPPR S Year approved for home equity line of credit C Home equity line of credit data Z C 4 X Public :L: Item 10a: In what year were you approved for the HOME EQUITY LINE OF CREDIT on this property? :L: V -1 not reported V 1900:2001 1900 - 2001 M HHOLDMTG S Hold or service a home equity loan or debt C Administrative data Z C 1 X Public :L: Item 1: Do you hold or service a home equity loan or similar debt on the property described above in item A? :L: V -2 not applicable V 1 Yes, hold or service an home equity loan V 3 No, mortgage on this property was terminated within the past 3 months V 4 No, mortgage was terminated more than 3 months ago V 5 No, hold or service other indebtedness not secured by this property - Specify type of loan V 6 No, no record of any past or present mortgage on this property V 7 No, mortgage has been transferred M HISTORIC S Property is a historic structure C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X A historic structure? M HMTGKIND S Kind of mortgage C Lender characteristics Z C 1 X Public :L: Item 2: The home equity loan or similar debt you are reporting for is a - :L: V -2 not applicable V 5 Home equity line of credit M HOLDMTG1 S Hold or service a first mortgage or debt C Administrative data Z C 1 X Public :L: Item 1: Do you hold or service a first mortgage or similar debt on the property described above in item A? :L: V -2 not applicable V 1 Yes, hold or service outstanding first mortgage(s) V 3 No, mortgage on this property was terminated within the past 3 months V 4 No, mortgage was terminated more than 3 months ago V 5 No, hold or service other indebtedness not secured by this property - Specify type of loan V 6 No, no record of any past or present mortgage on this property V 7 No, mortgage has been transferred M HOLDMTG2 S Hold or service a second mortgage or debt C Administrative data Z C 1 X Public :L: Item 1: Do you hold or service a second mortgage or similar debt on the property described above in item A? :L: V -2 not applicable V 1 Yes, hold or service outstanding second mortgage(s) V 3 No, mortgage on this property was terminated within the past 3 months V 4 No, mortgage was terminated more than 3 months ago V 5 No, hold or service other indebtedness not secured by this property - Specify type of loan V 6 No, no record of any past or present mortgage on this property V 7 No, mortgage has been transferred M HOLDMTG3 S Hold or service a third mortgage or debt C Administrative data Z C 1 X Public :L: Item 1: Do you hold or service a third mortgage or similar debt on the property described above in item A? :L: V -2 not applicable V 1 Yes, hold or service outstanding third mortgage(s) V 3 No, mortgage on this property was terminated within the past 3 months V 4 No, mortgage was terminated more than 3 months ago V 5 No, hold or service other indebtedness not secured by this property - Specify type of loan V 6 No, no record of any past or present mortgage on this property V 7 No, mortgage has been transferred M HOMESTED S Property covered by Homestead Exemption C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Covered by a Homestead Exemption? M HOWACQ S How owner acquired the property C Data about the purchase of the property Z C 1 X Public :L: Item 4c: How did you acquire the property? :L: V -1 not reported V 1 By purchasing the residence and the land together V 2 By purchasing the residence and renting the land V 3 By purchasing the land first, then building the residence V 4 By inheritance or gift V 5 By divorce V 6 Through some other manner - Specify M HOWFINCD S How owner financed property acquisition C Data about the purchase of the property Z C 1 X Public :L: Item 5b: How did you finance the acquisition of this property? The term "new mortgage" below includes construction and permanent loans. :L: V -2 not applicable V 1 Placed one new mortgage (land contract, etc.) V 2 Placed two or more new mortgages V 3 Assumed one or more mortgage(s) already on the property V 4 Assumed one or more mortgage(s) already on the property AND placed a new mortgage V 5 Placed an installment loan or contract (mobile home only) V 6 Borrowed using assets other than this property as collateral V 7 Paid all cash - no borrowing V 8 Other manner - Specify M HPROPTYPE S Property type C Property characteristics Z C 1 X Public :L: Recode of the multiple responses to the property question on the homeowner questionnaire :L: V 1 Single-family detached house V 2 Single-family attached house, row house, or townhouse (not a condominium) V 3 With 2 to 4 housing units V 4 Condominium (house or apartment) V 5 Mobile home V 6 None of the above M IHOLDMTG S Hold or service an installment loan or debt C Administrative data Z C 1 X Public :L: Item 1: Do you hold or service an installment loan or similar debt on the property described above in item A? :L: V -2 not applicable V 2 Yes, hold installment loan on a mobile home V 3 No, mortgage on this property was terminated within the past 3 months V 4 No, mortgage was terminated more than 3 months ago V 5 No, hold or service other indebtedness not secured by this property - Specify type of loan V 6 No, no record of any past or present mortgage on this property V 7 No, mortgage has been transferred M IMTGKIND S Kind of mortgage C Lender characteristics Z C 1 X Public :L: Item 2: The installment loan or similar debt you are reporting for is a - :L: V -2 not applicable V 6 Installment loan on a mobile home M INDXADJ1 S Index used to adjust interest rate for first C Lender characteristics Z C 1 X Public :L: Item 13a: What index is used to adjust interest rates on this first mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 0 Treasury security - Specify years V 1 Average cost of funds in bank district (e.g., 11th district) V 2 National average cost of funds V 3 OTS contract mortgage rate V 4 Other - Specify V 5 None M INDXADJ2 S Index used to adjust interest rate for second C Lender characteristics Z C 1 X Public :L: Item 13a: What index is used to adjust interest rates on this second mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 0 Treasury security - Specify years V 1 Average cost of funds in bank district (e.g., 11th district) V 2 National average cost of funds V 3 OTS contract mortgage rate V 4 Other - Specify V 5 None M INDXADJ3 S Index used to adjust interest rate for third C Lender characteristics Z C 1 X Public :L: Item 13a: What index is used to adjust interest rates on this third mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 0 Treasury security - Specify years V 1 Average cost of funds in bank district (e.g., 11th district) V 2 National average cost of funds V 3 OTS contract mortgage rate V 4 Other - Specify V 5 None M INITRTE1 S Initial interest rate for first mortgage C Lender characteristics Z B X Public :L: Item 13e: What was the initial rate when this first mortgage was made :L: V -1 not reported V -2 not applicable V 00.01:20.99 0.01-20.99 percent M INITRTE2 S Initial interest rate for second mortgage C Lender characteristics Z B X Public :L: Item 13e: What was the initial rate when this second mortgage was made? :L: V -1 not reported V -2 not applicable V 00.01:20.99 0.01-20.99 percent M INITRTE3 S Initial interest rate for third mortgage C Lender characteristics Z B X Public :L: Item 13e: What was the initial rate when this third mortgage was made? :L: V -1 not reported V -2 not applicable V 00.01:20.99 0.01-20.99 percent M INLAMT S Installment loan amount C Installment loan data Z B X Public :L: Item 6f: What was the amount of your CURRENT INSTALLMENT LOAN when you placed it? :L: V -1 not reported V 00000000:99999999 $0 - $99,999,999 M INLBAL S Current balance on installment loan C Installment loan data Z B X Public :L: Item 31a: What is the current unpaid balance on this installment loan? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLBALMM S Month installment loan balance computed C Installment loan data Z C 2 X Public :L: Item 31b: As of what date was this balance computed? :L: V -1 not reported V -2 not applicable V 01:12 January - December M INLBALYR S Year installment loan balance computed C Installment loan data Z C 4 X Public :L: Item 31b: As of what date was this balance computed? :L: V -1 not reported V -2 not applicable V 2000:2001 2000 - 2001 M INLHOLDR S Holder of installment loan C Installment loan data Z C 2 X Public :L: Item 28: What type of institution holds this installment loan? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 15 Other - Specify M INLINPMT S Regular interest only installment loan payment C Installment loan data Z B X Public :L: Item 32a: What are the current required payments to the lender for interest only? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLMM S Month installment loan originally made C Installment loan data Z C 2 X Public :L: Item 29a: When was this installment loan ORIGINALLY made? :L: V -1 not reported V -2 not applicable V 01:12 January - December M INLOTFRQ S Frequency of other items installment loan C Installment loan data Z C 1 X Public :L: Item 33b: How often are these payments required to be made? Other payments :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLOTPMT S Regular other items installment loan pay C Installment loan data Z B X Public :L: Item 32b: What are the current required payments to the lender for other payments? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLPIFRQ S Frequency of P&I or interest only instal C Installment loan data Z C 1 X Public :L: Item 33a: How often are these payments required to be made? Principal and interest or interest only :L: V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M INLPIPMT S Regular principal & interest installment C Installment loan data Z B X Public :L: Item 32a: What are the current required payments to the lender for principal and interest? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLPOD S Payable on demand box for INLTERM C Installment loan data Z C 1 X Public :L: Item 29b: What is the term of this loan (years from date made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 0 Payable on demand M INLRATE S Current interest rate on installment loan C Installment loan data Z B X Public :L: Item 31c: What is the current interest rate? If adjustable rate, enter the rate as of the date the unpaid balance was computed. :L: V -2 not applicable V 00.01:20.97 0.01-20.97 percent M INLTERM S Term of installment loan C Installment loan data Z B X Public :L: Item 29b: What is the term of this loan (years from date made to scheduled maturity)? :L: V -2 not applicable V .D Payable on demand V 01:15 1-15 years M INLVALUE S Value of mobile home when installment loan C Installment loan data Z B X Public :L: Item 30: What was the value of the mobile home when this installment loan was made? