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Wealth and Asset Ownership Working Papers

Working papers are intended to make results of Census Bureau research available to others and to encourage discussion on a variety of topics. They have not undergone a review and editorial process generally accorded official Census Bureau publications.

View the list of working paper topics.

View the list of working papers by year.


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Working Paper
Student Debt and Its Co-Occurrence with Other Types of Debt
This presentation uses a descriptive accounting of student loans and their connection to other types of debt.


Working Paper
Evaluating Wealth Data in Wave 4 of the Redesigned 2014 SIPP
This paper supports the careful use of SIPP data by researchers by examining how changes to the 2014 SIPP affected wealth data quality over the Panel.


Working Paper
Student Debt Discourages Young Workers from Becoming Self-Employed
This paper examines the relationship between student debt and self-employment for young adults using the SIPP and Administrative Records.


Working Paper
The Use and Misuse of Income Data and Extreme Poverty
This paper examines extreme poverty in the U.S. using household surveys linked to administrative records.


Working Paper
Household Debt and Wealth Housing Tenure
Using SIPP data, this study identifies the effect of household debt and wealth on household’s transition from homeowner to renter or from renter to homeowner.


Working Paper
Item Response Rates for Composite Variables
This paper proposes three new methods for aggregating data on response rates across questions to create a measure of item response for composite variables.


Working Paper
Evaluating Wealth Data in the Redesigned 2014 SIPP
This paper is to support the careful use of SIPP data by examining how changes to the SIPP from the 2008 panel to the 2014 panel affected wealth data quality.


Working Paper
Does Encouraging Record Use for Financial Assets Improve Data Accuracy
This paper compares interest, dividend, and rental income in the Survey of Income and Program Participation (SIPP) to administrative IRS 1040 tax data.


Working Paper
The Geographic Distribution of Wealth in the United States
This paper presents preliminary estimates of wealth and wealth inequality at sub-national geographies.


Working Paper
Reassessing Wealth Data Quality in SIPP
Reassessing Wealth Data Quality in the Survey of Income and Program Participation.


Working Paper
Asset Record Use and Measurement Error
Paper on how record use affects the asset data in the Survey of Income and Program Participation (SIPP).


Working Paper
Household Wealth in the U.S.: 2000 to 2011
Wealth is one of the primary bellwethers of household financial security and prospects in the United States.


Working Paper
Can Americans Afford to Retire?
As members of the baby-boomer generation approach retirement age, much attention has been focused on whether these individuals are prepared for retirement.


Working Paper
Distribution of Household Wealth in the U.S.: 2000 to 2011
Household net worth, or wealth, is an important indicator of economic well-being in the United States.


Working Paper
Household Debt in the U.S.: 2000 to 2011
Debt is an important financial tool used by U.S. households to finance their purchases.


Working Paper
The Predictive-Mean Method of Imputation
The CB researched and developed an alternative to the present imputation strategy of using a univariate hot-deck methodology.


Working Paper
The Predictive-Mean Method of Imputation for Preserving Coupling Be...
The Predictive-Mean Method of Imputation for Preserving Coupling Between Assets and Liabilities


Working Paper
Home Equity, Wealth, and Financial Assets of U.S. Households in 1995
This report describes patterns of homeownership, home equity, and other assets and debts of U.S. households in 1995.


Working Paper
The Wealth of Families: Analysis of Recent Census Data
This study describes the levels and distribution of real and financial assets of U.S. families.


Working Paper
The Effects of Special Saving Programs on Saving and Wealth
An overview of the retirement saving programs in the U.S. & a summary of the effects of these programs on the saving behavior & wealth of U.S. households.


Working Paper
Changing Social Security Survivorship Benefits & the Poverty of Widows
Explores how changes in U.S. Social Security survivorship benefits might be expected to change the income & poverty rate of surviving spouses & prior couples.


Working Paper
Who's Wealthy? Who's Not?
This paper reports micro-level regression analyses sociodemographic covariates of household net worth data in eight waves of five distinct panels of the SIPP.


Working Paper
Trends in Income and Wealth of the Elderly in the 1980's
Not everyone benefited from the prosperity of the 1980’s, it is of interest to find out how the elderly, or persons age 65 and over, fared in these years.


Working Paper
The Saving Effect of Tax-Deferred Retirement Accounts
Individual Retirement Accounts (IRAs) rapidly became a very popular form of saving after they became available to all employees in 1982.


Working Paper
Alternative Estimates of Economic Well-Being by Age
This paper examines the use of income-wealth measures for the analysis of the distribution of economic well-being for age groups in the current period.


Working Paper
Income as a Proxy for the Economic Status of the Elderly
This paper explores the importance of having asset data to evaluate the economic situation of the elderly.


Working Paper
Measuring Poverty and Crises
This paper demonstrates that the official poverty measure is conceptually deficient, and discusses how to remedy those deficiencies.


Working Paper
Year-Apart Estimates of Household Net Worth from the SIPP
This paper presents the wave 4 and wave 7 estimates and offers some conclusions about what the comparisons show about the reliability of the estimates.


Working Paper
The Wealth of the Aged and Nonaged, 1984
This paper discusses and illustrates the use of wealth data for the analysis of the economic status of households.


Working Paper
The Wealth of the Aged and Nonaged, 1984
This paper discusses and illustrates the use of wealth data for the analysis of the economic status of households.


Working Paper
Factors Associated with Household Net Worth
The purpose of this paper is to further analyze the factors correlated with wealth holdings by using a multivariate regression model.


Working Paper
An Analysis of the SIPP Asset and Liability Feedback Experiment
To measure changes in wealth, a test was implemented to provide information collected in previous interviews to respondents during the current interview.

Page Last Revised - December 16, 2021
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