Table 5 Effect of Demographic and Economic Factors on Nine Types of Hardship Source: U.S. Bureau of the Census Internet Release date: December 31, 1998 (Standard errors in parentheses) ----------------------------------------------------------------------------------------------------------------- Didn't Didn't Evicted Didn't Utilities Phone Didn't Didn't Not meet pay pay shut cut visit visit enough expenses rent utilities off off doctor dentist food ----------------------------------------------------------------------------------------------------------------- Income/pov. -0.24* -0.22* -0.08* -0.22* -0.21* -0.19* -0.22* -0.22* -0.36* (0.01) (0.01) (0.02) (0.01) (0.03) (0.02) (0.01) (0.01) (0.03) Age 25-35 0.20* 0.22* 0.25 0.16* 0.21 0.08 0.19* 0.15* -0.07 (0.07) (0.08) (0.24) (0.07) (0.14) (0.10) (0.09) (0.08) (0.11) Age 35-45 0.21* 0.25* 0.49 0.14 0.28 -0.02 0.36* 0.19* 0.04 (0.07) (0.08) (0.25) (0.08) (0.15) (0.11) (0.09) (0.08) (0.11) Age 45-55 0.02 0.02 0.48 -0.11 0.03 -0.33* 0.20* 0.02 -0.23 (0.07) (0.09) (0.28) (0.08) (0.16) (0.12) (0.09) (0.08) (0.13) Age 55-65 -0.56* -0.71* -0.4 -0.61* -0.69* -1.32* -0.21* -0.46* -0.86* (0.08) (0.11) (0.38) (0.10) (0.21) (0.16) (0.10) (0.09) (0.15) Age 65 + -1.15* -1.79* -1.67* -1.34* -1.52* -2.12* -0.69* -0.95* -1.47* (0.09) (0.13) (0.49) (0.10) (0.24) (0.18) (0.11) (0.10) (0.15) Male -0.08* 0.02 0.02 -0.12* 0.02 -0.04 -0.21* -0.16* -0.18* (0.04) (0.05) (0.17) (0.04) (0.09) (0.07) (0.05) (0.04) (0.07) Black 0.29* 0.35* 0.54* 0.47* 0.67* 0.75* -0.12 -0.20* -0.07 (0.05) (0.06) (0.19) (0.05) (0.10) (0.07) (0.06) (0.06) (0.09) Hispanic -0.18* 0.05 -0.12 -0.08 0.16 0.09 -0.45* -0.37* 0.14 (0.05) (0.06) (0.24) (0.06) (0.12) (0.09) (0.07) (0.06) (0.09) Other race -0.43* -0.44* -0.2 -0.41* -0.36 -0.27 -0.33* -0.52* -0.05 (0.10) (0.13) (0.43) (0.11) (0.25) (0.18) (0.12) (0.11) (0.17) Married -0.14* -0.17* -0.16 -0.23* -0.34* -0.23* 0.06 0.10* -0.44* (0.04) (0.05) (0.18) (0.05) (0.10) (0.07) (0.05) (0.05) (0.08) Children 0.52* 0.52* 0.29 0.64* 0.55 0.48* 0.11* 0.23* 0.09 (0.04) (0.05) (0.17) (0.04) (0.09) (0.07) (0.05) (0.04) (0.07) Employed -0.21* -0.27* -0.61* -0.16* -0.08 -0.26* -0.12* -0.00 -0.28* (0.04) (0.05) (0.17) (0.05) (0.10) (0.07) (0.05) (0.05) (0.08) Education -0.04* -0.03* -0.09* -0.04* -0.03* -0.06* -0.04* -0.03* -0.08* (0.01) (0.01) (0.03) (0.01) (0.01) (0.01) (0.01) (0.01) (0.01) Disability 0.57* 0.46* 0.17 0.58* 0.39* 0.29* 0.71* 0.60* 0.67* (0.04) (0.05) (0.19) (0.05) (0.10) (0.08) (0.05) (0.05) (0.07) ----------------------------------------------------------------------------------------------------------------- ----------------------------------------------------------------------------------------------------------------- Table 5, continued ----------------------------------------------------------------------------------------------------------------- Transfers 0.19* 0.09 0.32 0.28* 0.42* 0.37* -0.14* -0.06 0.41* (0.05) (0.06) (0.20) (0.05) (0.11) (0.08) (0.07) (0.06) (0.08) Rented home 0.36* 0.43* 0.84* 0.32* 0.47* 0.51* 0.26* 0.39* 0.56* (0.04) (0.05) (0.19) (0.04) (0.09) (0.07) (0.05) (0.04) (0.07) Health ins. -0.74* -0.74* -0.54* -0.62* -0.75* -0.71* -1.31* -1.06* -0.63* (0.03) (0.04) (0.15) (0.04) (0.08) (0.06) (0.04) (0.04) (0.06) Moved 0.02 0.20* 1.85* -0.04 0.21* 0.10 0.02 -0.04 0.21* (0.04) (0.05) (0.16) (0.05) (0.09) (0.07) (0.05) (0.05) (0.07) 1992 Panel 0.07 -0.01 0.07 0.01 0.03 0.01 0.10* 0.18* 0.03 (0.04) (0.05) (0.17) (0.04) (0.09) (0.07) (0.05) (0.04) (0.08) 1993 Panel -0.27* -0.37* -0.17 -0.27* -0.35* -0.20* -0.39* -0.39* 0.65* (0.04) (0.05) (0.19) (0.05) (0.10) (0.07) (0.05) (0.05) (0.08) Intercept -0.23* -1.25* -4.70* -0.82* -3.01* -1.67* -0.58* -0.78* -1.40* (0.11) (0.14) (0.48) (0.12) (0.26) (0.19) (0.14) (0.13) (0.20) N 39531 42897 45736 41821 45186 44519 42871 41994 44595 Null 34905.0 22940.1 2660.5 27922.3 8003.5 13084.1 22829.0 26782.2 11985.7 Resid 29159.8 19058.5 2157.7 23370.1 6787.1 10771.5 19476.2 23169.2 9621.6 Model 5745.2 3881.6 502.7 4552.2 1216.4 2312.6 3352.8 3613.0 2364.1 D.F. 21 21 21 21 21 21 21 21 21 ----------------------------------------------------------------------------------------------------------------- * indicates coefficient is greater than 2 times its standard error.