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INLYR S Year installment loan originally made C Installment loan data Z C 4 X Public :L: Item 29a: When was this installment loan ORIGINALLY made? :L: V -2 not applicable V 1985:2001 1985 - 2001 M INSTLOAN S Installment loan or contract on mobile home C Installment loan data Z C 1 X Public :L: Item 6d: Do you have an installment loan or contract on this mobile home? :L: V -2 not applicable V 1 Yes V 2 No M INSURNCE S Insurance proceeds used as down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Proceeds from an insurance policy M INTPMT1 S Regular payments for interest only on first C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this first mortgage for interest only? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INTPMT2 S Regular payments for interest only on second C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this second mortgage for interest only? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INTPMT3 S Regular payments for interest only on third C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this third mortgage for interest only? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M INVSTINC S Household income from investments C Property owner income data Z B X Public :L: Item 27c: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from: Interest, dividends, net rental income, royalty income, or income from estates and trusts. :L: V -1 not reported V -99999999: -10 $-99,999,999 - $-10 V 0 : 999999 M J1HISPAN S Edit flag for P1HISPAN C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M J1LNDTYP S Edit flag for LNDTYP C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M J1SAMELN S Edit flag for M1SAMELN C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M J1SAMEMG S Edit flag for M1SAMEMG C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M J2HISPAN S Edit flag for P2HISPAN C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JASSMDYR1 S Edit flag for ASSMDYR1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JASSMDYR2 S Edit flag for ASSMDYR2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JASSMDYR3 S Edit flag for ASSMDYR3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JBALASSM1 S Edit flag for BALASSM1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JBALASSM2 S Edit flag for BALASSM2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JBALASSM3 S Edit flag for BALASSM3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JBUSINC S Edit flag for BUSINC C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JCURRATE1 S Edit flag for CURRATE1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JCURRATE2 S Edit flag for CURRATE2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JCURRATE3 S Edit flag for CURRATE3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEBORROW S Edit flag for HEBORROW C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEHOLDER S Edit flag for HEHOLDER C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JELTCAPS S Edit flag for HELTCAPS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEOTHFRQ S Edit flag for HEOTHFRQ C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEOTHPMT S Edit flag for HEOTHPMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEPIFREQ S Edit flag for HEPIFREQ C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEPOINTS S Edit flag for HEPOINTS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JESERVES S Edit flag for RESERVES C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JEYRAPPR S C X Public M JFULAMTZ1 S Edit flag for FULAMTZ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JFULAMTZ2 S Edit flag for FULAMTZ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JFULAMTZ3 S Edit flag for FULAMTZ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JGULFWAR S Edit flag for GULFWAR C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHEBAL S Edit flag for JHEBAL C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHECAPS S Edit flag for HECAPS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHEPIPMT S Edit flag for HEPIPMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHERATE S Edit flag for HERATE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHHOLDMTG S Edit flag for HHOLDMTG C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHMODLYR S C X Public M JHMTGKIND S Edit flag for HMTGKIND C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHOLDMTG1 S Edit flag for HOLDMTG1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHOLDMTG2 S Edit flag for HOLDMTG2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHOLDMTG3 S Edit flag for HOLDMTG3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JHOWACQ S C X Public M JHPROPTYPE S Edit flag for HPROPTYPE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JIHOLDMTG S Edit flag for IHOLDMTG C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JIMTGKIND S Edit flag for IMTGKIND C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINITRTE1 S Edit flag for INITRTE1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINITRTE2 S Edit flag for INITRTE2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINITRTE3 S Edit flag for INITRTE3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINLAMT S Edit flag for INLAMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINLBAL S Edit flag for INLBAL C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINLRATE S Edit flag for INLRATE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINLTERM S Edit flag for INLTERM C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINLYR S Edit flag for INLYR C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINTPMT1 S Edit flag for INTPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINTPMT2 S Edit flag for INTPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JINTPMT3 S Edit flag for INTPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JKBENEFT S Edit flag for DKBENEFT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JKEEPPMT1 S Edit flag for KEEPPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JKEEPPMT2 S Edit flag for KEEPPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JKEEPPMT3 S Edit flag for KEEPPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JKOREA S Edit flag for KOREA C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JLIFECAP1 S Edit flag for LIFECAP1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JLIFECAP2 S Edit flag for LIFECAP2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JLIFECAP3 S Edit flag for LIFECAP3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMAINOFC1 S Edit flag for MAINOFC1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMAINOFC2 S Edit flag for MAINOFC2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMAINOFC3 S Edit flag for MAINOFC3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALMM1 S Edit flag for MGBALMM1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALMM2 S Edit flag for MGBALMM2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALMM3 S Edit flag for MGBALMM3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALYR1 S Edit flag for MGBALYR1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALYR2 S Edit flag for MGBALYR2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMGBALYR3 S Edit flag for MGBALYR3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMHCONDO S Edit flag for MHCONDO C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMHPERM S Edit flag for MHPERM C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMHVALUE S Edit flag for MHVALUE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGBAL1 S Edit flag for MTGBAL1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGBAL2 S Edit flag for MTGBAL2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGBAL3 S Edit flag for MTGBAL3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINSR1 S Edit flag for MTGINSR1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINSR2 S Edit flag for MTGINSR2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINSR3 S Edit flag for MTGINSR3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINST1 S Edit flag for MTGINST1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINST2 S Edit flag for MTGINST2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGINST3 S Edit flag for MTGINST3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGKIND1 S Edit flag for MTGKIND1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGKIND2 S Edit flag for MTGKIND2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGKIND3 S Edit flag for MTGKIND3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGORIG1 S Edit flag for MTGORIG1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGORIG2 S Edit flag for MTGORIG2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JMTGORIG3 S Edit flag for MTGORIG3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNDEMAND1 S Edit flag for ONDEMAND1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNDEMAND2 S Edit flag for ONDEMAND2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNDEMAND3 S Edit flag for ONDEMAND3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNEWBLDG S Edit flag for NEWBLDG C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLHOLDR S Edit flag for INLHOLDR C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLOTFRQ S Edit flag for INLOTFRQ C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLOTPMT S Edit flag for INLOTPMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLPIFRQ S Edit flag for INLPIFRQ C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLPIPMT S Edit flag for INLPIPMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNLVALUE S Edit flag for INLVALUE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNNASMNT S Edit flag for ANNASMNT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNNPRINS S Edit flag for ANNPRINS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNNRETAX S Edit flag for ANNRETAX C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNOVETS S Edit flag for NOVETS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNSTLOAN S Edit flag for INSTLOAN C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNUMHE S Edit flag for NUMHE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNUMMORT S Edit flag for NUMMORT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JNVSTINC S Edit flag for INVSTINC C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOBENEFT S Edit flag for NOBENEFT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JODWNPMT S Edit flag for NODWNPMT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGAMT1 S Edit flag for ORIGAMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGAMT2 S Edit flag for ORIGAMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGAMT3 S Edit flag for ORIGAMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGTRM1 S Edit flag for ORIGTRM1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGTRM2 S Edit flag for ORIGTRM2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGTRM3 S Edit flag for ORIGTRM3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGVAL1 S Edit flag for ORIGVAL1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGVAL2 S Edit flag for ORIGVAL2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGVAL3 S Edit flag for ORIGVAL3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGYR1 S Edit flag for ORIGYR1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGYR2 