Employment-Based Health Insurance: 2010

February 2013
Report Number: P70-134
Hubert Janicki

More than half of the U.S. population (55.1 percent) had employment-based health insurance coverage in 2011, and among the employed population aged 18 to 64, over two-thirds (68.2 percent) had health insurance through their own employer or another person’s employer. 1 In addition, over one-third (34.7 percent) of individuals who did not work received coverage through employment-based health insurance, usually from a former employer or another person’s employer.

This report uses data from the Survey of Income and Program Participation (SIPP) to examine the characteristics of people with employer-provided health insurance coverage as well as characteristics of employers that offer health insurance. This documentation of the current distribution of employment-based health insurance coverage across socioeconomic characteristics is needed to establish the changes associated with recent health care legislation. The report is composed of two sections. The first section provides a brief overview of historical trends in employer-provided coverage rates by source of coverage as well as the reasons for non-participation in health insurance from 1997 to 2010. The second section focuses on data collected in 2010 and describes health insurance offer and take-up rates by employee and employer characteristics. In addition, the report describes the insurance status of workers not participating in an employer’s plan and the reasons for nonparticipation.

Appendix [PDF 182kb]