User note: There was an error in the imputation of missing values for variables ELMPSP01-19* which resulted in the imputation of all ‘no' responses for approximately 11 percent of the 2,698 respondents, using a joint imputation process for all variables. The data have been re-edited and corrected.

*This variable is described in the data dictionary as:

"People who receive lump sums may spend or invest the money in many different ways. How did you use the money from the lump sum you received? There are 19 different yes/no multiple responses to this question:

User note: There was an error in the imputation of missing values for variables ELMPSP01-19* which resulted in the imputation of all ‘no' responses for approximately 11 percent of the 2,698 respondents, using a joint imputation process for all variables. The data have been re-edited and corrected.

*This variable is described in the data dictionary as:

"People who receive lump sums may spend or invest the money in many different ways. How did you use the money from the lump sum you received? There are 19 different yes/no multiple responses to this question:

• ELMPSP01 Invested in an IRA, annuity, or other retirement program
• ELMPSP02 Put into a savings account or CDs
• ELMPSP03 Invested in other financial instruments (stocks, mutual funds, bonds, etc.)
• ELMPSP04 Invested in land, other real properties
• ELMPSP05 Invested in own or family business or farm
  
• ELMPSP06 Used for housing purchase, paid off mortgage, home improvements, etc
  
• ELMPSP07 Paid bills, loans, other debts
  
• ELMPSP08 Bought a car, boat, furniture or other consumer items
  
• ELMPSP09 Vacation, travel, or recreation
  
• ELMPSP10 Paid expenses while laid off
  
• ELMPSP11 Moving or relocation expenses
  
• ELMPSP12 Medical or dental expenses
  
• ELMPSP13 Paid or saved for education
  
• ELMPSP14 General or everyday expenses
  
• ELMPSP15 Gave to family members or charities
  
• ELMPSP16 Paid taxed
  
• ELMPSP17 Saved for retirement expenses
  
• ELMPSP18 Saved or invested in other ways
  
• ELMPSP19 Spent in other ways