S Edit flag for ORIGYR2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JORIGYR3 S Edit flag for ORIGYR3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTALINC S Edit flag for TOTALINC C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHFREQ1 S Edit flag for OTHFREQ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHFREQ2 S Edit flag for OTHFREQ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHFREQ3 S Edit flag for OTHFREQ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHPMT1 S Edit flag for OTHPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHPMT2 S Edit flag for OTHPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOTHPMT3 S Edit flag for OTHPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JOWFINCD S Edit flag for HOWFINCD C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JP1SEX S Edit flag for P1SEX C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JP2SEX S Edit flag for P2SEX C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIFREQ1 S Edit flag for PIFREQ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIFREQ2 S Edit flag for PIFREQ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIFREQ3 S Edit flag for PIFREQ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSFRQ1 S Edit flag for PINSFRQ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSFRQ2 S Edit flag for PINSFRQ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSFRQ3 S Edit flag for PINSFRQ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSPMT1 S Edit flag for PINSPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSPMT2 S Edit flag for PINSPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPINSPMT3 S Edit flag for PINSPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIPMT1 S Edit flag for PIPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIPMT2 S Edit flag for PIPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPIPMT3 S Edit flag for PIPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPLASSMD1 S Edit flag for PLASSMD1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPLASSMD2 S Edit flag for PLASSMD2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPLASSMD3 S Edit flag for PLASSMD3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIFREQ1 S Edit flag for PMIFREQ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIFREQ2 S Edit flag for PMIFREQ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIFREQ3 S Edit flag for PMIFREQ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIPMT1 S Edit flag for PMIPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIPMT2 S Edit flag for PMIPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPMIPMT3 S Edit flag for PMIPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPOINTS1 S Edit flag for POINTS1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPOINTS2 S Edit flag for POINTS2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JPOINTS3 S Edit flag for POINTS3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRATECAP1 S Edit flag for RATECAP1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRATECAP2 S Edit flag for RATECAP2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRATECAP3 S Edit flag for RATECAP3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRECVPMT1 S Edit flag for RECVPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRECVPMT2 S Edit flag for RECVPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRECVPMT3 S Edit flag for RECVPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXFRQ1 S Edit flag for RETXFRQ1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXFRQ2 S Edit flag for RETXFRQ2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXFRQ3 S Edit flag for RETXFRQ3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXPMT1 S Edit flag for RETXPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXPMT2 S Edit flag for RETXPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JRETXPMT3 S Edit flag for RETXPMT3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSERVICR1 S Edit flag for SERVICR1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSERVICR2 S Edit flag for SERVICR2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSERVICR3 S Edit flag for SERVICR3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSUBPRIM1 S Edit flag for SUBPRIM1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSUBPRIM2 S Edit flag for SUBPRIM2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JSUBPRIM3 S Edit flag for SUBPRIM3 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JTOTPMT1 S Edit flag for TOTPMT1 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JTOTPMT2 S Edit flag for TOTPMT2 C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JTOTPMT3 S C X Public M JUMCTRCT S Edit flag for NUMCTRCT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JUMOTHLN S Edit flag for NUMOTHLN C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JUMOWNER S Edit flag for NUMOWNER C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JUMUNITS S Edit flag for NUMUNITS C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JURPRICE S Edit flag for PURPRICE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JVALUE S Edit flag for VALUE C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JVIETNAM S Edit flag for VIETNAM C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JWAGEINC S Edit flag for WAGEINC C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JWWII S Edit flag for WWII C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JYRACQ S Edit flag for YRACQ C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M JYRBUILT S Edit flag for YRBUILT C Edit flag Z C 1 X Public V Blank Value was not changed during editing V 1 Value changed during editing (not allocated) V 2 Value allocated during editing M KEEPPMT1 S Servicer keeps principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 4: Does the servicer keep the principal and interest payments from this first mortgage or remit them to another party? :L: V -2 not applicable V 1 Keeps the payments V 2 Remits the payments to another party M KEEPPMT2 S Servicer keeps principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 4: Does the servicer keep the principal and interest payments from this second mortgage or remit them to another party? :L: V -2 not applicable V 1 Keeps the payments V 2 Remits the payments to another party M KEEPPMT3 S Servicer keeps principal & interest payments C Lender characteristics Z C 1 X Public :L: Item 4: Does the servicer keep the principal and interest payments from this third mortgage or remit them to another party? :L: V -2 not applicable V 1 Keeps the payments V 2 Remits the payments to another party M KOREA S Owner was on active duty during the Korean war C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X Korean conflict or after (July 1950 to July 1964) M LANDTRST S Property covered by Community Land Trust C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Covered by a Community Land Trust? M LEASEPUR S Used lease-purchase agreement payments agreement C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Payments in a lease-purchase agreement M LIFECAP1 S Caps on rate change over life of first mortgage C Lender characteristics Z B X Public :L: Item 13g: What are the caps on the interest rate change over the life of the first mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 No caps V 00.01:20.99 0.01-20.99 percentage points M LIFECAP2 S Caps on rate change over life of second C Lender characteristics Z B X Public :L: Item 13g: What are the caps on the interest rate change over the life of the second mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 No caps V 00.01:20.99 0.01-20.99 percentage points M LIFECAP3 S Caps on rate change over life of third mortgage C Lender characteristics Z B X Public :L: Item 13g: What are the caps on the interest rate change over the life of the third mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 No caps V 00.01:20.99 0.01-20.99 percentage points M LIVEHERE S Owner lives on the property C Property owner characteristics Z C 1 X Public :L: Item 2b: Does the owner live on this property? :L: V 1 Yes, as a primary residence V 2 Yes, as a second or vacation home V 3 No M LOCALGOV S Local government provides benefits C Property benefits Z C 1 X Public :L: Item 20b: What is the source of these benefits? Mark all that apply. :L: V -1 not reported V X Local government M LOWINCM S Property occupied by low-income individuals C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V X Occupied by low- or moderate-income individuals? M LOWRATE S Property benefits from low interest rate C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X A government-sponsored below-market interest rate mortgage loan? M M1APPLY S How first mortgage was applied for C First mortgage data Z C 1 X Public :L: Item 8c: How did you apply for the CURRENT FIRST mortgage on this property? :L: V -1 not reported V 1 By computer over the Internet or by e-mail V 2 By telephone or FAX V 3 By regular mail V 4 By personal visit V 5 Through third party (such as real estate agent or builder) V 6 Some other way - Specify M M1BUS S Used refinancing dollars to start a business C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To start a business M M1CASHBK S Dollars received by refinancing first mortgage C First mortgage data Z B X Public :L: Item 9d: How much money did you receive as a result of refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? :L: V 00000000:99999999 $0 - $99,999,999 M M1DEBTS S Used refinancing dollars to consolidate debt C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To consolidate debts M M1DIVORC S Used refinancing dollars to settle a div C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To settle a divorce M M1EXPENS S Used refinancing dollars to pay expenses C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X For educational or medical expenses M M1INT S First mortgage payment includes interest C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Interest M M1LNDTYP S First mortgage lender type C First mortgage data Z C 2 X Public :L: Item 8b: Where did you get the CURRENT FIRST mortgage on this property? :L: V -1 not reported V -2 not applicable V 01 Assumed from previous owner V 02 Commercial bank or trust company V 03 Savings and loan association or federal savings bank V 04 Mutual savings bank V 05 Life insurance company V 06 Mortgage banker or mortgage company V 07 Real estate investment trust M M1OTHINV S Invested refinancing dollars in other way C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear. Mark all that apply. :L: V -1 not reported V X For other types of investments M M1OTHPD S First mortgage payment includes other items C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Other - Specify M M1OTHUSE S Used refinancing dollars for other purpose C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt Mark all that apply. :L: V -1 not reported V X Other - Specify M M1PAYTAX S Used refinancing dollars to pay taxes C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To pay taxes M M1PMI S First