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Income, Poverty, and Health Insurance Coverage in the United States: 2012

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Report Number P60-245


This report presents data on income, poverty, and health insurance coverage in the United States based on information collected in the 2013 and earlier Current Population Survey Annual Social and Economic Supplements (CPS ASEC) conducted by the U.S. Census Bureau.

Summary of findings:

  • Real median household income in 2012 was not statistically different from the 2011 median income.1
  • The poverty rate in 2012 was not statistically different from 2011.
  • The percentage of people without health insurance decreased between 2011 and 2012, while the number of uninsured in 2012 was not statistically different from 2011.

For most groups, the 2012 income, poverty, and health insurance estimates were not statistically different from the 2011 estimates. There were a few exceptions. Households in the West and those residing inside principal cities of metropolitan statistical areas experienced increases in median household income. The poverty rate in the West went down in 2012. For health insurance, the uninsured rate for Asians and Hispanics decreased. These results are discussed in more detail in the three main sections of this report—income, poverty, and health insurance coverage. Each section presents estimates by characteristics such as race, Hispanic origin, nativity, and region.2 Other topics covered are earnings, family poverty rates, and health insurance coverage of children.

1 “Real” refers to income after adjusting for inflation. All income values are adjusted to reflect 2012 dollars. The adjustment is based on percentage changes in prices between 2012 and earlier years and is computed by dividing the annual average Consumer Price Index Research Series (CPI-U-RS) for 2012 by the annual average for earlier years. The CPI-U-RS values for 1947 to 2012 are available in Appendix A and on the Internet at <www.census.gov/hhes/www/income/data/incpovhlth/2012/CPI-U-RS-Index-2012.pdf>. Consumer prices between 2011 and 2012 increased by 2.1 percent.

2 Federal surveys give respondents the option of reporting more than one race. Therefore, two basic ways of defining a race group are possible. A group such as Asian may be defined as those who reported Asian and no other race (the race-alone or single-race concept) or as those who reported Asian regardless of whether they also reported another race (the race-alone-or-in-combination concept). The body of this report (text, figures, and tables) shows data using the first approach (race alone). The appendix tables show data using both approaches. Use of the single-race population does not imply that it is the preferred method of presenting or analyzing data. The Census Bureau uses a variety of approaches.

In this report, the terms “White, not Hispanic” and “non-Hispanic White” are used interchangeably and refer to people who are not Hispanic and who reported White and no other race. The Census Bureau uses non-Hispanic Whites as the comparison group for other race groups and Hispanics.

Since Hispanics may be any race, data in this report for Hispanics overlap with data for race groups. Being Hispanic was reported by 14.2 percent of White householders who reported only one race, 4.6 percent of Black householders who reported only one race, and 2.6 percent of Asian householders who reported only one race.

The small sample size of the Asian population and the fact that the CPS does not use separate population controls for weighting the Asian sample to national totals contribute to the large variances surrounding estimates for this group. This means that for some estimates for the Asian population, we are unable to detect statistically significant changes from the previous year. The American Community Survey (ACS), based on a much larger sample of the population, is a better source for estimating and identifying changes for small subgroups of the population.

The householder is the person (or one of the people) in whose name the home is owned or rented and the person to whom the relationship of other household members is recorded. If a married couple owns the home jointly, either the husband or the wife may be listed as the householder. Since only one person in each household is designated as the householder, the number of householders is equal to the number of households. This report uses the characteristics of the householder to describe the household.

Data users should exercise caution when interpreting aggregate results for the Hispanic population or for race groups because these populations consist of many distinct groups that differ in socioeconomic characteristics, culture, and recent immigration status. Data were first collected for Hispanics in 1972 and for Asians and Pacific Islanders in 1987. For further information, see <www.census.gov/cps>.

Page Last Revised - October 8, 2021
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