Section 12 - Health Insurance

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Section 12 - Health Insurance

1. Private health insurance, including employer and healthcare exchange plans

Health insurance provided in part or full by an employer (excluding military) or union or purchased directly by the household, such as -

  • COBRA/Temporary Continuation of Coverage
  • Fee for service plans
  • HMOs (Health Maintenance Organizations)
  • Individual Practice Association (IPAs)
  • Point of Service Plans (POS)
  • PPO (Preferred Provider Organizations)
2. Medicare

Federal health insurance coverage for persons 65+ years of age and certain disabled persons under 65, such as -

  • Medicare Advantage (Part C)
  • Medicare HMOs
  • Medicare Part C
  • Medicare Part D
  • Medicare Plus Choice
  • Medicare prescription drug plans
3. Medicare Supplemental Insurance (Medi-Gap)
  • Private health insurance purchased to supplement Medicare.
4. Medicaid
  • Medical assistance program that provides health care coverage to low-income and disabled persons. Medicaid is run by the states and is often called different names in different states.
5. Children-s Health Insurance Program (CHIP/SCHIP)
  • Health care coverage for low-income, uninsured children under age 19 who are not currently eligible for Medicaid or covered by private health insurance. This program is run by the states and is often called different names in different states.
6. Military health care, such as -
  • CHAMP-VA
  • Tricare
  • VA (Veterans Affairs)
7. Indian Health Service (IHS)
  • Federal health care program for Native Americans and Alaska Natives.
8. Single service plans

Do not include Medicare Part D prescription drug plans.

  • Health insurance coverage that provides for only one type of service, such as dental care, vision care, prescriptions, and long-term care.
9. No coverage of any type
Page Last Revised - July 25, 2025