mortgage payment includes mortgage C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Mortgage insurance (NOT mortgage life insurance) M M1PRIN S First mortgage payment includes principal C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Principal M M1PRODCT S Used refinancing dollars to buy other property C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To purchase another type of consumer product (furniture, electronic equipment, etc.) M M1PRPINS S First mortgage payment includes property C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Property (fire, hazard, flood, or earthquake) insurance M M1REALST S Invested refinancing dollars in real estate C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X For investment in other real estate M M1REPAIR S Used refinancing dollars to improve property C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X For additions, improvements or repairs to this property M M1RETAX S First mortgage payment includes real estate C First mortgage data Z C 1 X Public :L: Item 8g: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Real estate taxes M M1RFREAS S Reason refinanced first mortgage C First mortgage data Z C 1 X Public :L: Item 9c: What was the one MAIN reason for refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? :L: V -1 not reported V 1 To get a lower interest rate V 2 To increase the payment period for the mortgage V 3 To reduce the payment period for the mortgage V 4 To renew or extend a loan that had fallen due, without increasing the outstanding balance V 5 To receive cash or increase the outstanding balance of the loan V 6 Other reason - Specify M M1SAMELN S Used same lender to refinance first mortgage C First mortgage data Z C 1 X Public :L: Item 9b: Was this mortgage refinanced by the same lender as your previous mortgage on this property? :L: V -2 not applicable V 1 Yes, refinanced by the same lender V 2 No, refinanced by a different lender M M1SAMEMG S Current first mortgage same as original C First mortgage data Z C 1 X Public :L: Item 9a: Is your CURRENT FIRST mortgage - :L: V -2 not applicable V 1 The same mortgage that you PLACED on the property when you acquired it? V 2 The same mortgage that you ASSUMED from the previous owner? V 3 A REFINANCING of a previous loan made or assumed by you? V 4 A mortgage placed on the property that you previously owned free and clear of debt? M M1VEHICL S Used refinancing dollars to buy a vehicle C First mortgage data Z C 1 X Public :L: Item 9e: How did you use the money you received from refinancing your previous mortgage or for placing a mortgage on a property owned free and clear of debt? Mark all that apply. :L: V -1 not reported V X To purchase an automobile, truck, or other vehicle M M2INT S Second mortgage payment includes interest C Second mortgage data Z C 1 X Public :L: Item 11e: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Interest M M2OTHPD S Second mortgage payment includes other item C Second mortgage data Z C 1 X Public :L: Item 11e: What does this regular payment include? Mark all that apply. :L: V -1 not reported- V X Other - Specify M M2PRIN S Second mortgage payment includes principal C Second mortgage data Z C 1 X Public :L: Item 11e: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Principal M M2REASON S Reason for getting second mortgage C Second mortgage data Z C 2 X Public :L: Item 11f: What was the one MAIN reason for obtaining the CURRENT SECOND mortgage on this property? :L: V -1 not reported V 01 To provide funds for the purchase of the property V 02 For additions, improvements, or repairs to this property V 03 To consolidate debts V 04 For investment in other real estate V 05 For other types of investments V 06 For educational or medical expenses V 07 To start a business V 08 To settle a divorce V 09 To pay taxes V 10 To purchase an automobile, truck, or other vehicle V 11 To purchase another type of consumer product (furniture, electronic equipment, etc.) V 12 Other - specify M M3INT S Third mortgage payment includes interest C Third mortgage data Z C 1 X Public :L: Item 12e: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Interest M M3OTHPD S Third mortgage payment includes other item C Third mortgage data Z C 1 X Public :L: Item 12e: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Other - Specify M M3PRIN S Third mortgage payment includes principal C Third mortgage data Z C 1 X Public :L: Item 12e: What does this regular payment include? Mark all that apply. :L: V -1 not reported V X Principal M M3REASON S Reason for getting third mortgage C Third mortgage data Z C 2 X Public :L: Item 12f: What was the one MAIN reason for obtaining the CURRENT THIRD mortgage on this property? :L: V -1 not reported V 01 To provide funds for the purchase of the property V 02 For additions, improvements, or repairs to this property V 03 To consolidate debts V 04 For investment in other real estate V 05 For other types of investments V 06 For educational or medical expenses V 07 To start a business V 08 To settle a divorce V 09 To pay taxes V 10 To purchase an automobile, truck, or other vehicle V 11 To purchase another type of consumer product (furniture, electronic equipment, etc.) V 12 Other - specify M MAINOFC1 S State of main office of payment receiver C Lender characteristics Z C 2 X Public :L: Item 5c: In what State is the main office of the organization or person that eventually receives the principal and interest payments from this first mortgage? V –-1 not reported V -2 not applicable V AL Alabama V AK Alaska V AZ Arizona V AR Arkansas V CA California V CO Colorado V CT Connecticut V DE Delaware V DC District of Columbia V FL Florida V GA Georgia V HI Hawaii V ID Idaho V IL Illinois V IN Indiana V IA Iowa V KS Kansas V KY Kentucky V LA Louisiana V ME Maine V MD Maryland V MA Massachusetts V MI Michigan V MN Minnesota V MS Mississippi V MO Missouri V MT Montana V NE Nebraska V NV Nevada V NH New Hampshire V NJ New Jersey V NM New Mexico V NY New York V NC North Carolina V ND North Dakota V OH Ohio V OK Oklahoma V OR Oregon V PA Pennsylvania V RI Rhode Island V SC South Carolina V SD South Dakota V TN Tennessee V TX Texas V UT Utah V VT Vermont V VA Virginia V WA Washington V WV West Virginia V WI Wisconsin V WY Wyoming :L: M MAINOFC2 S State of main office of payment receiver C Lender characteristics Z C 2 X Public :L: Item 5c: In what State is the main office of the organization or person that eventually receives the principal and interest payments from this second mortgage? V –-1 not reported V -2 not applicable V AL Alabama V AK Alaska V AZ Arizona V AR Arkansas V CA California V CO Colorado V CT Connecticut V DE Delaware V DC District of Columbia V FL Florida V GA Georgia V HI Hawaii V ID Idaho V IL Illinois V IN Indiana V IA Iowa V KS Kansas V KY Kentucky V LA Louisiana V ME Maine V MD Maryland V MA Massachusetts V MI Michigan V MN Minnesota V MS Mississippi V MO Missouri V MT Montana V NE Nebraska V NV Nevada V NH New Hampshire V NJ New Jersey V NM New Mexico V NY New York V NC North Carolina V ND North Dakota V OH Ohio V OK Oklahoma V OR Oregon V PA Pennsylvania V RI Rhode Island V SC South Carolina V SD South Dakota V TN Tennessee V TX Texas V UT Utah V VT Vermont V VA Virginia V WA Washington V WV West Virginia V WI Wisconsin V WY Wyoming :L: M MAINOFC3 S State of main office of payment receiver C Lender characteristics Z C 2 X Public :L: Item 5c: In what State is the main office of the organization or person that eventually receives the principal and interest payments from this third mortgage? V –-1 not reported V -2 not applicable V AL Alabama V AK Alaska V AZ Arizona V AR Arkansas V CA California V CO Colorado V CT Connecticut V DE Delaware V DC District of Columbia V FL Florida V GA Georgia V HI Hawaii V ID Idaho V IL Illinois V IN Indiana V IA Iowa V KS Kansas V KY Kentucky V LA Louisiana V ME Maine V MD Maryland V MA Massachusetts V MI Michigan V MN Minnesota V MS Mississippi V MO Missouri V MT Montana V NE Nebraska V NV Nevada V NH New Hampshire V NJ New Jersey V NM New Mexico V NY New York V NC North Carolina V ND North Dakota V OH Ohio V OK Oklahoma V OR Oregon V PA Pennsylvania V RI Rhode Island V SC South Carolina V SD South Dakota V TN Tennessee V TX Texas V UT Utah V VT Vermont V VA Virginia V WA Washington V WV West Virginia V WI Wisconsin V WY Wyoming :L: M MARGIN1 S Margin on first mortgage C Lender characteristics Z B X Public :L: Item 13b: What is the margin on this first mortgage? :L: V -1 not reported V -2 not applicable V 0.01:9.99 0.01-9.99 percent M MARGIN2 S Margin on second mortgage C Lender characteristics Z B X Public :L: Item 13b: What is the margin on this second mortgage? :L: V -1 not reported V -2 not applicable V 0.01:9.99 0.01-9.99 percent M MARGIN3 S Margin on third mortgage C Lender characteristics Z B X Public :L: Item 13b: What is the margin on this third mortgage? :L: V -1 not reported V -2 not applicable V 0.01:9.99 0.01-9.99 percent M MGBALMM1 S Month current balance computed for first C Lender characteristics Z C 2 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 01:12 January - December M MGBALMM2 S Month current balance computed for second C Lender characteristics Z C 2 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 01:12 January - December M MGBALMM3 S Month current balance computed for third C Lender characteristics Z C 2 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 01:12 January - December M MGBALYR1 S Year current balance computed for first C Lender characteristics Z C 4 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 1900:2001 1900 - 2001 M MGBALYR2 S Year current balance computed for second C Lender characteristics Z C 4 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 1900:2001 1900 - 2001 M MGBALYR3 S Year current balance computed for third C Lender characteristics Z C 4 X Public :L: Item 11b: As of what date was this balance computed? :L: V -2 not applicable V 1900:2001 1900 - 2001 M MHCONDO S Property is a mobile home or condominium C Property characteristics Z C 1 X Public :L: Item 14a: Is this property either a mobile home or a condominium unit? :L: V 1 Yes, a mobile home V 2 Yes, a condominium unit V 3 No M MHMODLYR S Model year of mobile home C Mobile home characteristics Z C 2 X Public :L: Item 6c: What is the model year of this mobile home? :L: V -1 not reported V 00 1999 or later V 97 1997 or 1998 V 95 1995 or 1996 V 90 1990 to 1994 V 80 1980 to 1989 V 70 1970 to 1979 V 60 1969 or earlier M MHPERM S Mobile home on permanent foundation C Mobile home characteristics Z C 1 X Public :L: Item 6a: Is this mobile home on a permanent foundation? :L: V -1 not reported V 1 Yes V 2 No M MHVALUE S Current market value of mobile home C Mobile home characteristics Z B X Public :L: Item 6b: About how much do you think this mobile home would sell for on today's market? :L: V -2 not applicable V 00000000:99999999 $0 - $99,999,999 M MSASTAT S Inside or outside a metropolitan area C Geographical data X Public :L: MSA Final status :L: V 1 Inside the central city of an MSA V 2 In an MSA but not in the central city V 3 Outside an MSA M MTGBAL1 S Current unpaid first mortgage balance C Lender characteristics Z B X Public :L: Item 11a: What is the current unpaid balance on this first mortgage? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M MTGBAL2 S Current unpaid second mortgage balance C Lender characteristics Z B X Public :L: Item 11a: What is the current unpaid balance on this second mortgage? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M MTGBAL3 S Current unpaid third mortgage balance C Lender characteristics Z B X Public :L: Item 11a: What is the current unpaid balance on this third mortgage? :L: V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M MTGINSR1 S First Mortgage insurance type C Lender characteristics Z C 1 X Public :L: Item 6: How is this first mortgage insured or guaranteed? :L: V -2 not applicable V 1 Federal Housing Administration (FHA) V 2 Department of Veterans Affairs (VA) V 3 Rural Housing Service / Rural Development (formerly FmHA) V 4 Private mortgage insurance company (Do NOT include borrower's life insurance.) V 5 State or local housing finance agency only V 6 State or local housing finance agency with FHA insurance, VA, or Rural Housing Service / Rural Development (form V 7 Other - Specify V 8 Not insured or guaranteed M MTGINSR2 S Second Mortgage insurance type C Lender characteristics Z C 1 X Public :L: Item 6: How is this second mortgage insured or guaranteed? :L: V -2 not applicable V 1 Federal Housing Administration (FHA) V 2 Department of Veterans Affairs (VA) V 3 Rural Housing Service / Rural Development (formerly FmHA) V 4 Private mortgage insurance company (Do NOT include borrower's life insurance.) V 5 State or local housing finance agency only V 6 State or local housing finance agency with FHA insurance, VA, or Rural Housing Service / Rural Development (form V 7 Other - Specify V 8 Not insured or guaranteed M MTGINSR3 S Third Mortgage insurance type C Lender characteristics Z C 1 X Public :L: Item 6: How is this third mortgage insured or guaranteed? :L: V -2 not applicable V 1 Federal Housing Administration (FHA) V 2 Department of Veterans Affairs (VA) V 3 Rural Housing Service / Rural Development (formerly FmHA) V 4 Private mortgage insurance company (Do NOT include borrower's life insurance.) V 5 State or local housing finance agency only V 6 State or local housing finance agency with FHA insurance, VA, or Rural Housing Service / Rural Development (formerly FmHA) V 7 Other - Specify V 8 Not insured or guaranteed M MTGINST1 S First Mortgage instrument type C Lender characteristics Z C 1 X Public :L: Item 12: What type of first mortgage instrument is this? :L: V -2 not applicable V 1 Fixed-rate, level-payment V 2 Short-term with balloon payment V 3 Reverse mortgage V 4 Adjustable rate mortgage (ARM) V 5 Other - Specify M MTGINST2 S Second Mortgage instrument type C Lender characteristics Z C 1 X Public :L: Item 12: What type of second mortgage instrument is this? :L: V -2 not applicable V 1 Fixed-rate, level-payment V 2 Short-term with balloon payment V 3 Reverse mortgage V 4 Adjustable rate mortgage (ARM) V 5 Other - Specify M MTGINST3 S Third Mortgage instrument type C Lender characteristics Z C 1 X Public :L: Item 12: What type of third mortgage instrument is this? :L: V -2 not applicable V 1 Fixed-rate, level-payment V 2 Short-term with balloon payment V 3 Reverse mortgage V 4 Adjustable rate mortgage (ARM) V 5 Other - Specify M MTGKIND1 S Kind of first mortgage C Lender characteristics Z C 1 X Public :L: Item 2: The first mortgage or similar debt you are reporting for is a - :L: V -2 not applicable V 1 First mortgage or deed of trust (including land contract or contract to purchase) V 4 Reverse mortgage V 7 Other - specify M MTGKIND2 S Kind of second mortgage C Lender characteristics Z C 1 X Public :L: Item 2: The second mortgage or similar debt you are reporting for is a - :L: V -2 not applicable V 2 Second mortgage (EXCLUDING home equity line of credit) M MTGKIND3 S Kind of third mortgage C Lender characteristics Z C 1 X Public :L: Item 2: The third mortgage or similar debt you are reporting for is a - :L: V -2 not applicable V 3 Third mortgage (EXCLUDING home equity line of credit) M MTGORIG1 S How payment receiver obtained first mortgage C Lender characteristics Z C 1 X Public :L: Item 5b: Did the current recipient of the principal and interest payments - :L: V -2 not applicable V 1 Originate the mortgage from the borrower? V 2 Purchase the mortgage from the present servicer? V 3 Purchase the mortgage from someone else? M MTGORIG2 S How payment receiver obtained second mor C Lender characteristics Z C 1 X Public :L: Item 5b: Did the current recipient of the principal and interest payments - :L: V -2 not applicable V 1 Originate the mortgage from the borrower? V 2 Purchase the mortgage from the present servicer? V 3 Purchase the mortgage from someone else? M MTGORIG3 S How payment receiver obtained third mor C Lender characteristics Z C 1 X Public :L: Item 5b: Did the current recipient of the principal and interest payments - :L: V -2 not applicable V 1 Originate the mortgage from the borrower? V 2 Purchase the mortgage from the present servicer? V 3 Purchase the mortgage from someone else? M NEGAMTZ1 S Negative amortization allowed C Lender characteristics Z C 1 X Public :L: Item 14c: Does this mortgage allow negative amortization? :L: V 1 Yes, capped V 2 Yes, unrestricted negative amortization V 3 No M NEGAMTZ2 S Negative amortization allowed C Lender characteristics Z C 1 X Public :L: Item 14c: Does this second mortgage allow negative amortization? :L: V 1 Yes, capped V 2 Yes, unrestricted negative amortization V 3 No M NEGAMTZ3 S C X Public M NEGCAP1 S Negative amortization cap C Lender characteristics Z B X Public :L: Item 14c: Does this first mortgage allow negative amortization? If yes, capped at - :L: V -1 not reported V -2 not applicable V 000.01:159.99 0.01-159.99 percent M NEGCAP2 S Negative amortization cap C Lender characteristics Z B X Public :L: Item 14c: Does this second mortgage allow negative amortization? If yes, capped at - :L: V -1 not reported V -2 not applicable V 000.01:159.99 0.01-159.99 percent M NEGCAP3 S Negative amortization cap C Lender characteristics Z B X Public :L: Item 14c: Does this third mortgage allow negative amortization? If yes, capped at - :L: V -1 not reported V -2 not applicable V 000.01:159.99 0.01-159.99 percent M NEWBLDG S Building was new when acquired C Data about the purchase of the property Z C 1 X Public :L: Item 4d: Was the residence new when you acquired the property, or was it previously occupied? :L: V -1 not reported V 1 New V 2 Previously occupied by someone else V 3 Converted from nonresidential use V 4 Other - Specify M NOBENEFT S Property receives no property benefits C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X None of the above M NODWNPMT S No down payment required C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X No down payment required M NONPROF S Property benefits from non-profit subsidy C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X Subsidy from a non-profit corporation? M NONPROFT S Non-profit source used as down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X From a non-profit organization M NOVETS S Owner did not serve in the military C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X No M NUMCTRCT S Number of contracts on the property C Property characteristics Z B X Public :L: Item 7: How many of these LOANS do you CURRENTLY have on this property? :L: V 0:4 0-4 Contract to purchase, land contract, contract for deed, or purchase agreement M NUMHE S Number of home equity lines of credit C Property characteristics Z B X Public :L: Item 7: How many of these LOANS do you CURRENTLY have on this property? :L: V 0:4 0-4 Home equity line of credit M NUMMORT S Number of regular mortgages on the property C Property characteristics Z B X Public :L: Item 7: How many of these LOANS do you CURRENTLY have on this property? :L: V 0:4 0-4 Mortgage, deed of trust, trust deed (Include 1st, 2nd, and 3rd loans) M NUMOTHLN S Number of other loans secured by the pro C Property characteristics Z B X Public :L: Item 7: How many of these LOANS do you CURRENTLY have on this property? :L: V 0:4 0-4 Some other loan secured by this property (do NOT count personal loans, installment loans, or consumer finance M NUMOWNER S Number of people who own this property C Property owner characteristics Z C 1 X Public :L: Item 22: How many people own this property? :L: V 1 One person V 2 Two people V 3 Three or more people M NUMUNITS S Number of housing units on property C Property characteristics Z B X Public :L: Item 14b: How many housing units (separate living quarters) are there in this property? :L: V 001:997 1-997 units M ONDEMAND1 S Payable on demand box for ORIGTRM C Lender characteristics Z C 1 X Public :L: Item 10b: What is the term of this first mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 0 Payable on demand M ONDEMAND2 S Payable on demand box for ORIGTRM C Lender characteristics Z C 1 X Public :L: Item 10b: What is the term of this second mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 0 Payable on demand M ONDEMAND3 S Payable on demand box for ORIGTRM C Lender characteristics Z C 1 X Public :L: Item 10b: What is the term of this third mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 0 Payable on demand M ORIGAMT1 S Original amount of first mortgage C Lender characteristics Z B X Public :L: Item 10c: What was the amount of this first mortgage when it was ORIGINALLY made? If refinanced or renewed, enter amount at time of most recent action. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGAMT2 S Original amount of second mortgage C Lender characteristics Z B X Public :L: Item 10c: What was the amount of this second mortgage when it was ORIGINALLY made? If refinanced or renewed, enter amount at time of most recent action. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGAMT3 S Original amount of third mortgage C Lender characteristics Z B X Public :L: Item 10c: What was the amount of this third mortgage when it was ORIGINALLY made? If refinanced or renewed, enter amount at time of most recent action. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGMM1 S Month first mortgage originally made C Lender characteristics Z C 2 X Public :L: Item 10a: When was this first mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -1 not reported V -2 not applicable V 01:12 January - December M ORIGMM2 S Month second mortgage originally made C Lender characteristics Z C 2 X Public :L: Item 10a: When was this second mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -1 not reported V -2 not applicable V 01:12 January - December M ORIGMM3 S Month third mortgage originally made C Lender characteristics Z C 2 X Public :L: Item 10a: When was this third mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -1 not reported V -2 not applicable V 01:12 January - December M ORIGTRM1 S Original term of first mortgage C Lender characteristics Z B X Public :L: Item 10b: What is the term of this first mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 00:40 0-40 years M ORIGTRM2 S Original term of second mortgage C Lender characteristics Z B X Public :L: Item 10b: What is the term of this second mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 00:40 0-40 years M ORIGTRM3 S Original term of third mortgage C Lender characteristics Z B X Public :L: Item 10b: What is the term of this third mortgage (years from date ORIGINALLY made to scheduled maturity)? :L: V -1 not reported V -2 not applicable V 00:40 0-40 years M ORIGVAL1 S Property value when original first mortgage made C Lender characteristics Z B X Public :L: Item 10d: What was the appraised value of the property when this first mortgage was ORIGINALLY made? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGVAL2 S Property value when second mortgage made C Lender characteristics Z B X Public :L: Item 10d: What was the appraised value of the property when this second mortgage was ORIGINALLY made? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGVAL3 S Property value when third mortgage made C Lender characteristics Z B X Public :L: Item 10d: What was the appraised value of the property when this third mortgage was ORIGINALLY made? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M ORIGYR1 S Year first mortgage originally made C Lender characteristics Z C 4 X Public :L: Item 10a: When was this first mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -2 not applicable V 1900:2001 1900 - 2001 M ORIGYR2 S Year second mortgage originally made C Lender characteristics Z C 4 X Public :L: Item 10a: When was this second mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -2 not applicable V 1900:2001 1900 - 2001 M ORIGYR3 S Year third mortgage originally made C Lender characteristics Z C 4 X Public :L: Item 10a: When was this third mortgage ORIGINALLY made? If refinanced or renewed, enter date of most recent action. :L: V -2 not applicable V 1900:2001 1900 - 2001 M OTHBENFT S Property receives benefits for other reason C Property benefits Z C 1 X Public :L: Item 20c: Are there benefits provided because the property is - Mark all that apply. :L: V -1 not reported V X Other reason? - Specify M OTHBORRW S Other borrowing used as down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Other borrowing using assets other than this property as collateral M OTHCHG1 S Payment changed for other than rate change C Lender characteristics Z C 1 X Public :L: Item 14a: Can the regular principal and interest payments change during the life of this first mortgage OTHER THAN through a change in the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M OTHCHG2 S Payment changed for other than rate change C Lender characteristics Z C 1 X Public :L: Item 14a: Can the regular principal and interest payments change during the life of this second mortgage OTHER THAN through a change in the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M OTHCHG3 S Payment changed for other than rate change C Lender characteristics Z C 1 X Public :L: Item 14a: Can the regular principal and interest payments change during the life of this third mortgage OTHER THAN through a change in the interest rate? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M OTHDOWN S Other sources used as down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Other - Specify M OTHERINC S Household income from any other sources C Property owner income data Z B X Public :L: Item 27f: What was the total income in 2000 (before taxes and deductions) for members of this household 15 years or older? Include any income from - Any other sources of income received regularly such as VA payments, unemployment compensation, public assistance or public welfare payments, child support or alimony. Exclude lump-sum amounts such as gains from sale of property, an inheritance, or gifts from family members. :L: V 00000000:99999999 $0 - $99,999,999 M OTHFREQ1 S Frequency of payments of other items on first mortgage C Lender characteristics Z C 1 X Public :L: Item 18e: How often are these payments required to be made? Other payments :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M OTHFREQ2 S Frequency of payments of other items on second mortgage C Lender characteristics Z C 1 X Public :L: Item 18e: How often are these payments required to be made? Other payments :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M OTHFREQ3 S Frequency of payments of other items on third mortgage C Lender characteristics Z C 1 X Public :L: Item 18e: How often are these payments required to be made? Other payments :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M OTHPMT1 S Regular payments for other items on first C Lender characteristics Z B X Public :L: Item 17e: What are the required regular payments from the borrower on this first mortgage for other payments (e.g., escrow shortage, cushion, life insurance, accident, health, or disability) :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M OTHPMT2 S Regular payments for other items on second C Lender characteristics Z B X Public :L: Item 17e: What are the required regular payments from the borrower on this second mortgage for other payments (e.g., escrow shortage, cushion, life insurance, accident, health, or disability) :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M OTHPMT3 S Regular payments for other items on third C Lender characteristics Z B X Public :L: Item 17e: What are the required regular payments from the borrower on this third mortgage for other payments (e.g., escrow shortage, cushion, life insurance, accident, health, or disability) :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M OWNBEFOR S Owner previously owned another home C Property owner characteristics Z C 1 X Public :L: Item 26: Have any of the current owners of this property ever owned another home? :L: V -1 not reported V 1 Yes, previously owned another home V 2 No M OWNLAND S Own land where home is C Property characteristics Z C 1 X Public :L: Item 19a: Do you own the land on which your home is situated? :L: V -1 not reported V 1 Yes V 2 No M P1AGE S Age of property owner C Property owner characteristics Z C 3 X Public :L: Item 24b: What is the property owner(s) age? :L: V -1 not reported V 000:105 0 to 105 years old M P1HISPAN S Property owner is Hispanic C Property owner characteristics Z C 1 X Public :L: Item 23: Is the owner(s) of this property Spanish/Hispanic/Latino? :L: V 1 Yes V 2 No M P1RACE S Race of owner C Property owner characteristics Z C 2 X Public :L: Recode of Item 27c :L: V 01 - White Only V 02 - Black or African American Only V 03 - American Indian or Alaska Native Only V 04 - Asian Only V 05 - Native Hawaiian or Other Pacific Islander Only V 06 - White and Black/African American V 07 - White and American Indian/Alaska Native V 08 - White and Asian V 09 - White and Native Hawaiian/Other Pacific Islander V 10 - Black/African American and American Indian/Alaska Native V 11 - Black/African American and Asian V 12 - Black/African American and Hawaiian/Other Pacific Islander V 13 - Asian and American Indian/Alaska Native V 14 - Asian and Hawaiian/Other Pacific Islander V 15 - White, Black/African American, and American Indian/Alaska Native V 16 - White, Black/African American, and Asian V 17 - White, Asian, and American Indian/Alaska Native V 18 - White, Asian, and Hawaiian/Other Pacific Islander V 19 - White, Black/African American, Asian, and American Indian/Alaska Native V 20 - Two or three race combinations not already specified V 21 - Four or Five race combinations not already specified M P1RACE S Race of property owner C Property owner characteristics Z C 2 X Public :L: This variable is a recode. It was derived from the answers provided by the property owner to each individual race question. :L: V 01 White only V 02 Black only V 03 Native American only V 04 Asian only V 05 Pacific Islander only V 06 White and Black V 07 White and Native American V 08 White and Asian V 09 White and Pacific Islander V 10 Black and Native American V 11 Black and Asian V 12 Black and Pacific Islander V 13 Native American and Asian V 14 Asian and Pacific Islander V 15 White, Black, and Native American V 16 White, Black, and Asian V 17 White, Native American, and Asian V 18 White, Asian, and Pacific Islander V 19 White, Black, Native American, and Asian V 20 Other combination of 2 or 3 races V 21 Other combination of 4 or 5 races M P1SEX S Sex of property owner C Property owner characteristics Z C 1 X Public :L: Item 24c: What is the property owner(s) sex? :L: V 1 Male V 2 Female M P2AGE S Age of property co-owner C Property owner characteristics Z C 3 X Public :L: Item 24b: What is the property owner(s) age? :L: V -1 not reported V 000:105 0 to 105 years old M P2HISPAN S Property co-owner is Hispanic C Property owner characteristics Z C 1 X Public :L: Item 23: Is the owner(s) of this property Spanish/Hispanic/Latino? :L: V -1 not reported V 1 Yes V 2 No M P2RACE S Race of co-owner C Property owner characteristics Z C 2 X Public :L: Recode of Item 27c :L: V 01 - White Only V 02 - Black or African American Only V 03 - American Indian or Alaska Native Only V 04 - Asian Only V 05 - Native Hawaiian or Other Pacific Islander Only V 06 - White and Black/African American V 07 - White and American Indian/Alaska Native V 08 - White and Asian V 09 - White and Native Hawaiian/Other Pacific Islander V 10 - Black/African American and American Indian/Alaska Native V 11 - Black/African American and Asian V 12 - Black/African American and Hawaiian/Other Pacific Islander V 13 - Asian and American Indian/Alaska Native V 14 - Asian and Hawaiian/Other Pacific Islander V 15 - White, Black/African American, and American Indian/Alaska Native V 16 - White, Black/African American, and Asian V 17 - White, Asian, and American Indian/Alaska Native V 18 - White, Asian, and Hawaiian/Other Pacific Islander V 19 - White, Black/African American, Asian, and American Indian/Alaska Native V 20 - Two or three race combinations not already specified V 21 - Four or Five race combinations not already specified M P2RACE S Race of property co-owner C Property owner characteristics Z C 2 X Public :L: This variable is a recode. It was derived from the answers provided by the property co-owner to each individual race question. :L: V 01 White only V 02 Black only V 03 Native American only V 04 Asian only V 05 Pacific Islander only V 06 White and Black V 07 White and Native American V 08 White and Asian V 09 White and Pacific Islander V 10 Black and Native American V 11 Black and Asian V 12 Black and Pacific Islander V 13 Native American and Asian V 14 Asian and Pacific Islander V 15 White, Black, and Native American V 16 White, Black, and Asian V 17 White, Native American, and Asian V 18 White, Asian, and Pacific Islander V 19 White, Black, Native American, and Asian V 20 Other combination of 2 or 3 races V 21 Other combination of 4 or 5 races M P2SEX S Sex of property co-owner C Property owner characteristics Z C 1 X Public :L: Item 24c: What is the property owner(s) sex? :L: V -1 not reported V 1 Male V 2 Female M PARENTS S Parents/relatives supplied down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X From parents or relatives M PENSION S Borrowed from retirement for down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Borrowing from a retirement plan M PIFREQ1 S Frequency of principal & interest or interest only C Lender characteristics Z C 1 X Public :L: Item 18a: How often are these payments required to be made? Principal and interest or interest only :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PIFREQ2 S Frequency of principal & interest or interest only C Lender characteristics Z C 1 X Public :L: Item 18a: How often are these payments required to be made? Principal and interest or interest only :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PIFREQ3 S Frequency of principal & interest or interest only C Lender characteristics Z C 1 X Public :L: Item 18a: How often are these payments required to be made? Principal and interest or interest only :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PINSFRQ1 S Frequency of property insurance payments C Lender characteristics Z C 1 X Public :L: Item 18c: How often are these payments required to be made? Fire, hazard, flood, or earthquake insurance :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PINSFRQ2 S Frequency of property insurance payments C Lender characteristics Z C 1 X Public :L: Item 18c: How often are these payments required to be made? Fire, hazard, flood, or earthquake insurance :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PINSFRQ3 S Frequency of property insurance payments C Lender characteristics Z C 1 X Public :L: Item 18c: How often are these payments required to be made? Fire, hazard, flood, or earthquake insurance :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PINSPMT1 S Regular payments for property insurance C Lender characteristics Z B X Public :L: Item 17c: What are the required regular payments from the borrower on this first mortgage for fire, hazard, flood, or earthquake insurance? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PINSPMT2 S Regular payments for property insurance C Lender characteristics Z B X Public :L: Item 17c: What are the required regular payments from the borrower on this second mortgage for fire, hazard, flood, or earthquake insurance? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PINSPMT3 S Regular payments for property insurance C Lender characteristics Z B X Public :L: Item 17c: What are the required regular payments from the borrower on this third mortgage for fire, hazard, flood, or earthquake insurance? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PIPMT1 S Regular payments for principal & interest C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this first mortgage for principal and interest? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PIPMT2 S Regular payments for principal & interest C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this second mortgage for principal and interest? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PIPMT3 S Regular payments for principal & interest C Lender characteristics Z B X Public :L: Item 17a: What are the required regular payments from the borrower on this third mortgage for principal and interest? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PLASSMD1 S First Mortgage placed or assumed C Lender characteristics Z C 1 X Public :L: Item 8: Was this first mortgage placed or assumed by the present property owner? :L: V -2 not applicable V 1 Placed V 2 Assumed M PLASSMD2 S Second Mortgage placed or assumed C Lender characteristics Z C 1 X Public :L: Item 8: Was this second mortgage placed or assumed by the present property owner? :L: V -2 not applicable V 1 Placed V 2 Assumed M PLASSMD3 S Third Mortgage placed or assumed C Lender characteristics Z C 1 X Public :L: Item 8: Was this third mortgage placed or assumed by the present property owner? :L: V -2 not applicable V 1 Placed V 2 Assumed M PMIFREQ1 S Frequency of mortgage insurance payments C Lender characteristics Z C 1 X Public :L: Item 18d: How often are these payments required to be made? Mortgage insurance premium :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PMIFREQ2 S Frequency of mortgage insurance payments C Lender characteristics Z C 1 X Public :L: Item 18d: How often are these payments required to be made? Mortgage insurance premium :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PMIFREQ3 S Frequency of mortgage insurance payments C Lender characteristics Z C 1 X Public :L: Item 18d: How often are these payments required to be made? Mortgage insurance premium :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M PMIPMT1 S Regular payments for mortgage insurance C Lender characteristics Z B X Public :L: Item 17d: What are the required regular payments from the borrower on this first mortgage for mortgage insurance premium? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PMIPMT2 S Regular payments for mortgage insurance C Lender characteristics Z B X Public :L: Item 17d: What are the required regular payments from the borrower on this second mortgage for mortgage insurance premium? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PMIPMT3 S Regular payments for mortgage insurance C Lender characteristics Z B X Public :L: Item 17d: What are the required regular payments from the borrower on this third mortgage for mortgage insurance premium? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M PMTSTAT1 S Current status of first mortgage payment C Lender characteristics Z C 1 X Public :L: Item 20a: What is the current status of the first mortgage payments? :L: V -1 not reported V -2 not applicable V 1 Up-to-date, ahead of schedule, or less than 90 days past due V 2 Delinquent by 90 days or more M PMTSTAT2 S Current status of second mortgage payment C Lender characteristics Z C 1 X Public :L: Item 20a: What is the current status of the second mortgage payments? :L: V -1 not reported V -2 not applicable V 1 Up-to-date, ahead of schedule, or less than 90 days past due V 2 Delinquent by 90 days or more M PMTSTAT3 S Current status of third mortgage payment C Lender characteristics Z C 1 X Public :L: Item 20a: What is the current status of the third mortgage payments? :L: V -1 not reported V -2 not applicable V 1 Up-to-date, ahead of schedule, or less than 90 days past due V 2 Delinquent by 90 days or more M POINTS1 S Points paid as interest at loan inception C Lender characteristics Z B X Public :L: Item 10f: How many points were paid as INTEREST at the inception of this first mortgage? Include only those points paid for the use of the money. DO NOT include any points paid as a fee for loan origination or other non-interest fee. :L: V -1 not reported V -2 not applicable V -3 Don't know V -4 none V 0.00:9.99 0-9.99 points M POINTS2 S Points paid as interest at loan inception C Lender characteristics Z B X Public :L: Item 10f: How many points were paid as INTEREST at the inception of this second mortgage? Include only those points paid for the use of the money. DO NOT include any points paid as a fee for loan origination or other non-interest fee. :L: V -1 not reported V -2 not applicable V -3 Don't know V -4 none V 0.00:9.99 0-9.99 points M POINTS3 S Points paid as interest at loan inception C Lender characteristics Z B X Public :L: Item 10f: How many points were paid as INTEREST at the inception of this third mortgage? Include only those points paid for the use of the money. DO NOT include any points paid as a fee for loan origination or other non-interest fee. :L: V -1 not reported V -2 not applicable V -3 Don't know V -4 none V 0.00:9.99 0-9.99 points M PUFCTRL S Control number C Administrative data X Public :L: This is the scrambled control number. :L: M PURPRICE S Purchase price of property C Data about the purchase of the property Z B X Public :L: Item 5a: What was the purchase price of this property? Do NOT include closing costs. If the building was built for or by you, report the total land and construction costs even if incurred at different times. :L: V -2 not applicable V 00000000:99999999 $0 - $99,999,999 M RATECAP1 S Caps on interest rate change per period C Lender characteristics Z B X Public :L: Item 13f: What are the caps on the interest rate change per adjustment period of first mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 no caps V 0.01:9.99 0.01-9.99 percentage points M RATECAP2 S Caps on interest rate change per period C Lender characteristics Z B X Public :L: Item 13f: What are the caps on the interest rate change per adjustment period of first mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 No caps V 0.01:9.99 0.01-9.99 percentage points M RATECAP3 S Caps on interest rate change per period C Lender characteristics Z B X Public :L: Item 13f: What are the caps on the interest rate change per adjustment period of first mortgage? :L: V -1 not reported V -2 not applicable V -3 don't know V -4 No caps V 0.01:9.99 0.01-9.99 percentage points M RATECHG1 S Interest rate changed since first mortgage C Lender characteristics Z C 1 X Public :L: Item 13d: Has the interest rate changed since this first mortgage was made? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M RATECHG2 S Interest rate changed since second mortgage C Lender characteristics Z C 1 X Public :L: Item 13d: Has the interest rate changed since this second mortgage was made? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M RATECHG3 S Interest rate changed since third mortgage C Lender characteristics Z C 1 X Public :L: Item 13d: Has the interest rate changed since this third mortgage was made? :L: V -1 not reported V -2 not applicable V 1 Yes V 2 No M RECVPMT1 S Receiver of principal & interest payment C Lender characteristics Z C 2 X Public :L: Item 5a: Who eventually receives the principal and interest payments from this first mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie Mae ) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M RECVPMT2 S Receiver of principal & interest payment C Lender characteristics Z C 2 X Public :L: Item 5a: Who eventually receives the principal and interest payments from this second mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie Mae) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M RECVPMT3 S Receiver of principal & interest payment C Lender characteristics Z C 2 X Public :L: Item 5a: Who eventually receives the principal and interest payments from this third mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, Ginnie Mae) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M REGION S Region where property is located C Geographical data X Public :L: Region where property is located :L: V 1 Northeast V 2 Midwest V 3 South V 4 West M RESERVES S Owner is in the reserves or National Guard C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X Active member of Reserves or National Guard for at least 6 years M RESREL S Relationship of respondent to property C Respondent characteristics Z C 1 X Public :L: Item 28b: What is this person's relationship to the property? :L: V -1 not reported V 1 Owner V 2 Neighbor V 3 Manager or management office V 4 Other - Specify M RETIRINC S Household income from all types of pension C Property owner income data Z B X Public :L: Item 27e: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from - Retirement, survivor, or disability pensions :L: V 00000000:99999999 $0 - $99,999,999 M RETXFRQ1 S Frequency of real estate tax payments on property C Lender characteristics Z C 1 X Public :L: Item 18b: How often are these payments required to be made? Real estate taxes :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M RETXFRQ2 S Frequency of real estate tax payments on property C Lender characteristics Z C 1 X Public :L: Item 18b: How often are these payments required to be made? Real estate taxes :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M RETXFRQ3 S Frequency of real estate tax payments on property C Lender characteristics Z C 1 X Public :L: Item 18b: How often are these payments required to be made? Real estate taxes :L: V -1 not reported V -2 not applicable V 1 Monthly V 2 Biweekly (every 2 weeks) V 3 Quarterly V 4 Other - Specify V 5 Not paid M RETXPMT1 S Regular payments for real estate taxes C Lender characteristics Z B X Public :L: Item 17b: What are the required regular payments from the borrower on this first mortgage for real estate taxes? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M RETXPMT2 S Regular payments for real estate taxes C Lender characteristics Z B X Public :L: Item 17b: What are the required regular payments from the borrower on this second mortgage for real estate taxes? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M RETXPMT3 S Regular payments for real estate taxes C Lender characteristics Z B X Public :L: Item 17b: What are the required regular payments from the borrower on this third mortgage for real estate taxes? If taxes and insurance are combined in one account, estimate the amount for each and enter the estimates in the appropriate boxes. :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M R_PURPRICE_VALUE S Purchase price as a percent of value C Property characteristics Z B X Public :L: Recode Purchase price as a percent of value = purchase price divided by value. Percent with 2 implied decimal places :L: V -6 non-meaningful data-value is less than $1,000 V -2 out of universe V 0 less than 00.01% V 1:999999 0.01%-9,999.99% M R_VALUE_PER_HU S Value per housing unit C Property characteristics Z B X Public :L: Recode Value per housing unit=value divided by number of units :L: V -6 non-meaningful data: value is less than $1,000 V 1:99999999 $1-$99,999,999 per unit M SAMETIME S Acquired building and land at same time C Data about the purchase of the property Z C 1 X Public :L: Item 4b: Did you acquire the building and the land at the same time? :L: V -1 not reported V 1 Yes V 2 No V 3 Do not own land M SENIORNH S Most people in neighborhood are 55+ C Property characteristics Z C 1 X Public :L: Item 21b: Are most of the residents of the subdivision, building, or immediate neighborhood where this property is located age 55 or older? :L: V -1 not reported V 1 Yes V 2 No V 3 Don't know M SERVICR1 S First Mortgage servicer C Lender characteristics Z C 2 X Public :L: Item 3: Who services this first mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, or Ginnie Mae) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M SERVICR2 S Second Mortgage servicer C Lender characteristics Z C 2 X Public :L: Item 3: Who services this second mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, or Ginnie Mae) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M SERVICR3 S Third Mortgage servicer C Lender characteristics Z C 2 X Public :L: Item 3: Who services this third mortgage? :L: V -2 not applicable V 01 Commercial bank or trust company V 02 Savings and loan association, federal savings bank V 03 Mutual savings bank V 04 Life insurance company V 05 Mortgage banker or mortgage company V 06 Federally-sponsored secondary market agency (Freddie Mac, Fannie Mae, or Ginnie Mae) V 07 Conventional mortgage pool (not guaranteed by Freddie Mac, Fannie Mae, or Ginnie Mae) V 08 Other federal agency (e.g., VA, FHA, Rural Housing Service/Rural Development, SBA, etc.) V 09 Real estate investment trust (REIT) V 10 Pension fund or retirement fund (state, local, or private) V 11 Credit union V 12 Finance company (including consumer discount company, industrial bank, cooperative bank) V 13 State or municipal government or housing finance agency V 14 Individual or individual's estate V 15 Other (e.g., real estate or construction company, philanthropic organization, fraternal society, educational endowment M SOLDHOME S Sold previous home for down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Sale of previous home M SOLDOTHR S Sold other investments for down payment C Data about the purchase of the property Z C 1 X Public :L: Item 5c: What sources accounted for one third or more of the down payment and closing costs used for the purchase or construction of this property? If the entire purchase price for the property was paid with cash, report the source(s) of the cash. Mark all that apply. :L: V -1 not reported V X Sale of other real property or other investments (including stocks) M SSINC S Household income from Social Security C Property owner income data Z B X Public :L: Item 27d: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from - Social Security or Railroad Retirement :L: V 00000000:99999999 $0 - $99,999,999 M STATE S State of property owner C Property owner characteristics Z C 2 X Public :L: Item 1: Who owns the property described on the questionnaire address label? :L: M STATE S State where property is located C Geographical data X Public :L: FIPS State Code where property is located :L: V 06 California V 12 Florida V 17 Illinois V 25 Massachusetts V 26 Michigan V 34 New Jersey V 36 New York V 39 Ohio V 42 Pennsylvania V 48 Texas V 51 Virginia V 53 Washington V Blank All remaining states M STATEGOV S State government provides benefits C Property benefits Z C 1 X Public :L: Item 20b: What is the source of these benefits? Mark all that apply. :L: V -1 not reported V X State government M SUBPRIM1 S First Mortgage is a subprime loan C Lender characteristics Z C 1 X Public :L: Item 10e: Is this First mortgage a subprime loan? :L: V -2 not applicable V 1 Yes V 2 No M SUBPRIM2 S Second Mortgage is a subprime loan C Lender characteristics Z C 1 X Public :L: Item 10e: Is this Second mortgage a subprime loan? :L: V -2 not applicable V 1 Yes V 2 No M SUBPRIM3 S Third Mortgage is a subprime loan C Lender characteristics Z C 1 X Public :L: Item 10e: Is this third mortgage a subprime loan? :L: V -2 not applicable V 1 Yes V 2 No M TOTALINC S Total household income C Property owner income data Z B X Public :L: Item 27g: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from - TOTAL INCOME :L: V -1 not reported V -99999999:-10 $-99,999,999 - $-10 V 0 : 999999 M TOTMORT S Total number of mortgages on property C Property characteristics Z B X Public :L: Census Use Only Box C: Total number of mortgages on the property. :L: V 00:16 0-16 mortgages M TOTPMT1 S Total regular payments on first mortgage C Lender characteristics Z B X Public :L: Item 17f: What are the required regular payments from the borrower on this first mortgage for the total payment? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M TOTPMT2 S Total regular payments on second mortgage C Lender characteristics Z B X Public :L: Item 17f: What are the required regular payments from the borrower on this second mortgage for the total payment? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M TOTPMT3 S Total regular payments on third mortgage C Lender characteristics Z B X Public :L: Item 17f: What are the required regular payments from the borrower on this third mortgage for the total payment? :L: V -1 not reported V -2 not applicable V 000000000:999999999 $0 - $999,999,999 M TREASYY1 S Term of treasury security rate for first C Lender characteristics Z C 2 X Public :L: Item 13a: What index is used to adjust interest rates on this first mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 01:11 1-11 years M TREASYY2 S Term of treasury security rate for second C Lender characteristics Z C 2 X Public :L: Item 13a: What index is used to adjust interest rates on this second mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 01:11 1-11 years M TREASYY3 S Term of treasury security rate for third C Lender characteristics Z C 2 X Public :L: Item 13a: What index is used to adjust interest rates on this third mortgage? For Treasury security rate, specify the term of the rate, such as, 3 year rate. :L: V -1 not reported V -2 not applicable V 01:11 1-11 years M TXRELIEF S Property benefits from tax relief C Property benefits Z C 1 X Public :L: Item 20a: Does this property benefit from - Do NOT include FHA, VA, or Rural Housing Service / Rural Development (formerly FmHA) insurance or guarantees as a "property benefit." Mark all that apply. :L: V -1 not reported V X Property tax relief? M VALUE S Current market value of property C Property characteristics Z B X Public :L: Item 15: About how much do you think this property (house and lot or condominium unit) would sell for on today's market? :L: V -2 not applicable V 00000000:99999999 $0 - $99,999,999 M VIETNAM S Owner was on active duty during the Viet C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X Vietnam or after (August 1964 to July 1990) M WAGEINC S Household income from wages and salaries C Property owner income data Z B X Public :L: Item 27a: What was the total income in 2000 (before taxes and deductions) for ALL members of this household 15 years or older? Include any income from - Wages, salaries, commissions, bonuses, or tips from all jobs. :L: V 00000000:99999999 $0 - $99,999,999 M WEIGHT S C X Public M WWII S Owner was on active duty during the World War II C Property owner characteristics Z C 1 X Public :L: Item 25: Have any of the current owners of this property ever served on active duty in the Armed Forces of the United States? If yes, Mark all that apply. :L: V -1 not reported V X World War II or after (September 1940 to June 1950) M YRACQ S Year owner acquired the property C Data about the purchase of the property Z C 4 X Public :L: Item 4a: In what year did you become an owner of this property? If you owned the land before building on it, report the year the building was built. :L: V 1900:2001 1900-2001 M YRBUILT S Year building was built C Property characteristics Z C 2 X Public :L: Item 16: When was this building built? If more than one building, answer for the first one built. :L: V -1 not reported V 00 1999 or later V 97 1997 or 1998 V 95 1995 or 1996 V 90 1990 to 1994 V 80 1980 to 1989 V 70 1970 to 1979 V 60 1960 to 1969 V 50 1950 to 1959 V 40 1940 to 1949 V 30 1939 or earlier